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McCarthy & Stone

Full company profile

uuid0000w6s

Namestring
McCarthy & Stone
Legal namestring
McCarthy & Stone Limited
Company typeenum
Private
Founded yearint
1977
Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
1,001–5,000
akta.pro rankint
HeadquartersBournemouth, United Kingdom
HQ citystring
Bournemouth
HQ countrystring
United Kingdom
HQ regionstring
Europe
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
retirement housing, retirement apartments, senior living developments, shared ownership housing, age-restricted property
Industry5 codes
1Market-Rate Independent Living (Private Pay) Communities
CodeHLADAAAAPrimaryYes
2Independent Living Community Development & Construction (Senior Housing Developers)
CodeHLADAAAHPrimaryNo
3Luxury / High-End Assisted Living Communities
CodeHLADABADPrimaryNo
4Independent Living Real Estate Owners/Operators (REITs & Management Companies)
CodeHLADAAAGPrimaryNo
5Senior Living Property Management
CodeBPAJAGAIPrimaryNo
NAICS code4 codes
  • Continuing Care Retirement Communities623311
  • Assisted Living Facilities for the Elderly623312
  • Continuing Care Retirement Communities and Assisted Living Facilities for the Elderly62331
  • Lessors of Residential Buildings and Dwellings53111
SIC code2 codes
  • Real Estate Dealers (For Their Own Account)6532
  • Real Estate Agents & Managers (For Others)6531
Product category
Retirement Housing Real Estate
GTM motion2 records

Each record includes

Type, Description, Source

Revenue model4 records
1New Property Sales
TypeOne Time License
Description

McCarthy & Stone develops and sells new retirement apartments and bungalows to buyers aged 60+. Properties are sold outright with flexible options including part exchange and Shared Ownership. This is the primary revenue stream.

mccarthyandstone.co.uk
2Resales (McCarthy & Stone Resales)
TypeTransaction Fee
Description

The company operates an in-house specialist estate agency for pre-owned McCarthy & Stone properties. Since launch in 2017, the team has achieved an average 4% net price increase for resales, generating commission on property transactions.

mccarthyandstone.co.uk
3Retirement Property Rentals
TypeSubscription Recurring
Description

McCarthy & Stone offers limited rental retirement properties at selected developments. Monthly rent covers all costs with no additional service charge. Rentals provide fast, flexible entry into retirement communities.

mccarthyandstone.co.uk
4Shared Ownership Scheme
TypeSubscription Recurring
Description

As a registered provider with the Regulator of Social Housing, McCarthy & Stone offers Older Persons Shared Ownership (OPSO) where buyers purchase 10-75% of a property and pay affordable rent on the remaining share. Annual rent is calculated at 2.75% of the outstanding balance.

mccarthyandstone.co.uk
Marketing channels6 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels5 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Supply Chain, Operations, Marketing or Sales, Infrastructure
Pricing details4 tiers
1Full Purchase - Outright property ownership
ModelOne time/ perpetual licenseBilling cadenceOne time
Notes

Properties available from approximately £219,950 to £425,000+ depending on location and specifications. Examples: Corn Mill Place Dunton Green from £425,000, Walter House Chelmsford from £299,000, John Percyvale Court Macclesfield from £219,950.

mccarthyandstone.co.uk
2Shared Ownership - 10% to 75% purchase with rent on remainder
ModelHybridBilling cadenceMonthly
Notes

Example calculation for £255,000 property: 10% share = £25,500 purchase + £525.94/month rent; 50% share = £127,500 purchase + £292.19/month rent; 75% share = £191,250 purchase + £0 rent. Annual rent review uses CPI + 1%.

mccarthyandstone.co.uk
3Rental Properties - Monthly rent with no service charge
ModelSubscriptionBilling cadenceMonthly
Notes

Rental prices range from approximately £2,000 to £3,400 per calendar month. Examples: Locks View Swindon from £2,000 pcm, Walter House Chelmsford from £2,480 pcm, Violet Place Bagshot from £3,400 pcm. Rent covers all costs including service charge.

