Tangram Insurance Services
Tangram Insurance Services is a Managing General Agency and program manager, founded 1999, that designs and administers specialty insurance programs for niche verticals (social services, propane/fuel, animal welfare, security, entertainment, and others) distributed exclusively through appointed retail brokers nationwide.
- Company typePrivate
- Founded1999
- HeadquartersPetaluma, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Tangram Insurance Services does
Tangram Insurance Services is a Managing General Agency (MGA) and program manager that designs, underwrites, and administers specialty insurance programs for defined niche markets. Founded in 1999 and headquartered in Novato, California, the company operates as a wholly-owned subsidiary of holding company Balavant Insurance Group. Tangram distributes exclusively through appointed retail brokers nationwide, requiring brokers to complete a formal appointment process (agency agreement, license, E&O documentation) before accessing its programs.
The company's core offering is a portfolio of roughly 12 vertical-specific insurance programs, including Animal Welfare, Bodega (a member-owned group captive for workers' compensation), Entertainment, Franchised Equipment Dealers, Janitorial and Building Services, Personal Care and Assisted Living, Portable Sanitation, Propane and Fuel Dealers, Security Guards, and Social Services, plus cross-vertical Cyber and Kidnap, Ransom & Extortion (KRE) lines. Programs are backed by exclusive or semi-exclusive capacity from named carrier partners — an AM Best A-IX admitted carrier (Propane/Fuel), Markel (excess liability), Brit Syndicate at Lloyd's and Costero (KRE) — and supported by an in-house risk management platform featuring 500+ on-demand training videos, nurse triage, and dedicated claims handling.
Tangram generates revenue through program management fees and commissions on premiums placed through its broker network. Its stated scale metrics include operating in 45 states for its social services program and serving thousands of social service organizations, with selective endorsements from large brokerage partners such as Arthur J. Gallagher (via its Chapman Insurance division). The company expanded its value-chain position in 2023 by acquiring Preferred Reinsurance Intermediaries, adding reinsurance brokerage capabilities with domestic, Bermudian, and European carrier access, and deepened its entertainment vertical in 2022 via the acquisition of New Empire Entertainment Insurance. No public funding rounds, public listing, or quantitative revenue disclosures are present in available materials.
Tangram Insurance Services firmographics
Firmographics- Name
- Tangram Insurance Services
- Legal name
- Tangram Insurance Services
- Website
- https://tangramins.com
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Tangram Insurance Services is a Managing General Agency and program manager, founded 1999, that designs and administers specialty insurance programs for niche verticals (social services, propane/fuel, animal welfare, security, entertainment, and others) distributed exclusively through appointed retail brokers nationwide.
- Ownership category
- akta.pro rank
Tangram Insurance Services industry classification
Industry- Product category
- Specialty Insurance Programs
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Insurance Program Administration & MGA/MGU Services (FSAEADAK)
- akta.pro secondary industries
- Mid-Market Commercial Package (Package Policies) (FSAJAFAB), Premises/Operations Liability Umbrella / Excess (FSAJANAL)
Keywords
Where Tangram Insurance Services is headquartered
LocationHeadquarters
- HQ city
- Petaluma
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Tangram Insurance Services business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Supply Chain
Revenue model
- Program Management Fees: As an MGA and program manager, Tangram generates revenue by developing and managing specialized insurance programs for defined niche markets, partnering with top carriers and brokers nationwide to bring highly specialized coverage solutions to market.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Bodega Insurance Program - Member-Owned Group Captive |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Tangram Insurance Services product offering
Product offeringCore offering
Tangram Insurance Services is a Managing General Agency (MGA) and program manager that designs, underwrites, and administers specialty insurance programs for niche commercial markets. The company develops industry-specific insurance coverages and distributes them through appointed retail brokers on a national basis. It also provides risk management solutions and captive insurance alternatives.
