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US Claims

Full company profile

uuid0000zd6

Namestring
US Claims
Legal namestring
US Claims Opco LLC
Websiteurl
usclaims.com
Company typeenum
Private
Founded yearint
1996
Descriptiontext

US Claims is a privately held pre-settlement litigation funding company, founded in 1996 and headquartered in Delray Beach, Florida. It provides non-recourse cash advances to personal injury plaintiffs awaiting resolution of lawsuits, with advances ranging from $500 to over $1,000,000 and a stated 10-20% typical advance against expected settlement. The company reports cumulative funding exceeding $1 billion across its 25-plus-year operating history and maintains a 4.84 average rating from over 2,100 customer reviews. It serves most US states with the exception of Montana, Arkansas, Kentucky, Washington D.C., West Virginia, and Maryland.

USClaims' core product is Pre-Settlement Funding underwritten on the merits of pending personal injury cases including motor vehicle, medical malpractice, product liability, premises liability, employment, civil rights, and wrongful death matters. It has progressively added adjacent offerings: an Attorney Loan Program for law-firm case-expense financing, a Broker Program for third-party referrals, and a Savings Calculator tool comparing USClaims advances to alternatives. The platform enforces a 2X CAP rate limiter guaranteeing borrowers never owe more than twice the advance amount, applies non-compounded simple interest, charges no application fees, and provides 24-business-hour funding after approval. Operating subsidiaries include US Claims Capital LLC (NMLS #2530828) and USClaims Connecticut LLC (NMLS #2513033).

Revenue is generated transactionally on each funded advance, primarily via simple interest accrual on the advanced amount up to the 2X CAP ceiling; repayment is non-recourse and contingent on case success. The go-to-market is sales-led: direct phone/text intake via a toll-free 877 line, online application in under three minutes, attorney referrals, and broker-introduced volume. USClaims is a member of the American Legal Finance Association (ALFA), aligning its pricing practices with industry ethical standards on non-compounded rates, rate caps, and transparent contracts.

Short descriptiontext

US Claims is a private pre-settlement litigation funding company founded in 1996 that provides non-recourse cash advances to personal injury plaintiffs across most US states, complemented by attorney financing and broker referral programs.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
51–100
akta.pro rankint
HeadquartersDelray Beach, United States
HQ citystring
Delray Beach
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
pre-settlement funding, litigation financing, lawsuit cash advances, personal injury funding, non-recourse advances
Industry2 codes
1Escrow, Trust & Legal Settlement Disbursements
CodeFSAMAKAOPrimaryYes
2Debt Settlement / Negotiation Programs (Non-loan)
CodeFSAKAIAKPrimaryNo
NAICS code1 code
  • Financial Transactions Processing, Reserve, and Clearinghouse Activities522320
Product category
Litigation Funding
Social media profiles3 records
GTM motion1 record

Each record includes

Type, Description, Source

Revenue model2 records
1Pre-Settlement Funding Advances
TypeTransaction Fee
Description

USClaims provides non-recourse cash advances to plaintiffs pending litigation settlement. The company purchases a portion of the expected settlement proceeds in exchange for an upfront payment. Repayment occurs only if the case is successfully resolved. Revenue is generated through interest accrual on the advanced amount up to the 2X CAP limit.

usclaims.com
2Attorney Loan Program
TypeTransaction Fee
Description

Funding provided directly to attorneys handling contingency fee cases to support case expenses during litigation.

usclaims.com
Marketing channels6 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels4 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Pricing details1 tier
1Pre-settlement funding advances from $500 to $1,000,000+
ModelTransaction based/ take rateBilling cadencePay-as-you-go
Notes

Advance amounts typically 10-20% of expected settlement. Borrowers can receive funding within 24 business hours after approval and contract execution. Maximum repayment capped at 2X the advance amount.

usclaims.com
GTM typeB2B and B2C
B2B and B2C
Offering typeServices
Services
Core offering1 text field

USClaims provides non-recourse pre-settlement cash advances to plaintiffs with pending personal injury lawsuits, allowing them to receive a portion (typically 10-20%) of their expected settlement proceeds before the case resolves. Repayment is required only if the plaintiff wins the case, with a 2X CAP guarantee limiting total repayment to no more than twice the advance amount. The company also extends funding directly to personal injury attorneys handling contingency cases through an Attorney Loan Program.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 4 values shown
  • $1B+ funded in the last 10 years
+3 more records
Product overview1 text field

USClaims is a litigation funding company offering pre-settlement funding services as an alternative to traditional lawsuit loans. The core product is Pre-Settlement Funding, which provides cash advances against expected lawsuit settlements. They also offer an Attorney Loan Program for law firms and a Broker Program for referral partners. Founded in 1996, they specialize in personal injury litigation funding across most U.S. states, with the company highlighting their non-recourse nature, 2X CAP guarantee, and 24-hour funding capability. The company has funded over $1 billion in the last 10 years and offers advances from $500 to over $1,000,000.

