What Regcheq does

Regcheq SpA is a Chilean SaaS company that develops a unified compliance and risk management platform for anti-money laundering (AML), counter-terrorism financing (CFT), and economic crime prevention in Latin America. The platform automates Know Your Customer (KYC) and Know Your Business (KYB) onboarding, continuous counterparty monitoring, sanctions and politically exposed person (PEP) screening, risk scoring, suspicious activity reporting (ROS), and audit-ready traceability. It connects to more than 40 data sources — including Chilean government registries (SII, Poder Judicial, TGR, Diario Oficial), Comply Advantage, and the United Nations — and screens counterparties against more than 1,500 international and national sanctions lists. The proprietary Regcheq Copilot AI layer applies natural language processing to analyze tax folders, summarize client dossiers, and generate risk verdicts, while the Regcheq Supply module extends these capabilities into supplier due diligence through an AI-powered bidirectional portal.

The product portfolio is organized around a core platform and a set of add-on modules: Regcheq Protect (expert advisory for regulatory audits), Canal de Denuncias (whistleblower channel), Capacitaciones (training), Regscanner (free self-assessment), and dedicated compliance modules for KYC, KYB, investigation workflow, lists screening, and audit trail. Regcheq sells primarily through a direct enterprise sales motion with "Agendar Demo" as the primary conversion CTA, supported by a self-serve customer portal at app.regcheq.com. Pricing is subscription-based on Onboarding-limit tiers with monthly billing, and revenue is supplemented by advisory services. The customer base includes more than 500 companies across Chile, Brazil, Mexico, and Peru, spanning financial institutions, insurance companies, fintechs, automotive dealers, energy firms, mining companies, and large corporates.

Regcheq was founded in 2018 and is headquartered in Las Condes, Santiago, Chile. The company has raised approximately $4.4 million across multiple rounds, led by Taram Capital with participation from Grupo Sable, Consorcio, and BoostLAB. In July 2023, Regcheq acquired Mexican compliance firm UBcubo to support its expansion into Brazil and Mexico. Strategic distribution partnerships with Deloitte and Instituto Peruano de Compliance (Peru) extend the company's reach into the advisory and compliance training ecosystem. The legal entity contracting customers is Regcheq SpA under Chilean law.

Name

Regcheq

Legal name

Regcheq SpA

Website

https://regcheq.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

Regcheq is a Chilean SaaS company that provides an AI-powered AML, sanctions screening, and economic-crime compliance platform for banks, insurers, fintechs, and large corporates across Chile, Brazil, Mexico, and Peru, serving more than 500 regulated entities.

Ownership category

akta.pro rank

Product category

Regulatory Compliance Software

NAICS

Investigation and Personal Background Check Services (561611)

SIC

Services-Management Services (8741)

akta.pro primary industry

AML/CFT & Financial Crime Compliance (FSAFAOAD)

akta.pro secondary industries

Sanctions, PEP & Watchlist Screening (name matching, adverse media) (FSAGAFAD), Regulatory Reporting & Compliance Automation (FinCEN/CTR/SAR, EMIR/MiFID, etc.) (FSAGAFAG), Identity Verification & Digital ID (IDV, eIDAS, biometrics) (FSAGAFAA), Risk Scoring, Decisioning & Orchestration (rules, ML, workflow) (FSAGAFAF), GRC, Policy Management & Controls Testing (SOX/ICFR, audit management) (FSAGAFAM), Regulatory Compliance Management (RegTech) (BPAEAPAB)

Keywords

• AML compliance software
• Regulatory compliance platform
• Anti-money laundering compliance
• Sanctions screening software
• Know your customer tools

Headquarters

HQ city

Las Condes

HQ country

Chile

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS Subscription: Regcheq operates as a SaaS platform with subscription-based pricing. The Terms & Conditions describe 'subscription plans' with Onboarding limits, billing frequencies (monthly or annual), and proration for plan upgrades. Pricing is quoted on a per-subscription basis, with add-ons for additional onboarding limits charged at the next monthly billing cycle. The platform serves as the primary recurring revenue engine.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels7 records

Core offering

Regcheq provides an integrated SaaS compliance platform for anti-money laundering (AML/PLAFT) and regulatory risk management, enabling financial institutions and regulated companies to verify customer and supplier identities, screen against sanctions and adverse media, monitor transactions, and file regulatory reports. The platform combines identity verification, ongoing monitoring, transaction screening, and regulatory reporting in a single workflow, supported by an AI compliance assistant (Regcheq Copilot), expert advisory services (Regcheq Protect), a third-party/supplier portal (Regcheq Supply), a whistleblower channel, and training programs, with primary focus on Latin American markets (Chile, Brazil, Mexico, Peru).

Product overview

Regcheq is a unified SaaS compliance and risk management platform for Latin America, designed to help companies fulfill AML/CFT and economic crime obligations. The platform is built around a core engine that connects to 40+ data sources (government databases, international sanctions lists, financial regulators) to perform real-time KYC/KYB, risk scoring, sanctions screening, and continuous monitoring. The product portfolio includes the core Regcheq Platform, the AI-powered Copilot Regcheq AI assistant (NLP document analysis, Regchat, risk verdict generation), the Regcheq Supply module for supplier due diligence, and Regcheq Protect for expert compliance advisory. Additional modules cover onboarding KYC/KYB, investigation workflows, sanctions screening (Listas de Coincidencias), audit trail (Trazabilidad), a whistleblower channel (Canal de Denuncias), and training (Capacitaciones). A free tool, Regscanner, provides compliance self-assessment. The platform serves clients in Chile, Brazil, Mexico, and Peru.

