Indy
- Company typePrivate
- Founded2016
- HeadquartersLyon, France
- Headcount251–500
- GTM typeB2C
- OfferingSoftware
Indy firmographics
Firmographics- Name
- Indy
- Legal name
- Indy SAS
- Website
- https://indy.fr
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Ownership category
- akta.pro rank
Indy industry classification
Industry- Product category
- Freelancer Accounting Software
- NAICS
- Offices of Certified Public Accountants (541211)
- akta.pro primary industry
- Regulatory Reporting & Submissions Automation (FSAFAOAA)
Keywords
Where Indy is headquartered
LocationHeadquarters
- HQ city
- Lyon
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Indy business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations
Revenue model
- Freemium + Premium Subscription: Core accounting features (bank sync, auto-categorization, VAT detection, invoicing, receipt management, pro account) are free. Premium paid tiers unlock advanced features: tax filing and declarations (from €12/month), accountant delegation option (from €39/month), and full company creation services bundled with Premium subscription.
- Professional Account (Compte Pro): Free professional bank account powered by Swan (ACPR-licensed partner), including physical/virtual Mastercard, French IBAN, unlimited SEPA transfers. Generates revenue through card transaction volume and user engagement leading to premium upsells.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Free | Essentiel (Free) - Core accounting for independents |
| Subscription | Monthly | Premium - Full accounting and declarations (from €12/month) |
| Subscription | Monthly | Indy Premium for SASU/SAS/SARL/EURL (from €49/month HT) |
| Subscription | Monthly | Indy Premium for Entreprise Individuelle (from €22/month HT) |
| Subscription | Monthly | Option Expert-Comptable (from €39/month HT) |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels8 records
Indy product offering
Product offeringCore offering
Indy provides an all-in-one financial management platform for French freelancers, micro-entrepreneurs, and self-employed professionals, bundling online accounting, invoicing, automated tax declarations, a professional bank account, company formation, and certified electronic invoicing via its Partner Dematerialization Platform (Indy PDP). The product replaces traditional chartered-accountant services with a self-serve, automated SaaS solution tailored to the French micro-enterprise regime.
Product overview
Indy is an all-in-one online management platform for self-employed professionals and small businesses in France, built around a unified core platform with integrated modules. The core consists of automated accounting software that synchronizes with bank accounts for real-time bookkeeping. This core integrates four primary service modules: (1) invoicing and electronic invoicing platform for creating/sending Factur-X compliant invoices, (2) a free professional bank account with Mastercard cards, (3) tax declaration automation covering TVA, income declarations, and liasse fiscale, and (4) company formation services. Additional paid add-ons include expert-accounting delegation, professional insurance, and capital deposit. The platform targets freelancers, micro-entrepreneurs, health professionals, lawyers, artisans, and real estate investors (SCI/LMNP), offering a free essential tier with premium subscriptions starting at €22/month for advanced features. The system leverages AI for automated transaction categorization, VAT detection, and receipt digitization.
Differentiator
Problem solved
Functional benefit
Products and services
- Indy Bank (professional bank account) Professional bank account offered to French freelancers and micro-entrepreneurs, integrated with Indy's accounting and invoicing platform so that transactions flow directly into bookkeeping.
- Indy Accounting (Comptabilité) Online accounting software for French freelancers and micro-entrepreneurs that automates bookkeeping, transaction categorization, and the production of compliant annual accounts.
- Indy Invoicing (Factures) Invoicing tool enabling French freelancers to create, send, and track compliant invoices, with automated linkage to the accounting module.
- Indy Tax (Déclarations) Automated tax declaration service for French self-employed professionals, leveraging accounting data to pre-fill and submit tax returns.
- Indy Company Formation (Création d'entreprise) Online company formation service for French micro-entrepreneurs, allowing users to register a self-employed business directly through the platform.
- Indy PDP (Electronic invoicing / Partner Dematerialization Platform) Certified Partner Dematerialization Platform (PDP) that enables electronic invoicing compliant with French regulatory requirements, integrated into the Indy suite.
Quantifiable outcome
- Users save an average of €812 per year on accounting costs (based on customer testimonial)
- +3 more outcomes
Companies that use Indy
Customer profileNamed customers7 records
Segments5 records
Ideal customer profiles1 record
Indy technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability7 records
Feature7 records
Indy partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- SwancoreSwan is an ACPR-licensed French electronic money institution supervised by the Banque de France. Indy's free professional account (compte pro) is powered by Swan, providing French IBANs, Mastercard cards, SEPA transfers, and fund protection up to €100,000 via the FGDR.
