Meemo
Meemo is a San Francisco-based AI-powered social finance app founded in 2019 that rewarded users for recent activity and enabled peer-to-peer money transfers. The company raised $10M in 2020 from Greycroft and others, but its primary domain now displays a parking page.
- Company typePrivate
- Founded2019
- HeadquartersSan Francisco, United States
- Headcount1–10
- GTM typeB2C
- OfferingSoftware
What Meemo does
Meemo is a San Francisco-based fintech startup founded in 2019 that developed an AI-powered social finance application for consumer users. The product enabled users to receive personal rewards based on their recent activity and to transfer money to friends, positioning the company at the intersection of consumer social networking, peer-to-peer payments, and AI-driven personalization. The underlying value proposition was to convert user activity and engagement into financial rewards distributed through a social graph, leveraging AI to determine reward eligibility and personalization.
The company was co-founded by Robson Araújo and operated with a very lean team of 1-10 employees. In July 2020, Meemo closed a single funding round of $10 million, co-led by Greycroft, MONASHEES, Saama, and Sierra Ventures, with Twin Ventures also participating. This round represented meaningful early-stage venture backing for a consumer fintech/AI concept but, based on available data, no subsequent funding rounds, acquisitions, product launches, partnerships, or operational milestones have been publicly recorded.
Notably, Meemo's primary web property, meemo.ai, currently resolves to a Spaceship, Inc. domain parking page rather than an active product site. No app store presence, current employees, revenue figures, or product roadmap details are documented in available sources. This state of the public footprint strongly suggests either a winding down of operations, a pivot away from the original consumer product, or extended operational dormancy following the 2020 funding event, leaving the company's present operating status ambiguous.
Meemo firmographics
Firmographics- Name
- Meemo
- Website
- https://meemo.ai
- Company type
- Private
- Founded year
- 2019
- Headcount range
- 1–10 employees
- Short description
- Meemo is a San Francisco-based AI-powered social finance app founded in 2019 that rewarded users for recent activity and enabled peer-to-peer money transfers. The company raised $10M in 2020 from Greycroft and others, but its primary domain now displays a parking page.
- Ownership category
- akta.pro rank
Where Meemo is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Markets served
Meemo business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations
Meemo product offering
Product offeringCore offering
Meemo is an AI-powered social finance app that lets individual users receive personal rewards based on their recent activity and transfer money to friends. The product combines artificial intelligence-driven activity interpretation with a social peer-to-peer payment experience aimed at consumer end users.
Product overview
This source is a domain parking page for meemo.ai, registered through Spaceship. The page does not contain information about Meemo's actual product or service offerings. The only products mentioned are Spaceship's own services (Shared Hosting, Domains, Spacemail) which are unrelated to Meemo's business.
Differentiator
Problem solved
Functional benefit
Products and services
- Meemo Social Finance App AI-powered social finance mobile app for individual consumers that delivers personal rewards based on recent activity and enables transferring money to friends. Targeted at consumer end users seeking a social, gamified layer on top of everyday payments.
Companies that use Meemo
Customer profileIdeal customer profiles1 record
Meemo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Meemo partnerships and signals
Strategic signalRecent moves2 records
Expansion highlights1 record
Meemo competitors and assessment
Company assessmentDirect peers
- Google Pay (P2P): Google's mobile wallet with peer-to-peer transfer functionality. Comparable as a platform-backed P2P payments product targeting the same consumer use case as Meemo.
- Zelle: Bank-consortium-backed real-time P2P payments network deeply integrated into U.S. bank apps. Comparable as the primary non-social P2P competitor Meemo would face for transfers between friends.
- Apple Cash: Apple's P2P payments feature inside Messages / Apple Pay / Wallet. Comparable as an OS-level social payments experience tightly bundled with consumer hardware.
- Venmo: PayPal-owned social P2P payments app with the largest U.S. social-payments network. Directly comparable to Meemo's core social transfer + feed mechanic, though without the AI-personalized rewards layer.
- Cash App: Block's P2P payments app that combines transfers with boosts, cashback, and investing. Most directly comparable to Meemo on the social-payments + rewards intersection.
- Samsung Wallet (formerly Samsung Pay): Mobile wallet with P2P transfer features bundled with Samsung devices. Comparable as a hardware-OEM-bundled social payments experience, especially relevant given Meemo's consumer mobile positioning.
- Popmoney: Early digital P2P payments service (now part of Fiserv) that pioneered social bill-splitting and transfers. Comparable as a historical peer illustrating how P2P payment niches have consolidated into larger platforms.
Broad incumbents
- PayPal: Parent of Venmo and the largest non-bank digital wallet globally. Comparable as the broader incumbent whose P2P, merchant, and consumer wallet portfolio Meemo would have to coexist with.
Emerging players
- Possible Finance: Mobile-first fintech focused on credit-building for underbanked consumers. Comparable as an AI-enabled, mobile-native consumer fintech targeting younger / underbanked segments with engagement-driven mechanics.
- Step: Mobile banking app targeting teens with social, rewards, and early-credit features. Comparable as a younger-skewing consumer fintech combining social mechanics, AI-driven experiences, and rewards — the same demographic and engagement strategy Meemo targets.
Market position
Strengths3 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights3 records
Customer concentration
Meemo social profiles
Digital presenceMeemo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Meemo leadership team
Management profileNumber of profiles
Profiles1 record
Meemo funding detail
Funding detailFunding overview
Funding rounds2 records
Investors5 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Meemo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Meemo
What does Meemo do?
Meemo is an AI-powered social finance app that lets individual users receive personal rewards based on their recent activity and transfer money to friends. The product combines artificial intelligence-driven activity interpretation with a social peer-to-peer payment experience aimed at consumer end users.
When was Meemo founded?
Meemo was founded in 2019. It employs 1 to 10 people.
Where is Meemo based?
Meemo is headquartered in San Francisco, United States, in the North America region.
Who are Meemo's main competitors?
Direct peers on record are Google Pay (P2P), Zelle, Apple Cash, Venmo, Cash App, Samsung Wallet (formerly Samsung Pay) and Popmoney. PayPal is listed as a broad incumbent. Emerging players are Possible Finance and Step.
Does Meemo have an API?
No public API is recorded for Meemo.