dv01
dv01 is a New York-based data intelligence platform that provides end-to-end loan-level data management, reporting, and analytics for structured products (RMBS, ABS, private credit), serving 600+ institutional clients including Goldman Sachs, PIMCO, Barclays, and LendingClub. Operating as a Fitch Group subsidiary, it processes $8 trillion in notional balance across 1,300 transactions.
- Company typePrivate
- Founded2015
- HeadquartersNew York, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What dv01 does
dv01 is a data intelligence platform that provides end-to-end loan-level data management, reporting, and analytics for structured products markets, including RMBS, ABS, and private credit transactions. The platform ingests raw loan tapes, validates and standardizes them via ML-powered tools such as Tape Cracker, and delivers standardized datasets through Snowflake Data Share, BigQuery, SFTP, S3, and SQL interfaces to 600+ institutional clients. Core products span Market Surveillance (alternative data for consumer credit risk and opportunity identification), Loan Data Agent for Securitizations (performance reporting), Portfolio Surveillance, Credit Facility Management (warehouse lending borrowing base and covenant monitoring), dv01 DealStudio (deal structuring and waterfall analysis), Data Direct (AI-ready data delivery), and the Fitch-dv01 Non-Agency RMBS Benchmarks and Auto Benchmarks franchises. The company applies proprietary models including the Non-QM Prepayment Model, ZIP Code Rankings, Affordability Ratios (covering 2,900+ U.S. counties), and ESG Impact Intelligence (47 data points aligned to UN SDGs, ICMA, and SASB standards), and is developing Agent-Ready AI features and MCP Servers for AI-agent interoperability.
The business operates on an enterprise subscription and managed services model with quote-based pricing negotiated through a consultation-led sales motion targeting investment banks, issuers, originators, asset managers, hedge funds, insurance companies, and credit unions. dv01 was acquired by Fitch Group in September 2022 and operates as a subsidiary of Fitch Solutions, Inc., with distribution and analytical integration leverage from co-branded benchmarks and embedded Fitch Ratings models. Founded in 2015 and headquartered in New York, the company serves a global institutional client base and processes 1,300+ transactions covering 370 million loans and $8 trillion in notional balance.
dv01 firmographics
Firmographics- Name
- dv01
- Legal name
- dv01, Inc.
- Website
- https://dv01.co
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- dv01 is a New York-based data intelligence platform that provides end-to-end loan-level data management, reporting, and analytics for structured products (RMBS, ABS, private credit), serving 600+ institutional clients including Goldman Sachs, PIMCO, Barclays, and LendingClub. Operating as a Fitch Group subsidiary, it processes $8 trillion in notional balance across 1,300 transactions.
- Ownership category
- akta.pro rank
dv01 industry classification
Industry- Product category
- Structured Finance Data Analytics
- NAICS
- Activities Related to Credit Intermediation (5223), Credit Intermediation and Related Activities (522)
- SIC
- Asset-Backed Securities (6189), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking) (FSAGAHAC)
Keywords
Where dv01 is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
dv01 business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Supply Chain
Revenue model
- Subscription-based Platform Access: Annual or multi-year subscription for access to dv01's data management, reporting, and analytics platform. Pricing based on data scope, asset classes covered, and delivery method.
- Data Delivery Services: Delivery of standardized, validated loan-level data through various channels (Snowflake, BigQuery, SFTP, S3). May include ongoing data maintenance and support.
- Professional Services: Managed service where dv01 analysts run credit facility operations end-to-end, including borrowing base generation, trigger monitoring, and waterfall reporting.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise subscription with negotiated pricing |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels8 records
dv01 product offering
Product offeringCore offering
dv01 provides an end-to-end data infrastructure platform that ingests, standardizes, validates, analyzes, and reports loan-level data for structured products (RMBS, ABS) and private credit transactions. The platform combines a centralized loan data backbone with analytical modules (cashflow modeling, portfolio surveillance, credit facility management, deal structuring, ML-driven tape ingestion, ESG enrichment, and prepayment modeling) and delivers standardized, AI-ready data through Snowflake, BigQuery, S3, and SFTP. It serves 600+ institutional issuers and investors including Goldman Sachs, Barclays, PIMCO, and LendingClub, processing approximately 1,300 transactions covering 370 million loans with $8 trillion in notional balance.
