What Bloomfield Capital does

Bloomfield Capital is a private, direct-balance-sheet commercial real estate lender and equity investor founded in 2008 and headquartered in Birmingham, Michigan. The firm provides bridge financing ranging from $3 million to $30 million (interest rates 7-11%, terms 6 months to 3 years, up to 75% LTV) and equity investments of $2 million to $20 million (joint venture or preferred equity structures, 24-60 month terms) for commercial and multi-family residential real estate projects nationwide. Core products include Bridge Loans, Equity Investments, and a dedicated Senior Housing lending vertical covering independent living, assisted living, memory care, skilled nursing, and rental CCRC assets. The firm is registered as an Investment Advisor with the SEC (SEC# 801-113423, CRD# 169198) and operates from offices in New York, Birmingham/Detroit, Los Angeles, Chicago, Denver, and Portland.

The business model combines interest income on senior bridge loans, 1-4% origination fees at closing, equity investment returns, and management/carried interest on fund vehicles — the most recent being Bloomfield Capital Income Fund III (BCIF III), which closed at $100 million in January 2018, oversubscribed above its $75 million target. The go-to-market is direct-to-sponsor engagement led by named partners (Jason Jarjosa, Brent Truscott, Renee Lewis), supported by a protected broker referral network, industry conference presence (MBA, CREFC, NMHC, AAHOA, NIC, Hunter Hotel), and a 24-hour response commitment that supports typical closings within 30 days. Target segments span commercial real estate sponsors, senior housing operators, hotel/hospitality investors, and industrial/warehouse investors, with case-study deal flow across healthcare, hospitality, retail, multifamily, and industrial asset classes.

The firm is led by Founder and Managing Partner Nicholas S. Coburn (formerly of TriCap Holdings and Agree Realty) and Managing Partner Jason F. Jarjosa (formerly of ValStone Partners and Schroders/Citigroup), supported by Partner Brent Truscott, CFO Stacy Long, Director of Asset Management Denis Stratford, and Managing Partner Renee Lewis (acquired via the 2017 VAR Capital Advisors transaction). The team draws on prior experience at institutions including TriCap Holdings, ValStone Partners, Schroders/Citigroup, S&P, RBC Capital Markets, DTE Energy Services, Capital Crossing Servicing Company, Plante & Moran, and Friedman Integrated Real Estate Solutions. Bloomfield positions itself on execution speed, in-house decision authority, and the ability to structure complex or time-sensitive deals that traditional bank lenders cannot close within required timelines.

Name

Bloomfield Capital

Legal name

Bloomfield Capital Holdings, LLC

Website

https://bloomfieldcapital.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

11–50 employees

Short description

Bloomfield Capital is a private, direct-balance-sheet commercial real estate lender and equity investor founded in 2008, providing $3-30M bridge loans and $2-20M equity investments to CRE sponsors nationwide, with dedicated senior housing lending capability.

Ownership category

akta.pro rank

Product category

Commercial Real Estate Lending

NAICS

Real Estate Credit (522292)

SIC

Mortgage Bankers & Loan Correspondents (6162), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

CRE Bridge & Transitional Lending (FSALADAC)

akta.pro secondary industries

Balance-Sheet / Portfolio CRE Lending (FSALADAG), Real Estate Private Credit (CRE Debt) (FSANADAG)

Keywords

• Commercial real estate lending
• Bridge loan financing
• Real estate equity investments
• Senior housing financing
• Preferred equity capital

Headquarters

HQ city

Birmingham

HQ country

United States

HQ region

North America

Offices8 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Bridge Loan Interest Income: Bloomfield Capital generates primary revenue through interest on senior bridge loans secured by commercial real estate. Loan sizes range from $3-30 million with terms of 6 months to 3 years and interest rates from 7-11%. Typical transactions include 1st mortgage liens with up to 75% LTV.
2. Loan Origination Fees: The company charges origination fees ranging from 1-4% of the loan amount at closing, generating upfront revenue on each completed transaction.
3. Equity Investment Returns: Bloomfield Capital invests as an equity partner in commercial real estate assets, typically in joint venture or preferred equity structures. Investment sizes range from $2-20 million with 24-60 month terms, targeting up to 90% of total equity.
4. Fund Management: The firm manages investment funds (such as Bloomfield Capital Income Fund III which closed at $100 million) and earns management fees or carried interest on fund assets.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Bloomfield Capital is a direct bridge lender and equity investor in commercial real estate, deploying capital from its own balance sheet. It provides senior bridge loans ranging from $3 million to $30 million with terms of 6 months to 3 years, as well as joint venture and preferred equity investments of $2 million to $20 million. The firm serves commercial real estate sponsors and operators nationwide who require fast, flexible capital for time-sensitive transactions across multifamily, retail, hospitality, industrial, senior housing, healthcare, and mixed-use assets.