mccarthyandstone.co.uk
4Service Charges - Annual charges for community maintenance
ModelSubscriptionBilling cadenceAnnual
Notes

Homeowners pay annual service charges which cover on-site manager wages, maintenance, gardening, cleaning, lift maintenance, and communal area upkeep. Charges are reviewed annually and delivered at cost with no profit made by McCarthy & Stone.

mccarthyandstone.co.uk
GTM typeB2C
B2C
Offering typeServices
Services
Brand1 of 2 records shown
1McCarthy & Stone Resales
Description

Specialist estate agency for selling pre-owned McCarthy & Stone retirement living properties

mccarthyandstone.co.uk
+1 more record
Core offering1 text field

McCarthy & Stone develops, sells, and manages purpose-built retirement living apartments and bungalows across the UK for customers aged 60 and over, offering outright purchase, rental, shared ownership, part buy/part rent, and resale options alongside an in-house Part Exchange home-selling service. The properties incorporate accessibility-first design with integrated safety systems, on-site managers, and communal lifestyle amenities.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 6 values shown
  • 44-day average move time with Part Exchange vs. ~4 months on open market
+5 more records
Scale indicator7 records

Each record includes

Type, Value, Description, Source

Partnership1 partner
1Regulator of Social Housing
Strategic tierCoreTypeOthers
Description

McCarthy & Stone established an affordable housing business and was registered as a provider with the Regulator of Social Housing on February 4, following the Lone Star acquisition. This enables participation in shared ownership and affordable tenures.

housingtoday.co.uk
Recent move7 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight6 records

Each record includes

Type, Description

Peers10 records
TypeRegional player
Description

UK-focused property developer that has developed retirement and later-living schemes. Comparable as a UK retirement property developer, though not retirement-specialist at McCarthy & Stone's scale.

TypeDirect peer
Description

UK developer and operator of luxury retirement villages for over-55s with both outright sale and rental tenures. Closely comparable to McCarthy & Stone's private-pay independent and assisted living model.

TypeBroad incumbent
Description

Major UK mainstream housebuilder that has also developed retirement living schemes. Operates broadly in residential development with a partial overlap into senior living.

TypeEmerging player
Description

Smaller UK developer of retirement apartments focused on the over-55/60 segment. Comparable product but smaller scale and more limited geographic footprint than McCarthy & Stone.

TypeDirect peer
Description

Large not-for-profit provider of specialist housing for older people in the UK, including retirement living and extra care. Operates a similar integrated housing-plus-care model with shared ownership and rental options.

TypeDirect peer
Description

UK retirement-focused housebuilder developing independent living apartments primarily in southern England. Competes in the same over-60s private-pay segment as McCarthy & Stone.

TypeDirect peer
Description

One of the largest UK retirement property developers, building and selling independent living apartments for the over-60s. Directly competes with McCarthy & Stone's core Retirement Living product.

TypeDirect peer
Description

Develops and operates integrated retirement villages with independent living, assisted living, and care across the UK. Highly comparable integrated community model.

TypeDirect peer
Description

Charity operating retirement villages with independent living and on-site care across the UK. Comparable integrated retirement community model serving a similar 60+ demographic.

TypeBroad incumbent
Description

Large UK financial group with later-living and affordable housing strategies, including retirement rental developments. A broader incumbent investing into senior housing rather than a specialist operator.

