Futurpreneur

What Futurpreneur does

Futurpreneur is a Canadian national non-profit founded in 1996 that provides collateral-free startup loan financing, mentorship, and business-planning resources exclusively to entrepreneurs ages 18-39 across all provinces and territories. The organization operates four flagship loan programs — the Core Startup Program, the Black Entrepreneur Startup Program (BESP, funded by RBC), the Indigenous Entrepreneur Startup Program (IESP, delivered by an all-Indigenous team), and the Side Hustle Program — each pairing loan capital with up to two years of 1:1 mentorship. Maximum financing ranges from $25,000 (Side Hustle) to $75,000 (Core, BESP, IESP), with interest set at CIBC/RBC prime + 3% and structured through a 16-year co-lend partnership with BDC.

The underlying technology stack is intentionally lightweight: a web-based application portal, an interactive online Business Plan Writer, a downloadable Cash Flow Template, and a 2026-launched Focused Business Plan PDF tool. Distribution is delivered through 14 regional offices (plus a Toronto national headquarters) and a network of 390+ community partners, with bilingual English/French service delivery in Quebec. Operational scale includes 137-140 staff, 2,100+ volunteer mentors, and 21,000+ entrepreneurs supported since inception, with $259M in cumulative loan capital disbursed.

The business model is a hybrid of government grant funding (Budget 2024: five-year, $60 million), corporate co-lend partnerships (RBC for BESP, BDC for Core/IESP/Side Hustle, Visa for community programs), loan interest income at prime + 3%, and a 1% loan management fee. Futurpreneur is governed by a Board of Directors, has no parent company, and operates as a registered non-profit under Ontario law. The organization reports an 80% five-year business survival rate among supported entrepreneurs — 27 percentage points above the Canadian national average — and is the Canadian member of the G20 Young Entrepreneurs' Alliance, Youth Business International, and the Canadian host of Global Entrepreneurship Week.

Name

Futurpreneur

Legal name

Futurpreneur Canada

Website

https://futurpreneur.ca

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

101–250 employees

Short description

Futurpreneur is a Canadian national non-profit that provides collateral-free loan financing (up to $75,000), mentorship, and business-planning tools exclusively to entrepreneurs ages 18-39 across all Canadian provinces and territories, with tailored programs for Black, Indigenous, side-hustle, and other equity-deserving founders.

Ownership category

akta.pro rank

Product category

Small Business Lending & Entrepreneur Support Services

NAICS

Credit Intermediation and Related Activities (522), Educational Support Services (61171)

SIC

Short-Term Business Credit Institutions (6153), Loan Brokers (6163)

akta.pro primary industry

SME & Entrepreneurship Development (Trade-Linked) (BPADAMAE)

akta.pro secondary industries

Youth Business Incubators & Accelerators (EDAMAHAC), P2P Small Business / SME Marketplace Lending (FSAKAHAC), Accelerators & Incubators (Investor-Operated) (FSANAAAM)

Keywords

• Small business loans
• Entrepreneur mentorship
• Startup financing
• Youth entrepreneurship
• Business planning resources

Headquarters

HQ city

Toronto

HQ country

Canada

HQ region

North America

Offices14 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Government Grants and Funding: Primary revenue source from Government of Canada's five-year $60 million investment (Budget 2024) and ongoing federal support to enable loan programs for diverse young entrepreneurs
2. Loan Interest Income: Interest payments on collateral-free loans provided to entrepreneurs. Interest charged at CIBC prime rate + 3% for Core Startup Program, with 1% loan management fee
3. Corporate Partnerships: Funding from corporate partners including RBC for Black Entrepreneur Startup Program, Visa Tap In to Impact contribution ($275,000 CAD), and ongoing co-lend partnerships with BDC

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels8 records

Core offering

Futurpreneur is a national Canadian non-profit that provides collateral-free startup loans of up to $75,000 paired with up to two years of one-on-one mentorship to young entrepreneurs ages 18-39. It operates specialized programs for Black entrepreneurs (BESP) and Indigenous entrepreneurs (IESP), a Side Hustle Program for part-time founders, and complementary digital tools such as the Business Plan Writer and Cash Flow Template. Financing is delivered through co-lend partnerships with BDC and RBC alongside federal government support.

