CoBank
- Company typePrivate
- Founded1900
- HeadquartersGreenwood Village, United States
- Headcount1,001–5,000
- GTM typeB2B
- OfferingServices
CoBank firmographics
Firmographics- Name
- CoBank
- Legal name
- CoBank, ACB
- Website
- https://cobank.com
- Company type
- Private
- Founded year
- 1900
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Ownership category
- akta.pro rank
CoBank industry classification
Industry- Product category
- Agricultural Cooperative Banking
- NAICS
- Commercial Banking (522110), Savings Institutions and Other Depository Credit Intermediation (522180), Depository Credit Intermediation (5221)
- SIC
- Federal & Federally-Sponsored Credit Agencies (6111), National Commercial Banks (6021)
- akta.pro primary industry
- Agricultural & Rural Cooperatives (Farm Credit/Co-op Banks) (FSABAEAG)
- akta.pro secondary industries
- Federations/Centrals & Cooperative Banking Networks (2nd-Tier Co-ops) (FSABAEAL), Agricultural & Rural Development Banks (FSABAKAE), Energy & Utilities (Oil & Gas, Power, Renewables) (FSABACAA)
Keywords
Where CoBank is headquartered
LocationHeadquarters
- HQ city
- Greenwood Village
- HQ country
- United States
- HQ region
- North America
Offices14 records
Markets served
CoBank business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales
Revenue model
- Loan Interest Income: CoBank generates revenue primarily through interest income on loans provided to agribusiness, rural infrastructure operators, electric cooperatives, power/energy companies, water utilities, and Farm Credit associations. The bank delivers loans, leases, and other financial services to customers in all 50 states.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
CoBank product offering
Product offeringCore offering
CoBank is a cooperative bank that provides loans, leases, and financial services to agribusinesses, rural infrastructure operators, electric distribution cooperatives, power and energy companies, water and waste disposal utilities, and Farm Credit associations across all 50 U.S. states. The bank is a member of the Farm Credit System and operates 14 regional banking centers, delivering relationship-managed commercial credit and treasury services such as cash management, trade finance, capital markets, interest rate risk management, and equipment leasing through its Farm Credit Leasing subsidiary.
Product overview
CoBank is a cooperative bank providing specialized financial services to rural America and agribusiness. The bank offers a comprehensive platform of loan products, leasing services, and risk management tools across six core industry verticals: agribusiness (from local cooperatives to global food and beverage companies), digital infrastructure (telecommunications, data centers, fiber), electric distribution cooperatives, power/energy/utilities, rural equity investments, and water/waste disposal. The bank operates as part of the Farm Credit System. Core banking services include capital markets, cash management, trade finance, and interest rate risk management through derivatives. The Knowledge Exchange division provides industry-leading research across animal protein, dairy, grain, specialty crops, power and energy, and macroeconomy, delivered through reports, podcasts, and special publications.
Differentiator
Problem solved
Functional benefit
Brands
- Knowledge Exchange: CoBank's research division providing timely research and perspectives about rural industries
- Farm Credit Leasing
- Power Plays
Products and services
- Agribusiness Banking
- Digital Infrastructure Financing
- Electric Distribution Financing
- Power, Energy and Utilities Financing
- Rural Equity Investments
- Water and Waste Disposal Financing
- Farm Credit Associations Services
- Capital Markets Services
- Cash Management
- Trade Finance
- Interest Rate Risk Management
- Leasing Services (Farm Credit Leasing)
Companies that use CoBank
Customer profileNamed customers3 records
Segments7 records
Ideal customer profiles4 records
CoBank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability10 records
Feature1 record
CoBank partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- AgFirstcoreAgFirst and CoBank have partnered to expand access to resources for young, beginning, and small farmers, combining their expertise and networks to support the next generation of agricultural producers.
- CHS FoundationcoreCHS Foundation and CoBank partnered to donate $2 million to Feeding America to support rural food banks amid rising food insecurity in the U.S., ensuring food aid reaches communities most in need, especially in rural areas.
- Jackson EMCminorJackson EMC nominated Streetwise Georgia for the CoBank Success Sharing Program, which resulted in a $15,000 grant for the nonprofit's warehouse operations and food distribution capabilities.
Scale indicators4 records
Recent moves7 records
Expansion highlights6 records
CoBank competitors and assessment
Company assessmentDirect peers
- AgriBank: AgriBank is another Farm Credit System bank with a similar wholesale banking role, funding and lending to retail Farm Credit associations across a multi-state territory. It is one of the closest direct peers to CoBank within the FCS structure.