Product overview
Tangram Insurance Services is a Managing General Agency (MGA) and program manager founded in 1999, operating as a specialty insurance provider that designs bespoke programs for defined niche markets. The company offers a portfolio of specialized insurance programs including Animal Welfare, Bodega Captives (group captive), Entertainment, Franchised Equipment Dealers, Janitorial and Building Services, Personal Care and Assisted Living (PCALIC), Portable Sanitation, Propane and Fuel Dealers, Security Guards, and Social Services. Additional offerings include Cyber Insurance and Kidnap, Ransom & Extortion (KRE) coverage. All programs are backed by risk management solutions featuring a 500+ video training platform. Tangram operates as an MGA/program manager structure rather than a single unified product, with each vertical program designed for specific industries and distributed through appointed retail brokers nationwide.
Differentiator
Problem solved
Functional benefit
Products and services
- Animal Welfare Insurance Program Specialty insurance program for animal welfare organizations and related businesses, providing industry-specific coverages distributed through appointed retail brokers.
- Bodega Insurance Program Specialty captive insurance program for bodega and small convenience store owners, providing property, liability, and workers' compensation coverages structured as a group captive alternative to traditional insurance.
- Entertainment Insurance Program Specialty insurance program for businesses and individuals operating in the entertainment industry, distributed through appointed retail brokers.
- Franchised Equipment Dealers Insurance Program Specialty insurance program for franchised equipment dealers, providing industry-specific coverages through appointed retail brokers.
- Janitorial and Building Services Insurance Program Specialty insurance program focused on workers' compensation for janitorial and building services companies, distributed through appointed retail brokers.
- Personal Care and Assisted Living Insurance Program (PCALIC) Specialty insurance program for personal care homes and assisted living facilities, providing industry-specific coverages through appointed retail brokers.
- Portable Sanitation Insurance Program Specialty insurance program for portable sanitation businesses, providing industry-specific coverages through appointed retail brokers.
- Propane and Fuel Dealers Insurance Program Specialty insurance program for propane and fuel dealers, providing industry-specific coverages through appointed retail brokers.
- Security Guards Insurance Program Specialty insurance program for security guard and protective services companies, providing industry-specific coverages through appointed retail brokers.
- Social Services Insurance Program Specialty insurance program for social services organizations, addressing the roughly $190 billion U.S. social services market and providing industry-specific coverages through appointed retail brokers.
- Cyber Insurance Program
- Kidnap, Ransom and Extortion (KRE) Insurance Program Specialty Kidnap, Ransom and Extortion (KRE) insurance program for businesses and individuals at risk, providing coverage and response services through appointed retail brokers.
- Risk Management Solutions Risk management and loss control services provided to policyholders, including claims reporting support and safety resources offered in conjunction with Tangram's specialty insurance programs.
Quantifiable outcome
- Serving thousands of social service organizations across 45 states
- +1 more outcomes
Companies that use Tangram Insurance Services
Customer profileNamed customers1 record
Segments10 records
Ideal customer profiles2 records
Tangram Insurance Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Tangram Insurance Services partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and parent company.
- MarkelcoreMarkel partnered with Tangram to provide excess liability capacity for Tangram's Propane & Fuel Program, enhancing coverage options for fuel dealers and distributors.
- Brit Syndicate at Lloyd'scoreTangram Insurance Services and Costero Brokers Ltd. partnered with Brit Syndicate at Lloyd's for Kidnap & Ransom and Personal Accident cover, providing specialized coverage for executives and high-value employees.
- Costero Brokers Ltd.coreCostero Brokers Ltd. partnered with Tangram and Brit Syndicate at Lloyd's to provide kidnap, ransom and personal accident coverage through the specialized program.
- Balavant Insurance Groupparent companyBalavant Insurance Group is the parent company of Tangram Insurance Services. Tangram operates as a subsidiary within the Balavant group.
- AM Best A IX Rated Admitted CarriercoreTangram partnered with an AM Best 'A IX' rated admitted carrier to provide the exclusively-designed fuel and propane program, supported by Tangram's in-house underwriting team.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Tangram Insurance Services competitors and assessment
Company assessmentDirect peers
- Risk Placement Services (RPS): National wholesale insurance distributor and MGA owned by Arthur J. Gallagher, building and placing specialty programs through retail brokers. Closely comparable as a broker-distributed specialty program manager with similar vertical programs.
