Blank
- Company typePrivate
- Founded2020
- HeadquartersParis, France
- Headcount51–100
- GTM typeB2C
- OfferingServices
Blank firmographics
Firmographics- Name
- Blank
- Legal name
- Blank S.A.
- Website
- https://blank.app
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Blank industry classification
Industry- Product category
- Business Banking (Neobank for Independents)
- NAICS
- Commercial Banking (52211), Finance and Insurance (52)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Underbanked/Financial Inclusion Neobanks (FSABAFAJ)
- akta.pro secondary industry
- Payables & Disbursements (ACH/SEPA, wires, checks, virtual cards) (FSABAIAB)
Keywords
Where Blank is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices2 records
Markets served
Blank business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales
Revenue model
- Subscription Fees: Three-tier monthly subscription model: Simple at €6/month, Confort at €17/month, and Completa at €39/month. Billing is monthly with a free trial period included.
- Business Creation Service: One-time professional service fee for company formation: €59 HT bundled with Blank account (includes 4 free months), or €99 HT standalone via LegalPlace.
- SEPA Transfer Fees: Base tiers include included SEPA transfers (30 for Simple, 60 for Confort, unlimited for Completa). Excess transfers charged at €1 HT each.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Simple - €6 HT/month: Basic business account with 30 SEPA transfers, invoice/quote tool, automated Urssaf declaration, document scanning, email support 6J/7, and basic insurance. |
| Subscription | Monthly | Confort - €17 HT/month: Everything in Simple plus 30 additional SEPA transfers, phone support, higher card limits, and income maintenance guarantee. |
| Subscription | Monthly | Completa - €39 HT/month: Unlimited SEPA transfers, priority support 6J/7, and all insurance features from lower tiers. |
| One time/ perpetual license | Monthly | Business Creation (with Blank) - €59 HT one-time: Micro-enterprise creation plus 4 months free account. |
| One time/ perpetual license | Monthly | Business Creation (LegalPlace only) - €99 HT one-time: Premium fast-track company creation with SIRET under 24h. |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels7 records
Blank product offering
Product offeringCore offering
Blank is a mobile-first neobank that provides independent professionals, freelancers, and micro-entrepreneurs in France and Italy with a business account (French or Italian IBAN), Visa Business debit card, SEPA transfers, integrated quote and invoice creation, automated Urssaf social contribution declarations, simplified accounting with accounting tool exports, and professional insurance packages. The platform is delivered through iOS/Android apps and a web app, with full self-serve account opening in approximately five minutes.
Product overview
Blank is a neobank for independent professionals offering a unified digital banking and business management platform. The core offering consists of a professional account with French IBAN, Visa Business debit cards (White and Black variants), and integrated management tools including quote/invoice creation, automated Urssaf social contribution declarations, and simplified accounting. The platform supports SEPA transfers and payment collection, with tiered pricing plans (Simple at €6/month, Confort at €17/month, and Complète at €39/month). Additional services include professional insurance coverage, company creation assistance via LegalPlace partnership, and bank account aggregation through Bridge and Powens. The Open Banking API enables third-party providers to build integrations. Blank operates as an agent of Okali, with plans for European expansion including Italy.
Differentiator
Problem solved
Functional benefit
Products and services
- Compte pro en ligne (Professional Bank Account)
Quantifiable outcome
- Account opening in 5 minutes
- +4 more outcomes
Companies that use Blank
Customer profileNamed customers10 records
Segments4 records
Ideal customer profiles4 records
Blank technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration20 records
Feature7 records
Blank partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- LegalPlacecoreStrategic partnership for integrated business creation service. LegalPlace (France's #1 legal tech, having registered 50,000+ companies) provides the legal expertise while Blank provides the financial account. Joint offering priced at €59 HT including company creation and 4 months free account.
- FFME (Fédération Française de la Mountaine et de l'Escalade)minorBlank became a major partner (partenaire majeur) of FFME in 2024, providing financial services support to climbing and mountaineering community members.
- OkalicoreOkali is the licensed Electronic Money Institution (établissement de monnaie électronique) that Blank acts as an agent for (ACPR number 89948). Okali is regulated by ACPR and provides the underlying banking infrastructure. Blank is registered as an agent of Okali at 50 rue La Boétie, 75008 Paris.
- CAMCAminorCAMCA (Courtage and Assurance Mutuelle) provides insurance policies included in Blank's card offerings. Blank acts as an intermediary for CAMCA insurance products, including medical abroad coverage and card fraud protection.
- CAMCA CourtageminorCAMCA Courtage, registered with ORIAS under n°07002817, acts as insurance broker for Blank under a mandate with delegation of signature.
