Capital Impact Partners
Capital Impact Partners is a nonprofit Community Development Financial Institution providing mission-driven loans, New Markets Tax Credit financing, and non-dilutive impact investments to nonprofits, community-rooted real estate developers, cooperatives, growth-stage companies, health centers, and charter schools nationwide.
- Company typePrivate
- Founded1982
- HeadquartersArlington, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
What Capital Impact Partners does
Capital Impact Partners is a nonprofit Community Development Financial Institution (CDFI) founded in 1982 and headquartered in Arlington, Virginia, operating as part of the Momentus Capital family of organizations alongside CDC Small Business Finance and Momentus Securities. The institution provides mission-driven financing, capacity-building programs, and impact investments to nonprofits, community-rooted real estate developers, cooperatives, growth-stage companies, federally qualified health centers, and charter schools, with concentrated lending in California, Georgia, Michigan, Texas, the New York metro area, and the Washington, D.C. metro area. Its product surface spans real estate-backed loans (from $500K acquisition and predevelopment loans through mini-permanent financing, with up to 90–125% loan-to-value), New Markets Tax Credit (NMTC) financing, microloans ($1K–$10M), charter school and health center facility loans, and non-dilutive impact investment instruments (profit-share preferred equity and revenue-share mezzanine debt, $1–15M). Capital Impact has deployed more than $3.0 billion since 1982, with a $557.3 million on-balance-sheet loan portfolio and $753.3 million total capitalization as of December 31, 2024.
The business model combines interest income and origination fees on lending with returns from impact investments, program and grants-administration fees (e.g., EDI Developers, Growing Housing Developers, Housing Accelerator Fellowship, Nourish DC Collaborative, Co-op Innovation Awards), and fixed-rate funding raised through Capital Impact Investment Notes (a $300 million total offering distributed via InspereX and brokerage accounts). Capital Impact holds S&P AA (since 2017) and Fitch A+ issuer credit ratings, plus a continuous Aeris rating since 2005, and has been a certified CDFI since 2011 with NMTC allocation authority since 2003. Distribution is primarily direct field sales through regional market leads (NY Metro, Eastern, Western, Texas/Southeast, DMV, Michigan/Great Lakes, California) with co-lending partnerships via the Nourish DC CDFI network (Wacif, LEDC, City First Enterprises, CDC Small Business Finance) and strategic funding partnerships with Wells Fargo, JPMorgan Chase, U.S. Bank, Morgan Stanley, Amazon, and the U.S. Department of the Treasury CDFI Fund. The 2025 integration under the Momentus Capital brand consolidates a continuum of capital — lending, impact investing, and capacity building — across the family.
Capital Impact Partners firmographics
Firmographics- Name
- Capital Impact Partners
- Legal name
- Capital Impact Partners
- Website
- https://capitalimpact.org
- Company type
- Private
- Founded year
- 1982
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Capital Impact Partners is a nonprofit Community Development Financial Institution providing mission-driven loans, New Markets Tax Credit financing, and non-dilutive impact investments to nonprofits, community-rooted real estate developers, cooperatives, growth-stage companies, health centers, and charter schools nationwide.
- Ownership category
- akta.pro rank
Capital Impact Partners industry classification
Industry- Product category
- Community Development Finance
- NAICS
- Real Estate Credit (522292), Other Investment Pools and Funds (5259), Miscellaneous Intermediation (52391)
- SIC
- Miscellaneous Business Credit Institution (6159), Mortgage Bankers & Loan Correspondents (6162), Investors, Nec (6799)
- akta.pro primary industry
- Impact Investing & Social Finance (Funds, CDFIs, Microfinance) (BPAGALAA)
- akta.pro secondary industries
- Impact Investing (Intentional, Measurable Social/Environmental Outcomes) (FSAAALAC), Community Development & Affordable Housing Funds (FSANAJAK), Social Infrastructure Funds (Schools, Hospitals, Civic) (FSANAEAN)
Keywords
Where Capital Impact Partners is headquartered
LocationHeadquarters
- HQ city
- Arlington
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Capital Impact Partners business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Loan Interest and Fees: Interest income and origination fees from lending products including acquisition loans, construction loans, mini-permanent loans, and bridge loans ranging from $500,000 to multi-million dollar transactions.
