40seas
40Seas (now rebranding to Reevol) is an AI-powered customer-to-cash platform that serves digital-first SMEs in global B2B trade, offering AR automation, AI-driven buyer credit scoring, multi-currency payments, and trade BNPL financing backed by a ZIM credit facility.
- Company typePrivate
- Founded2023
- HeadquartersTel Aviv, Israel
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What 40seas does
40Seas (recently rebranding to Reevol) is an AI-powered customer-to-cash platform built for digital-first SMEs engaged in global B2B trade. Founded in 2023 and headquartered in Tel Aviv with additional offices in New York City, Toronto, and Shenzhen, the company unifies three core modules — Automated Receivables and Collections, Global Buyer Intelligence, and Seamless Global Payments — into a single workspace that serves wholesalers, distributors, logistics/3PL providers, and cross-border trade SMEs. Capabilities include automated invoice issuance, collection and reconciliation, AI-driven buyer verification and credit scoring (KYB), multi-currency payment collection with real-time FX, and a Buy Now Pay Later product that extends payment terms up to 90 days.
The platform is underpinned by proprietary AI/ML risk and underwriting models and a strategic $100 million credit facility from ZIM Integrated Shipping Services, which simultaneously functions as the balance-sheet backer of the BNPL offering and the largest embedded distribution partner, with active selling across the United States, Canada, the United Kingdom, France, Germany, Italy, Belgium, the Netherlands, and Australia. An expanded partnership with JCtrans extends reach to logistics buyers in 179 countries and 864 cities. The technology stack exposes three integration pathways — no-code payment links, low-code hosted checkout, and a full Open API — and the company is now layering on ReeVi, an "AI as a Finance Business Partner" generative-AI product currently in beta.
40Seas monetizes through a combination of annual platform/subscription fees (quote-based, invoiced annually in advance under non-cancellable order forms), transaction fees on BNPL-financed trade, and payment-processing fees on multi-currency collections. The go-to-market combines product-led growth (self-serve account creation, no-code/low-code/API onboarding) with direct enterprise field sales, a formal partner referral/affiliate program, and embedded distribution through ZIM and JCtrans. The company is venture-backed (Team8-led $11M seed plus a $6M seed extension from QED Investors and Eminence Ventures), with 11–50 employees and a marketing footprint spanning blog, LinkedIn, Facebook, X, TikTok, PR, and joint webinars.
40seas firmographics
Firmographics- Name
- 40seas
- Legal name
- 40Seas Inc.
- Website
- https://40seas.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- 40Seas (now rebranding to Reevol) is an AI-powered customer-to-cash platform that serves digital-first SMEs in global B2B trade, offering AR automation, AI-driven buyer credit scoring, multi-currency payments, and trade BNPL financing backed by a ZIM credit facility.
- Ownership category
- akta.pro rank
40seas industry classification
Industry- Product category
- Cross-Border Trade Finance Software
- akta.pro primary industry
- B2B / Invoice-Based BNPL (Trade Credit at Checkout) (FSAGAIAC)
- akta.pro secondary industry
- Accounts Payable Automation & Supplier Payments (FSAGAJAD)
Keywords
Where 40seas is headquartered
LocationHeadquarters
- HQ city
- Tel Aviv
- HQ country
- Israel
- HQ region
- Middle East
Offices4 records
Markets served
40seas business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Platform/Subscription Fees: Fees for access to the 40Seas platform, typically invoiced annually with payment due within 30 days.
- Trade Finance Services: Buy Now Pay Later financing for cross-border trade transactions, facilitated through $100M credit facility from ZIM. Revenue generated from transaction fees on financed trade.
- Payment Processing: Fees associated with multi-currency payment collection via credit card, direct debit, or digital wire transfers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Quote-based enterprise pricing |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels7 records
40seas product offering
Product offeringCore offering
40Seas operates an AI-powered customer-to-cash platform for digital-first SMEs engaged in cross-border trade. The platform unifies automated receivables and collections, AI-driven global buyer intelligence (KYB, credit scoring), and seamless multi-currency global payments with an embedded Buy Now Pay Later offering that extends payment terms up to 90 days, underpinned by a $100M credit facility from ZIM.
Product overview
40Seas (now rebranding to Reevol) is an AI-powered customer-to-cash platform for cross-border trade. The unified platform consists of three core modules: Automated Receivables and Collections (smart dashboards, aging reports, automated reconciliation reducing manual AR work by 80%), Global Buyer Intelligence (AI-driven buyer verification and risk scoring with digital KYB and credit management), and Seamless Global Payments (multi-currency payments, real-time FX, branded customer portal, and BNPL extending payment terms up to 90 days). The platform also offers integration options via no-code, low-code, and full API pathways. The company is launching ReeVi, an AI as a Finance Business Partner (generative AI product) in beta.
