What StandardC does

StandardC is a privacy-first AI platform that provides compliance and operational workflow automation to regulated financial institutions in the United States. Founded in 2017 and headquartered in San Francisco, the company serves banking, lending, payroll, merchant processing, insurance, cash logistics, and specialty banking segments (including cannabis and crypto), addressing use cases such as KYC/KYB verification, customer due diligence, transaction monitoring, virtual site inspections, and audit preparation.

The platform is modular, built on a patent-pending privacy architecture, and comprises discrete modules including VerifyC (GPS-verified virtual site visits), MonitorC (KYC screening and ongoing monitoring), ApplyC (dynamic onboarding with Secretary of State and EIN verification), Identity Proofing, Task Manager, CRB Screening & Monitoring (cannabis banking), Transaction Monitoring with ACH origination, and Automated Audit Logging. A parallel AI product layer includes AI Agent Studio for building compliance agents, AI Agent Bench for evaluation, AI Agent Reports for examiner-facing reporting, AI Trust & Governance, and AI Enterprise Risk Management. AI capabilities span autonomous agents, process automation, anomaly detection, and computer vision (for photo capture with GPS metadata).

StandardC monetizes through a tiered SaaS model: a free trial, a pay-per-use plan targeted at small and mid-sized institutions, and custom-priced multi-year enterprise contracts with dedicated account management. The company runs a sales-led GTM motion supplemented by self-serve trial conversion, distributing through direct enterprise sales, Calendly-driven demos, seamless API integrations advertised as same-day implementation, and content marketing anchored by a vendor due diligence portal and cannabis banking advisory resources. Only one customer (Prism Bank) is named in the source material, and total disclosed funding is approximately $5.025M across three rounds spanning 2017-2021.

Name

StandardC

Legal name

StandardC

Website

https://standardc.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

StandardC is a privacy-first AI platform that automates KYC/KYB compliance, virtual site visits, transaction monitoring, and audit workflows for U.S. regulated financial institutions, including banking, lending, insurance, and cannabis banking, through a modular SaaS platform.

Ownership category

akta.pro rank

Product category

Regulatory Compliance Software (RegTech)

akta.pro primary industry

KYC/Client Due Diligence & Participant Onboarding Controls (FSAFAKAF)

akta.pro secondary industries

KYC/KYB Identity Verification & Onboarding (FSADALAA), Fraud, Risk, KYC/AML & Compliance Platforms (BPAMAFAI), Governance, Controls & Policy Automation (GRC for Web3) (FSAPAJAG)

Keywords

• Compliance automation software
• KYC KYB verification
• AI compliance platform
• Regulatory risk management
• Financial institution RegTech

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Subscription/Usage-based SaaS: StandardC offers a modular platform with three pricing tiers: Free Trial, Pay-Per-Use, and Enterprise. The Pay-Per-Use model allows customers to pay only for modules and services they use. Enterprise plans offer customized pricing based on usage and requirements with dedicated account management.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

StandardC is a privacy-first AI platform that automates compliance and operational workflows for regulated financial institutions. The platform delivers modular tools for KYC/KYB screening, GPS-verified virtual site visits, dynamic onboarding, transaction monitoring, immutable audit logging, and AI agent deployment, replacing multiple disconnected compliance systems with a unified workflow from intake to insight. It targets banks, lenders, insurers, payroll providers, merchant processors, cash logistics operators, and specialty banking (cannabis, crypto) firms.

Product overview

StandardC is a modular, privacy-first AI platform for financial institutions offering a unified compliance and operational intelligence platform. The core platform is augmented by distinct modules: VerifyC™ for GPS-verified virtual site visits; MonitorC™ for KYC/KYB screening and monitoring; ApplyC™ for dynamic onboarding and application decisioning; Identity Proofing for automated KYC/CIP compliance; Task Manager for compliance workflow management; CRB Screening & Monitoring for cannabis banking compliance; Transaction Monitoring for real-time AML monitoring; and Automated Audit Logging for audit trail management. The platform also includes AI-specific tools: AI Agent Studio for building compliance agents, AI Agent Bench for agent evaluation, AI Agent Reports for automated reporting, AI Trust & Governance for AI oversight, and AI Enterprise Risk Management for risk controls.