- Impact Investment Returns: Returns from profit share arrangements on preferred equity investments and revenue share on mezzanine debt instruments targeting $1-15 million investments in growth-stage companies.
- Capital Impact Investment Notes: Investment-grade notes offered to individuals and institutions earning fixed interest rates with terms up to 20 years. Total offering of $300,000,000.
- Program Fees and Grants Administration: Grants management and program delivery fees from initiatives like EDI Developers, Co-op Innovation Awards, Nourish DC, and Housing Accelerator Fellowship funded by partners like Wells Fargo and Amazon.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | Capital Impact Investment Notes with $1,000 minimum investment |
| Unit Pricing | Pay-as-you-go | Real Estate-Backed Loans starting at $500,000 |
| Unit Pricing | Pay-as-you-go | Nourish DC Microloans from $1,000 to $10,000,000 |
| Other | Multi-year contract | Co-op Innovation Awards grants up to $50,000 |
| Transaction based/ take rate | Multi-year contract | Impact Investments: $1-15 million for growth-stage companies |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels9 records
Capital Impact Partners product offering
Product offeringCore offering
Capital Impact Partners is a nonprofit Community Development Financial Institution that provides mission-driven loans ($500,000 and up across predevelopment, acquisition, construction, bridge, and mini-permanent financing) and non-dilutive impact investments (preferred equity and mezzanine debt of $1–15 million) to nonprofits, real estate developers, cooperatives, and growth-stage companies. It complements this capital with capacity-building programs and sells Capital Impact Investment Notes to social impact investors seeking fixed returns while funding community development.
Differentiator
Problem solved
Functional benefit
Products and services
- Mission-Driven Real Estate Lending Flexible real estate-backed loans from $500,000 and up covering predevelopment, acquisition (up to 90–125% LTV), construction, bridge, and mini-permanent financing for nonprofits, charter schools, health centers, and community-rooted real estate developers. Includes no prepayment fees on creative financing products.
- Impact Investments (Profit-Share Preferred Equity & Revenue-Share Mezzanine Debt) Non-dilutive growth capital of $1–15 million for for-profit, growth-stage companies (typically $4M+ revenue) creating economic opportunities, increasing access to food and health care, or growing employee ownership. Structures include Profit Share Preferred Equity (variable profit share + fixed dividend, 3–5 year hold) and Revenue Share Mezzanine Debt (variable revenue share + fixed interest, 3–5 year term).
- Capital Impact Investment Notes Investment-grade notes offered to individuals and institutions earning fixed interest rates with terms up to 20 years; total offering of $300,000,000, available through brokerage accounts with a $1,000 minimum investment.
- Nourish DC Collaborative Loans Microloans from $1,000 up to real estate-secured loans of $10,000,000 with terms of 90 days to 10 years, plus technical assistance for food entrepreneurs and small businesses in Washington D.C., delivered through CDFI partners Wacif, LEDC, City First Enterprises, EatsPlace, and CDC Small Business Finance.
- Co-op Innovation Awards Annual one-year grants of up to $50,000 awarded to innovative cooperative strategies across food, housing, and worker cooperatives, paired with access to capital, networks, and capacity-building support.
- EDI Developers Program Capacity-building program providing training, mentorship, and networking for community-rooted real estate developers, with cohorts in Detroit, D.C., San Francisco, Atlanta, and Dallas.
- Wells Fargo Growing Housing Developers Initiative Coalition-led capacity building and capital access program for emerging housing developers, with a target of producing a minimum of 1,500 affordable housing units over six years through access to capital and training for housing entrepreneurs.
- Housing Accelerator Fellowship Fellowship program for affordable housing developers in the Washington D.C. metropolitan area funded by Amazon's Housing Fund, providing grants, loans, mentorship, and capacity building to preserve and create affordable homes.
