What Consilient does

Consilient is a Washington, D.C.-based financial crime prevention technology company founded in 2020 as a partnership between K2 Intelligence Financial Integrity Network and Giant Oak. The company has built a federated machine learning platform that enables financial institutions to collaboratively train AML/CFT detection models without sharing raw customer or transaction data, using its proprietary DOZER traveling algorithm secured at the silicon level by Intel SGX hardware-based trusted execution environments.

The product portfolio centers on a Core AML/CFT Model for transaction monitoring and customer due diligence, supplemented by specialized modules for correspondent banking, high-risk typologies (15+ behavioral scores), high-risk jurisdictions, and behavioral KYC/AML risk rating. The company reports dramatic efficiency gains versus legacy rules-based systems: false-positive rates of approximately 12% versus the industry average exceeding 95%, with 75-88% reduction claims and 300% improvement in high-risk customer identification. A April 2026 integration with Sigma360 extends the platform into perpetual KYC (pKYC) capabilities.

Consilient operates a B2B SaaS subscription model selling directly to enterprise financial institutions, primarily banks, through a field sales motion supported by thought leadership content, conference participation (American Banker Association, American Bar Association Financial Crimes Enforcement Conference, EBAday), and white papers. Pricing is not publicly disclosed. PNC Bank is the only publicly named pilot customer. The company has raised approximately $3 million via an SEC exempt offering filed in April 2022, operates with 1-10 employees, and was recognized on the 2025 FinCrimeTech50 list and as an EBAday 2025 finalist.

Name

Consilient

Legal name

Consilient, Inc.

Website

https://consilient.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

Consilient provides a federated machine learning platform for AML/CFT detection that enables financial institutions to collaboratively identify suspicious activity without sharing raw customer data, using proprietary DOZER technology secured by Intel SGX.

Ownership category

akta.pro rank

Product category

Regulatory Technology (RegTech) — AML/CFT Compliance Software

NAICS

Credit Intermediation and Related Activities (522), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Services-Computer Integrated Systems Design (7373), Services-Computer Processing & Data Preparation (7374)

akta.pro primary industry

AML/CTF Transaction Monitoring & Case Management (FSAGAFAC)

akta.pro secondary industries

Fraud, Risk, KYC/AML & Compliance Platforms (BPAMAFAI), AML/CFT & Financial Crime Compliance (FSAFAOAD), AML/Financial Crime for Securities (KYC, Sanctions, PEP) (FSACAJAE), AML Transaction Monitoring & Typology Detection (FSAMAMAB)

Keywords

• Federated learning AML
• Anti-money laundering software
• Financial crime detection
• KYC compliance platform
• RegTech fraud detection

Headquarters

HQ city

Washington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS/Software Subscription: B2B SaaS subscription model providing financial institutions access to the federated learning platform for AML/CFT detection. Revenue is generated through recurring software licensing fees, typically structured as enterprise agreements with financial institutions.

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

Consilient offers a federated machine learning platform for anti-money laundering (AML) and countering the financing of terrorism (CFT) compliance, enabling financial institutions to collaboratively train detection models without sharing raw customer data. The platform includes a Core AML/CFT Model plus specialized models for correspondent banking, high-risk typologies, high-risk jurisdictions, and KYC/AML risk rating, secured with Intel SGX hardware-based trusted execution environments.

Product overview

Consilient offers a federated learning platform for AML and financial crime detection, consisting of a Core AML/CFT Model as the foundational product, supplemented by specialized models including Correspondent Banking, High-Risk Typology, High-Risk Jurisdictions, and KYC/AML Risk Rating. The platform enables financial institutions to collaboratively train detection models without sharing raw customer data, addressing the 'silo effect' through privacy-preserving federated machine learning technology.

Differentiator

Problem solved

Functional benefit

Brands

• DOZER: Consilient's proprietary traveling algorithm technology that enables behavioral-based machine learning across institutions without moving data. The technology allows models to be trained across multiple datasets while preserving privacy through Intel SGX security.

Products and services

• Core AML/CFT Model Foundational federated learning model that enhances transaction monitoring and customer due diligence across financial institutions while keeping raw customer data local. Targeted at banks, credit unions, and other regulated financial institutions that need to improve AML/CFT detection and reduce false positives.
• Correspondent Banking Model Federated learning model specifically designed for enhanced risk management in correspondent banking relationships, enabling cross-institutional detection of suspicious activity in cross-border financial corridors. Aimed at banks with significant correspondent banking exposure.
• High-Risk Typology Models Specialized models using 15+ typology scores to identify hidden high-risk behaviors including covert money service businesses, unregistered VASPs, undeclared NPOs, undeclared precious metals dealers, and casino-like operations under commercial fronts. For AML/CFT compliance teams at financial institutions.
• High-Risk Jurisdictions Model Model for identifying high-risk transactions based on geographic risk factors and jurisdictional intelligence related to financial crime typologies. Designed for financial institutions needing precise assessment of cross-border money-laundering risks.
• KYC/AML Risk Rating Model Behavioral-based risk scoring model for customer risk assessment that analyzes real transaction patterns rather than relying solely on static KYC data, enabling perpetual KYC (pKYC) instead of periodic reviews. Targeted at compliance and onboarding teams at financial institutions.
• pKYC (Perpetual KYC) Solution Continuous customer risk assessment capability powered by federated machine learning, enabling financial institutions to move beyond static periodic reviews to ongoing real-time risk evaluation. Co-developed with Sigma360 and offered to financial institutions seeking always-on compliance.