Differentiator

Problem solved

Functional benefit

Products and services

• StandardC Platform A privacy-first AI platform for financial institutions providing end-to-end compliance workflow automation from intake to insight, combining KYC/KYB, virtual site visits, transaction monitoring, audit logging, and AI agent tools in a unified modular system.
• VerifyC™ Virtual site visit inspection tool with GPS geolocation, photo capture, date/time stamping, and customizable site visit templates, designed for banking compliance and remote physical inspections.
• MonitorC™ KYC screening and monitoring solution with automated alerts, dispositioning, enhanced due diligence, business registration verification, UBO screening, and watchlist/sanctions screening for financial institutions.
• ApplyC™ Dynamic onboarding solution with application decisioning dashboard, business Secretary of State verification, EIN verification, integrated identity verification through ID.me, customizable online applications, and dynamic questionnaires.
• Identity Proofing Automated identity proofing solution that enhances KYC and Customer Identification Program (CIP) compliance and defends against fraud, money laundering, and synthetic identity theft.
• Task Manager Intelligent internal and external task management for compliance workflows, with the ability to assign tasks to customers, set due dates, schedule recurring compliance requests, and delegate to team members.
• CRB Screening & Monitoring Cannabis-related banking compliance solution providing sales reports, transfer reports, inventory reports, cannabis license screening and verification, and license expiration reminders.
• Transaction Monitoring Real-time transaction monitoring solution with ACH debit/credit origination, document sharing, and automated AML pricing controls for fraud detection and prevention.
• Automated Audit Logging Compliance enhancement solution providing immutable audit logs, real-time monitoring, and simplified reporting for audit preparation and regulatory examinations.
• AI Agent Studio Platform for building, customizing, and deploying AI agents for financial compliance workflows, allowing institutions to create tailored automation within the StandardC privacy architecture.
• AI Agent Bench Benchmarking and evaluation platform for AI agent performance assessment, enabling financial institutions to measure accuracy and reliability of compliance agents before deployment.
• AI Agent Reports Automated report generation system using AI agents to produce structured reports for examiners and compliance audits.
• AI Trust & Governance Governance framework for ensuring trust, compliance, and responsible AI deployment in regulated financial services environments.
• AI Enterprise Risk Management AI-powered enterprise risk management and controls solution for managing risk in regulated AI deployments at financial institutions.

Quantifiable outcome

• 20x capacity increase for compliance teams

Named customers1 record

Segments8 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability7 records

Feature10 records

Partnerships

One partnership is on record.

• ID.mecoreTechnology or IntegrationID.me identity verification integration is embedded within the ApplyC dynamic onboarding module, providing integrated identity verification for businesses as part of the audit trail compliance workflow.

Scale indicators1 record

Expansion highlights6 records

Direct peers

• Alloy: Alloy is an identity decisioning platform offering KYC, KYB, AML, and fraud prevention APIs to banks and fintechs. It overlaps directly with StandardC's MonitorC, ApplyC, and Identity Proofing modules for FI onboarding and ongoing customer screening.
• Persona: Persona provides a configurable identity verification platform with KYC/KYB, document verification, watchlist screening, and orchestration for regulated businesses — closely paralleling StandardC's onboarding and screening modules.
• Socure: Socure delivers digital identity verification, KYC, AML, and fraud-prediction solutions to banks, lenders, and fintechs, addressing the same regulatory compliance buyer as StandardC with comparable AI-driven risk decisioning.
• ComplyAdvantage: ComplyAdvantage offers AI-driven AML, KYC, sanctions, and transaction-monitoring tools to banks and regulated institutions — directly competitive with StandardC's MonitorC and Transaction Monitoring modules.
• Unit21: Unit21 provides a no-code risk and compliance infrastructure platform with KYC, KYB, transaction monitoring, and case management for fintechs and banks, overlapping directly with StandardC's compliance workflow and audit-logging capabilities.
• Sumsub: Sumsub delivers identity verification, KYC/AML, and fraud-prevention solutions for financial services and crypto, including UBO and ongoing monitoring — closely comparable to StandardC's full compliance stack.

Emerging players

• Sardine: Sardine provides fraud, AML, and compliance-as-a-service specifically for fintechs and crypto-native financial institutions, partially overlapping with StandardC's specialty banking and transaction-monitoring capabilities.
• Plaid Identity Verification: Plaid's identity verification and account-authentication products target fintechs and banks, intersecting with StandardC's onboarding and KYC use cases via a developer-first distribution model.

Broad incumbents

• NICE Actimize: NICE Actimize is an established enterprise AML, fraud, and regulatory compliance platform serving global Tier 1 banks, representing the entrenched incumbent StandardC must displace in larger FI accounts.
• Feedzai: Feedzai is a financial crime and AML risk-operations platform used by large banks and payment providers, offering AI-driven transaction monitoring and fraud detection that competes with StandardC's Transaction Monitoring module.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/thestandardc

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds3 records

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about StandardC