What Moody's Analytics does

Moody's Analytics is a wholly-owned subsidiary of Moody's Corporation (NYSE: MCO) that provides financial intelligence, risk analytics, and decision-grade software to global capital markets participants. The business traces to John Moody's 1909 founding of the credit ratings franchise and has been expanded through a series of acquisitions, including Wall Street Systems (2007), Barra (2012), RMS (2018), SPC Group (2019), and RiskFrontier (2020), into a horizontally diversified analytics platform spanning banking, insurance, asset management, corporates, and the public sector.

The platform combines proprietary data assets—most notably the Orbis database covering 550+ million public and private entities with 115+ years of credit history—with catastrophe models, economic data, and a growing AI execution layer branded as AI Skills, Agentic Solutions, Research Assistant, AI Review, and QUIQspread. Core solutions cover credit risk, KYC/AML, Basel and IFRS compliance, lending origination and monitoring, insurance underwriting and capital management, physical and transition risk, cyber risk, and structured finance. A Moody's Ratings Token Integration Engine (TIE) extends the franchise into blockchain-based tokenized assets, with a live deployment on Solana via the Alphaledger partnership, and the company offers an MCP server inside Amazon QuickSight that surfaces its data inside AWS-hosted AI workflows.

The business operates on an enterprise subscription model, with $3.6 billion in annual recurring revenue and 98% of MA revenue classified as recurring in Q1 2026. FY2024 revenue was $4.41 billion, representing 62.22% of Moody's Corporation's total. Go-to-market is direct enterprise sales targeting large financial institutions, global corporations, and government agencies, complemented by a cornerstone 2023 strategic partnership with Microsoft and the 2026 AWS QuickSight distribution deal. Leadership transitioned in 2026 with the appointment of Christina Kosmowski (formerly of LogicMonitor, Slack, and Salesforce) as CEO of the division.

Name

Moody's Analytics

Legal name

Moody's Analytics, Inc.

Website

https://moodysanalytics.com

Company type

Public

Founded year

1909

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

Moody's Analytics provides subscription-based financial intelligence, risk analytics, and AI-powered decision solutions to global banks, insurers, asset managers, corporates, and public sector clients, leveraging 115+ years of proprietary credit data on 550+ million entities.

Ownership category

akta.pro rank

Product category

Financial Risk Analytics

NAICS

Investment Banking and Securities Intermediation (523150), Portfolio Management and Investment Advice (523940), Credit Bureaus (561450)

SIC

Investment Advice (6282)

akta.pro primary industry

Credit Research (FSACAGAB)

akta.pro secondary industries

Data Analytics & Business Intelligence Services (BPAHALAC), Alternative Data & Data Science Analytics (FSACAGAI), ESG Data, Ratings & Climate Benchmarks (FSAFAIAI), Collateral, Lien & Asset Valuation Platforms (Auto, Equipment, Real Estate) (FSAGAHAG), Revenue Intelligence, Analytics & Risk Management (BPAIADAL), Consumer Credit Decisioning & Underwriting Platforms (FSAKAKAG)

Keywords

• Credit ratings
• Risk analytics
• Catastrophe modeling
• Regulatory compliance
• Company reference data

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Analytics Subscriptions: Moody's Analytics generates revenue primarily through subscription-based analytics and data products. The division reported $3.6 billion in annual recurring revenue with 98% of MA revenue from recurring/subscription sources in Q1 2026.
2. Ratings Services: Credit ratings services for debt obligations, programs, and facilities across corporate, financial institution, and governmental entities
3. Data and Information: Sale of proprietary data covering 550+ million companies with 115+ years of credit history

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Moody's Analytics provides financial intelligence, credit ratings, research, data analytics, and decision solutions to global capital markets participants. The company delivers subscription-based data products covering 550+ million public and private entities, catastrophe and credit risk models, regulatory compliance platforms (Basel, IFRS 17), KYC and lending solutions, and AI-powered analytics tools. Revenue is generated primarily through enterprise subscriptions to its Orbis database, Maxsight unified risk platform, catastrophe modeling suites, and AI Skills execution layer.

Product overview

Moody's Analytics is a global provider of data, analytics, and decision solutions offering a comprehensive portfolio of credit ratings, investment research, risk management, and regulatory compliance products. The platform operates as a modular architecture combining core data assets (Orbis database with 550M+ entities, catastrophe models, economic data) with specialized solutions (KYC/AML, Basel/IFRS compliance, lending platforms, insurance underwriting). AI capabilities are embedded throughout via AI Skills, Agentic Solutions, and GenAI for Insurance, while Maxsight™ serves as the unified risk visualization layer. The company generates approximately $3.6 billion in annual recurring revenue from subscription-based access to its analytical platforms and data products.

Differentiator

Problem solved

Functional benefit

Brands

• Maxsight™: Unified risk platform bringing together thousands of data points to deliver a holistic picture of risk viewed through different lenses.
• Orbis
• Moody's AI Skills
• QUIQspread
• Moody's Research Assistant
• Moody's AI Review