- National Western Financial: Specialty wholesale insurance distributor and MGA focused on commercial lines distributed through independent brokers. Directly comparable as a specialty MGA serving difficult-to-place commercial classes.
- Burns & Wilcox: Large U.S. Managing General Agency and wholesale insurance broker operating across specialty commercial and personal lines, distributing through appointed retail brokers similarly to Tangram. Directly comparable MGA model with multi-vertical specialty focus.
- Amwins: One of the largest U.S. specialty insurance distributors and MGAs, distributing through retail brokers and operating its own program underwriting units. Closely comparable as a broker-distributed specialty MGA with similar structure and breadth.
- Socius Insurance Services: Specialty MGA and program manager operating multi-vertical binding authority programs distributed through appointed retail brokers. Directly comparable as a specialty program manager with similar go-to-market model.
- Breckenridge Insurance Group: Specialty wholesale insurance brokerage and program manager operating multiple binding authorities and niche programs distributed via retail brokers. Directly comparable as a specialty MGA serving hard-to-place classes.
- CRC Insurance Services: Wholesale insurance broker and program manager operating a portfolio of specialty programs distributed through appointed retail brokers nationwide. Directly comparable as a multi-vertical specialty MGA serving niche commercial classes.
Broad incumbents
- Markel: Specialty insurance carrier with U.S. and global operations underwriting complex commercial and personal risks. Listed here because Markel is an explicit Tangram partner providing excess capacity for the Propane & Fuel program and operates in overlapping specialty classes.
- Skyward Specialty Insurance Group: U.S. specialty property and casualty insurance company focused on commercial lines distributed through wholesale and retail brokers. Comparable as a specialty insurer/MGA in similar difficult-to-place classes (commercial auto, energy, property).
- Hiscox: Specialty insurer and Lloyd's syndicate with a U.S. MGA arm serving small business and specialty lines including cyber. Broadly comparable as a specialty carrier-MGA operating in many of Tangram's verticals, though primarily underwriting rather than program-managing.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Tangram Insurance Services social profiles
Digital presenceTangram Insurance Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tangram Insurance Services leadership team
Management profileNumber of profiles
Profiles10 records
Tangram Insurance Services subsidiaries and ownership
Company hierarchySubsidiaries2 records
Tangram Insurance Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tangram Insurance Services M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tangram Insurance Services
What does Tangram Insurance Services do?
Tangram Insurance Services is a Managing General Agency (MGA) and program manager that designs, underwrites, and administers specialty insurance programs for niche commercial markets. The company develops industry-specific insurance coverages and distributes them through appointed retail brokers on a national basis. It also provides risk management solutions and captive insurance alternatives.
Is Tangram Insurance Services a public or private company?
Tangram Insurance Services is a private company. It is classified as corporate owned and is currently operating.
When was Tangram Insurance Services founded?
Tangram Insurance Services was founded in 1999. It employs 11 to 50 people.
Where is Tangram Insurance Services based?
Tangram Insurance Services is headquartered in Petaluma, United States, in the North America region.
How does Tangram Insurance Services make money?
One revenue line is on record: program Management Fees.
Who are Tangram Insurance Services's main competitors?
Direct peers on record are Risk Placement Services (RPS), National Western Financial, Burns & Wilcox, Amwins, Socius Insurance Services, Breckenridge Insurance Group and CRC Insurance Services. Broad incumbents are Markel, Skyward Specialty Insurance Group and Hiscox.
Does Tangram Insurance Services have an API?
No public API is recorded for Tangram Insurance Services.
What industry is Tangram Insurance Services in?
Tangram Insurance Services's product category is Specialty Insurance Programs. Its primary akta.pro industry code is FSAEADAK, Insurance Program Administration & MGA/MGU Services, with a secondary code of FSAJAFAB, Mid-Market Commercial Package (Package Policies). Its NAICS code is 52421 and its SIC code is 6411.