Payrexx

What Payrexx does

Payrexx (legal name: PAYREXX AG) is a Swiss regulated payment service provider founded on 24 January 2014 and headquartered in Thun, Switzerland, with a wholly-owned subsidiary, Payrexx Europe AG, in Vaduz, Liechtenstein, handling EEA operational market entry and advertising. The company operates a cloud-based, browser-accessible payment platform with a REST API and PCI DSS Level 1 certification, supporting white-label and embedded deployments for partners. Core technology covers tokenization, 3-D Secure, pre-authorization, recurring billing, multi-currency payouts in CHF and EUR without exchange fees, and same-day merchant account verification, with SWIFT QR-bill (Swiss QR-bill) support integrated natively.

The product surface spans in-house acquiring via Payrexx Pay and Payrexx Pay Plus, plus integration of external payment providers (Stripe, PayPal, Mollie, Datatrans, BS PAYONE, VR Payment, Paysafecash, Coinbase Commerce, Concardis Payengine, RS2 Acquiring, Ingenico e-Payments, PointsPay, Skrill) delivered through a unified gateway. Distribution is anchored by native plugins for 20+ e-commerce and CMS platforms (WooCommerce, Shopify, Shopware 5 and 6, Magento, PrestaShop, Ecwid, JTL, Gambio, Saldia, Drupal, nopCommerce, Odoo, Sylius, Concrete5, Cloudrexx, Zappter, MyCOMMERCE, Flow Shopsoftware), plus Make and Zapier automation connectors and a self-developed White-Label Payment Gateway and Payrexx Platform back-office for SaaS and marketplace operators. Omnichannel acceptance extends to Nexgo POS terminals (N5, N6, N86), Tap to Pay on iOS/Android, Paylink (URL-based one-time and subscription payments), Recurring Payments, and Fundraising tools for associations and non-profits.

Revenue is generated via a transaction-fee model layered with monthly subscription tiers calibrated to SME, start-up, and high-revenue merchants, with all transaction fees consolidated into a single contract and no hidden provider contracts required. The customer base is stated at over 60,000 companies, primarily Swiss SMEs, with case evidence across SME e-commerce (Mal Ehrlich, swisswetter.shop), non-profits (Association Shane Osteosarcoma), and platform partners (Yoordi for API-driven onboarding and KYC). The company self-describes as the most used payment service provider by Swiss SMEs per a merchant survey, and is a regulated financial intermediary under SRO VQF with FINMA authorization and annual external audit.

Name

Payrexx

Legal name

PAYREXX AG

Website

https://payrexx.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Payrexx is a Swiss regulated, cloud-based payment service provider for SMBs, offering a multi-channel payment platform with in-house and integrated acquiring, e-commerce plugins, POS hardware, white-label gateway, and APIs, serving over 60,000 merchants across Switzerland and the EEA.

Ownership category

akta.pro rank

Product category

Online Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)

akta.pro secondary industries

Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB), Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management) (FSAMABAF), Recurring Billing, Subscriptions & Tokenized Payments (CRAFALAH)

Keywords

• Online payment processing
• POS payment terminals
• White-label payment gateway
• E-commerce payment plugins
• Subscription billing software

Headquarters

HQ city

Thun

HQ country

Switzerland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure

Revenue model

1. Transaction Fees: Revenue generated from transaction processing fees. All transaction fees are included in a single contract with no hidden costs or additional provider contracts required.
2. Subscription Plans: Various subscription tiers for different company types (SME, Start-up, High-revenue firms) offering different transaction fee rates and service levels. Includes exclusive subscriptions with favorable transaction fees for high-volume merchants.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels5 records

Core offering

Payrexx provides a unified, browser-based payment platform that enables merchants to accept online, on-site, and mobile payments through a single contract covering all common payment methods, including credit/debit cards, PayPal, Twint, Swiss QR-bill, and external acquirers. The platform supports same-day merchant verification, subscription billing, payment links, point-of-sale terminals, Tap to Pay on smartphones, fundraising tools, and white-label payment infrastructure for platforms and marketplaces, served primarily to Swiss and EEA small and medium-sized businesses.