- Farm Credit Bank of Texas: Farm Credit Bank of Texas is a fellow FCS bank that provides wholesale funding and lending services to retail Farm Credit associations in Texas, Alabama, Louisiana, Mississippi, and New Mexico. It mirrors CoBank's role in the Farm Credit System across a different geographic footprint.
- Federal Agricultural Mortgage Corporation (Farmer Mac): Farmer Mac is a federally chartered GSE within the Farm Credit System that provides a secondary market for agricultural and rural utility loans. Comparable to CoBank as a fellow FCS entity serving U.S. rural credit markets, though with a secondary-market rather than direct-lending model.
- Northwest Farm Credit Services: Northwest FCS is a retail Farm Credit System lending association serving agriculture and rural communities across the Pacific Northwest. Directly comparable to CoBank's agribusiness lending activities at the retail level within the same FCS network.
- Farm Credit Services of America: Farm Credit Services of America is a large retail FCS association providing loans, leases, and financial services to agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Direct peer to CoBank in agribusiness lending through the Farm Credit System.
- Cooperative Network — National Rural Utilities Cooperative Finance Corporation (NRUCFC): NRUCFC is a cooperative lender dedicated to financing electric cooperatives and other rural utilities, with a charter and mission highly similar to CoBank's electric distribution and power/energy/utilities verticals. It is the closest direct cooperative peer to CoBank in the rural utility finance space.
Broad incumbents
- Rabobank: Rabobank is a large global bank with a leading food and agribusiness franchise, including U.S. agricultural lending. Comparable to CoBank as a broad incumbent in ag lending, though with a global wholesale-banking model rather than a U.S.-only cooperative structure.
- John Deere Financial (Deere & Company): John Deere Financial is the captive financing arm of Deere & Company providing loans, leases, and credit to agricultural equipment buyers. Comparable to CoBank's Farm Credit Leasing subsidiary and agribusiness lending, though focused on equipment financing rather than diversified rural infrastructure.
- Mitsubishi UFJ Financial Group (MUFG) — Global Agribusiness: Major global banks like MUFG provide syndicated agribusiness and food-sector lending to large U.S. processors and cooperatives. Comparable to CoBank as a broad incumbent in agribusiness lending, particularly for the larger end of CoBank's customer base.
Emerging players
- Caterpillar Financial Services Corporation: Cat Financial is a captive lender for Caterpillar equipment with a meaningful rural infrastructure and agribusiness footprint. It overlaps with CoBank's leasing and rural infrastructure lending, particularly for power and water utility customers.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
CoBank social profiles
Digital presenceCoBank compliance and trust
Trust signalCompliance6 records
CoBank financial estimates
Financial estimateRevenue estimate
Valuation estimate
CoBank leadership team
Management profileNumber of profiles
Profiles5 records
CoBank subsidiaries and ownership
Company hierarchySubsidiaries1 record
CoBank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CoBank M&A and investment
M&A and investmentM&A
Investments22 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CoBank
What does CoBank do?
CoBank is a cooperative bank that provides loans, leases, and financial services to agribusinesses, rural infrastructure operators, electric distribution cooperatives, power and energy companies, water and waste disposal utilities, and Farm Credit associations across all 50 U.S. states. The bank is a member of the Farm Credit System and operates 14 regional banking centers, delivering relationship-managed commercial credit and treasury services such as cash management, trade finance, capital markets, interest rate risk management, and equipment leasing through its Farm Credit Leasing subsidiary.
Is CoBank a public or private company?
CoBank is a private company. It is classified as corporate owned and is currently operating.
When was CoBank founded?
CoBank was founded in 1900. It employs 1,001 to 5,000 people.
Where is CoBank based?
CoBank is headquartered in Greenwood Village, United States, in the North America region.
How does CoBank make money?
One revenue line is on record: loan Interest Income.
Who are CoBank's main competitors?
Direct peers on record are AgriBank, Farm Credit Bank of Texas, Federal Agricultural Mortgage Corporation (Farmer Mac), Northwest Farm Credit Services, Farm Credit Services of America and Cooperative Network — National Rural Utilities Cooperative Finance Corporation (NRUCFC). Broad incumbents are Rabobank, John Deere Financial (Deere & Company) and Mitsubishi UFJ Financial Group (MUFG) — Global Agribusiness. Caterpillar Financial Services Corporation is listed as an emerging player.
Does CoBank have an API?
No public API is recorded for CoBank.
What industry is CoBank in?
CoBank's product category is Agricultural Cooperative Banking. Its primary akta.pro industry code is FSABAEAG, Agricultural & Rural Cooperatives (Farm Credit/Co-op Banks), with a secondary code of FSABAEAL, Federations/Centrals & Cooperative Banking Networks (2nd-Tier Co-ops). Its NAICS code is 522110 and its SIC code is 6111.