Desjardins Venture Capital

What Desjardins Venture Capital does

Desjardins Venture Capital is the venture capital fund management arm of the Mouvement des caisses Desjardins, the largest cooperative financial group in Canada. Established within a cooperative structure dating to 1900, the firm originates and manages venture capital investments, operating with a small core team of 11–50 employees. Despite its modest headcount, it operates under the institutional backing of a 125-year-old cooperative federation headquartered in Lévis, Quebec, and benefits from access to the parent group's capital, brand, and member network.

The broader Desjardins ecosystem in which the VC arm operates provides comprehensive financial services across banking, insurance, and wealth management. Core digital infrastructure centers on the AccèsD online banking platform and the Services mobiles Desjardins mobile application, supplemented by proprietary features including voice authentication and accessible ATMs compliant with CSA/ASC B651.2:22 and WCAG 2.1 AA standards. The product portfolio spans sub-brands and subsidiaries including Desjardins Assurances (insurance), Disnat (online brokerage), Valeurs mobilières Desjardins (wealth management), Desjardins Sécurité financière (life insurance), Desjardins Gestion d'actifs (asset management), Fiducie Desjardins (trust services), Affacturage Desjardins (factoring), and EmployeurD (payroll/HR).

The business model is structured as a cooperative owned by member credit unions (caisses) rather than external shareholders; there is no parent company. Revenue streams across the broader movement include interest income from lending, insurance premiums, wealth management fees, credit card interchange (Collabria), payroll subscription services, and corporate banking. The firm distributes services through 395+ physical branches, the AccèsD web platform, mobile applications, phone banking, and dedicated business advisors. Customer segments span individual members, SMEs, employers, and international businesses, with pricing that is quote-based and not publicly disclosed.

Name

Desjardins Venture Capital

Legal name

Fédération des caisses Desjardins du Québec

Website

https://desjardins.com

Company type

Private

Founded year

1900

Operating status

Operating

Headcount range

11–50 employees

Short description

Desjardins Venture Capital is the venture capital fund management arm of the Mouvement des caisses Desjardins, Canada's largest cooperative financial group. It manages venture investments while leveraging the parent cooperative's banking, insurance, and wealth management ecosystem serving millions of members.

Ownership category

akta.pro rank

Product category

Venture Capital and Private Equity

NAICS

All Other Financial Investment Activities (52399)

SIC

Investment Advice (6282)

akta.pro primary industry

Corporate Strategic Partnership & Ecosystem Investment Arms (FSANAHAF)

akta.pro secondary industries

Corporate Fintech / Insurtech CVC (Financial-services-led CVC) (FSANAHAK), Venture Debt Providers (FSANAAAL)

Keywords

• Venture capital
• Development capital
• Private equity
• Growth investments
• Fund management

Headquarters

HQ city

Lévis

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Banking Services: Interest income from lending products including mortgages, personal loans, and credit cards; deposit-taking from members
2. Insurance Premiums: Property and casualty insurance and life and health insurance products for individuals and businesses
3. Wealth Management: Investment management services, securities brokerage (Disnat), private wealth management, and registered savings plans
4. Credit Card Services: Credit card processing and interchange fees through Collabria Financial Services
5. Payroll and HR Services: EmployeurD platform for payroll processing and human resources management
6. Corporate Banking: Cash management, treasury services, international trade finance, and capital markets services for businesses

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels6 records

Core offering

Desjardins Venture Capital is the venture capital fund management arm of the Mouvement des caisses Desjardins, deploying venture and development capital into businesses. Its offerings include venture capital, strategic investments, and partnership-driven equity or quasi-equity financing for companies, operating as part of Canada's largest cooperative financial group.

