Global Payments
Global Payments (NYSE: GPN) is a US-headquartered, pure-play merchant solutions provider processing $2.8 trillion in 2025 US volume across 5 million merchants in 100+ countries via the Genius POS platform, embedded payments, and vertical-specific commerce software for restaurants, retail, education, and enterprise.
- Company typePublic
- Founded2000
- HeadquartersAtlanta, United States
- Headcount5,001–10,000
- GTM typeB2B
- OfferingSoftware
What Global Payments does
Global Payments Inc. (NYSE: GPN) is a US-headquartered, publicly traded merchant solutions provider founded in 2000 and listed since 2001. Following its January 2026 acquisition of Worldpay from FIS and simultaneous $13.5 billion divestiture of Issuer Solutions (TSYS) back to FIS, the company operates as a pure-play merchant acquiring and commerce technology business, headquartered in Atlanta with a London-based European regional headquarters and operations across 100+ countries including the United States, United Kingdom, Germany, France, Belgium, Austria, Australia, and Canada.
The company processes approximately $2.8 trillion in 2025 US processing volume and 73 billion annual transactions across 5 million merchant accounts, making it the largest US merchant acquirer post-Worldpay. Its core technology platform is the cloud-based Genius POS system, available in specialized configurations for retail, restaurant, enterprise food service, and stadium/venue environments, complemented by an AI-first Genius Handheld device with on-device neural processing and voice ordering. The portfolio extends through acquired brands — Zego (property management), TouchNet and ECSI (higher education), Heartland School Solutions (K-12), ACTIVE Network (community events), Greater Giving (nonprofits), Worldpay, Payrix Pro (embedded payments), and Como (loyalty) — providing vertical depth across 13+ industries.
Global Payments monetizes through transaction-based payment processing fees (interchange and per-transaction charges) on merchant acquiring volume, supplemented by recurring subscription and licensing revenue from software and POS solutions, hardware sales, and revenue-sharing arrangements with 1,500+ financial institution partners. Distribution combines direct enterprise field sales, inside sales, an extensive partner network of ISOs, ISVs, and dealers, and self-serve online channels for SMBs. Q1 2026 adjusted net revenue of $2.86 billion represents 29.5% YoY reported growth (5.5% normalized constant currency), and full-year 2026 guidance projects approximately 5% constant-currency adjusted net revenue growth.
Global Payments firmographics
Firmographics- Name
- Global Payments
- Legal name
- Global Payments Inc.
- Website
- https://globalpayments.com
- Company type
- Public
- Founded year
- 2000
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- Global Payments (NYSE: GPN) is a US-headquartered, pure-play merchant solutions provider processing $2.8 trillion in 2025 US volume across 5 million merchants in 100+ countries via the Genius POS platform, embedded payments, and vertical-specific commerce software for restaurants, retail, education, and enterprise.
- Ownership category
- akta.pro rank
Global Payments industry classification
Industry- Product category
- Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- National Commercial Banks (6021)
- akta.pro primary industry
- Merchant & Commercial Acquiring (POS/eCommerce acquiring for corporates) (FSABAIAH)
- akta.pro secondary industries
- Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB), Merchant Cross-Border Collections (Pay-ins) & Local Payment Methods (FSAGAKAD)
Keywords
Where Global Payments is headquartered
LocationHeadquarters
- HQ city
- Atlanta
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
Global Payments business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Merchant Acquiring and Payment Processing: Payment processing and merchant acquiring services generating revenue through transaction fees, interchange fees, and per-transaction charges. Processes payments across in-person, online, and mobile channels for merchants of all sizes.
- Software and POS Solutions: Subscription and licensing revenue from Genius POS platform, TouchNet higher education solutions, Zego property management, and other vertical-specific software. Includes monthly fees, per-device charges, and software licensing.
- Campus Commerce and Financial Services: Tuition payment processing, payment plan administration, refund management, and student loan servicing through ECSI. Revenue from transaction fees and service charges on educational payments.
- Healthcare Payment Solutions: Integrated payment processing for healthcare practices including card-on-file services and alternative financing facilitation through Delay Pay partnership.
- Hardware Sales: Sale of POS terminals, card readers, receipt printers, and other payment hardware to merchants implementing Global Payments solutions.
- Financial Institution Partnership Revenue: Revenue sharing and partnership fees from 1,500+ financial institution partners including agent bank and referral bank arrangements.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Custom enterprise pricing for large organizations and multinationals |
| Usage-based | Pay-as-you-go | Transaction-based payment processing fees |
Go-to-market motion4 records
Distribution channels8 records
Marketing channels8 records
Global Payments product offering
Product offeringCore offering
Global Payments provides payment processing and merchant acquiring services through high-speed electronic information networks, processing over 73 billion transactions annually across 100+ countries. The company sells the Genius POS platform, integrated commerce solutions for restaurants, retail, education, healthcare, and property management verticals, along with embedded payments technology (Payrix Pro) and developer APIs for software partners.