Product and service1 record
1Pre-Settlement Funding
Scale indicator5 records

Each record includes

Type, Value, Description, Source

Partnership1 partner
Strategic tierCoreTypeOthers
Description

USClaims is a member of the American Legal Finance Association, an industry organization that sets ethical standards for litigation funding companies. ALFA membership requires adherence to transparent contracts and fee structures, non-compounded rates, rate caps, and no hidden fees.

Recent move5 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight6 records

Each record includes

Type, Description

Peers10 records
TypeDirect peer
Description

Direct competitor in pre-settlement consumer litigation funding; ranked #1 ahead of USClaims with a 97/100 score in the 2025 Express Legal Funding evaluation, indicating very similar product offering, target plaintiff base, and sales-led distribution model.

TypeDirect peer
Description

Consumer-facing pre-settlement funder named alongside USClaims in Attorney at Law Magazine's Top 5 Best Litigation Funding Companies; competes directly for the same personal injury plaintiff segment with a comparable advance-based revenue model.

TypeDirect peer
Description

Direct peer also recognized in Attorney at Law Magazine's top litigation funders list; offers pre-settlement cash advances to plaintiffs in personal injury matters with a similar non-recourse structure and rate-cap positioning.

TypeDirect peer
Description

Pre-settlement funding competitor named in the same top-five industry rankings; targets the same personal injury plaintiff base with cash advance products and operates a multi-channel direct and attorney-referral distribution model.

TypeDirect peer
Description

Litigation funder listed alongside USClaims in the Attorney at Law Magazine top five ranking; provides pre-settlement and structured settlement funding to plaintiffs, with comparable case-type coverage and transaction-based revenue model.

TypeBroad incumbent
Description

One of the largest and longest-operating US pre-settlement funding companies; offers a broader portfolio (pre-settlement, post-settlement, structured settlements, healthcare receivables) and serves as a scaled incumbent comparable to USClaims' mature consumer offering.

TypeDirect peer
Description

Direct competitor providing pre-settlement funding to plaintiffs; comparable product set, attorney-channel distribution, and target case types in personal injury litigation.

TypeBroad incumbent
Description

Largest publicly traded litigation finance company; operates predominantly in commercial litigation funding but represents the institutional capital ecosystem that defines funding economics and competitive intensity for consumer-focused players like USClaims.

TypeBroad incumbent
Description

Specialty finance provider offering litigation loans and structured settlement purchases; overlaps with USClaims in the plaintiff-cash-advance category and competes for adjacent attorney relationships and broker referral pipelines.

TypeDirect peer
Description

Direct peer in pre-settlement funding for personal injury plaintiffs; offers similar non-recourse cash advances, attorney partnership programs, and operates in a comparable set of US state jurisdictions.

Market position
Strengths5 records

Each record includes

Headline, Details, Source

Weaknesses5 records

Each record includes

Headline, Details, Source

Competitive moat4 records

Each record includes

Type, Details

Key risks7 records

Each record includes

Headline, Details, Source

Key highlights7 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Named customers4 records

Each record includes

Name, Industry, Type, Use case, Source, UUID

Segment3 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile3 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

Integration1 record

Each record includes

Title, Type, Description, Source

AI maturity
App detail

Has app

Feature2 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles1 record

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

Subsidiaries2 records

Each record includes

Name, Acquired on, Relationship type, Type, Business focus

No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds4 records

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors1 record

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

US Claims

Litigation Fundingusclaims.com

US Claims is a private pre-settlement litigation funding company founded in 1996 that provides non-recourse cash advances to personal injury plaintiffs across most US states, complemented by attorney financing and broker referral programs.

What US Claims does

US Claims is a privately held pre-settlement litigation funding company, founded in 1996 and headquartered in Delray Beach, Florida. It provides non-recourse cash advances to personal injury plaintiffs awaiting resolution of lawsuits, with advances ranging from $500 to over $1,000,000 and a stated 10-20% typical advance against expected settlement. The company reports cumulative funding exceeding $1 billion across its 25-plus-year operating history and maintains a 4.84 average rating from over 2,100 customer reviews. It serves most US states with the exception of Montana, Arkansas, Kentucky, Washington D.C., West Virginia, and Maryland.