Product overview

Futurpreneur is a national non-profit organization offering a portfolio of loan financing programs with mentorship support for young Canadian entrepreneurs ages 18-39. The core offering is the Core Startup Program providing up to $75,000 in collateral-free loans plus two years of mentorship. Specialized programs include the Black Entrepreneur Startup Program (BESP) and Indigenous Entrepreneur Startup Program (IESP), both offering up to $75,000 with culturally-tailored support delivered by teams with lived experience. The Side Hustle Program targets part-time entrepreneurs with up to $25,000 in financing. Supporting digital tools include the Business Plan Writer, Cash Flow Template, Focused Business Plan, and Business Plan Essentials course. Additional offerings include the Startup + Prosper podcast, G20 Young Entrepreneurs' Alliance participation, Global Entrepreneurship Week hosting, and the annual Futurpreneur Awards program.

Differentiator

Problem solved

Functional benefit

Brands

• Core Startup Program: Futurpreneur's primary startup program providing up to $75,000 in collateral-free loan financing and up to two years of one-on-one mentorship to young entrepreneurs aged 18–39.
• Black Entrepreneur Startup Program (BESP)
• Indigenous Entrepreneur Startup Program (IESP)
• Side Hustle Program

Products and services

• Core Startup Program Flagship collateral-free startup loan program (up to $75,000) with up to two years of one-on-one mentorship, business planning tools, and networking for young Canadian entrepreneurs ages 18-39 in their first 24 months of business.
• Black Entrepreneur Startup Program (BESP) Specialized program for self-identifying Black entrepreneurs ages 18-39, providing $5,000 to $75,000 in inclusive startup loan financing, up to two years of mentorship, networking opportunities, and follow-on financing up to $40,000, delivered by a team with lived experience.
• Indigenous Entrepreneur Startup Program (IESP) Culturally-tailored program for Indigenous (First Nations, Métis, or Inuit) entrepreneurs ages 18-39, providing up to $75,000 in startup loan financing, up to two years of mentorship, Indigenous-led workshops (Ohpikiwin series), and access to Indigenous entrepreneur networks across Canada.
• Side Hustle Program Program for part-time entrepreneurs ages 18-39 who want to launch or grow a side business while maintaining full-time employment, offering up to $25,000 in collateral-free loan financing combined with up to two years of mentorship and business planning tools.
• BESP Follow-on Financing Additional loan financing of up to $40,000 available to BESP participants who have completed two years of successful business performance, funded by RBC.
• Business Plan Writer Interactive online tool that walks entrepreneurs through creating a business plan, including step-by-step cash flow templates, tips, tricks, and detailed examples.
• Cash Flow Template Downloadable Excel template that helps entrepreneurs outline startup costs, create sales forecasts, and complete month-by-month cash flow projections for two years.
• Focused Business Plan Simplified, interactive, downloadable PDF alternative to the online Business Plan Writer. Allows entrepreneurs to create personalized plans, edit directly on device, and submit with Futurpreneur applications.
• Business Plan Essentials Course Crash course providing an overview of the different components that make up a solid business plan, ensuring entrepreneurs are launch-ready.

Quantifiable outcome

• 80% five-year survival rate for supported businesses
• +5 more outcomes

Named customers7 records

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Seven partnerships are on record, tiered strategic, core and minor.