Product overview
Global Payments operates as a platform-plus-modules architecture offering merchant payment solutions and commerce technology. The core Genius POS platform serves as the primary product family, available in specialized versions for retail (Genius for Retail), restaurant (Genius for Restaurant), enterprise food service, and stadium/venue environments. This platform is complemented by acquired brands including Zego for property management rent payments, TouchNet for higher education commerce, ECSI for student loan servicing, and ACTIVE Network for community events. The company offers embedded payment technology through Payrix Pro for ISV partners and white-label implementations. Recent additions include a cloud-first TSYS card issuing platform for embedded finance and AI-first Genius handheld devices with voice ordering capabilities. The portfolio spans in-person POS, online payments, B2B accounts payable/receivable, and specialized vertical solutions for education, healthcare, automotive, and nonprofit sectors.
Differentiator
Problem solved
Functional benefit
Brands
- Genius: All-in-one point-of-sale system for small businesses, enterprises, and everything in between, featuring AI-powered voice ordering and payment processing
- Zego
- Heartland School Solutions
- TouchNet
- Greater Giving
- ACTIVE Network
- Worldpay
- Payrix Pro
Products and services
- Genius POS Cloud-based all-in-one point-of-sale system with payment processing, inventory management, and analytics. Available in countertop, handheld, and kiosk form factors for retail, restaurant, and enterprise environments.
- Genius for Restaurant
- Genius for Retail
- Genius for Enterprise Food Service
- Genius for Stadium and Venue
- Zego Property management and rent payment software platform enabling online rent collection, flexible payment plans, check scanning, and fraud prevention for multifamily, student housing, and manufactured housing communities.
- TouchNet
- Heartland School Solutions
- ACTIVE Network
- Greater Giving
- ECSI
- Payrix Pro
- Nexteps
- C2X Mobile Card Reader
- Global Payments API
- AI-First Genius Handheld POS AI-powered handheld POS device with voice ordering, local neural processing, 5G connectivity, multiple microphones for voice-driven workflows, and EMV/NFC payment capabilities in an ultra-thin smartphone-style design.
- Genius Self-Service Kiosk Self-service kiosk configurations under Genius platform supporting integrated payment for restaurants and retail environments.
- PrognoPay Embedded payment solution integrated into the PrognoCIS EHR platform for healthcare practices to manage patient billing, collections, and reconciliation within the EHR system.
- Worldpay Global payment processing and merchant acquiring platform serving merchants across multiple markets with online and in-person payment acceptance.
Quantifiable outcome
- 4-5x annual ROI from enterprise food service deployments through increased throughput, reduced labor costs, and higher sales
- +4 more outcomes
Companies that use Global Payments
Customer profileNamed customers21 records
Segments13 records
Ideal customer profiles4 records
Global Payments technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration15 records
AI capability13 records
Feature9 records
Global Payments partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and minor.
- IRS (Internal Revenue Service)coreGlobal Payments' Link2Gov subsidiary selected as preferred digital payments provider for 2026 tax season, supporting federal e-payment capabilities through Pay1040.com platform.
- MastercardcoreGlobal Payments joined Mastercard's Agent Pay for Machines (AP4M) program alongside 30+ companies including Stripe, Checkout.com, and Adyen to enable autonomous AI agent transactions and software-to-software payments.
- PrognoCIScoreStrategic collaboration to launch PrognoPay, integrating Global Payments payment processing directly into PrognoCIS EHR platform for healthcare practices. Enables billing, collections, and reconciliation within the EHR system, saving up to 8 hours per week in staff time.
- SubwaycoreAgreement to deploy Genius POS at approximately 2,500 Subway restaurant locations. Highlighted as early enterprise win through Worldpay's direct channel following January 2026 acquisition.
- CKE Restaurants HoldingscoreExclusive agreement to deploy Genius POS platform at more than 2,400 Hardee's and Carl's Jr. corporate and franchise restaurant locations across the United States. Represents significant expansion of existing relationship.
- Lightspeed DMScoreExpanded partnership enabling Lightspeed's 4,500+ dealership customers to manage payments directly within the Lightspeed platform using Global Payments' Payrix Pro technology. Partnership began in 2009 through Worldpay and continues with embedded payments offering for Powersports, Marine, RV, Trailer, and Golf Car dealerships.
- European Payments Initiative (EPI)coreWorldpay, now part of Global Payments, joined EPI as Principal Member enabling merchants to offer Wero payment solution across Europe. Wero is a mobile-first, account-to-account payment built on SEPA Instant Credit Transfer rails with 52+ million consumers.
- YazaraminorYazara became part of Global Payments Inc. to expand reach in SoftPOS and acquiring markets worldwide, leveraging Global Payments' merchant network of 5+ million merchants across 100 countries.
- WorldpaycoreGlobal Payments completed $24 billion acquisition of Worldpay from FIS in January 2026, combining Worldpay's $1.9 trillion volume with Global Payments' existing business to create top US merchant acquirer.