Market position
Strengths4 records

Each record includes

Headline, Details, Source

Weaknesses4 records

Each record includes

Headline, Details, Source

Competitive moat5 records

Each record includes

Type, Details

Key risks6 records

Each record includes

Headline, Details, Source

Key highlights7 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment1 record

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile1 record

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Feature3 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles2 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

Subsidiaries2 records

Each record includes

Name, Acquired on, Relationship type, Type, Business focus

No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds1 record

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors2 records

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

McCarthy & Stone

Retirement Housing Real Estatemccarthyandstone.co.uk

McCarthy & Stone firmographics

Firmographics
Name
McCarthy & Stone
Legal name
McCarthy & Stone Limited
Website
https://mccarthyandstone.co.uk
Company type
Private
Founded year
1977
Operating status
Operating
Headcount range
1,001–5,000 employees
Ownership category
akta.pro rank

McCarthy & Stone industry classification

Industry
Product category
Retirement Housing Real Estate
NAICS
Continuing Care Retirement Communities (623311), Assisted Living Facilities for the Elderly (623312), Continuing Care Retirement Communities and Assisted Living Facilities for the Elderly (62331), Lessors of Residential Buildings and Dwellings (53111)
SIC
Real Estate Dealers (For Their Own Account) (6532), Real Estate Agents & Managers (For Others) (6531)
akta.pro primary industry
Market-Rate Independent Living (Private Pay) Communities (HLADAAAA)
akta.pro secondary industries
Independent Living Community Development & Construction (Senior Housing Developers) (HLADAAAH), Luxury / High-End Assisted Living Communities (HLADABAD), Independent Living Real Estate Owners/Operators (REITs & Management Companies) (HLADAAAG), Senior Living Property Management (BPAJAGAI)

Keywords

  • Retirement housing
  • Retirement apartments
  • Senior living developments
  • Shared ownership housing
  • Age-restricted property

Where McCarthy & Stone is headquartered

Location

Headquarters

HQ city
Bournemouth
HQ country
United Kingdom
HQ region
Europe

Offices1 record

Markets served

McCarthy & Stone business model

Business model
GTM type
B2C
Offering type
Services
Cost components
Personnel, Supply Chain, Operations, Marketing or Sales, Infrastructure

Revenue model

  1. New Property Sales: McCarthy & Stone develops and sells new retirement apartments and bungalows to buyers aged 60+. Properties are sold outright with flexible options including part exchange and Shared Ownership. This is the primary revenue stream.
  2. Resales (McCarthy & Stone Resales): The company operates an in-house specialist estate agency for pre-owned McCarthy & Stone properties. Since launch in 2017, the team has achieved an average 4% net price increase for resales, generating commission on property transactions.
  3. Retirement Property Rentals: McCarthy & Stone offers limited rental retirement properties at selected developments. Monthly rent covers all costs with no additional service charge. Rentals provide fast, flexible entry into retirement communities.
  4. Shared Ownership Scheme: As a registered provider with the Regulator of Social Housing, McCarthy & Stone offers Older Persons Shared Ownership (OPSO) where buyers purchase 10-75% of a property and pay affordable rent on the remaining share. Annual rent is calculated at 2.75% of the outstanding balance.

Pricing tiers

ModelBillingPrice
One time/ perpetual licenseOne timeFull Purchase - Outright property ownership
HybridMonthlyShared Ownership - 10% to 75% purchase with rent on remainder
SubscriptionMonthlyRental Properties - Monthly rent with no service charge
SubscriptionAnnualService Charges - Annual charges for community maintenance

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

McCarthy & Stone product offering

Product offering

Core offering

McCarthy & Stone develops, sells, and manages purpose-built retirement living apartments and bungalows across the UK for customers aged 60 and over, offering outright purchase, rental, shared ownership, part buy/part rent, and resale options alongside an in-house Part Exchange home-selling service. The properties incorporate accessibility-first design with integrated safety systems, on-site managers, and communal lifestyle amenities.

Differentiator

Problem solved

Functional benefit

Brands

  • McCarthy & Stone Resales: Specialist estate agency for selling pre-owned McCarthy & Stone retirement living properties
  • McCarthy & Stone Affordable Housing

Quantifiable outcome

  • 44-day average move time with Part Exchange vs. ~4 months on open market
  • +5 more outcomes

Companies that use McCarthy & Stone

Customer profile

Segments1 record

Ideal customer profiles1 record

McCarthy & Stone technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Feature3 records

McCarthy & Stone partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

  • Regulator of Social HousingcoreOthersMcCarthy & Stone established an affordable housing business and was registered as a provider with the Regulator of Social Housing on February 4, following the Lone Star acquisition. This enables participation in shared ownership and affordable tenures.

