Peakflo
- Company typePrivate
- Founded2021
- HeadquartersSingapore, Singapore
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Peakflo firmographics
Firmographics- Name
- Peakflo
- Legal name
- Peakflo PTE. LTD.
- Website
- https://peakflo.co
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Peakflo industry classification
Industry- Product category
- Financial Operations Software (AP/AR Automation)
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Collection Agencies (561440), Telephone Call Centers (56142)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Collections Technology, Dialing & Workflow Platforms (FSAKAJAI)
- akta.pro secondary industries
- Loan Servicing Platforms (Billing, Statements, Customer Self-Service) (FSAGAHAH), Model Serving, Inference & Deployment Platforms (APIs, Edge/On-Prem) (HDAEANAC)
Keywords
Where Peakflo is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices2 records
Markets served
Peakflo business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Software Subscription (AP/AR Automation): Peakflo charges software subscription fees based on the total USD value of annual credit sales processed by the client. This is standard tiered pricing tied to transaction volume. Additional user seats are included up to a specified number in the quote without extra charge. Billed annually at the start of each period.
- Usage-based Communications: Usage-based charges for email reminders beyond the free tier of 700,000 emails per month ($55 per additional 100,000 emails), SMS reminders at country-specific rates, WhatsApp messages at country-specific rates, and physical Letter of Demand at $1.99 per letter.
- Payment Processing (B2B Transactions): Peakflo processes B2B payments through partnerships with Rapyd (Singapore, Philippines) and Xendit (Indonesia), earning transaction fees on collections and disbursements. Supports virtual accounts, bank transfers, credit cards, e-wallets, QR codes, and retail outlets across Southeast Asia.
- Integration and Setup Fees: One-time integration and setup fees may apply depending on the client's ERP and tech stack requirements.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Standard tiered SaaS pricing based on transaction volume |
| Usage-based | Pay-as-you-go | Usage-based communication and payment processing charges |
| Transaction based/ take rate | Annual | Transaction-based payment processing fees |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels8 records
Peakflo product offering
Product offeringCore offering
Peakflo provides an AI-powered, agentic finance operations platform that automates accounts payable (Procure-to-Pay) and accounts receivable (Invoice-to-Cash) workflows for mid-market and enterprise finance teams. Core capabilities include AI-powered invoice capture and OCR, automated 2-way and 3-way PO matching, customizable multi-level approval workflows, multi-channel payment reminders (Email, SMS, WhatsApp, LINE, Zalo), AI-powered cash application and reconciliation, and end-to-end payment automation through licensed gateways (Rapyd for SG/PH and Xendit for ID). The platform is augmented by AI Voice Agents for phone-based collections and a self-improving 20X AI Orchestrator that autonomously builds and optimizes workflows using LLM-as-Judge evaluation.
Product overview
Peakflo is a holistic finance operations platform with a modular architecture. The core platform consists of Accounts Payable (Procure-to-Pay Automation) and Accounts Receivable (Invoice-to-Cash Automation) modules, supplemented by AI-powered add-ons including 20X AI Orchestrator (AI agent orchestration), AI Voice Agents (automated calls), AI Spend Management, Travel & Expense Reimbursements, and End-to-End Payment Automation. The Agentic Workflow Platform serves as the underlying orchestration engine that connects these modules, enabling autonomous execution of finance and operations processes across any industry. The platform targets mid-sized companies and enterprises in Southeast Asia and globally, offering ERP integrations (NetSuite, SAP, Microsoft Dynamics, QuickBooks, Xero, Jurnal), communication channels (WhatsApp, Slack, LINE, Zalo), and API access for enterprise customization.
Differentiator
Problem solved
Functional benefit
Brands
- 20X AI Orchestrator: Self-improving AI agent orchestrator that connects specialized agents to work tools and enables coordinated execution across functions.
- AI Voice Agents
- AI Spend Management
Products and services
- Procure-to-Pay Automation (Accounts Payable) End-to-end accounts payable automation covering AI-powered invoice capture, 2-way and 3-way PO matching, approval workflow automation, WhatsApp vendor portal for bill submission, automated disbursement scheduling, and reconciliation. Built for finance teams processing high volumes of vendor bills.
- Invoice-to-Cash Automation (Accounts Receivable) Complete accounts receivable automation including proforma invoice validation, automated invoicing, finance CRM, multi-channel payment reminder automation (Email, SMS, WhatsApp, LINE, Zalo), customer portal for dispute management, AI-powered reports, and automated cash application with reconciliation.
- 20X AI Orchestrator Self-improving AI agent orchestrator that connects specialized agents to work tools (Linear, HubSpot, Notion, ERPs, CRMs) and uses an LLM-as-Judge evaluation system to continuously test, evaluate, and auto-optimize workflow patterns. Enables coordinated autonomous execution across finance and operations functions.
- AI Voice Agents Human-like voice AI agents that autonomously handle high-volume phone conversations for invoice collections, payment follow-ups, customer reminders, survey responses, sales outreach, and order confirmations without manual intervention.
