ID-Pal

What ID-Pal does

ID-Pal is an Irish identity verification platform founded in 2016 and headquartered in Dublin, providing AI-powered multi-layered KYC, KYB, and AML compliance solutions to regulated enterprises globally. The platform combines biometric facial matching (50-point analysis), iBeta Level 1 and Level 2 certified liveness testing, computer-vision-based document fraud detection (ID-Detect), database checks against 400+ trusted sources, and AML screening across 6,000+ watchlists and 20,000+ adverse media sources, supporting 16,000+ identity documents across 250+ jurisdictions. It offers modular solutions including KYC Compliance, KYB Compliance (expanded through the December 2025 acquisition of NorthRow), AML Compliance, Customer Onboarding, and Fraud Prevention, distributed through direct enterprise field sales, an API/SDK layer, and a native Salesforce AppExchange listing with one-click configuration. The company's commercial model is quote-based annual or multi-year SaaS subscriptions with usage-based verification fees and add-on pricing for advanced modules such as AML screening and liveness testing, serving financial institutions, fintechs, legal firms, accountancies, credit unions, and adjacent regulated verticals primarily across Ireland, the UK, and the US.

Name

ID-Pal

Legal name

ID-Pal Limited

Website

https://id-pal.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

51–100 employees

Short description

ID-Pal is an Irish AI-powered identity verification platform that combines biometric facial matching, document fraud detection, liveness testing, and AML screening into a unified KYC/KYB compliance solution serving financial institutions, fintechs, and other regulated enterprises across 250+ jurisdictions.

Ownership category

akta.pro rank

Product category

Identity Verification Software

NAICS

Investigation and Personal Background Check Services (561611)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Identity Verification & Digital ID (IDV, eIDAS, biometrics) (FSAGAFAA)

akta.pro secondary industries

KYC/KYB & Customer Onboarding (CIP, beneficial ownership, screening) (FSAGAFAB), Fraud Prevention & Identity Verification (IDV/KYC) (BPAMAEAI), Data, Evidence & Document Verification (IDV) for KYC (FSAMAMAN)

Keywords

• Identity verification software
• KYC compliance platform
• AML screening solutions
• Biometric authentication
• Customer onboarding automation

Headquarters

HQ city

Dublin

HQ country

Ireland

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure, Supply Chain

Revenue model

1. SaaS Subscription: Annual or multi-year subscription licensing for identity verification platform access. Pricing appears quote-based with customizable tiers based on verification volume and feature requirements. Additional add-on features like AML screening available at additional cost.
2. Usage-Based Verification Fees: Usage-based pricing model where customers pay per identity verification performed. Some solutions (like AML screening, liveness testing) are add-on features with additional costs beyond base subscription.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels7 records

Core offering

ID-Pal sells a SaaS-based identity verification and compliance platform that performs real-time KYC, KYB, and AML checks for businesses. The platform combines AI-powered biometric facial matching, document authentication, iBeta-certified passive liveness detection, document fraud detection (ID-Detect), and cross-referencing against 400+ trusted data sources to verify individuals and businesses across 16,000+ identity documents in 250+ jurisdictions. It is delivered via out-of-the-box deployment, native Salesforce AppExchange integration, or REST API/SDK and targets regulated enterprises in financial services, fintech, legal, accountancy, insurance, and education.

Product overview

ID-Pal offers a modular identity verification and compliance platform built around a core multi-layered identity verification engine. The platform provides a unified portfolio of products spanning KYC (Know Your Customer), KYB (Know Your Business), and AML (Anti-Money Laundering) compliance, combining biometric facial matching, iBeta-certified liveness testing, document fraud detection (ID-Detect), database checks (400+ sources), AML screening, address e-verification, bank account verification, phone verification, and IP verification. The core technology performs up to 70 technical checks per document with 99%+ accuracy across 16,000+ identity documents in 250+ jurisdictions. Key modules include: ID-Pal Once (reusable digital identity for faster returning-user verification), ID-Detect (AI document fraud detection against deepfakes and synthetic identities), the Salesforce native integration (CRM-embedded verification), and NorthRow's KYB capabilities (acquired December 2025, adding native end-to-end business verification and real-time monitoring). All components share the same underlying platform, API/SDK integration layer, and automated audit trail infrastructure.

Differentiator

Problem solved

Functional benefit

Brands

• ID-Detect: Advanced document fraud detection solution that eliminates common document fraud attacks by verifying that a genuine, physical ID is present during verification. Defends against traditional and AI-driven attacks including printed copy attacks, screen replay attacks, portrait substitution attacks, and AI-driven digital manipulation.
• ID-Pal Once