Product overview
dv01 is a unified data intelligence platform for structured products and private credit, offering end-to-end loan data management, reporting, and analytics. The platform operates as a centralized hub connecting lenders and capital markets participants through interconnected modules. Core products include Market Surveillance for alternative data, Loan Data Agent for securitization reporting, Tape Cracker for loan tape analysis, Credit Facility Management for warehouse lending, Portfolio Surveillance for portfolio monitoring, Data Direct for AI-ready data delivery, and DealStudio for deal structuring. Additional offerings include ESG Impact Intelligence, Enhanced Data and Insights, Non-QM Prepayment Model, and specialized benchmarks (Fitch-dv01 Non-Agency RMBS Benchmarks, dv01 Prime and Subprime Auto Benchmarks). The platform supports multiple asset classes including consumer unsecured, mortgage, solar, student loans, auto, point of sale, small business, and credit cards.
Differentiator
Problem solved
Functional benefit
Brands
- Credit Facility Management: Institutional-grade borrowing base generation, trigger monitoring, and facility reporting platform for warehouse lending.
- Loan Data Agent for Securitizations
- Tape Cracker
- Portfolio Surveillance
- Data Direct
- Market Surveillance
- dv01 DealStudio
- dv01 Prime and Subprime Auto Benchmarks
- Fitch-dv01 Non-Agency RMBS Benchmarks
- ESG Impact Intelligence
- Enhanced Data and Insights
- Loan-Level Data Management
- Non-QM Prepayment Model
- In the Tranches of Structured Finance
Products and services
- Market Surveillance Alternative data platform for mitigating risk and identifying opportunities in consumer credit markets, providing extensive coverage of Non-QM, prime jumbo, CRT, consumer unsecured, point of sale, small business, and student loan asset classes for institutional issuers and investors in structured products.
- Loan Data Agent for Securitizations and Private Credit Modern solution for comprehensive performance reporting across securitizations, private credit transactions, and whole loans, replacing manual workflows with automated data preparation and standardized loan-level insights for issuers and investors.
- Tape Cracker Machine-learning-powered loan tape analysis tool that normalizes and evaluates loan tapes, automatically mapping fields against data dictionaries and identifying patterns to accelerate loan pool evaluation for lenders, issuers, and asset purchasers.
- Credit Facility Management Institutional-grade borrowing base generation, trigger monitoring, and facility reporting platform for warehouse lending, providing automated borrowing base calculation, eligibility testing, covenant monitoring, and leverage optimization at the loan level for originators and warehouse lenders.
- Portfolio Surveillance Advanced analytics solution for monitoring loan portfolios across asset classes and strategies, enabling dynamic reporting, performance charting, cashflow projections, and investor transparency for issuers and investors.
- Data Direct AI-ready data delivery service providing standardized, validated loan-level data continuously maintained and delivered directly into Snowflake Data Share, managed BigQuery, S3, and SFTP environments, eliminating ingestion burden for institutional clients' analytical workloads.
- Loan-Level Data Management Comprehensive loan data ingestion, validation, and standardization service fully managed by dv01, including data reconciliation, extraction, validation, SLA compliance monitoring, and cross-portfolio normalization for issuers and investors across multiple asset classes.
- dv01 DealStudio Advanced deal structuring platform for modeling and cashflow analysis of securitizations and private credit transactions, providing scenario modeling, tranche structuring, waterfall analysis, and flexible collateral selection for issuers, underwriters, and structuring desks.