Product overview

Desjardins operates as a comprehensive financial cooperative offering a broad portfolio of financial products and services organized into distinct sub-brands and platforms. The core digital banking infrastructure centers on AccèsD (consumer) and AccèsD Affaires (business), supplemented by the Services mobiles Desjardins mobile application. Insurance operations span auto, home (Desjardins Assurances générales), and life/health products (Desjardins Sécurité financière). Wealth management includes online brokerage through Disnat, wealth management services, and investment products. Enterprise solutions feature EmployeurD for payroll/HR management, Affacturage for factoring, and international services. These products operate both independently and through cross-platform integration, with services accessible via web, mobile app, and in-person at service points across Canada.

Differentiator

Problem solved

Functional benefit

Brands

• AccèsD: Online banking platform for personal banking services
• AccèsD Affaires
• BONIDOLLARS
• EmployeurD
• IntelliFlex

Products and services

• Desjardins Capital de développement Development capital (capital de développement) financing for businesses, providing equity and quasi-equity capital to SMEs and growth-stage companies through Desjardins Venture Capital.
• Desjardins Venture Capital Investments Venture capital fund management and equity investments deployed into portfolio companies by Desjardins Venture Capital, the venture capital arm of the Mouvement des caisses Desjardins.
• Strategic Investments and Partnerships Strategic equity investments and partnership-driven investment activities managed by Desjardins Venture Capital alongside its venture and development capital offerings.

Segments4 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature4 records

Partnerships

Two partnerships are on record, tiered core and minor.

• Global PaymentscoreTechnology or IntegrationGlobal Payments provides payment processing solutions for Desjardins business customers, enabling merchants to accept payments in-store, online, and on-the-go through point-of-sale terminals, e-commerce, and mobile payment solutions.
• International Recruitment PartnersminorStrategic or Co-development PartnerDesjardins facilitates international recruitment for Canadian businesses by connecting them with specialized partners who assist throughout the hiring process for foreign workers, providing customized onboarding support.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• BDC Capital: Venture capital arm of Canada's Business Development Bank, investing across Canadian tech and providing growth capital, fund-of-funds, and direct VC—directly comparable to Desjardins Venture Capital as a Canadian institutional VC.
• RBC Ventures: Corporate venture and innovation arm of Royal Bank of Canada, investing in fintech and digital health while leveraging RBC's distribution—directly comparable as a Big Six Canadian bank CVC.
• BMO Capital Markets: Capital markets and innovation arm of Bank of Montreal, with venture and growth-stage investing across fintech and enterprise—comparable as a Canadian bank CVC competing for the same thesis areas.
• TD Bank Group: TD's innovation and venture initiatives (e.g., TD Innovates) invest in fintech and emerging tech with a large Canadian retail/commercial banking platform—comparable CVC with similar strategic goals.
• CIBC Innovation Banking: Growth capital and venture financing arm of CIBC targeting North American technology and innovation companies—directly comparable as a Canadian bank-affiliated CVC with similar sector overlap.
• Scotiabank: Bank of Nova Scotia operates innovation and venture initiatives that invest in fintech and emerging tech with cross-border (incl. LATAM and Canadian) distribution—comparable as a Big Six bank CVC.
• National Bank of Canada: Major Canadian bank with venture and innovation activities, including investments in Quebec tech ecosystem—closely comparable given Quebec overlap with Desjardins and similar SME banking focus.
• Investissement Québec: Quebec government-owned investment and financing arm with significant venture capital activity in the province—directly comparable as a Quebec-rooted institutional VC that Desjardins VC likely co-invests with or competes against.

Regional players

• Co-operators: Canadian financial services cooperative offering insurance, wealth, and advisory—comparable as a Canadian member-owned cooperative in financial services, though more insurance-focused and not a direct CVC.
• Vancity: Canadian credit union / cooperative with impact investing and venture activities, including a venture arm focused on social enterprises—comparable as a values-led cooperative financial institution with venture exposure, though primarily Western Canada focused.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/mouvementdesjardins
• Facebookfacebook.com/114990521809
• LinkedInlinkedin.com/company/desjardins
• Instagraminstagram.com/desjardinscoop
• Xx.com/desjardinsgroup

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments206 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Desjardins Venture Capital