- FIS (Fidelity National Information Services)coreSimultaneous with Worldpay acquisition, Global Payments divested Issuer Solutions (TSYS) business to FIS for $13.5 billion in January 2026, reshaping Global Payments as pure-play merchant solutions provider.
Scale indicators11 records
Recent moves8 records
Expansion highlights6 records
Global Payments competitors and assessment
Company assessmentDirect peers
- Fiserv: Fiserv is a direct competitor in merchant acquiring (Clover POS) and payment processing, overlapping with Global Payments across SMB and enterprise segments. Both serve similar verticals (restaurants, retail) and compete for bank-referral and direct merchant relationships.
- Stripe: Stripe is a direct competitor in payment processing and developer-first APIs, targeting both online and in-person commerce. Stripe's platform-embedded model directly competes with GPN's Payrix Pro and Genius offerings for ISV and enterprise customers.
- Adyen: Adyen is a direct competitor in unified global commerce and merchant acquiring for enterprise and omnichannel merchants. Both compete for large multinational payment volume and platform-embedded integrations.
- Block (Square): Block operates Square for SMB payment processing and POS, directly competing with Global Payments' Genius for Restaurant and Retail. Both target small and mid-market merchants with integrated hardware/software bundles.
- Checkout.com: Checkout.com competes directly with GPN in digital payment processing and acquiring, particularly for enterprise online merchants and cross-border commerce. Both participate in Mastercard's AP4M agentic commerce initiative.
- Nexi: Nexi is a European-headquartered payment processor and merchant acquirer that competes with Global Payments/Worldpay across European markets, including acquiring, POS, and ecommerce processing.
- Toast: Toast is a cloud-based restaurant POS and payments platform directly competing with Genius for Restaurant. Both target full-service and quick-service restaurants with integrated hardware, software, and payment processing.
Broad incumbents
- JPMorgan Payments: JPMorgan Chase Merchant Services is a large incumbent acquirer competing with Global Payments across enterprise and SMB segments, particularly leveraging its banking relationships. Operates as part of a much broader financial services portfolio.
- PayPal: PayPal is a broad incumbent in digital payments, Braintree merchant acquiring, and POS (Zettle), competing with GPN in online and omnichannel merchant services as part of a wider consumer and merchant portfolio.
Emerging players
- Verifone: Verifone is both a customer of Global Payments (per company data) and a competitor in payment hardware and POS solutions for retail and petroleum/c-store verticals. Overlaps with GPN in unattended commerce and integrated POS.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks5 records
Key highlights6 records
Customer concentration
Global Payments social profiles
Digital presenceGlobal Payments compliance and trust
Trust signalCompliance4 records
Global Payments financial estimates
Financial estimateRevenue estimate
Valuation estimate
Global Payments leadership team
Management profileNumber of profiles
Profiles5 records
Global Payments subsidiaries and ownership
Company hierarchySubsidiaries14 records
Global Payments funding detail
Funding detailFunding overview
Funding rounds2 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Global Payments M&A and investment
M&A and investmentM&A22 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Global Payments
What does Global Payments do?
Global Payments provides payment processing and merchant acquiring services through high-speed electronic information networks, processing over 73 billion transactions annually across 100+ countries. The company sells the Genius POS platform, integrated commerce solutions for restaurants, retail, education, healthcare, and property management verticals, along with embedded payments technology (Payrix Pro) and developer APIs for software partners.
Is Global Payments a public or private company?
Global Payments is a public company. It is classified as public and is currently operating.
When was Global Payments founded?
Global Payments was founded in 2000. It employs 5,001 to 10,000 people.
Where is Global Payments based?
Global Payments is headquartered in Atlanta, United States, in the North America region.
How does Global Payments make money?
Six revenue lines are on record. Merchant Acquiring and Payment Processing is the primary driver. The others are software and POS Solutions, campus Commerce and Financial Services, healthcare Payment Solutions, hardware Sales and financial Institution Partnership Revenue.
Who are Global Payments's main competitors?
Direct peers on record are Fiserv, Stripe, Adyen, Block (Square), Checkout.com, Nexi and Toast. Broad incumbents are JPMorgan Payments and PayPal. Verifone is listed as an emerging player.
Does Global Payments have an API?
Yes. Global Payments offers a developer-friendly open API that enables developers to build custom integrations and embed payment solutions directly into their software. The API supports integration options including payments, getting started, and browsing API references. The company provides SDKs and developer documentation to facilitate integration development. Developer documentation is at developer.globalpay.com.
What industry is Global Payments in?
Global Payments's product category is Payment Processing. Its primary akta.pro industry code is FSABAIAH, Merchant & Commercial Acquiring (POS/eCommerce acquiring for corporates), with a secondary code of FSAGALAB, Embedded Payments (Pay-ins, Pay-outs, Wallets). Its NAICS code is 522320 and its SIC code is 6021.