Differentiator

Problem solved

Functional benefit

Products and services

• Regcheq Platform Integrated SaaS compliance platform that combines KYC/KYB identity verification, sanctions and adverse-media screening, transaction monitoring, and regulatory reporting (PLAFT/ROS) in a single workflow, for financial institutions and regulated entities in Latin America.
• Regcheq Copilot AI AI-powered compliance assistant that enables compliance teams to query regulations, interpret obligations, and automate parts of their AML/PLAFT workflows through natural language interaction.
• Regcheq Protect Expert compliance advisory service that supports clients in designing, operating, and optimizing their AML/PLAFT programs, including risk assessments, regulatory remediation, and ongoing compliance support.
• Regcheq Supply Third-party/supplier risk management portal that allows companies to onboard, screen, and continuously monitor suppliers and counterparties against AML/PLAFT, sanctions, and adverse-media data sources.
• Canal de Denuncias Confidential whistleblower/ethics channel that allows employees and third parties to anonymously report compliance, ethics, and integrity issues, with case management for compliance officers.
• Regcheq Capacitaciones Compliance training and certification program covering AML/PLAFT, anti-bribery, and related regulatory topics for employees and partners of regulated organizations.
• Regscanner Free self-service online tool that lets organizations perform a quick diagnostic of their AML/PLAFT compliance maturity and identify remediation areas, used as a top-of-funnel entry point to the platform.

Quantifiable outcome

• Analysis of compliance risk passed from hours to seconds
• +4 more outcomes

Named customers27 records

Segments5 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability9 records

Feature10 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Comply AdvantagecoreTechnology or IntegrationComply Advantage is integrated as one of Regcheq's data sources for AML/sanctions screening. The integration provides access to global sanctions lists and PEP databases as part of Regcheq's 40+ connected data sources.
• Ritch Mueller (law firm)minorOthersRitch Mueller, a law firm, represented Regcheq in the acquisition of UBCubo (UBcubo), a Mexican compliance technology company. This was a legal advisory relationship for a specific transaction.
• UBcubocoreStrategic or Co-development PartnerRegcheq acquired UBcubo, a Mexican compliance firm specializing in IT solutions for anti-money laundering compliance, in July 2023 as part of its growth and expansion strategy into Mexico. This acquisition brings IP, customer relationships, and domain expertise in the Mexican compliance market.
• PlanOKminorGTM or Marketing PartnerPlanOK is a CRM platform for the real estate and construction industry. Their partnership with Regcheq involves co-marketing and cross-referral, likely recommending Regcheq's compliance tools to their real estate and construction client base.
• DeloittecoreImplementation/ SI/ Consulting PartnerDeloitte is listed as a partner on Regcheq's Peru partners page, positioning itself as a provider of 'auditoría, consultoría y asesoría financiera.' Deloitte consultants likely recommend or implement Regcheq as part of their compliance and risk management advisory engagements with clients.
• Instituto Peruano de ComplianceminorGTM or Marketing PartnerInstituto Peruano de Compliance (ICOMPLIANCEPE) is a private institution that promotes and disseminates compliance best practices, training, and advisory services. Their partnership involves co-marketing and referral of compliance technology to their member companies.

Scale indicators6 records

Recent moves3 records

Expansion highlights6 records

Others

• Moody's (Bureau van Dijk): Provider of business counterparty data (including ultimate beneficial ownership) used in KYB and supplier due diligence workflows. Comparable data layer for the KYB/corporate-structure analysis that Regcheq Supply performs.

Direct peers

• Jumio: Global identity verification and KYC platform with established enterprise customer base. Comparable core offering in digital IDV and onboarding KYC, which is one of Regcheq's primary modules.
• Onfido: AI-based identity verification provider serving financial services and fintech customers globally. Overlaps with Regcheq's KYC onboarding and AI-driven risk scoring capabilities.
• Truora: Latin America-focused identity verification and background-check API platform serving similar 'Sujetos Obligados' and fintech customers across the region. Directly comparable in KYC/KYB product scope and regional GTM focus.
• Veriff: Identity verification platform with AML and screening capabilities targeting fintechs and regulated enterprises. Comparable in onboarding KYC scope and target customer profile.
• ComplyAdvantage: Global AML, sanctions, PEP, and adverse-media data provider that is also a current data integration partner of Regcheq. Competes on underlying sanctions data and KYC/KYB screening, the core of Regcheq's value proposition, making it both a partner and primary competitive threat.

Broad incumbents

• NICE Actimize: Enterprise financial crime, AML, and KYC platform sold primarily to large global banks. Overlaps with Regcheq's AML transaction monitoring, KYC, and investigation case management but at the large-bank tier.
• Oracle Financial Services Anti Money Laundering: Enterprise AML and compliance suite from Oracle sold to large banks and financial institutions. Represents a broader, well-capitalized incumbent alternative to Regcheq's AML platform for tier-1 clients.
• Refinitiv / LSEG World-Check: Established global KYC, sanctions, PEP, and adverse-media data provider serving large financial institutions. Competes as a broader incumbent with deeper data assets and enterprise footprint.

Emerging players

• ThetaRay: AI-based AML and sanctions screening analytics vendor serving banks and fintechs. Overlaps with Regcheq's AI-driven anomaly detection and risk scoring capabilities within a narrower analytics offering.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@ComplianceLeaders-Regcheq
• LinkedInlinkedin.com/company/regcheq

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries1 record

Funding overview

Funding rounds4 records

Investors4 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Regcheq