- AI Spend Management AI-powered agentic spend management solution that controls and optimizes organizational spending through autonomous workflows, including AI-powered receipt extraction, expense policy enforcement, travel request workflows, anomaly detection, and budget enforcement.
- Reimbursements - Travel & Expense Travel and expense management module with AI-powered receipt extraction, customizable expense policy enforcement, AI-driven anomaly detection, and end-to-end travel request approval workflows.
- End-to-End Payment Automation Automated payment processing module supporting disbursement scheduling based on due dates and automated reconciliation across multiple payment channels, including virtual accounts, bank transfers, credit cards, e-wallets, QR codes, and retail outlets in Southeast Asia via Rapyd and Xendit.
- Peakflo Agentic Workflow Platform Self-service workflow builder and execution platform enabling users to create, manage, and orchestrate autonomous AI agent workflows across companies as independent workspaces, with pre-built templates, multi-channel process triggers, and continuous AI optimization.
Quantifiable outcome
- 4X acceleration in process performance
- +10 more outcomes
Companies that use Peakflo
Customer profileNamed customers26 records
Segments8 records
Ideal customer profiles3 records
Peakflo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration16 records
AI capability10 records
Feature12 records
Peakflo partnerships and signals
Strategic signalPartnerships
17 partnerships are on record, tiered core and minor.
- XerocorePeakflo integrates with Xero accounting software for seamless data synchronization, enabling customers using Xero to automate their accounts payable and receivable workflows with real-time sync.
- Oracle NetSuitecorePeakflo integrates with Oracle NetSuite ERP enabling customers to sync invoices, payments, tags, COA, taxes, employees, bank account details, and customer subsidiaries for seamless data flow.
- QuickBookscorePeakflo integrates with QuickBooks accounting software for customers to synchronize their financial data and automate AP/AR workflows alongside QuickBooks.
- SAPcorePeakflo integrates with SAP S/4HANA and SAP Business One ERP systems, enabling enterprise and mid-market customers with SAP infrastructure to leverage Peakflo's automation capabilities.
- Microsoft Dynamics 365corePeakflo integrates with Microsoft Dynamics 365 Business Central and Finance & Operations, enabling customers with Microsoft ERP infrastructure to use Peakflo's finance automation.
- JurnalcorePeakflo integrates with Jurnal accounting software for Indonesian and Southeast Asian markets, enabling local customers to sync financial data with Peakflo's automation platform.
- SFTPcorePeakflo offers SFTP integration for enterprise clients to securely transfer and synchronize data including customers, parent companies, invoices, payment receipt files, and custom fields.
- ChargebeecorePeakflo integrates with Chargebee for finance teams to sync customer, invoice, payment, and credit note data, enabling subscription-based businesses to automate their AR workflows.
- TwiliocorePeakflo utilizes Twilio's WhatsApp Business API to deliver payment reminders and business communications through WhatsApp, functioning as an ISV (Independent Software Vendor) with Twilio.
- Rapyd Holdings Pte LtdcorePeakflo partners with Rapyd Holdings Pte Ltd, a licensed payment gateway, for B2B payment collection and disbursement services for Singapore and Philippine clients, handling bank transfers, FAST, and PayNow.
- PT Sinar Digital Terdepan (Xendit)corePeakflo partners with PT SINAR DIGITAL TERDEPAN (Xendit), a licensed payment gateway, for B2B payment collection and disbursement services for Indonesian clients, supporting virtual accounts, bank transfers, credit cards, e-wallets, QR codes, and retail outlets.
- NRIminorNRI is an implementation partner that deploys Peakflo for end customers, such as a construction machinery manufacturer. NRI's customer achieved 576 man-hours/month savings through AP automation. Implementation partners can charge consulting fees for BA and PMO services.
- Referral PartnerscoreReferral partners introduce clients to Peakflo and earn 10% of the first year's annual recurring license fee as cash-back, plus additional performance-based incentives. Target referrals are organizations processing 300+ invoices/bills per month.
- System Integrators & ConsultantscoreSystem integrators and consultants partner with Peakflo to deliver end-to-end automation for finance and operations to their clients. Partners earn up to 25% revenue share and consulting fees. Peakflo provides joint GTM support and enablement.
- LinearcorePeakflo has introduced 20X, a self-improving AI agent orchestrator that connects specialized agents to work tools like Linear, HubSpot, and Notion. This represents Peakflo's entry into the AI agent orchestration market for enterprise automation.
- HubSpotcorePeakflo has introduced 20X, a self-improving AI agent orchestrator. Peakflo connects with HubSpot CRM to enable coordinated execution across sales and finance functions.
- NotioncorePeakflo has introduced 20X, a self-improving AI agent orchestrator. Peakflo connects with Notion to enable coordinated execution across knowledge management and finance operations.
