Futurae
Futurae Technologies AG is a Zurich-based cybersecurity firm that provides AI-driven phishing-resistant multi-factor authentication, passwordless login, transaction signing, and identity orchestration APIs to banks, fintechs, payment providers, insurers, and retailers globally.
- Company typePrivate
- Founded2016
- HeadquartersZürich, Switzerland
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What Futurae does
Futurae Technologies AG is a Swiss cybersecurity company founded in 2016 by researchers from ETH Zurich, headquartered at Eichstrasse 23, Zurich. The company operates a cloud-native AI-based authentication and fraud-prevention platform that delivers phishing-resistant multi-factor authentication, passwordless authentication (FIDO2/WebAuthn), transaction signing for PSD2/PSD3 compliance, identity orchestration across web/mobile/portal/helpdesk, and self-service account recovery. Supporting authenticators include a ready-to-use consumer app, native Android and iOS SDKs (Toolkit), a WebAuthnJS SDK, a Web Widget, and an AI-driven Smart Assistant. Authentication methods span push notification, QR-code, TOTP, SMS, and FIDO2; the platform is exposed via Auth, Admin, and Log REST APIs and managed through a Command & Control dashboard. The platform processes 20M+ daily API requests, supports 1,000+ phone models, and serves successful logins across 150+ countries.
Futurae monetizes the platform through subscription-based SaaS pricing billed monthly, with transparent but undisclosed pricing tiers accessible via a dedicated pricing page and direct sales engagement. The go-to-market is sales-led and combines a direct enterprise sales motion (Talk to Sales / Book a Demo), an API-first developer self-service motion, and a partner/reseller program. The primary verticals are banking, fintech, and payments, with insurance and retail as secondary segments. Named customers include Santander, Barclays, Rothschild, SIX Group, Swisscom, Qonto, Scalable Capital, YAPEAL, Esprit Netzwerk, Clientis (23-bank migration), and Viva Wallet, indicating a mix of tier-1 financial institutions and European fintechs. A bug bounty program is run via HackerOne in collaboration with one of its partners.
The company has raised a disclosed total of CHF 15 million as of March 2026, anchored by a CHF-led Series A in April 2021 led by Euroclear with participation from AVP, EquityPitcher Ventures, SICTIC, and Zürcher Kantonal Bank, preceded by seed rounds from AVP, DIventures, EquityPitcher Ventures, Venture Kick, Tenity, and Momentum London. As of March 2026, Futurae employs 65 people, 50% of whom are dedicated to security and fraud-prevention R&D. The company has been independently recognized by KuppingerCole (Passwordless Authentication for Consumers report), selected for the Venture Leaders Technology 2026 Swiss National Startup Team (Silicon Valley roadshow), and chosen for the inaugural Project Switzerland scale-up program. It markets compliance with PSD2/PSD3, GDPR, and NIST/W3C/WebAuthn/ISO standards and hosts data in Swiss Alps data centers.
Futurae firmographics
Firmographics- Name
- Futurae
- Legal name
- Futurae Technologies AG
- Website
- https://futurae.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Futurae Technologies AG is a Zurich-based cybersecurity firm that provides AI-driven phishing-resistant multi-factor authentication, passwordless login, transaction signing, and identity orchestration APIs to banks, fintechs, payment providers, insurers, and retailers globally.
- Ownership category
- akta.pro rank
Futurae industry classification
Industry- Product category
- Identity & Access Management / Authentication Software
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518210)
- SIC
- Services-Computer Programming Services (7371)
- akta.pro primary industry
- Identity Verification & Digital ID (IDV, eIDAS, biometrics) (FSAGAFAA)
- akta.pro secondary industry
- Fraud Detection & Prevention (payments fraud, account takeover, scams) (FSAGAFAE)
Keywords
Where Futurae is headquartered
LocationHeadquarters
- HQ city
- Zürich
- HQ country
- Switzerland
- HQ region
- Europe
Offices1 record
Markets served
Futurae business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations
Revenue model
- Subscription-based SaaS Authentication Platform: Cloud-native authentication platform delivered as a service with subscription-based pricing. Revenue is generated through API usage, subscription tiers, and potentially per-seat or usage-based models. The platform serves enterprise customers across banking, fintech, payment, insurance, and retail sectors.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | API and subscription-based pricing model |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels6 records
Futurae product offering
Product offeringCore offering
Futurae provides a cloud-native, AI-based authentication and fraud-prevention platform that delivers phishing-resistant multi-factor authentication, passwordless login, identity orchestration, and transaction signing to enterprises. Customers access authentication via the ready-to-use Futurae App or integrate directly into their own applications using Mobile SDKs (Android/iOS), WebAuthnJS SDK, and Web Widget. The platform is managed through a Command & Control Dashboard and Auth/Admin/Log APIs, and serves banks, fintechs, payment providers, insurers, and retailers globally.