• G20 Young Entrepreneurs' AlliancestrategicStrategic or Co-development PartnerFuturpreneur is the official Canadian member of the G20 YEA, sending delegations to annual summits. 2026 delegation of 40 entrepreneurs representing Canada at Vienna summit with over 50% women and 75% identifying as People of Colour.
• Youth Business InternationalstrategicStrategic or Co-development PartnerFuturpreneur is the Canadian member of Youth Business International, a global network of organizations supporting young entrepreneurs. Member organizations typically focus on entrepreneurs ages 18-35.
• Canadian Queer Chamber of Commerce (CQCC)coreStrategic or Co-development PartnerCQCC administers the Rainbow Registered accreditation program recognizing organizations meeting standards for 2SLGBTQIA+ inclusion. Futurpreneur achieved this accreditation in June 2026.
• YES for Europe (European Confederation of Young Entrepreneurs)minorStrategic or Co-development PartnerHost organization for the 2026 G20 YEA Summit in Vienna, Austria (September 16-18, 2026). Theme: 'Re/Code Europe' bringing together entrepreneurs, policymakers, and ecosystem leaders from G20 countries.
• Global Entrepreneurship WeekstrategicStrategic or Co-development PartnerFuturpreneur is the Canadian host of Global Entrepreneurship Week, an annual celebration of entrepreneurs and the entrepreneurial ecosystem.
• NACCA (National Aboriginal Capital Corporations Association)coreChannel Partner/ Reseller/ DistributorNational Indigenous organization partner supporting Indigenous entrepreneur ecosystem. Futurpreneur collaborates with NACCA and other Indigenous organizations for IESP program delivery.
• Indigenous Partners NetworkcoreChannel Partner/ Reseller/ DistributorPartnership with Indigenous organizations including: NACCA, NEDC, First Peoples Fund, Alberta Indian Investment Corporation, Clarence Campeau Development Fund, Nishnawbe Aski Development Fund, Ulnooweg Development Group, CESO/SACO Indigenous Services, Louis Riel Capital Corporation, Waubetek Business Development, Métis Financial Corporation of BC, Indian Business Corporation, Saskatchewan Indian Equity Foundation, Two Rivers Community Development Centre.

Scale indicators16 records

Recent moves7 records

Expansion highlights8 records

Broad incumbents

• Kiva: Global non-profit P2P lending marketplace that crowdfunds 0% interest loans for underbanked small business owners. Comparable in the non-depository, mission-driven small-business lending space, but at much larger scale and broader demographic.
• MaRS Discovery District: Toronto-based innovation hub supporting Canadian entrepreneurs and ventures with programming, capital connections, and ecosystem partnerships. Comparable as a Canadian non-profit entrepreneurship support organization, though focused on tech/scale-ups rather than under-39 startups.
• BDC (Business Development Bank of Canada): Canada's federal development bank and Futurpreneur's 16-year co-lend partner (now delivered through BDC's Community Banking Division). Comparable as a Crown-backed SME lender, but operates at much broader scale and serves all ages/segments.

Direct peers

• Youth Business International (YBI): Global network of independent non-profits supporting young entrepreneurs ages 18-35 with financing and mentorship, of which Futurpreneur is the Canadian member. Closest structural analog given shared mission, age focus, and integrated finance-plus-mentorship model.
• Prince's Trust: UK charity providing loans, mentoring, and enterprise support to under-30 entrepreneurs. Directly comparable in terms of age-targeted demographic, blended financing-plus-mentorship delivery, and policy-driven funding model.
• NACCA (National Aboriginal Capital Corporations Association): National network of Indigenous Capital Corporations in Canada providing small business loans and advisory services to Indigenous entrepreneurs. Direct delivery partner for Futurpreneur's IESP and a strong analog for the Indigenous entrepreneurship program model.
• Enactus Canada: Canadian non-profit that mobilizes post-secondary students to develop entrepreneurial projects and social enterprises. Comparable youth-and-entrepreneurship focus with a similar non-profit, education-adjacent model, though without the direct lending component.
• Junior Achievement Canada: National non-profit delivering entrepreneurship, financial literacy, and work-readiness programs to Canadian youth from elementary through post-secondary. Comparable youth-focused entrepreneurship education mandate with similar national footprint and school/community partner network.
• Network for Teaching Entrepreneurship (NFTE): International non-profit that brings entrepreneurship education to young people from under-resourced communities. Highly comparable in target demographic (under-served youth) and the combination of education plus pathways to capital.

Regional players

• Canadian Women's Foundation: National non-profit advancing gender equity in Canada, including entrepreneurship programming for women. Comparable in its Canadian non-profit, equity-deserving-segment focus and is a useful parallel for how Futurpreneur's 41% women-led business mix is supported.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/futurpreneur
• YouTubeyoutube.com/user/CYBF
• Facebookfacebook.com/info
• LinkedInlinkedin.com/company/futurpreneur-canada
• Instagraminstagram.com/futurpreneur

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments20 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Futurpreneur