Product overview

Payrexx is a unified all-in-one payment platform designed for Swiss SMEs, combining in-house acquiring (Payrexx Pay and Payrexx Pay Plus) with external payment provider integration, point-of-sale hardware, and developer APIs. The core platform enables online and on-site payments through multiple channels: Paylink (payment links), Shop Plugins (e-commerce integrations), POS Terminals (card readers), Tap to Pay (mobile), Swiss QR Invoice, Recurring Payments, and Fundraising tools. For platforms and enterprises, Payrexx offers white-label gateway and marketplace payment solutions with a dedicated Platform back-office module. The offering is delivered as a browser-based SaaS with same-day merchant verification, same-day payouts, and 24/7 Swiss-based support, supporting 60,000+ merchants across Switzerland and the EEA.

Differentiator

Problem solved

Functional benefit

Products and services

• Payrexx Pay Proprietary in-house acquiring solution that enables merchants to accept credit and debit card payments through Payrexx's unified payment gateway with integrated fraud prevention, serving Swiss SMEs needing direct card acceptance without third-party acquirer contracts.
• Payrexx Pay Plus Enhanced version of Payrexx Pay offering expanded payment capabilities for larger merchants and platforms with higher-volume or more complex processing requirements.
• Paylink Standalone payment link tool that allows merchants to send one-time or subscription payment requests via email, SMS, or phone, enabling online payment collection without requiring a website.
• POS Terminals Card reader terminals (Nexgo N5, N6, N86 models) offered to merchants for in-person point-of-sale payment processing, supporting contactless, chip, and swipe transactions across all common payment methods.
• Tap to Pay Mobile contactless payment solution that turns a merchant's smartphone (iOS or Android) into a payment terminal using the Payrexx Tap to Pay mobile app, requiring no additional hardware.
• Shop Plugin Self-developed native integrations connecting Payrexx with popular shop systems and CMS platforms such as WooCommerce, Shopify, Shopware, Magento, PrestaShop, Ecwid, and others, enabling seamless e-commerce payment acceptance.
• Swiss QR Invoice Native Swiss QR-bill generation and processing capability that enables merchants to create and process Swiss QR invoices for domestic payment collection, fully integrated with the Payrexx gateway.
• Recurring Payments Subscription billing functionality that enables merchants to collect recurring payments on daily, weekly, monthly, or annual schedules with automated charge management and Payrexx-handled billing and reminders.
• Fundraising Donation and fundraising payment solution tailored for associations, non-profits, and organizations collecting public viewings, events, and charitable contributions through online channels.
• Payments for Platforms White-label payment infrastructure solution that enables SaaS platforms and software providers to offer branded payment processing to their own merchants under their own name, including Stripe Connect integration.
• Payments for Marketplaces Marketplace-oriented payment solution supporting split payments, multi-vendor payouts, and commission handling for marketplace operators managing multiple sub-merchants.
• White-Label Payment Gateway Fully rebranded payment gateway solution that allows businesses and agencies to offer Payrexx's payment technology to their clients under their own brand identity and full customization.
• API Integration REST API offering sold as a developer product for connecting custom systems, automating payment workflows, building custom payment solutions, and supporting merchant integration and platform solutions.
• Payrexx Platform Back-office management platform for payment service providers and platform operators offering dashboards, merchant management, subscriptions, invoices, references, payouts, and analytics modules.

Quantifiable outcome

• Over 60,000 satisfied companies
• +1 more outcomes

Named customers4 records

Segments8 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration44 records

Feature8 records

Partnerships

Eleven partnerships are on record, tiered core.