USClaims' core product is Pre-Settlement Funding underwritten on the merits of pending personal injury cases including motor vehicle, medical malpractice, product liability, premises liability, employment, civil rights, and wrongful death matters. It has progressively added adjacent offerings: an Attorney Loan Program for law-firm case-expense financing, a Broker Program for third-party referrals, and a Savings Calculator tool comparing USClaims advances to alternatives. The platform enforces a 2X CAP rate limiter guaranteeing borrowers never owe more than twice the advance amount, applies non-compounded simple interest, charges no application fees, and provides 24-business-hour funding after approval. Operating subsidiaries include US Claims Capital LLC (NMLS #2530828) and USClaims Connecticut LLC (NMLS #2513033).

Revenue is generated transactionally on each funded advance, primarily via simple interest accrual on the advanced amount up to the 2X CAP ceiling; repayment is non-recourse and contingent on case success. The go-to-market is sales-led: direct phone/text intake via a toll-free 877 line, online application in under three minutes, attorney referrals, and broker-introduced volume. USClaims is a member of the American Legal Finance Association (ALFA), aligning its pricing practices with industry ethical standards on non-compounded rates, rate caps, and transparent contracts.

US Claims firmographics

Firmographics
Name
US Claims
Legal name
US Claims Opco LLC
Website
https://usclaims.com
Company type
Private
Founded year
1996
Operating status
Operating
Headcount range
51–100 employees
Short description
US Claims is a private pre-settlement litigation funding company founded in 1996 that provides non-recourse cash advances to personal injury plaintiffs across most US states, complemented by attorney financing and broker referral programs.
Ownership category
akta.pro rank

US Claims industry classification

Industry
Product category
Litigation Funding
NAICS
Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
akta.pro primary industry
Escrow, Trust & Legal Settlement Disbursements (FSAMAKAO)
akta.pro secondary industry
Debt Settlement / Negotiation Programs (Non-loan) (FSAKAIAK)

Keywords

  • Pre-settlement funding
  • Litigation financing
  • Lawsuit cash advances
  • Personal injury funding
  • Non-recourse advances

Where US Claims is headquartered

Location

Headquarters

HQ city
Delray Beach
HQ country
United States
HQ region
North America

Offices1 record

Markets served

US Claims business model

Business model
GTM type
B2B and B2C
Offering type
Services
Cost components
Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

  1. Pre-Settlement Funding Advances: USClaims provides non-recourse cash advances to plaintiffs pending litigation settlement. The company purchases a portion of the expected settlement proceeds in exchange for an upfront payment. Repayment occurs only if the case is successfully resolved. Revenue is generated through interest accrual on the advanced amount up to the 2X CAP limit.
  2. Attorney Loan Program: Funding provided directly to attorneys handling contingency fee cases to support case expenses during litigation.

Pricing tiers

ModelBillingPrice
Transaction based/ take ratePay-as-you-goPre-settlement funding advances from $500 to $1,000,000+

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

US Claims product offering

Product offering

Core offering

USClaims provides non-recourse pre-settlement cash advances to plaintiffs with pending personal injury lawsuits, allowing them to receive a portion (typically 10-20%) of their expected settlement proceeds before the case resolves. Repayment is required only if the plaintiff wins the case, with a 2X CAP guarantee limiting total repayment to no more than twice the advance amount. The company also extends funding directly to personal injury attorneys handling contingency cases through an Attorney Loan Program.

Product overview

USClaims is a litigation funding company offering pre-settlement funding services as an alternative to traditional lawsuit loans. The core product is Pre-Settlement Funding, which provides cash advances against expected lawsuit settlements. They also offer an Attorney Loan Program for law firms and a Broker Program for referral partners. Founded in 1996, they specialize in personal injury litigation funding across most U.S. states, with the company highlighting their non-recourse nature, 2X CAP guarantee, and 24-hour funding capability. The company has funded over $1 billion in the last 10 years and offers advances from $500 to over $1,000,000.