- New Markets Tax Credits (NMTC) Financing Experienced New Markets Tax Credit lender and certified Community Development Entity (CDE) providing NMTC financing to attract private capital for community development projects in low-income communities.
Quantifiable outcome
- $3.0+ billion invested in communities since 1982
- +6 more outcomes
Companies that use Capital Impact Partners
Customer profileNamed customers10 records
Segments7 records
Ideal customer profiles5 records
Capital Impact Partners technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Capital Impact Partners partnerships and signals
Strategic signalPartnerships
18 partnerships are on record, tiered core, secondary and minor.
- National Cooperative BankcoreNational Cooperative Bank is a proud sponsor of the Co-op Innovation Awards program, supporting cooperative growth and development in communities nationwide.
- CoBanksecondaryCoBank serves as Innovator-level sponsor of the Co-op Innovation Awards, supporting innovative cooperative strategies across food, housing, and worker cooperatives.
- National Co-op GrocersminorCooperator-level sponsor of the Co-op Innovation Awards supporting cooperative movement building.
- Loeb & Loeb LLPminorSponsor of the Co-op Innovation Awards supporting cooperative innovation.
- Gallagher LLPminorSponsor of the Co-op Innovation Awards supporting cooperative innovation.
- Ford & Paulekas LLPminorSponsor of the Co-op Innovation Awards supporting cooperative innovation.
- VelocityminorSponsor of the Co-op Innovation Awards supporting cooperative innovation.
- Washington Area Community Investment Fund (Wacif)coreNourish DC CDFI lending partner offering multiple loan products to meet varied financing needs of food entrepreneurs. Also provides Ascend Capital Accelerator program for entrepreneurs.
- Latino Economic Development Center (LEDC)coreNourish DC partner providing Food Ventures Initiative program for entrepreneurs to develop, test, and formalize food business ideas. Offers loans through Nourish DC collaborative.
- City First EnterprisescoreNourish DC CDFI lending partner providing flexible loans to emerging and existing food businesses in Washington D.C.
- EatsPlacecoreNourish DC partner providing business consulting, commercial kitchen incubator, and pop-up lab space for farm and food businesses. Also a Nourish DC lending partner.
- Dreaming Out LoudsecondaryDREAM Program partner offering 16-week incubator program for food entrepreneurs residing in Washington D.C. as part of Nourish DC technical assistance offerings.
- CDC Small Business FinancecoreNourish DC partner providing Small Business Advisory Services and Nourish DC lending products. Part of Momentus Capital family of organizations.
- Low Income Investment Fund (LIIF)coreCoalition partner with Capital Impact Partners and Reinvestment Fund implementing the Wells Fargo Growing Housing Developers $30 million initiative.
- Reinvestment FundcoreCoalition partner with Capital Impact Partners and LIIF implementing the Wells Fargo Growing Housing Developers $30 million initiative.
- CDC Small Business FinancecorePart of Momentus Capital family of organizations. Nation's leading mission-based SBA small business lender providing SBA 504, 7(a), and microloans plus business advising services.
- Momentus SecuritiescorePart of Momentus Capital family. SEC-registered broker-dealer and FINRA/SIPC member providing advisory, capital markets, SBA loan trading, and municipal advisory services.
- InspereXcoreLead sales agent for Capital Impact Investment Notes, assisting investment professionals with information about purchasing the notes.
Scale indicators23 records
Recent moves9 records
Expansion highlights6 records
Capital Impact Partners competitors and assessment
Company assessmentDirect peers
- Local Initiatives Support Corporation (LISC): One of the largest U.S. CDFIs providing loans, equity, and capacity building for affordable housing, community development, and health — directly comparable to Capital Impact's mission-driven lending model across similar borrower segments and geographies.
- Low Income Investment Fund (LIIF): A national CDFI that finances childcare, housing, education, and health facilities serving low-income communities. Directly comparable as a co-implementer of the Wells Fargo Growing Housing Developers initiative alongside Capital Impact.