- Fitch-dv01 Non-Agency RMBS Benchmarks Loan-level market benchmarks covering Non-QM, prime jumbo, HELOC, and closed-end seconds RMBS sectors, built on data from Fitch-rated transactions and providing comprehensive sector-level performance analysis for institutional market participants, enhanced through agentic AI features and an HELOC dataset launched July 2025.
- dv01 Prime and Subprime Auto Benchmarks Clean, structured, and analysis-ready auto ABS data consolidated from all public auto ABS issuers, providing streamlined access to prime and subprime auto loan-level data with advanced embedded analytics for benchmarking.
Quantifiable outcome
- Automated data standardization reduces manual data preparation time significantly
- +1 more outcomes
Companies that use dv01
Customer profileNamed customers8 records
Segments8 records
Ideal customer profiles1 record
dv01 technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
AI capability7 records
Feature12 records
dv01 partnerships and signals
Strategic signalPartnerships
15 partnerships are on record, tiered core, major and supporting.
- Fitch RatingscoreFitch Ratings released U.S. RMBS model on dv01's web interface, enhancing usability and streamlining workflows for users. The model is integrated directly into dv01's platform.
- Fitch Ratings (HELOC Dataset)coreLaunch of HELOC dataset to enhance second lien benchmarking, expanding the Fitch-dv01 Non-Agency RMBS Benchmarks.
- Invictus Capital PartnersmajorPartnership to expand data transparency in U.S. residential mortgage loans. Invictus Capital Partners is an asset management firm.
- GoodLeapmajorPartnership to lead data transparency in the residential solar ABS market. GoodLeap is a residential solar financing company, and the partnership was formed as demand for solar ABS grew.
- Redwood TrustmajorWorking partnership to expand data transparency reach in the residential mortgage-backed securities market. Redwood Trust is a mortgage REIT focused on residential mortgage loans.
- Pragmatic TechnologiescoreAcquisition of Pragmatic Technologies to bring new levels of transparency to the Agency MBS market, expanding dv01's coverage into agency mortgage-backed securities.
- SoFimajorStrengthened reporting partnership with expanded student loan securitization deal library on the dv01 platform.
- American Financial Resources (AD&Co)coreIntegration of AD&Co LoanDynamics Model for mortgage datasets, enhancing dv01's data capabilities for mortgage analytics.
- FEMAsupportingThird-party data source for enhanced data and insights. FEMA risk scores contribute to insurance premium analysis and housing affordability metrics.
- U.S. Census BureausupportingThird-party data source providing demographic and geographic data for loan-level enrichment and market analysis.
- Bureau of Labor StatisticssupportingThird-party data source providing employment and economic data for consumer credit analysis and affordability metrics.
- ZillowsupportingThird-party data source providing housing market data for affordability analysis and property valuation enrichment.
- RedfinsupportingThird-party data source providing real estate market data for housing affordability and property analysis.
- TransUnionsupportingCredit bureau providing consumer credit data referenced in dv01's research and podcast content for household financial health analysis.
- Affinity SolutionssupportingConsumer spending data provider referenced in dv01's U.S. Household Macro Monitor research publication.
Scale indicators7 records
Recent moves7 records
Expansion highlights7 records
dv01 competitors and assessment
Company assessmentDirect peers
- Intex Solutions: Intex is the dominant cashflow engine and deal library for structured finance (ABS, RMBS, CMBS), serving the same institutional issuers, investors, and underwriters as dv01 with overlapping deal-modeling and analytics functionality.
- Trepp: Trepp is a leading provider of data, analytics, and benchmarking for commercial real estate and structured finance, directly competing with dv01 in RMBS, CMBS, and CRE loan-level analytics for institutional investors.
Broad incumbents
- Bloomberg: Bloomberg's terminal offers broad fixed-income analytics, structured products data, and cashflow tools used by every major institutional desk, making it a default incumbent that competes with dv01 across the same institutional buy-side and sell-side clients.