Differentiator

Problem solved

Functional benefit

Products and services

  • Pre-Settlement Funding

Quantifiable outcome

  • $1B+ funded in the last 10 years
  • +3 more outcomes

Companies that use US Claims

Customer profile

Named customers4 records

Segments3 records

Ideal customer profiles3 records

US Claims technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Integration1 record

Feature2 records

US Claims partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

  • American Legal Finance Association (ALFA)coreOthersUSClaims is a member of the American Legal Finance Association, an industry organization that sets ethical standards for litigation funding companies. ALFA membership requires adherence to transparent contracts and fee structures, non-compounded rates, rate caps, and no hidden fees.

Scale indicators5 records

Recent moves5 records

Expansion highlights6 records

US Claims competitors and assessment

Company assessment

Direct peers

  • Express Legal Funding: Direct competitor in pre-settlement consumer litigation funding; ranked #1 ahead of USClaims with a 97/100 score in the 2025 Express Legal Funding evaluation, indicating very similar product offering, target plaintiff base, and sales-led distribution model.
  • Tribeca Lawsuit Loans: Consumer-facing pre-settlement funder named alongside USClaims in Attorney at Law Magazine's Top 5 Best Litigation Funding Companies; competes directly for the same personal injury plaintiff segment with a comparable advance-based revenue model.
  • Fair Rate Funding: Direct peer also recognized in Attorney at Law Magazine's top litigation funders list; offers pre-settlement cash advances to plaintiffs in personal injury matters with a similar non-recourse structure and rate-cap positioning.
  • FastFunds: Pre-settlement funding competitor named in the same top-five industry rankings; targets the same personal injury plaintiff base with cash advance products and operates a multi-channel direct and attorney-referral distribution model.
  • Fund Capital America: Litigation funder listed alongside USClaims in the Attorney at Law Magazine top five ranking; provides pre-settlement and structured settlement funding to plaintiffs, with comparable case-type coverage and transaction-based revenue model.
  • Pegasus Legal Capital: Direct competitor providing pre-settlement funding to plaintiffs; comparable product set, attorney-channel distribution, and target case types in personal injury litigation.
  • Cherokee Funding: Direct peer in pre-settlement funding for personal injury plaintiffs; offers similar non-recourse cash advances, attorney partnership programs, and operates in a comparable set of US state jurisdictions.

Broad incumbents

  • Oasis Financial: One of the largest and longest-operating US pre-settlement funding companies; offers a broader portfolio (pre-settlement, post-settlement, structured settlements, healthcare receivables) and serves as a scaled incumbent comparable to USClaims' mature consumer offering.
  • Burford Capital: Largest publicly traded litigation finance company; operates predominantly in commercial litigation funding but represents the institutional capital ecosystem that defines funding economics and competitive intensity for consumer-focused players like USClaims.
  • LawFinance: Specialty finance provider offering litigation loans and structured settlement purchases; overlaps with USClaims in the plaintiff-cash-advance category and competes for adjacent attorney relationships and broker referral pipelines.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

US Claims social profiles

Digital presence

US Claims financial estimates

Financial estimate

Revenue estimate

Valuation estimate

US Claims leadership team

Management profile

Number of profiles

Profiles1 record

US Claims subsidiaries and ownership

Company hierarchy

Subsidiaries2 records

US Claims funding detail

Funding detail

Funding overview

Funding rounds4 records

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

US Claims M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about US Claims

What does US Claims do?

USClaims provides non-recourse pre-settlement cash advances to plaintiffs with pending personal injury lawsuits, allowing them to receive a portion (typically 10-20%) of their expected settlement proceeds before the case resolves. Repayment is required only if the plaintiff wins the case, with a 2X CAP guarantee limiting total repayment to no more than twice the advance amount. The company also extends funding directly to personal injury attorneys handling contingency cases through an Attorney Loan Program.

Is US Claims a public or private company?

US Claims is a private company. It is classified as unknown and is currently operating.

When was US Claims founded?

US Claims was founded in 1996. It employs 51 to 100 people.

Where is US Claims based?

US Claims is headquartered in Delray Beach, United States, in the North America region.

How does US Claims make money?

Two revenue lines are on record. Pre-Settlement Funding Advances are the primary driver. The others are attorney Loan Program.

Who are US Claims's main competitors?

Direct peers on record are Express Legal Funding, Tribeca Lawsuit Loans, Fair Rate Funding, FastFunds, Fund Capital America, Pegasus Legal Capital and Cherokee Funding. Broad incumbents are Oasis Financial, Burford Capital and LawFinance.

Does US Claims have an API?

No public API is recorded for US Claims.

What industry is US Claims in?