Products and services

• Ratings Credit ratings and assessment services for debt obligations, programs, facilities, and entities including corporate, financial institution, governmental, and structured finance securities.
• Investment Research Research and analysis for global capital markets covering credit risk, economic data, and market insights.
• Maxsight Unified risk platform bringing together thousands of data points to deliver a holistic picture of risk viewed through different lenses.
• Orbis Company reference data platform covering over 550 million public and private companies globally, providing comprehensive entity data for risk assessment.
• Lending Suite Loan origination and monitoring solutions for financial institutions including origination, monitoring, and portfolio management.
• Know Your Customer (KYC) Entity verification, onboarding, compliance monitoring, and third-party risk management for KYC/AML requirements.
• Basel Compliance Regulatory calculation and reporting solutions for Basel III/IV compliance including capital adequacy and risk-weighted assets.
• IFRS 17 Insurance accounting and reporting solutions for IFRS 17 compliance.
• Model Risk and Governance Model validation and governance framework for financial institutions to manage model risk.
• Private Credit Analytics and risk management for private credit markets and alternative asset lending.
• Insurance Underwriting Property, casualty, and sustainable underwriting solutions for insurance carriers.
• Actuarial Modeling Capital management and actuarial modeling solutions for insurance companies.
• Catastrophe Modeling High-definition models for agriculture, builders risk, cyclone/hurricane/typhoon, earthquake, flood, severe convective storm, terrorism, wildfire, windstorm, winterstorm, and workers' compensation perils.
• AI Skills Decision-grade intelligence encoding decades of credit experience and authoritative data into auditable output for execution in financial services workflows.
• Agentic Solutions Autonomous AI agents for multi-step decision-making and intelligent automation in risk management.
• GenAI for Insurance Generative AI capabilities specifically designed for insurance sector workflows and decision-making.
• Research Assistant AI-powered research assistant for analyzing credit data and generating insights.
• QUIQspread AI-powered data extraction and spread automation for financial analysis.
• Vicious Cycle Index (VCI) Economic indicator developed by Mark Zandi that signals recessions by factoring in rising unemployment and declining workforce participation, designed to outperform the Sahm Rule.
• Moody's RMS Global Event Response Deep insights for real-time event preparation and response, parametric insurance contract triggers, validation against experience, and research.

Quantifiable outcome

• 98% of MA revenue from recurring/subscription sources in Q1 2026
• +2 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability12 records

Feature9 records

Partnerships

Three partnerships are on record, tiered core.

• MicrosoftcoreTechnology or Integration · 1 June 2023Cornerstone Microsoft partnership announced June 2023, integrating Moody's decision-grade intelligence with Microsoft platforms. The collaboration positions Moody's AI capabilities within Microsoft ecosystem for enterprise customers.
• Amazon Web Services (AWS)coreTechnology or IntegrationMoody's connected intelligence is now available inside Amazon QuickSight through a dedicated MCP server, giving AWS customers direct access to ratings, research, and data on 600M+ entities inside their AI workflows.
• Microsoft CorporationcoreTechnology or IntegrationStrategic multi-year partnership placing AI at the core of professional services delivery, with Moody's leveraging Microsoft cloud infrastructure for analytics capabilities.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Morningstar: Morningstar provides investment research, fund ratings, and portfolio analytics, with growing credit and ESG capabilities that intersect Moody's Analytics' investment-research and asset-management franchises. Both target asset managers, advisors, and wealth platforms.
• MSCI Inc. MSCI provides indices, portfolio and risk analytics, ESG ratings, and real-estate data to asset managers globally. MSCI's risk analytics and ESG franchises overlap directly with Moody's Maxsight, Orbis, and CreditEdge offerings, and the two compete for institutional asset-management wallet share.
• S&P Global: S&P Global is Moody's closest direct competitor, operating S&P Ratings, S&P Market Intelligence (Capital IQ Pro), S&P Dow Jones Indices, and S&P Commodity Insights. The two compete head-to-head in credit ratings, indices, and enterprise data analytics for the same banking, insurance, and asset-management clients.
• FactSet: FactSet Research Systems provides integrated financial information and analytical applications for investment professionals, competing with Moody's Analytics in portfolio analytics, fixed-income data, and workflow tools for buy-side clients.
• Verisk Analytics: Verisk provides data analytics to the insurance industry, competing directly with Moody's RMS catastrophe modeling, exposure management, and underwriting analytics franchises. Both firms are incumbents in insurance risk analytics.
• Dun & Bradstreet: Dun & Bradstreet provides global company reference data and trade-credit analytics that directly compete with Moody's Orbis database, Supplier Risk, and Trade Credit solutions for corporate, banking, and supply-chain risk use cases.
• Fitch Group: Fitch Group, owned by Hearst, is one of the three NRSRO credit rating agencies alongside Moody's and S&P. It also operates Fitch Solutions, providing credit research and country risk analytics comparable to Moody's Analytics offerings.

Broad incumbents

• LSEG (London Stock Exchange Group / Refinitiv): Following the Refinitiv acquisition, LSEG offers data and analytics through Workspace, Lipper, and World-Check (KYC) that overlap with Moody's Analytics in capital-markets data, KYC compliance, and workflow solutions. Both serve global banks and asset managers.
• Bloomberg L.P. Bloomberg operates the dominant financial data terminal and increasingly competes with Moody's Analytics through Bloomberg Terminal credit, fixed-income analytics, and ESG datasets. Both serve the same buy-side and sell-side clients with overlapping workflow and data needs.
• Intercontinental Exchange (ICE): ICE owns exchanges, clearing houses, and fixed-income data platforms (including from the Black Knight / MERS acquisitions) that increasingly overlap with Moody's Analytics in credit, mortgage, and capital-markets data. ICE's mortgage and bond data competes with Moody's Structured Finance solutions.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/moodysanalytics
• YouTubeyoutube.com/channel/UCyWqT8lrGbRqWa30c_l5iSw
• LinkedInlinkedin.com/company/moodysanalytics
• Instagraminstagram.com/moodyscorporation/?hl=en

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A4 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Moody's Analytics