Product overview
Futurae is a Swiss cybersecurity company offering an AI-based, unified authentication and fraud-prevention platform. The core Futurae Platform provides multi-factor authentication through multiple methods (Push Notification, QR-Code/TOTP, SMS, FIDO2/Passwordless) and transaction signing. Customers can deploy authentication via the ready-to-use Futurae App or integrate directly into their own applications using the Toolkit (Android and iOS Mobile SDKs), WebAuthnJS SDK, or Web Widget. The platform is managed through the Command & Control Dashboard and accessed via Auth API, Admin API, and Log API. Additional capabilities include Smart Assistant for AI-driven authentication support, Account Recovery for self-service password reset, and transaction signing for secure payment verification. The company serves banking, fintech, insurance, retail, and payment industries.
Differentiator
Problem solved
Functional benefit
Products and services
- Futurae Platform Cloud-native AI-based authentication and fraud-prevention platform providing multi-factor authentication, transaction signing, and identity orchestration across web, mobile, and enterprise applications. Used by banks, fintechs, payment providers, insurers, and retailers.
- Futurae App A secure, ready-to-use authenticator application for end users, providing push notification, QR-code, TOTP, and FIDO2 authentication methods.
- Toolkit (Mobile SDK) Android and iOS Mobile SDKs enabling easy integration of authentication capabilities into third-party business applications, allowing customers to embed authentication into their own apps.
- Transaction Signing Transaction confirmation solution that provides secure, compliant payment verification and authorization for banking, fintech, and payment applications, enabling frictionless payments with regulatory compliance.
- Passwordless Authentication Phishing-resistant passwordless authentication solution supporting FIDO2/WebAuthn standards, eliminating passwords while maintaining strong security and reducing fraud and support costs.
- Smart Assistant AI-driven smart assistant feature providing intelligent authentication guidance and fraud-prevention support for customers.
- Account Recovery Self-service account recovery solution enabling users to regain access through modern recovery methods, reducing help desk costs by up to 40%.
- Command & Control Dashboard Administrative console providing overview and management of all user accounts, security configuration, and authentication analytics across the platform.
Quantifiable outcome
- 92% reduced friction for customers
- +6 more outcomes
Companies that use Futurae
Customer profileNamed customers11 records
Segments5 records
Ideal customer profiles3 records
Futurae technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability1 record
Feature6 records
Futurae partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered flagship and core.
- VenturelabflagshipVenturelab organized the Venture Leaders Technology 2026 roadshow, bringing selected Swiss startups including Futurae to Silicon Valley for investor meetings, pitch sessions, and workshops. The program connects high-potential Swiss startups with global venture capital and facilitates international expansion into the US market.
- EPFL (École Polytechnique Fédérale de Lausanne)coreAcademic institution partner in the Venture Leaders Technology 2026 program, representing Switzerland's ongoing effort to connect high-potential startups with global venture capital.
- ETH ZurichcoreAcademic institution where Futurae was founded by researchers. ETH Zurich is a key partner in the Venture Leaders Technology 2026 program, representing Switzerland's innovation ecosystem.
- Canton of VaudcoreRegional government partner supporting the Venture Leaders Technology 2026 program, representing Switzerland's ongoing effort to connect high-potential startups with global venture capital.