Scale indicators7 records

Recent moves7 records

Expansion highlights6 records

McCarthy & Stone competitors and assessment

Company assessment

Regional players

  • Helical plc: UK-focused property developer that has developed retirement and later-living schemes. Comparable as a UK retirement property developer, though not retirement-specialist at McCarthy & Stone's scale.

Direct peers

  • Audley Group: UK developer and operator of luxury retirement villages for over-55s with both outright sale and rental tenures. Closely comparable to McCarthy & Stone's private-pay independent and assisted living model.
  • Anchor (formerly Anchor Hanover): Large not-for-profit provider of specialist housing for older people in the UK, including retirement living and extra care. Operates a similar integrated housing-plus-care model with shared ownership and rental options.
  • Pegasus Homes: UK retirement-focused housebuilder developing independent living apartments primarily in southern England. Competes in the same over-60s private-pay segment as McCarthy & Stone.
  • Churchill Retirement Living: One of the largest UK retirement property developers, building and selling independent living apartments for the over-60s. Directly competes with McCarthy & Stone's core Retirement Living product.
  • Retirement Villages Group: Develops and operates integrated retirement villages with independent living, assisted living, and care across the UK. Highly comparable integrated community model.
  • ExtraCare Charitable Trust: Charity operating retirement villages with independent living and on-site care across the UK. Comparable integrated retirement community model serving a similar 60+ demographic.

Broad incumbents

  • Crest Nicholson: Major UK mainstream housebuilder that has also developed retirement living schemes. Operates broadly in residential development with a partial overlap into senior living.
  • Legal & General (Modular Homes / later living): Large UK financial group with later-living and affordable housing strategies, including retirement rental developments. A broader incumbent investing into senior housing rather than a specialist operator.

Emerging players

  • Brio Retirement Living: Smaller UK developer of retirement apartments focused on the over-55/60 segment. Comparable product but smaller scale and more limited geographic footprint than McCarthy & Stone.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

McCarthy & Stone social profiles

Digital presence

McCarthy & Stone financial estimates

Financial estimate

Revenue estimate

Valuation estimate

McCarthy & Stone leadership team

Management profile

Number of profiles

Profiles2 records

McCarthy & Stone subsidiaries and ownership

Company hierarchy

Subsidiaries2 records

McCarthy & Stone funding detail

Funding detail

Funding overview

Funding rounds1 record

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

McCarthy & Stone M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about McCarthy & Stone

What does McCarthy & Stone do?

McCarthy & Stone develops, sells, and manages purpose-built retirement living apartments and bungalows across the UK for customers aged 60 and over, offering outright purchase, rental, shared ownership, part buy/part rent, and resale options alongside an in-house Part Exchange home-selling service. The properties incorporate accessibility-first design with integrated safety systems, on-site managers, and communal lifestyle amenities.

Is McCarthy & Stone a public or private company?

McCarthy & Stone is a private company. It is classified as private equity controlled and is currently operating.

When was McCarthy & Stone founded?

McCarthy & Stone was founded in 1977. It employs 1,001 to 5,000 people.

Where is McCarthy & Stone based?

McCarthy & Stone is headquartered in Bournemouth, United Kingdom, in the Europe region.

How does McCarthy & Stone make money?

Four revenue lines are on record. New Property Sales are the primary driver. The others are resales (McCarthy & Stone Resales), retirement Property Rentals and shared Ownership Scheme.

Who are McCarthy & Stone's main competitors?

Helical plc is listed as a regional player. Direct peers are Audley Group, Anchor (formerly Anchor Hanover), Pegasus Homes, Churchill Retirement Living, Retirement Villages Group and ExtraCare Charitable Trust. Broad incumbents are Crest Nicholson and Legal & General (Modular Homes / later living). Brio Retirement Living is listed as an emerging player.