US Claims's product category is Litigation Funding. Its primary akta.pro industry code is FSAMAKAO, Escrow, Trust & Legal Settlement Disbursements, with a secondary code of FSAKAIAK, Debt Settlement / Negotiation Programs (Non-loan). Its NAICS code is 522320.

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Live signals
Expresslegalfunding10 Best Legal Funding Companies in 2025: Scores & ReviewsExpress Legal Funding ranks as the top pre-settlement funding company in 2025 with a score of 97, followed by US Claims at 91 and Thrivest Link at 81. The ranking is based on a weighted evaluation of customer satisfaction, transparency, speed, and industry compliance across ten providers. Express Legal Funding distinguishes itself through direct funding operations, low rates, and ethical practices, while competitors like US Claims leverage decades of experience.SecSEC FORM DUS Claims Litigation Funding, LLC, a Boca Raton, Florida-based limited liability company, filed a Form D notice with the SEC on May 30, 2025, for an exempt offering of debt securities valued at up to $60 million. The offering, made under Rule 506(c) of Regulation D, had its first sale on May 29, 2025, with a minimum investment of $500,000 from outside investors. Five investors had participated in the offering as of the filing date.UsclaimsAttorneys — Get Your Client Litigation FundingA collection of testimonials from clients describing how USClaims assisted them with litigation funding after personal setbacks, including severe injury, cancer diagnosis, car accidents, homelessness and financial hardship. The reviews highlight quick approval, loaning of funds, payback systems and compassionate service. No financial figures were disclosed.SecSEC FORM DThe article discusses a filing made by US Claims Litigation Funding, LLC with the Securities and Exchange Commission (SEC) regarding an exempt offering of securities. The offering amount is stated to be $12,650,000 with a total sold amount matching this figure and no remaining amount available. This offering indicates continued financing activities by the company since it intends to last no more than one year.SecSEC FORM DUS Claims Litigation Funding, LLC filed a Form D with the SEC for an exempt offering of debt securities under Rule 506(b). The company raised $50 million through Stifel, Nicolaus & Company as the broker-dealer in transactions occurring across several US states. This filing discloses the completion of the offering with four accredited investors participating.PR NewswireUSClaims Makes Top 50 Innovative Companies Watchlist For 2021USClaims, the longest continuously operating pre-settlement funding firm in the United States, was selected by The Silicon Review as one of the Top 50 Innovative Companies to watch in 2021. The recognition highlights the company's 25-year track record of providing non-recourse financial support to personal injury plaintiffs, enabling them to fund personal expenses during litigation. The CEO stated the company aims to continue innovating in litigation funding and simplify the process for plaintiffs and attorneys.PR NewswireUSClaims Becomes a Skyline Partner of the New York State Trial Lawyers Association (NYSTLA)USClaims announced it has become a Skyline Partner of the New York State Trial Lawyers Association (NYSTLA) with a $100,000 commitment, joining 5-Star Legal Funding as a top sponsor. The partnership aims to support NYSTLA's 3,000 trial attorney members in providing non-recourse litigation funding to injured plaintiffs. USClaims, which has operated since 1996, is positioning itself as the only litigation funding company committed to NY trial lawyers at the Skyline Partner level.PR NewswireUS Claims Welcomes IA CapitalUS Claims, a litigation funding company, announced that IA Capital and its team led by Jason Reese have joined the company as a strategic addition. Jason Reese will serve as Regional Vice President and bring 15 years of experience helping plaintiffs and attorneys with their financial needs. Both parties noted similar business philosophies, with US Claims highlighting Reese's established reputation in the marketplace.PR NewswireUS Claims Expands Executive Team as it Continues its GrowthUS Claims, a pre-settlement funding company, announced new executive appointments with Steve Bashmakov becoming CEO and James Terlizzi transitioning to the newly created role of Executive Chairman. The company, which claims to be the longest continuously operating pre-settlement funding company in the U.S. and is owned by DRB Financial Solutions, reported it is having its best year ever despite COVID-19 headwinds. Additional appointments include Sharon Levy as COO, Scott Shey as CFO, Ina Berlingeri as General Counsel, and Alex Irvin as SVP of Marketing.PR NewswireUSClaims Again Named Best Consumer Litigation Funding ProviderUSClaims, a subsidiary of DRB Financial Solutions, was named America's "Best Consumer Litigation Funding Provider" by the audience of Corporate Counsel. This recognition highlights USClaims' continued expansion and its history of being voted among the best in the nation for pre-settlement funding services.