• WooCommercecoreTechnology or IntegrationOfficial Payrexx plugin for WooCommerce, enabling seamless integration of payment processing into WordPress-based online shops.
• ShopifycoreTechnology or IntegrationOfficial Payrexx plugin for Shopify, allowing Shopify merchants to accept payments through Payrexx's payment gateway.
• ShopwarecoreTechnology or IntegrationPayrexx plugins for Shopware 5 and Shopware 6 platforms, enabling payment processing for Shopware-based e-commerce stores.
• MagentocoreTechnology or IntegrationPayrexx plugin for Magento e-commerce platform, providing payment processing capabilities for Magento merchants.
• PrestaShopcoreTechnology or IntegrationPayrexx integration with PrestaShop e-commerce platform.
• Make (formerly Integromat)coreTechnology or IntegrationPayrexx integration with Make.com for no-code workflow automation, allowing merchants to automate payment-related processes.
• ZapiercoreTechnology or IntegrationPayrexx integration with Zapier, enabling connection to thousands of apps for workflow automation.
• StripecoreTechnology or IntegrationStripe Connect integration available for platform deployments. Documentation for setting up Stripe Connect application.
• Agency PartnerscoreChannel Partner/ Reseller/ DistributorSolution partners (agency partners) who implement and recommend Payrexx to their clients. Partner directory available.
• Integration PartnerscoreChannel Partner/ Reseller/ DistributorIntegration partners who develop and maintain integrations with Payrexx platform.
• External Payment ProviderscoreTechnology or IntegrationMultiple external payment providers integrated: VR Payment, Paysafecash, Coinbase Commerce, Mollie, Concardis Payengine, BS Payone, RS2 Acquiring, Datatrans, Stripe, Ingenico e-Payments, PointsPay, Skrill, PayPal. External providers handle the money flow while Payrexx acts as gateway.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Adyen: Adyen is a large global payments platform serving enterprise merchants and platforms with unified online, in-store, and marketplace payments. It overlaps with Payrexx at the platform/white-label level but competes primarily upmarket.
• Worldline: Worldline is a large European payment processor offering acquiring, POS, and gateway services across multiple verticals. Its Ingenico e-Payments offering is integrated as a provider in Payrexx and competes at the merchant acceptance layer in Europe.
• Concardis / Nets (Nexi Group): Concardis/Nets (now part of Nexi) is a major European payment processor offering acquiring, POS, and gateway services. Its Payengine is integrated by Payrexx and it competes broadly in the DACH merchant acquiring market.

Direct peers

• Stripe: Stripe is the leading global payment gateway and API-based payment processor serving merchants and platforms of all sizes. It is directly comparable to Payrexx because Payrexx integrates Stripe as an external provider and competes against Stripe for SME merchant acquiring in Switzerland.
• SumUp: SumUp provides card readers and integrated payment acceptance targeted at micro-merchants and SMEs across Europe. It directly competes with Payrexx's POS, Tap to Pay, and online offerings in the same SME customer segment.
• Mollie: Mollie is a European payment service provider offering a multi-method gateway with simple pricing targeting SMEs and online merchants. It is comparable to Payrexx in product scope (single contract, multiple payment methods, plugin ecosystem) and target segment (SMB e-commerce).
• Paddle: Paddle provides payments infrastructure specifically for SaaS and software businesses, including subscription billing, tax handling, and merchant-of-record services. It is comparable to Payrexx's platform/white-label and recurring payments offerings.
• Datatrans: Datatrans is a Swiss payment service provider offering a payment gateway with multiple PSP integrations, very comparable to Payrexx's gateway model. Notably, Payrexx integrates Datatrans as an external provider while also competing with it for the same Swiss SME market.

Regional players

• VR Payment: VR Payment is a German payment service provider focused on acquiring and POS solutions for Volksbanken Raiffeisenbanken cooperative banks. Payrexx integrates VR Payment as an external provider and competes for German-speaking SME merchants.

Emerging players

• Wallee: Wallee is a Swiss payment platform offering online, POS, and Tap to Pay solutions targeted at SMEs and partners. It targets the same Swiss SME merchant base with overlapping products (POS, mobile, online) to Payrexx.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/payrexx
• Facebookfacebook.com/payrexx
• LinkedInlinkedin.com/company/payrexx-ag

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries1 record

Funding overview

Funding rounds6 records

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Payrexx