- Bridge and PowenscoreBridge and Powens provide account aggregation APIs enabling Blank users to connect external bank accounts and consolidate their financial overview. This is critical for the accounting aggregation feature and PSD2 compliance.
- Fédération des Auto-Entrepreneurs (Federation of Micro-entrepreneurs)minorOne-year subscription to the Fédération des Auto-Entrepreneurs is included in Blank's Confort and Completa plans, providing members with additional training and support resources.
Scale indicators5 records
Recent moves7 records
Expansion highlights6 records
Blank competitors and assessment
Company assessmentDirect peers
- Qonto: French SMB neobank serving freelancers, independents, and SMBs with business accounts, invoicing, expense management, and accounting integrations. Closest direct competitor — same target customer (French independents), similar all-in-one positioning, but at significantly larger scale (€600M+ raised).
- Shine: French neobank specifically targeting micro-entrepreneurs with business accounts, automated Urssaf declarations, and invoicing tools. Directly competes with Blank in the same micro-enterprise niche; acquired by Société Générale in 2020, giving it incumbent-bank distribution advantage.
- Holvi: European neobank for freelancers and self-employed (originally Finnish, now operating across multiple EU markets under BBVA backing). Comparable all-in-one proposition for independents with banking + invoicing + tax tools.
- Tide: UK SMB neobank serving small businesses, freelancers, and sole traders with business accounts, invoicing, and expense management. Comparable business model targeting similar self-employed and micro-enterprise segments, though UK-focused.
- Starling Bank: UK challenger bank with a dedicated Business account serving freelancers, sole traders, and SMBs. Comparable in offering integrated business banking with expense management, invoicing, and tax tools for independents.
Broad incumbents
- N26: Pan-European digital bank with business account offering for freelancers and SMBs across multiple EU markets. Comparable European neobank footprint and target segments, though N26 serves a broader consumer base and Blank focuses narrowly on independents.
- Revolut: Global consumer/SMB neobank with business accounts offering multi-currency, payments, and expense management. Overlapping customer base in freelancer/SMB segments across European markets, but with much broader scope and scale.
- Bunq: Dutch challenger bank with multi-country European presence, offering business accounts and freelancer-focused features. Comparable European neobank serving self-employed customers with mobile-first banking.
Emerging players
- Indy: French accounting and business management platform for freelancers and micro-entrepreneurs — adjacent rather than competing directly, but integrates with Blank's platform. Comparable customer base and partial feature overlap (Urssaf automation, accounting).
- Pennylane: French financial management platform for SMBs and accountants with banking, accounting, and cash flow tools. Comparable customer overlap; partner rather than competitor but converging feature set as both embed banking.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Blank social profiles
Digital presenceBlank compliance and trust
Trust signalCompliance5 records
Blank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Blank leadership team
Management profileNumber of profiles
Profiles4 records
Blank subsidiaries and ownership
Company hierarchySubsidiaries1 record
Blank funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Blank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Blank
What does Blank do?
Blank is a mobile-first neobank that provides independent professionals, freelancers, and micro-entrepreneurs in France and Italy with a business account (French or Italian IBAN), Visa Business debit card, SEPA transfers, integrated quote and invoice creation, automated Urssaf social contribution declarations, simplified accounting with accounting tool exports, and professional insurance packages. The platform is delivered through iOS/Android apps and a web app, with full self-serve account opening in approximately five minutes.
Is Blank a public or private company?
Blank is a private company. It is classified as corporate owned and is currently operating.
When was Blank founded?
Blank was founded in 2020. It employs 51 to 100 people.
Where is Blank based?
Blank is headquartered in Paris, France, in the Europe region.
How does Blank make money?
Three revenue lines are on record. Subscription Fees are the primary driver. The others are business Creation Service and SEPA Transfer Fees.
Who are Blank's main competitors?
Direct peers on record are Qonto, Shine, Holvi, Tide and Starling Bank. Broad incumbents are N26, Revolut and Bunq. Emerging players are Indy and Pennylane.
Does Blank have an API?
Yes. Blank offers an Open Banking API that allows third-party providers (TPPs) to improve the user experience of Blank App users. The API is built according to PSD2 European regulation using STET response format. It uses mutual TLS (mTLS) authentication based on eIDAS (Electronic IDentification And Trust Services) regulation. The API supports account aggregation, enabling users to connect their Blank accounts to accounting tools and view all their accounts in one place. Developer documentation is at oba-docs.blank.app.
What industry is Blank in?
Blank's product category is Business Banking (Neobank for Independents). Its primary akta.pro industry code is FSABAFAJ, Underbanked/Financial Inclusion Neobanks, with a secondary code of FSABAIAB, Payables & Disbursements (ACH/SEPA, wires, checks, virtual cards). Its NAICS code is 52211 and its SIC code is 6411.