Community Capital Technology
Community Capital Technology operates a digital loan marketplace connecting community banks, credit unions, regional banks, and credit investors for buying, selling, and participating in loans across multiple asset classes, serving nearly 1,800 U.S. financial institutions.
- Company typePrivate
- Founded2018
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Community Capital Technology does
Community Capital Technology Inc. (CCT), founded in 2018 and headquartered in New York, operates a digital loan marketplace that connects community banks, credit unions, CDFIs, regional banks, and credit investors (asset managers, family offices, insurers) for the buying, selling, and participating of loans. The platform supports a broad range of loan categories including C&I, CRA, SBA, Real Estate, Agriculture, Lease, Retail, Student, and Auto loans, and provides real-time data insights, counterparty matching, and analytics to support diversification, balance sheet optimization, CRA compliance, and growth objectives. The company claims access to nearly 1,800 financial institutions nationwide and runs a sales-led, enterprise go-to-market with direct outreach, structured intake forms, and member login portal access.
CCT generates revenue through transaction facilitation fees and marketplace commissions on completed loan transactions; pricing is not publicly disclosed and is quote-based for financial institutions. The company has raised approximately $13.5 million-plus across a 2020 seed round led by Naples Technology Ventures ($2.6M), a 2023 strategic investment from BHB Fund (managed by Latitude38 Venture Partners), and a 2024 SEC Form D exempt offering of up to $16.9 million (approximately $10.9M sold). Recent strategic activity includes a March 2026 acquisition of Creator's Corner, a TikTok Shop affiliate community, in a multi-million-dollar deal that signals an expansion into the social commerce vertical alongside the core lending marketplace business.
Community Capital Technology firmographics
Firmographics- Name
- Community Capital Technology
- Legal name
- Community Capital Technology Inc.
- Website
- https://communityct.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Community Capital Technology operates a digital loan marketplace connecting community banks, credit unions, regional banks, and credit investors for buying, selling, and participating in loans across multiple asset classes, serving nearly 1,800 U.S. financial institutions.
- Ownership category
- akta.pro rank
Community Capital Technology industry classification
Industry- Product category
- Loan Trading Marketplace Platform
- SIC
- Loan Brokers (6163), Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- P2P Loan Syndication & Participation Platforms (FSAKAHAL)
- akta.pro secondary industry
- Debt Capital Raising Intermediation (Private Debt/Mezzanine/Bonds) (FSAEALAM)
Keywords
Where Community Capital Technology is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Community Capital Technology business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Loan Transaction Facilitation: The platform facilitates loan transactions between financial institutions including loan sales, participations, and purchases. Revenue is generated through transaction facilitation fees.
- Marketplace Commission: As a marketplace connecting loan sellers with buyers (community banks, regional banks, investors), the company likely earns commissions on completed transactions.
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
Community Capital Technology product offering
Product offeringCore offering
Community Capital Technology operates a digital loan marketplace platform that enables financial institutions (community banks, credit unions, CDFIs, regional banks) and credit investors (asset managers, family offices, insurers) to buy, sell, and participate in loans. The platform supports multiple loan types including C&I, CRA, SBA, Real Estate, Agriculture, Lease, Retail, Student, and Auto loans, providing counterparty matching, real-time data insights, and a network of nearly 1,800 financial institutions nationwide.
Product overview
Community Capital Technology operates a single unified digital loan marketplace platform called CCT (Community Capital Technology). The platform serves as an active digital marketplace for the community-focused financial industry, enabling loan transactions including purchases, sales, and participations. It connects community banks, credit unions, CDFIs, regional banks, and investors (asset managers, family offices, insurers) to facilitate loan originations and balance sheet management. The platform offers services for diversification, growth, compliance (CRA), and data insights.
Differentiator
Problem solved
Functional benefit
Products and services
- CCT Marketplace (Community Capital Technology Platform)
Quantifiable outcome
- Originating bank retained client as local lender while bringing in participant banks for capacity
- +4 more outcomes
Companies that use Community Capital Technology
Customer profileNamed customers8 records
Segments4 records
Ideal customer profiles3 records
Community Capital Technology technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Community Capital Technology partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Creator's CornergrowthCommunity Capital acquired Creator's Corner, a leading TikTok Shop affiliate community, in a multi-million dollar deal. Community Capital pledged to reinvest over $1 million into the Creator's Corner community over the next 12 months for new events, educational resources, and brand partnerships. The acquisition represents expansion into social commerce space.