- OruscoreOrus is an insurance broker partner that enables Indy to offer professional insurance products (RC Pro, health insurance, multi-risk professional, and decennial insurance) through its platform. Orus handles policy subscription and management, with Indy acting as a distribution channel.
- SedomicilierminorSedomicilier, a leader in business domiciliation services in France, partners with Indy to help users choose their official company registered address for their headquarters.
Scale indicators5 records
Recent moves6 records
Expansion highlights7 records
Indy competitors and assessment
Company assessmentDirect peers
- Qonto: Qonto is a French neobank for SMBs and freelancers offering a professional account with IBAN, Mastercard cards, expense management, and integrated accounting/invoicing features. It is Indy's most directly named competitor, with overlapping target customers and overlapping product modules including pro accounts and accounting automation.
- Shine (by Société Générale): Shine is a French neobank-accounting hybrid built specifically for independents and micro-entrepreneurs, offering a pro account, automated accounting, and tax declaration support. It is named directly in Indy's comparison pages and competes for the same freelancer customer base with very similar product bundling.
- Pennylane: Pennylane is a French accounting and financial management platform serving SMBs and their accountants, with automated bookkeeping, invoicing, and bank synchronization. It targets a slightly larger SMB tier than Indy but competes for the same French accounting-automation layer and accountant-channel relationships.
- Dougs: Dougs is a French online chartered-accountant firm offering automated accounting, tax filing, and bookkeeping for independents, freelancers, and small businesses. It is a direct substitute for Indy's core accounting-plus-declaration proposition, especially via its expert-comptable offering at comparable price points.
- Tiime: Tiime is a French fintech providing automated accounting, invoicing, and professional account services for entrepreneurs and small businesses. It targets the same freelance/SMB segment with similar bank-sync-based bookkeeping and tax declaration automation features.
- Freebe (by EG): Freebe is a French platform offering simplified accounting and tax declaration tools specifically for auto-entrepreneurs and micro-enterprises. It overlaps with Indy's lower-end freelancer tier with a similar free/entry pricing model and is often positioned as a lower-priced alternative.
- Henrri: Henrri is a French platform that connects freelancers and SMBs with partner chartered accountants and offers accounting automation tooling. It competes with Indy's Expert-Comptable option and the broader online-accounting category in France.
Broad incumbents
- Sellsy: Sellsy is a French all-in-one SMB management suite combining CRM, invoicing, accounting, and marketing automation for French SMBs. It is a broader incumbent than Indy, serving a slightly larger customer base with overlapping invoicing and accounting capabilities.
- Cegid: Cegid is a major French software vendor providing cloud accounting, payroll, and ERP solutions to SMBs, mid-market, and accountants. It is a broad incumbent that overlaps with Indy's accounting and tax-compliance functionality, traditionally serving larger SMBs but increasingly moving down-market.
Others
- Swan: Swan is the ACPR-licensed French banking-as-a-service provider that powers Indy's free professional account (IBAN, Mastercard, SEPA, Tap to Pay). It is included because it is both a core infrastructure dependency and an indirect competitor in the embedded-banking-for-freelancers space.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks5 records
Key highlights6 records
Customer concentration
Indy social profiles
Digital presenceIndy financial estimates
Financial estimateRevenue estimate
Valuation estimate
Indy leadership team
Management profileNumber of profiles
Profiles6 records
Indy funding detail
Funding detailFunding overview
Funding rounds4 records
Investors7 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Indy M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Indy
What does Indy do?
Indy provides an all-in-one financial management platform for French freelancers, micro-entrepreneurs, and self-employed professionals, bundling online accounting, invoicing, automated tax declarations, a professional bank account, company formation, and certified electronic invoicing via its Partner Dematerialization Platform (Indy PDP). The product replaces traditional chartered-accountant services with a self-serve, automated SaaS solution tailored to the French micro-enterprise regime.
Is Indy a public or private company?
Indy is a private company. It is classified as venture growth investor backed and is currently operating.
When was Indy founded?
Indy was founded in 2016. It employs 251 to 500 people.
Where is Indy based?
Indy is headquartered in Lyon, France, in the Europe region.
How does Indy make money?
Two revenue lines are on record. Freemium + Premium Subscription is the primary driver. The others are professional Account (Compte Pro).
Who are Indy's main competitors?
Direct peers on record are Qonto, Shine (by Société Générale), Pennylane, Dougs, Tiime, Freebe (by EG) and Henrri. Broad incumbents are Sellsy and Cegid. Swan is listed as an others.
Does Indy have an API?
No public API is recorded for Indy.
What industry is Indy in?
Indy's product category is Freelancer Accounting Software. Its primary akta.pro industry code is FSAFAOAA, Regulatory Reporting & Submissions Automation. Its NAICS code is 541211.