US Claims
US Claims is a private pre-settlement litigation funding company founded in 1996 that provides non-recourse cash advances to personal injury plaintiffs across most US states, complemented by attorney financing and broker referral programs.
- Company typePrivate
- Founded1996
- HeadquartersDelray Beach, United States
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
What US Claims does
US Claims is a privately held pre-settlement litigation funding company, founded in 1996 and headquartered in Delray Beach, Florida. It provides non-recourse cash advances to personal injury plaintiffs awaiting resolution of lawsuits, with advances ranging from $500 to over $1,000,000 and a stated 10-20% typical advance against expected settlement. The company reports cumulative funding exceeding $1 billion across its 25-plus-year operating history and maintains a 4.84 average rating from over 2,100 customer reviews. It serves most US states with the exception of Montana, Arkansas, Kentucky, Washington D.C., West Virginia, and Maryland.
USClaims' core product is Pre-Settlement Funding underwritten on the merits of pending personal injury cases including motor vehicle, medical malpractice, product liability, premises liability, employment, civil rights, and wrongful death matters. It has progressively added adjacent offerings: an Attorney Loan Program for law-firm case-expense financing, a Broker Program for third-party referrals, and a Savings Calculator tool comparing USClaims advances to alternatives. The platform enforces a 2X CAP rate limiter guaranteeing borrowers never owe more than twice the advance amount, applies non-compounded simple interest, charges no application fees, and provides 24-business-hour funding after approval. Operating subsidiaries include US Claims Capital LLC (NMLS #2530828) and USClaims Connecticut LLC (NMLS #2513033).
Revenue is generated transactionally on each funded advance, primarily via simple interest accrual on the advanced amount up to the 2X CAP ceiling; repayment is non-recourse and contingent on case success. The go-to-market is sales-led: direct phone/text intake via a toll-free 877 line, online application in under three minutes, attorney referrals, and broker-introduced volume. USClaims is a member of the American Legal Finance Association (ALFA), aligning its pricing practices with industry ethical standards on non-compounded rates, rate caps, and transparent contracts.
US Claims firmographics
Firmographics- Name
- US Claims
- Legal name
- US Claims Opco LLC
- Website
- https://usclaims.com
- Company type
- Private
- Founded year
- 1996
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- US Claims is a private pre-settlement litigation funding company founded in 1996 that provides non-recourse cash advances to personal injury plaintiffs across most US states, complemented by attorney financing and broker referral programs.
- Ownership category
- akta.pro rank
US Claims industry classification
Industry- Product category
- Litigation Funding
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- akta.pro primary industry
- Escrow, Trust & Legal Settlement Disbursements (FSAMAKAO)
- akta.pro secondary industry
- Debt Settlement / Negotiation Programs (Non-loan) (FSAKAIAK)
Keywords
Where US Claims is headquartered
LocationHeadquarters
- HQ city
- Delray Beach
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
US Claims business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Pre-Settlement Funding Advances: USClaims provides non-recourse cash advances to plaintiffs pending litigation settlement. The company purchases a portion of the expected settlement proceeds in exchange for an upfront payment. Repayment occurs only if the case is successfully resolved. Revenue is generated through interest accrual on the advanced amount up to the 2X CAP limit.
- Attorney Loan Program: Funding provided directly to attorneys handling contingency fee cases to support case expenses during litigation.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Pre-settlement funding advances from $500 to $1,000,000+ |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels6 records
US Claims product offering
Product offeringCore offering
USClaims provides non-recourse pre-settlement cash advances to plaintiffs with pending personal injury lawsuits, allowing them to receive a portion (typically 10-20%) of their expected settlement proceeds before the case resolves. Repayment is required only if the plaintiff wins the case, with a 2X CAP guarantee limiting total repayment to no more than twice the advance amount. The company also extends funding directly to personal injury attorneys handling contingency cases through an Attorney Loan Program.
Product overview
USClaims is a litigation funding company offering pre-settlement funding services as an alternative to traditional lawsuit loans. The core product is Pre-Settlement Funding, which provides cash advances against expected lawsuit settlements. They also offer an Attorney Loan Program for law firms and a Broker Program for referral partners. Founded in 1996, they specialize in personal injury litigation funding across most U.S. states, with the company highlighting their non-recourse nature, 2X CAP guarantee, and 24-hour funding capability. The company has funded over $1 billion in the last 10 years and offers advances from $500 to over $1,000,000.