Product overview

Bloomfield Capital operates as a direct lender and equity investor in commercial real estate assets nationwide. The firm offers a portfolio of debt and equity products centered around bridge loan financing for urgent commercial real estate transactions. The core products include Bridge Loans ($3-30 million, 6 months to 3 years), Equity Investments ($2-20 million, 24-60 months), and Senior Housing Bridge Loans. The company specializes in time-sensitive and complex transactions across asset types including multifamily, retail, office, hospitality, industrial, senior housing, and mixed-use properties.

Differentiator

Problem solved

Functional benefit

Products and services

• Bridge Loans Senior bridge financing for commercial real estate assets ranging from $3 million to $30 million, with terms of 6 months to 3 years, interest rates of 7-11%, 1st mortgage lien security, and up to 75% loan-to-value. Designed for commercial real estate sponsors, developers, and operators with urgent closing timelines and clear 12-24 month exit strategies.
• Equity Investments Equity investments in commercial real estate assets nationwide ranging from $2.0 million to $20.0 million, with 24-60 month terms and up to 90% of total equity participation. Structures include joint venture and preferred equity, focused on value-add, distressed, and opportunistic investment strategies.
• Senior Housing Bridge Loans Fast, flexible, and creative capital for senior housing and healthcare assets including independent living, assisted living, memory care, skilled nursing, and rental CCRC properties. Supports acquisitions, recapitalizations of maturing debt, discounted note payoffs, value-add renovations, partner buyouts, and bridge to HUD, bond, or permanent financing.

Quantifiable outcome

• Bridge loans typically close within 30 days, with some closing in under 2 weeks from signed term sheet
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core.

• Mortgage Bankers Association (MBA)coreOthersBloomfield Capital is an active member of the Mortgage Bankers Association, which provides commercial mortgage bankers and brokers with access to private capital for their commercial real estate clients. Membership supports networking and deal flow from MBA member network.
• CRE Finance Council (CREFC)coreOthersActive member of the CRE Finance Council, participating in industry conferences and educational programs for commercial real estate finance professionals.
• National Multifamily Housing Council (NMHC)coreOthersActive member of the NMHC, participating in annual meetings and industry events focused on multifamily housing and apartment industry professionals.
• VAR Capital AdvisorscoreStrategic or Co-development PartnerBloomfield Capital acquired VAR Capital Advisors, a boutique real estate diligence and advisory firm. Key leadership from VAR joined Bloomfield, with Renee Lewis (founder of VAR) named Managing Partner of Bloomfield. This acquisition expanded Bloomfield's due diligence and advisory capabilities.

Scale indicators5 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• Thorofare Capital: Direct CRE bridge and senior debt lender focused on transitional and value-add assets across the US. Closely comparable to Bloomfield in product set, sponsor-focused origination, and balance-sheet deployment model.
• Praedium Capital: New York-based CRE bridge and mezzanine lender serving sponsors with transitional financing. Overlaps with Bloomfield's loan size range, sponsor clientele, and bridge lending strategy.
• Mesa West Capital: Direct CRE senior and mezzanine lender to middle-market sponsors nationwide. Comparable to Bloomfield in product structure (senior bridge + mezz), geographic reach, and sponsor relationships.
• Newcastle Capital Group: Direct CRE bridge lender providing transitional financing to commercial and multifamily sponsors. Similar in product offering, deal-size range, and time-sensitive transaction focus.
• Socotra Capital: Boutique CRE bridge lender offering senior debt on transitional commercial properties. Closely comparable in boutique scale, sponsor-driven origination, and bridge lending specialization.

Broad incumbents

• Arbor Realty Trust: Publicly-traded CRE lender with multifamily-focused bridge, mezzanine, and permanent financing. Overlaps with Bloomfield in bridge product and sponsor base but operates at materially larger scale as an NYSE-listed REIT.
• JLL Capital Markets: Global CRE capital markets advisor and debt placement platform. Comparable in serving CRE borrowers with debt solutions but operates as a much larger, broad-based intermediary rather than a direct balance-sheet lender.
• George Smith Partners: CRE capital advisory firm arranging debt and equity for sponsors across the US. Comparable in sponsor-client focus and CRE finance orientation but functions as an advisor/placement agent, not a direct lender.

Emerging players

• RCN Capital: Private CRE bridge and fix-and-flip lender with nationwide reach. Comparable in direct-lending model and bridge product but skews smaller and more residential-heavy than Bloomfield.
• Shopoff Realty Investments: Real estate investment manager focused on opportunistic, value-add, and distressed equity across the US. Overlaps with Bloomfield's equity/JV product line and high-risk CRE asset focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/1228647

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bloomfield Capital