- S&P Global Market Intelligence: S&P Global offers structured finance data, deal surveillance, and credit analytics alongside its ratings franchise, overlapping with dv01's RMBS/ABS surveillance and benchmarking offerings within a much broader data portfolio.
- Moody's Analytics: Moody's Analytics provides structured finance data, cashflow models, and risk analytics competitive with dv01's, distributed through the same rating-agency channels and embedded in many of the same institutional workflows.
- ICE Mortgage Technology (Black Knight): ICE Mortgage Technology (formerly Black Knight) provides loan-level mortgage data and analytics infrastructure across the U.S. housing finance market, competing with dv01's mortgage data and analytics offerings for institutional MBS participants.
- CoreLogic: CoreLogic provides property, mortgage, and housing market data and analytics, with overlapping coverage of loan-level data, affordability metrics, and housing intelligence that complement or compete with dv01's Enhanced Data and Insights modules.
- Yield Book (LSEG): Yield Book, part of LSEG, provides fixed-income analytics including structured products performance and cashflow modeling, serving the same institutional investors that use dv01 for portfolio surveillance and benchmarking.
Emerging players
- PeerIQ: PeerIQ offers loan-level performance data and analytics for marketplace lending and private credit, positioning it as a closer niche competitor to dv01's private credit and consumer unsecured coverage within non-bank lending.
- Polaris Analytics: Polaris Analytics is an emerging data and analytics platform for private credit and structured products, offering competitive benchmarking and surveillance capabilities targeting similar institutional clients as dv01.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
dv01 social profiles
Digital presencedv01 compliance and trust
Trust signalCompliance1 record
dv01 financial estimates
Financial estimateRevenue estimate
Valuation estimate
dv01 leadership team
Management profileNumber of profiles
Profiles9 records
dv01 funding detail
Funding detailFunding overview
Funding rounds7 records
Investors14 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
dv01 M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about dv01
What does dv01 do?
dv01 provides an end-to-end data infrastructure platform that ingests, standardizes, validates, analyzes, and reports loan-level data for structured products (RMBS, ABS) and private credit transactions. The platform combines a centralized loan data backbone with analytical modules (cashflow modeling, portfolio surveillance, credit facility management, deal structuring, ML-driven tape ingestion, ESG enrichment, and prepayment modeling) and delivers standardized, AI-ready data through Snowflake, BigQuery, S3, and SFTP. It serves 600+ institutional issuers and investors including Goldman Sachs, Barclays, PIMCO, and LendingClub, processing approximately 1,300 transactions covering 370 million loans with $8 trillion in notional balance.
Is dv01 a public or private company?
dv01 is a private company. It is classified as corporate owned and is currently operating.
When was dv01 founded?
dv01 was founded in 2015. It employs 101 to 250 people.
Where is dv01 based?
dv01 is headquartered in New York, United States, in the North America region.
How does dv01 make money?
Three revenue lines are on record. Subscription-based Platform Access are the primary driver. The others are data Delivery Services and professional Services.
Who are dv01's main competitors?
Direct peers on record are Intex Solutions and Trepp. Broad incumbents are Bloomberg, S&P Global Market Intelligence, Moody's Analytics, ICE Mortgage Technology (Black Knight), CoreLogic and Yield Book (LSEG). Emerging players are PeerIQ and Polaris Analytics.
Does dv01 have an API?
Yes. dv01 offers AI Features including Agent-Ready AI that lets AI operate on permissioned data, and MCP Servers allowing users' AI agents to interact with dv01 data within defined boundaries and permissions. The platform provides data access via SQL through Data Direct. Availability varies by subscription tier and applicable MSA. Developer documentation is at dv01.freshdesk.com/support/home.
What industry is dv01 in?
dv01's product category is Structured Finance Data Analytics. Its primary akta.pro industry code is FSAGAHAC, Alternative Data & Credit Scoring (Cashflow, Telco, Utility, Open Banking). Its NAICS code is 5223 and its SIC code is 6189.