Scale indicators7 records
Recent moves5 records
Expansion highlights4 records
Community Capital Technology competitors and assessment
Company assessmentBroad incumbents
- nCino: Cloud banking platform serving commercial banks and credit unions with loan origination, portfolio management, and analytics. Comparable customer base (community/regional banks and credit unions) and adjacent product functionality for loan portfolio management.
- Tradeweb Markets: Institutional electronic trading platform for fixed income, derivatives, and increasingly loan products. Comparable to CCT as a marketplace infrastructure for credit transactions between financial institutions, though Tradeweb operates at far larger scale and across broader asset classes.
- Jack Henry & Associates: Major technology provider to community and regional banks and credit unions. Comparable customer base to CCT and provides loan portfolio infrastructure, though Jack Henry is a broad banking core system rather than a marketplace.
- MarketAxess: Electronic trading platform for corporate bonds and credit products, with growing presence in loans. Directly comparable marketplace model for credit transactions among institutional participants, though focused on bonds/credit rather than community-bank loan participations.
Direct peers
- LendingClub: Online lending marketplace connecting borrowers with investors. Comparable marketplace model for loan transactions, though LendingClub focuses on consumer/primary origination rather than the secondary loan participation use case CCT serves.
- Lendio: Small business loan marketplace connecting borrowers with multiple lenders. Comparable marketplace/intermediation model for loan transactions, though Lendio is more origination-focused than secondary market.
- Funding Circle: Online marketplace for small business loans connecting SMB borrowers with institutional investors. Comparable digital loan marketplace model with transaction facilitation between lenders and investors, though Funding Circle focuses on primary SMB origination.
- DebtX: Online loan trading platform that facilitates buying and selling of loans (primarily CRE and commercial) among institutional participants. Closest direct peer to CCT given similar loan-trading marketplace model between financial institutions, though DebtX skews to larger commercial loan portfolios.
Emerging players
- Upstart: AI-driven lending marketplace connecting borrowers with bank and credit union lenders. Comparable marketplace model facilitating loan transactions between consumers/borrowers and institutional lenders, though Upstart focuses on AI underwriting in primary origination.
- Credible: Loan comparison and marketplace platform aggregating lender offerings for student, mortgage, and personal loans. Comparable loan marketplace/intermediation model, though Credible is consumer-facing rather than inter-institutional.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key highlights6 records
Customer concentration
Community Capital Technology social profiles
Digital presenceCommunity Capital Technology financial estimates
Financial estimateRevenue estimate
Valuation estimate
Community Capital Technology leadership team
Management profileNumber of profiles
Profiles6 records
Community Capital Technology funding detail
Funding detailFunding overview
Funding rounds5 records
Investors5 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Community Capital Technology M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Community Capital Technology
What does Community Capital Technology do?
Community Capital Technology operates a digital loan marketplace platform that enables financial institutions (community banks, credit unions, CDFIs, regional banks) and credit investors (asset managers, family offices, insurers) to buy, sell, and participate in loans. The platform supports multiple loan types including C&I, CRA, SBA, Real Estate, Agriculture, Lease, Retail, Student, and Auto loans, providing counterparty matching, real-time data insights, and a network of nearly 1,800 financial institutions nationwide.
Is Community Capital Technology a public or private company?
Community Capital Technology is a private company. It is classified as venture growth investor backed and is currently operating.
When was Community Capital Technology founded?
Community Capital Technology was founded in 2018. It employs 11 to 50 people.
Where is Community Capital Technology based?
Community Capital Technology is headquartered in New York, United States, in the North America region.
How does Community Capital Technology make money?
Two revenue lines are on record. Loan Transaction Facilitation is the primary driver. The others are marketplace Commission.
Who are Community Capital Technology's main competitors?
Broad incumbents on record are nCino, Tradeweb Markets, Jack Henry & Associates and MarketAxess. Direct peers are LendingClub, Lendio, Funding Circle and DebtX. Emerging players are Upstart and Credible.
Does Community Capital Technology have an API?
No public API is recorded for Community Capital Technology.
What industry is Community Capital Technology in?
Community Capital Technology's product category is Loan Trading Marketplace Platform. Its primary akta.pro industry code is FSAKAHAL, P2P Loan Syndication & Participation Platforms, with a secondary code of FSAEALAM, Debt Capital Raising Intermediation (Private Debt/Mezzanine/Bonds). Its SIC code is 6163.