Does McCarthy & Stone have an API?

No public API is recorded for McCarthy & Stone.

What industry is McCarthy & Stone in?

McCarthy & Stone's product category is Retirement Housing Real Estate. Its primary akta.pro industry code is HLADAAAA, Market-Rate Independent Living (Private Pay) Communities, with a secondary code of HLADAAAH, Independent Living Community Development & Construction (Senior Housing Developers). Its NAICS code is 623311 and its SIC code is 6532.

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Live signals
BuildingMcCarthy & Stone profits sinkMcCarthy & Stone, a UK retirement home specialist, reported a 37% decline in pre-tax profit to £58.1m for the 12 months to end of August, down from £92.1m the prior year. Operating profit fell 33% to £63.5m despite a 2% rise in revenue to £672m, with the company attributing the losses to build cost increases, subdued market conditions, additional marketing activity, and higher operating costs.HousingtodayMcCarthy & Stone enters affordable housing marketMcCarthy & Stone, the UK's largest retirement housebuilder, has established an affordable housing business and been registered as a provider with the Regulator of Social Housing on February 4, following its £647m acquisition by US private equity firm Lone Star. The move comes after a severe trading year in which the company's revenue fell 73% to £197m due to reluctance among its older consumer base to re-enter the housing market. The firm stated the expansion into shared ownership and other affordable tenures is a key part of its long-term strategy to offer customers greater choice, joining other for-profit providers such as L&G and Blackstone in the sector.Estates GazetteMcCarthy & Stone partners with Anchor Hanover on £125m portfolioMcCarthy & Stone has partnered with non-profit care provider Anchor Hanover on a £125m portfolio of 482 retirement homes, with construction spanning five UK sites. Anchor Hanover will pay £67m for 316 affordable extra care homes (124 affordable rented and 192 shared ownership), while the remaining 166 flats on neighbouring land will be sold by McCarthy & Stone. Construction on two sites in Hook, Hampshire and Hinckley, Leicestershire is about to start, with additional schemes in Bingley, West Yorkshire and Standish, Greater Manchester commencing in early 2021, and a final site in Macclesfield, Cheshire beginning in late 2021.PR NewswireGoodbye, Generation Gap: Young and Old Become More Connected Through Combatting COVID-19, Reveals McCarthy & Stone ResearchMcCarthy & Stone, the UK's leading developer and manager of retirement communities, has released research revealing that the COVID-19 pandemic has significantly narrowed the generation gap, with 60% of both younger (18-59) and older (60+) generations reporting increased communication with each other since the start of the crisis. The research, conducted among 2,000 UK respondents between May 29 and June 1, 2020, found that 74% of these conversations occurred over traditional phone calls rather than text or email, and 77% of respondents want to maintain this heightened level of intergenerational connection post-lockdown. McCarthy & Stone announced it will launch a Senior Experts Panel next month to sustain these strengthened connections through new interactive platforms and initiatives.GathersocialHow did McCarthy & Stone real estate generate real leadsMcCarthy & Stone, the UK's leading retirement community developer, used Facebook real estate ads to significantly boost its lead generation, achieving 4.3X more sales leads between June and November 2019 compared to the previous year. The company targeted UK residents aged 55 and older while retargeting website visitors, and saw its cost per lead drop by half across both prospecting and retargeting campaigns. The case study highlights Facebook's advertising platform as a tool for driving measurable marketing performance for property developers targeting the retirement segment.ReutersSheltered housing builder McCarthy & Stone trims profit outlookMcCarthy & Stone, the UK's largest sheltered housing builder for retirees, trimmed its profit forecast for 2018, now expecting an operating profit of 65-73 million pounds, down from an earlier estimate of 65-80 million pounds. The company's revenue is projected to rise to about 670 million pounds, driven by a 10% increase in average selling prices. The company is undergoing a strategic review focused on improving margins and has appointed an interim CEO while seeking a permanent successor.