Scale indicators5 records
Recent moves6 records
Expansion highlights4 records
Futurae competitors and assessment
Company assessmentBroad incumbents
- Duo Security (Cisco): Cisco-owned MFA and zero-trust authentication platform widely used by enterprises. Competes with Futurae on MFA and passwordless but as part of Cisco's broader security portfolio.
- Entrust: Provides identity verification, MFA, PKI, and transaction signing solutions to banks and governments. Overlaps with Futurae on authentication and PSD2-compliant transaction confirmation.
- Okta: Broad identity and access management platform with MFA, adaptive authentication, and passwordless (Auth0) capabilities. The largest incumbent competitor, offering MFA as part of a much wider identity portfolio.
Emerging players
- Onfido: AI-based digital identity verification provider serving fintechs and banks. Competes with Futurae in the fraud-prevention and identity layer, but with a stronger onboarding/KYC bias.
- Veriff: Identity verification and fraud-prevention platform with biometric authentication. Adjacent competitor focused on onboarding KYC rather than ongoing authentication.
Direct peers
- Beyond Identity: Offers passwordless, device-bound authentication built on FIDO2, targeting enterprises and fintechs. Directly overlaps with Futurae's passwordless and risk-based authentication capabilities.
- Trusona: Passwordless and anti-replay authentication specialist serving banks and enterprises. Comparable niche focus on phishing-resistant authentication and step-up flows.
- Nok Nok Labs: FIDO-certified authentication platform offering strong customer authentication and passwordless solutions to banks and telcos. Direct overlap with Futurae's FIDO2/passwordless roadmap.
- HYPR: Specializes in phishing-resistant, FIDO2-based passwordless MFA and identity assurance for financial services and enterprises. Competes head-to-head with Futurae's passwordless and MFA offerings.
- Transmit Security: Provides passwordless authentication, identity orchestration, and fraud-prevention APIs for banks and large enterprises. Closest direct competitor to Futurae's unified authentication and transaction-signing platform.
Market position
Strengths5 records
Weaknesses5 records
Key risks5 records
Key highlights6 records
Customer concentration
Futurae social profiles
Digital presenceFuturae financial estimates
Financial estimateRevenue estimate
Valuation estimate
Futurae leadership team
Management profileNumber of profiles
Profiles6 records
Futurae funding detail
Funding detailFunding overview
Funding rounds9 records
Investors9 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Futurae M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Futurae
What does Futurae do?
Futurae provides a cloud-native, AI-based authentication and fraud-prevention platform that delivers phishing-resistant multi-factor authentication, passwordless login, identity orchestration, and transaction signing to enterprises. Customers access authentication via the ready-to-use Futurae App or integrate directly into their own applications using Mobile SDKs (Android/iOS), WebAuthnJS SDK, and Web Widget. The platform is managed through a Command & Control Dashboard and Auth/Admin/Log APIs, and serves banks, fintechs, payment providers, insurers, and retailers globally.
Is Futurae a public or private company?
Futurae is a private company. It is classified as venture growth investor backed and is currently operating.
When was Futurae founded?
Futurae was founded in 2016. It employs 51 to 100 people.
Where is Futurae based?
Futurae is headquartered in Zürich, Switzerland, in the Europe region.
How does Futurae make money?
One revenue line is on record: subscription-based SaaS Authentication Platform.
Who are Futurae's main competitors?
Broad incumbents on record are Duo Security (Cisco), Entrust and Okta. Emerging players are Onfido and Veriff. Direct peers are Beyond Identity, Trusona, Nok Nok Labs, HYPR and Transmit Security.
Does Futurae have an API?
Yes. Futurae provides REST APIs for authentication, transaction confirmation, and administrative functions. The Auth API handles authentication and transaction confirmation. The Admin API manages services, users, and devices. The Log API provides organization and service events. Client libraries are available to facilitate integration. Developer documentation is at www.futurae.com/docs/api/auth.
What industry is Futurae in?
Futurae's product category is Identity & Access Management / Authentication Software. Its primary akta.pro industry code is FSAGAFAA, Identity Verification & Digital ID (IDV, eIDAS, biometrics), with a secondary code of FSAGAFAE, Fraud Detection & Prevention (payments fraud, account takeover, scams). Its NAICS code is 518210 and its SIC code is 7371.