- Reinvestment Fund: A national CDFI deploying capital, data, and policy expertise for housing, education, and community health. Direct peer and co-implementer of the Wells Fargo Growing Housing Developers $30M program with Capital Impact.
- Enterprise Community Partners: National nonprofit combining lending, development, and policy advocacy for affordable housing and community development — closely comparable scope to Capital Impact's affordable housing and community facilities financing.
- CDC Small Business Finance: Sister organization within Momentus Capital and the nation's leading mission-based SBA small business lender. Provides directly comparable CDFI lending products (SBA 504, 7(a), microloans) and shares infrastructure with Capital Impact.
- RSF Social Finance: A nonprofit financial services organization providing loans, investments, and giving solutions aligned with social and environmental impact — closely comparable to Capital Impact's integrated lending and impact investment model.
- Calvert Impact Capital: A nonprofit impact investment firm providing debt capital to CDFIs and mission-driven enterprises globally — directly comparable in deploying pooled capital into community development lending.
- Self-Help Credit Union: A CDFI credit union providing responsible loans to low-income, minority, and other underserved borrowers across affordable housing and small business — overlapping mission and product set with Capital Impact.
- National Cooperative Bank: A cooperatively owned bank serving co-ops and socially responsible organizations. Capital Impact board member Casey Fannon is NCB's CEO, and NCB sponsors the Co-op Innovation Awards — making it a directly comparable peer in cooperative lending.
Broad incumbents
- Opportunity Finance Network (OFN): The national membership association and capital intermediary for the CDFI industry. Acts as an industry-level intermediary that channels capital to CDFIs including Capital Impact, making it a broad incumbent comparable rather than a direct competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
Capital Impact Partners social profiles
Digital presenceCapital Impact Partners financial estimates
Financial estimateRevenue estimate
Valuation estimate
Capital Impact Partners leadership team
Management profileNumber of profiles
Profiles12 records
Capital Impact Partners funding detail
Funding detailFunding overview
Funding rounds6 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Capital Impact Partners M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Capital Impact Partners
What does Capital Impact Partners do?
Capital Impact Partners is a nonprofit Community Development Financial Institution that provides mission-driven loans ($500,000 and up across predevelopment, acquisition, construction, bridge, and mini-permanent financing) and non-dilutive impact investments (preferred equity and mezzanine debt of $1–15 million) to nonprofits, real estate developers, cooperatives, and growth-stage companies. It complements this capital with capacity-building programs and sells Capital Impact Investment Notes to social impact investors seeking fixed returns while funding community development.
Is Capital Impact Partners a public or private company?
Capital Impact Partners is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Capital Impact Partners founded?
Capital Impact Partners was founded in 1982. It employs 101 to 250 people.
Where is Capital Impact Partners based?
Capital Impact Partners is headquartered in Arlington, United States, in the North America region.
How does Capital Impact Partners make money?
Four revenue lines are on record. Loan Interest and Fees are the primary driver. The others are impact Investment Returns, capital Impact Investment Notes and program Fees and Grants Administration.
Who are Capital Impact Partners's main competitors?
Direct peers on record are Local Initiatives Support Corporation (LISC), Low Income Investment Fund (LIIF), Reinvestment Fund, Enterprise Community Partners, CDC Small Business Finance, RSF Social Finance, Calvert Impact Capital, Self-Help Credit Union and National Cooperative Bank. Opportunity Finance Network (OFN) is listed as a broad incumbent.
Does Capital Impact Partners have an API?
No public API is recorded for Capital Impact Partners.
What industry is Capital Impact Partners in?
Capital Impact Partners's product category is Community Development Finance. Its primary akta.pro industry code is BPAGALAA, Impact Investing & Social Finance (Funds, CDFIs, Microfinance), with a secondary code of FSAAALAC, Impact Investing (Intentional, Measurable Social/Environmental Outcomes). Its NAICS code is 522292 and its SIC code is 6159.