Differentiator
Problem solved
Functional benefit
Products and services
- Pre-Settlement Funding
Quantifiable outcome
- $1B+ funded in the last 10 years
- +3 more outcomes
Companies that use US Claims
Customer profileNamed customers4 records
Segments3 records
Ideal customer profiles3 records
US Claims technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature2 records
US Claims partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- American Legal Finance Association (ALFA)coreUSClaims is a member of the American Legal Finance Association, an industry organization that sets ethical standards for litigation funding companies. ALFA membership requires adherence to transparent contracts and fee structures, non-compounded rates, rate caps, and no hidden fees.
Scale indicators5 records
Recent moves5 records
Expansion highlights6 records
US Claims competitors and assessment
Company assessmentDirect peers
- Express Legal Funding: Direct competitor in pre-settlement consumer litigation funding; ranked #1 ahead of USClaims with a 97/100 score in the 2025 Express Legal Funding evaluation, indicating very similar product offering, target plaintiff base, and sales-led distribution model.
- Tribeca Lawsuit Loans: Consumer-facing pre-settlement funder named alongside USClaims in Attorney at Law Magazine's Top 5 Best Litigation Funding Companies; competes directly for the same personal injury plaintiff segment with a comparable advance-based revenue model.
- Fair Rate Funding: Direct peer also recognized in Attorney at Law Magazine's top litigation funders list; offers pre-settlement cash advances to plaintiffs in personal injury matters with a similar non-recourse structure and rate-cap positioning.
- FastFunds: Pre-settlement funding competitor named in the same top-five industry rankings; targets the same personal injury plaintiff base with cash advance products and operates a multi-channel direct and attorney-referral distribution model.
- Fund Capital America: Litigation funder listed alongside USClaims in the Attorney at Law Magazine top five ranking; provides pre-settlement and structured settlement funding to plaintiffs, with comparable case-type coverage and transaction-based revenue model.
- Pegasus Legal Capital: Direct competitor providing pre-settlement funding to plaintiffs; comparable product set, attorney-channel distribution, and target case types in personal injury litigation.
- Cherokee Funding: Direct peer in pre-settlement funding for personal injury plaintiffs; offers similar non-recourse cash advances, attorney partnership programs, and operates in a comparable set of US state jurisdictions.
Broad incumbents
- Oasis Financial: One of the largest and longest-operating US pre-settlement funding companies; offers a broader portfolio (pre-settlement, post-settlement, structured settlements, healthcare receivables) and serves as a scaled incumbent comparable to USClaims' mature consumer offering.
- Burford Capital: Largest publicly traded litigation finance company; operates predominantly in commercial litigation funding but represents the institutional capital ecosystem that defines funding economics and competitive intensity for consumer-focused players like USClaims.
- LawFinance: Specialty finance provider offering litigation loans and structured settlement purchases; overlaps with USClaims in the plaintiff-cash-advance category and competes for adjacent attorney relationships and broker referral pipelines.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
US Claims social profiles
Digital presenceUS Claims financial estimates
Financial estimateRevenue estimate
Valuation estimate
US Claims leadership team
Management profileNumber of profiles
Profiles1 record
US Claims subsidiaries and ownership
Company hierarchySubsidiaries2 records
US Claims funding detail
Funding detailFunding overview
Funding rounds4 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
US Claims M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about US Claims
What does US Claims do?
USClaims provides non-recourse pre-settlement cash advances to plaintiffs with pending personal injury lawsuits, allowing them to receive a portion (typically 10-20%) of their expected settlement proceeds before the case resolves. Repayment is required only if the plaintiff wins the case, with a 2X CAP guarantee limiting total repayment to no more than twice the advance amount. The company also extends funding directly to personal injury attorneys handling contingency cases through an Attorney Loan Program.
Is US Claims a public or private company?
US Claims is a private company. It is classified as unknown and is currently operating.
When was US Claims founded?
US Claims was founded in 1996. It employs 51 to 100 people.
Where is US Claims based?
US Claims is headquartered in Delray Beach, United States, in the North America region.
How does US Claims make money?
Two revenue lines are on record. Pre-Settlement Funding Advances are the primary driver. The others are attorney Loan Program.
Who are US Claims's main competitors?
Direct peers on record are Express Legal Funding, Tribeca Lawsuit Loans, Fair Rate Funding, FastFunds, Fund Capital America, Pegasus Legal Capital and Cherokee Funding. Broad incumbents are Oasis Financial, Burford Capital and LawFinance.
Does US Claims have an API?
No public API is recorded for US Claims.
What industry is US Claims in?
US Claims's product category is Litigation Funding. Its primary akta.pro industry code is FSAMAKAO, Escrow, Trust & Legal Settlement Disbursements, with a secondary code of FSAKAIAK, Debt Settlement / Negotiation Programs (Non-loan). Its NAICS code is 522320.