INZMO
- Company typePrivate
- Founded2017
- HeadquartersBerlin, Germany
- Headcount11–50
- GTM typeB2C
- OfferingServices
INZMO firmographics
Firmographics- Name
- INZMO
- Website
- https://inzmo.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
INZMO industry classification
Industry- Product category
- Consumer Insurance (Insurtech)
- NAICS
- Direct Insurance (except Life, Health, and Medical) Carriers (52412), Insurance Carriers (5241)
- SIC
- Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Embedded Insurance Distribution & Premium Financing (FSAGALAF)
- akta.pro secondary industry
- Consumer Electronics & Mobile Device Protection Plans (FSAJALAH)
Keywords
Where INZMO is headquartered
LocationHeadquarters
- HQ city
- Berlin
- HQ country
- Germany
- HQ region
- Europe
Markets served
INZMO business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Monthly Insurance Premiums: Recurring monthly subscription revenue from insurance policies covering mobile phones, rental deposits, bicycles, laptops/tablets, and e-scooters. Customers pay a fixed monthly fee for coverage against theft or damage.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Mobile Phone Insurance - Basic Tier |
| Subscription | Monthly | Mobile Phone Insurance - Standard Tier |
| Subscription | Monthly | Rental Deposit Warranty |
| Subscription | Monthly | Bicycle Insurance |
| Subscription | Monthly | Laptop/Tablet Insurance |
| Subscription | Monthly | E-scooter Insurance |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
INZMO product offering
Product offeringCore offering
INZMO is a digital-first consumer insurance provider offering monthly subscription-based coverage for personal electronics (mobile phones, laptops, tablets), mobility devices (bicycles, e-scooters), and rental deposits. Policies are sold directly to consumers via the company website and mobile app, with claims filing, policy management, and customer support handled through a self-service portal powered by AI-assisted 24/7 support.
Product overview
INZMO is an insurance company offering a portfolio of consumer-focused insurance products. The company provides coverage for personal electronics (mobile phones, laptops, tablets), mobility devices (bicycles, e-scooters), and rental deposits. All products are delivered digitally with fast claims processing and 24/7 support, accessible via web and mobile app.
Differentiator
Problem solved
Functional benefit
Products and services
- Mobile Phone Insurance
Quantifiable outcome
- 150,000+ customers served
- +1 more outcomes
Companies that use INZMO
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles3 records
INZMO technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
INZMO partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights4 records
INZMO competitors and assessment
Company assessmentDirect peers
- Wefox Group: Berlin-headquartered digital insurance platform connecting consumers with insurance products through a digital-first model. Closely comparable to INZMO on geography (DACH-led Europe), digital-first distribution, and a broad consumer insurance portfolio.
- Getsafe: German digital insurance platform offering mobile-first consumer insurance products. Directly comparable to INZMO on geography (Germany), target customer (digital-native consumers), and self-serve PLG-style distribution model.
- Simplesurance: Berlin-based embedded insurance platform that distributes coverage through partner channels (e-commerce, fintech, retail). Directly comparable to INZMO on embedded insurance positioning, Berlin HQ, and consumer electronics insurance focus.
- Zego: UK-based insurtech specializing in mobility and gig-economy insurance, including e-scooter and bicycle coverage. Comparable to INZMO on the e-scooter product line, European footprint, and digital-first underwriting for non-auto mobility.
- Many Pets (Bought By Many): London-based digital specialty insurer offering consumer-friendly insurance products through a subscription-like, app-driven experience. Comparable to INZMO on digital-first model, vertical-specific consumer insurance, and European market focus.
- Luko: French digital insurer with a mission-driven, app-first experience for consumer property coverage. Comparable to INZMO on European footprint, digital-first claims experience, and direct-to-consumer distribution model.
- Hedvig: Stockholm-based digital insurance startup offering mobile-first consumer insurance products. Comparable to INZMO on Nordic/European footprint, app-led policy management, and tech-forward insurance positioning.
- Bikmo: UK-based specialist bicycle insurance provider offering digital-first coverage with claims handled through partner networks. Directly comparable to INZMO on bicycle insurance product, European market, and cycling enthusiast customer segment.
Broad incumbents
- Lemonade: Public, US-headquartered AI-driven digital insurer offering consumer lines including renters, home, auto, and pet. Comparable to INZMO on digital-first insurance model and AI-driven claims, but operates at much greater scale and broader product/geographic scope.
- Bolttech: Singapore-headquartered global embedded insurance platform distributing device and gadget protection through partner ecosystems. Comparable to INZMO on consumer electronics/mobile device protection focus and embedded insurance positioning, though operating at significantly larger global scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
INZMO social profiles
Digital presenceINZMO financial estimates
Financial estimateRevenue estimate
Valuation estimate
INZMO leadership team
Management profileNumber of profiles
Profiles6 records
INZMO funding detail
Funding detailFunding overview
Funding rounds6 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
INZMO M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about INZMO
What does INZMO do?
INZMO is a digital-first consumer insurance provider offering monthly subscription-based coverage for personal electronics (mobile phones, laptops, tablets), mobility devices (bicycles, e-scooters), and rental deposits. Policies are sold directly to consumers via the company website and mobile app, with claims filing, policy management, and customer support handled through a self-service portal powered by AI-assisted 24/7 support.
Is INZMO a public or private company?
INZMO is a private company. It is classified as venture growth investor backed and is currently operating.
When was INZMO founded?
INZMO was founded in 2017. It employs 11 to 50 people.
Where is INZMO based?
INZMO is headquartered in Berlin, Germany, in the Europe region.
How does INZMO make money?
One revenue line is on record: monthly Insurance Premiums.
Who are INZMO's main competitors?
Direct peers on record are Wefox Group, Getsafe, Simplesurance, Zego, Many Pets (Bought By Many), Luko, Hedvig and Bikmo. Broad incumbents are Lemonade and Bolttech.
Does INZMO have an API?
No public API is recorded for INZMO.
What industry is INZMO in?
INZMO's product category is Consumer Insurance (Insurtech). Its primary akta.pro industry code is FSAGALAF, Embedded Insurance Distribution & Premium Financing, with a secondary code of FSAJALAH, Consumer Electronics & Mobile Device Protection Plans. Its NAICS code is 52412 and its SIC code is 6331.