Products and services

• Identity Document Verification Real-time digital identity document verification using multi-layered biometric, database, and document checks across 16,000+ identity documents in 250+ jurisdictions, performing up to 70 technical checks per document to detect forged, altered, and reused identity documents for enterprise compliance teams.
• KYC Compliance End-to-end Know Your Customer compliance solution combining identity document verification, biometric facial matching, liveness detection, automated address verification, and AML screening into a single configurable workflow for regulated businesses.
• KYB Compliance Know Your Business compliance solution connecting business verification, ultimate beneficial owner (UBO) and persons of significant control (PSC) discovery, director verification, PEP and sanctions screening, adverse media checks, and ongoing monitoring into a single automated workflow.
• AML Compliance Anti-Money Laundering compliance solution combining identity verification, AML screening, PEP and sanctions watchlist checks, adverse media screening, enhanced due diligence, and ongoing monitoring into a single streamlined workflow with real-time decisioning and audit-ready reporting for regulated businesses.
• Customer Onboarding Digital customer onboarding platform that delivers KYC, identity document verification, and AML screening in a single automated flow across online, in-person, remote, and broker-model channels for regulated businesses, supporting same-day deployment with fully customisable front-end and back-end configuration.
• Fraud Prevention AI-powered fraud prevention platform combining multi-layered identity verification, biometric checks, document authentication, and liveness detection to detect deepfakes, presentation attacks, injection attacks, and synthetic identities at source across all onboarding channels for regulated businesses.
• Address E-Verification Automated address verification that extracts name and address from submitted identity documents and matches against multiple authoritative databases (credit bureaus, public records, electoral registers, utility databases) to verify residential address in real-time, eliminating the need for separate proof-of-address documents.
• ID-Pal Once Reusable digital identity add-on solution that enables verified returning users to be re-verified in seconds via a biometric liveness check linked to their stored profile, without re-uploading identity documents, delivering up to 5x faster verification and reducing onboarding friction for regulated businesses.
• ID-Detect Advanced AI-powered document fraud detection add-on that confirms a genuine, physical identity document is present during verification, detecting printed copy attacks, screen replay attacks, portrait substitution attacks, AI-generated forgeries, deepfakes, and synthetic identities. Awarded Biometric Authentication Innovation of the Year at the 2025 Payments Awards.
• Salesforce Integration Native identity verification product for Salesforce available on the AppExchange, enabling real-time identity and AML checks directly within Salesforce CRM with automatic CDD report generation and storage on Contact/Lead records, one-click customisation, and same-day deployment without custom code.

Quantifiable outcome

• 99%+ verification accuracy
• +5 more outcomes

Named customers16 records

Segments10 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability8 records

Feature12 records

Partnerships

Three partnerships are on record, tiered core and minor.

• MBScoreTechnology or Integration · 10 December 2025Strategic partnership with MBS, a digital transformation provider, to enable automated AML, KYC, and KYB compliance workflows. MBS integrates ID-Pal into its Excapsula process automation platform, allowing clients to trigger identity verification cycles from core systems with automatic write-back of validated records. Particularly benefits Trust and Corporate Service Provider sector.
• SalesforcecoreTechnology or IntegrationSalesforce AppExchange integration enabling ID-Pal to run natively inside Salesforce for real-time identity verification as part of KYC and due diligence flows. One-click configuration with no custom development required.
• Open BankingminorStrategic or Co-development PartnerPartnership with Open Banking to deliver identity verification solution for third-party developers accessing the Open Banking network. NorthRow (now part of ID-Pal) worked with Open Banking to meet their security and customer requirements.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Onfido (Entrust): Global identity verification provider (now part of Entrust) offering AI-driven document and biometric IDV with KYC/AML workflows for financial services, fintech, and regulated industries — directly comparable to ID-Pal's core offering.
• Jumio: Large-scale IDV and KYC/AML platform serving banks, fintechs, and crypto exchanges globally; competes head-to-head with ID-Pal on biometric document verification and AML screening.
• Veriff: AI-powered identity verification platform with strong coverage of government-issued IDs and biometric checks; comparable in target verticals (financial services, fintech, mobility) and in technology stack to ID-Pal.
• Sumsub: Full-stack identity verification, KYC/KYB, AML, and fraud prevention suite serving financial services, crypto, and iGaming — a multi-product competitor that mirrors ID-Pal's KYC+KYB+AML expansion strategy.
• Persona: US-headquartered identity verification platform with configurable IDV flows, biometric checks, and KYC/AML; comparable mid-market and enterprise GTM and similar modular product architecture.
• Trulioo: Global identity verification and business verification (KYB) provider covering 400+ data sources across 195+ countries — directly comparable to ID-Pal's database coverage and multi-jurisdiction positioning.
• ID.me: US-focused identity verification and digital identity network serving government, healthcare, and financial services; comparable to ID-Pal on reusable-identity ambitions but operating at much larger US scale.
• Alloy: Identity decisioning platform for banks and fintechs that orchestrates KYC, KYB, and AML checks from multiple vendors; comparable to ID-Pal in serving regulated financial institutions with compliance workflows.
• Ondato: Lithuanian KYC/AML and identity verification provider with strong European presence; comparable in size, vertical mix (banks, fintech, legal), and geographic footprint to ID-Pal.

Broad incumbents

• Mitek Systems: Public US company providing mobile identity verification and digital fraud detection for banks, fintech, and enterprises; broader product portfolio but overlapping IDV and biometric technology.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/TweetIDPal
• LinkedInlinkedin.com/company/id-pal
• Facebookfacebook.com/theidpal

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries1 record

Funding overview

Funding rounds4 records

Investors4 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ID-Pal