Quantifiable outcome

• 88% reduction in false positives and 3x efficiency gain in AML investigations
• +3 more outcomes

Named customers1 record

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability5 records

Feature7 records

Partnerships

Four partnerships are on record, tiered flagship, founding and core.

• Sigma360flagshipTechnology or Integration · 9 April 2026Consilient and Sigma360 announced a strategic integration on April 9, 2026, combining Sigma360's real-time risk intelligence platform with Consilient's federated learning technology. The integration creates an AI-driven perpetual KYC (pKYC) solution that enables continuous risk assessment without sharing PII data across organizations. The combined platform addresses the 'silo effect' in financial institutions by enabling continuous pKYC and transaction monitoring that allows organizations to collaboratively improve AI models without sharing sensitive customer data, providing a 360-degree view of risk.
• K2 Intelligence Financial Integrity NetworkfoundingStrategic or Co-development Partner · 29 October 2020K2 Intelligence Financial Integrity Network (K2 Integrity FIN) co-founded Consilient in October 2020 as a partnership bringing together next-generation technology and best-in-class AML/CFT knowledge. Juan Zarate, chairman and co-founder of Financial Integrity Network and former Assistant Secretary of the Treasury for terrorist financing, serves as Consilient's co-founder and chairman of the board. The partnership transferred AML/CFT domain expertise and regulatory credibility to Consilient's founding.
• Giant OakfoundingStrategic or Co-development Partner · 29 October 2020Giant Oak co-founded Consilient in October 2020 alongside K2 Intelligence Financial Integrity Network. Gary M. Shiffman, founder and CEO of Giant Oak and creator of the GOST AI screening tool, serves as Consilient's co-founder and CEO. Giant Oak contributed its behavioral analytics and machine learning technology, including the GOST system, to the founding of Consilient.
• IntelcoreStrategic or Co-development PartnerConsilient collaborated with Intel on a white paper titled 'Federated Learning through Revolutionary Technology' and utilizes Intel SGX (Software Guard Extensions) as the hardware-based security foundation for its federated learning platform. Intel SGX provides trusted execution environments that protect model code and data from software attacks, ensuring the integrity and confidentiality of the federated computation. Intel vice president Anil Rao publicly endorsed the technology as enabling collaborative finance for the first time.

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Silent Eight: Silent Eight delivers AI-driven name and transaction screening plus AML alert resolution for financial institutions, competing directly with Consilient's KYC/AML risk rating and typology detection capabilities.
• Napier AI: Napier AI provides AI-enhanced AML, transaction monitoring, and KYC platforms to financial institutions, with comparable product breadth to Consilient and a similar target customer base of banks and fintechs.
• Featurespace: Featurespace provides adaptive behavioral analytics for fraud and AML transaction monitoring, closely aligned with Consilient's ML-driven, behavior-based detection approach and serving the same financial institution buyer.
• Hawk AI: Hawk AI offers AI-driven AML and transaction monitoring SaaS to banks and payment firms, with a similar focus on reducing false positives through ML — a direct competitor in the emerging AI-native AML segment.

Broad incumbents

• BAE Systems (NetReveal): BAE Systems' NetReveal is a long-standing AML and fraud detection suite used by global banks, representing the incumbent, government-aligned segment Consilient must displace.
• NICE Actimize: NICE Actimize is the dominant enterprise AML transaction monitoring and financial crime compliance suite for global banks, competing head-to-head with Consilient for the same Tier-1 financial institution buyers with mature, broad product lines.
• SAS Anti-Money Laundering: SAS AML is an established, enterprise-grade transaction monitoring and AML/CFT platform used by many of the same global and regional banks Consilient targets, with deep regulatory relationships and broad geographic coverage.

Emerging players

• Lucinity: Lucinity is a newer AML and transaction monitoring SaaS targeting mid-market banks, with overlapping AI-driven case management and behavioral analytics capabilities.
• Salv: Salv is an emerging RegTech focused on AML and financial crime prevention for fintechs and smaller banks, with overlapping AI-driven detection capabilities aimed at the same compliance-burdened buyers.

Others

• Oracle Financial Crime and Compliance: Oracle's FCCM suite is a flagship AML/CFT enterprise platform selling into Tier-1 banks and capital markets firms, with broad integration into core banking and capital markets infrastructure.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Consilient