Scale indicators24 records
Recent moves6 records
Expansion highlights6 records
Peakflo competitors and assessment
Company assessmentDirect peers
- HighRadius: HighRadius provides AI-powered order-to-cash, treasury, and B2B payments software for mid-market and enterprise finance teams. It is the most direct competitor to Peakflo's AR automation and collections workflow capabilities, including AI-driven dunning and cash application.
- Bill.com: Bill.com is a leading AP/AR automation and B2B payments platform serving SMBs and mid-market customers in the US. It is closely comparable to Peakflo's procure-to-pay and invoice-to-cash modules, with similar ERP integration and customer segments.
- Tipalti: Tipalti is a global payables automation platform covering AP, supplier onboarding, tax compliance, and cross-border payments. It overlaps with Peakflo's AP automation, payment processing via licensed gateways, and ERP-integrated workflows for mid-market and enterprise finance teams.
- Stampli: Stampli is an AP automation platform with AI-driven invoice capture, approval workflows, and ERP integrations. It is a direct peer to Peakflo's procure-to-pay module and targets similar mid-market and enterprise finance teams.
- AvidXchange: AvidXchange provides AP automation and B2B payment solutions, primarily for the US mid-market. It is comparable to Peakflo's AP automation and payment-processing module with similar invoice capture and approval workflow focus.
- Versapay: Versapay is an AR automation and B2B payments network serving mid-market and enterprise customers. It is a direct peer to Peakflo's invoice-to-cash and collections workflows, including customer portals and automated reminder campaigns.
Broad incumbents
- BlackLine: BlackLine is an enterprise financial close and accounting automation platform serving large finance organizations. It overlaps with Peakflo's finance operations automation in reconciliation, cash application, and accounts workflows, but at a broader enterprise scale.
- Ramp: Ramp is a corporate card, AP, and spend management platform that automates expense capture, bill payments, and approvals. It overlaps with Peakflo's AP automation and AI Spend Management modules, with a much larger SMB/mid-market US user base.
- Airbase: Airbase is a spend management platform combining corporate cards, AP automation, and expense management for mid-market companies. It is comparable to Peakflo's AP and AI Spend Management offerings and broader finance operations ambition.
Emerging players
- Melio: Melio provides B2B payments and AR/AP workflow tools for small businesses, particularly in the US. It is comparable to Peakflo's B2B payment processing via Rapyd/Xendit and AR reminder workflows, with overlap in the SMB finance operations segment.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
Peakflo social profiles
Digital presencePeakflo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Peakflo leadership team
Management profileNumber of profiles
Profiles2 records
Peakflo funding detail
Funding detailFunding overview
Funding rounds2 records
Investors10 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Peakflo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Peakflo
What does Peakflo do?
Peakflo provides an AI-powered, agentic finance operations platform that automates accounts payable (Procure-to-Pay) and accounts receivable (Invoice-to-Cash) workflows for mid-market and enterprise finance teams. Core capabilities include AI-powered invoice capture and OCR, automated 2-way and 3-way PO matching, customizable multi-level approval workflows, multi-channel payment reminders (Email, SMS, WhatsApp, LINE, Zalo), AI-powered cash application and reconciliation, and end-to-end payment automation through licensed gateways (Rapyd for SG/PH and Xendit for ID). The platform is augmented by AI Voice Agents for phone-based collections and a self-improving 20X AI Orchestrator that autonomously builds and optimizes workflows using LLM-as-Judge evaluation.
Is Peakflo a public or private company?
Peakflo is a private company. It is classified as venture growth investor backed and is currently operating.
When was Peakflo founded?
Peakflo was founded in 2021. It employs 11 to 50 people.
Where is Peakflo based?
Peakflo is headquartered in Singapore, Singapore, in the Asia region.
How does Peakflo make money?
Four revenue lines are on record. Software Subscription (AP/AR Automation) is the primary driver. The others are usage-based Communications, payment Processing (B2B Transactions) and integration and Setup Fees.
Who are Peakflo's main competitors?
Direct peers on record are HighRadius, Bill.com, Tipalti, Stampli, AvidXchange and Versapay. Broad incumbents are BlackLine, Ramp and Airbase. Melio is listed as an emerging player.
Does Peakflo have an API?
Yes. Peakflo offers a RESTful public API with user-friendly, resource-oriented URLs and JSON-encoded responses. The API enables seamless integration with existing software for enhanced efficiency and automation. It supports syncing customers, parent companies, invoices, payment receipt files, custom fields, and more. Available for enterprise clients requiring a wide range of tech stack requirements. Developer documentation is at peakflo-public-api.stoplight.io/docs/peakflo-public-api/72b66de24898e-getting-started.
What industry is Peakflo in?
Peakflo's product category is Financial Operations Software (AP/AR Automation). Its primary akta.pro industry code is FSAKAJAI, Collections Technology, Dialing & Workflow Platforms, with a secondary code of FSAGAHAH, Loan Servicing Platforms (Billing, Statements, Customer Self-Service). Its NAICS code is 522320 and its SIC code is 7372.