Differentiator
Problem solved
Functional benefit
Products and services
- 40Seas Platform AI-powered customer-to-cash platform unifying receivables, buyer intelligence, and global payments in a single workspace for SMEs engaged in global trade.
- Automated Receivables and Collections
Quantifiable outcome
- Reduce manual AR work by up to 80%
- +3 more outcomes
Companies that use 40seas
Customer profileNamed customers7 records
Segments4 records
Ideal customer profiles5 records
40seas technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability7 records
Feature5 records
40seas partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- JCtranscoreExpanded partnership to enhance AI-driven customer-to-cash workflows for logistics businesses targeting 179 countries and 864 cities. Collaboration provides integrated financial services for global payments, receivables management, and risk assessment.
- ZIM Integrated Shipping ServicescoreExpanded partnership to offer digital financing solutions for ZIM's customers across multiple countries, starting in US, Canada, UK, France, Germany, Italy, Belgium, Netherlands, and Australia. Initiative supports SMEs in global trade with deferred payments and access to credit, leveraging $100M credit facility.
Scale indicators4 records
Recent moves7 records
Expansion highlights5 records
40seas competitors and assessment
Company assessmentDirect peers
- Stenn: Stenn is a digital invoice financing and trade finance platform providing working capital to SMEs engaged in cross-border trade. Directly comparable to 40Seas in offering invoice-based BNPL/trade credit to importers and exporters worldwide.
- Resolve: Resolve provides B2B payments and net-terms financing (BNPL for B2B) targeted at e-commerce and supply-chain suppliers. Directly comparable to 40Seas' B2B BNPL offering extending payment terms to buyers in digital commerce and logistics.
- Balance: Balance is a B2B payments and trade credit marketplace that allows suppliers to offer net terms to buyers, funded by institutional capital. Closely comparable to 40Seas' cross-border BNPL/value proposition for SMB suppliers and buyers.
- Liquid: Liquid provides B2B financing for digital businesses, including cross-border e-commerce sellers, with capital from credit facilities. Directly comparable to 40Seas in BNPL/lending for SMB cross-border trade flows.
- KredX: KredX is an invoice discounting and trade financing platform for Indian SMEs, providing working capital against receivables. Comparable to 40Seas' invoice-based trade finance targeting SMEs in regional/global trade.
Broad incumbents
- C2FO: C2FO operates a global working capital marketplace where businesses can accelerate receivables or extend payables on-demand. A broader incumbent with overlapping B2B working capital/cash-flow acceleration capabilities vs. 40Seas' invoice-based trade finance.
- BlueVine: BlueVine provides SMB financing including invoice factoring and lines of credit, along with business banking. Broad incumbent adjacent to 40Seas in AR-based working capital products for SMBs.
- HighRadius: HighRadius is an enterprise SaaS platform for order-to-cash and treasury automation, with AI-driven invoice and collections workflows. A broader AR-automation incumbent to 40Seas' Automated Receivables module, though typically at enterprise scale rather than SMB.
- Fundbox: Fundbox provides SMB working capital through lines of credit and invoice advances integrated with accounting platforms. Adjacent comparable to 40Seas' BNPL/credit offerings, with a focus on US SMBs rather than cross-border trade.
Emerging players
- Briq: Briq provides B2B payments and financial workflow automation for verticals such as construction, with net-terms financing. Comparable to 40Seas' vertical-agnostic B2B AR/payments automation but with concentration in construction rather than global trade.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
40seas social profiles
Digital presence40seas financial estimates
Financial estimateRevenue estimate
Valuation estimate
40seas leadership team
Management profileNumber of profiles
Profiles6 records
40seas funding detail
Funding detailFunding overview
Funding rounds3 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
40seas M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 40seas
What does 40seas do?
40Seas operates an AI-powered customer-to-cash platform for digital-first SMEs engaged in cross-border trade. The platform unifies automated receivables and collections, AI-driven global buyer intelligence (KYB, credit scoring), and seamless multi-currency global payments with an embedded Buy Now Pay Later offering that extends payment terms up to 90 days, underpinned by a $100M credit facility from ZIM.
Is 40seas a public or private company?
40seas is a private company. It is classified as venture growth investor backed and is currently operating.
When was 40seas founded?
40seas was founded in 2023. It employs 11 to 50 people.
Where is 40seas based?
40seas is headquartered in Tel Aviv, Israel, in the Middle East region.
How does 40seas make money?
Three revenue lines are on record. Platform/Subscription Fees are the primary driver. The others are trade Finance Services and payment Processing.
Who are 40seas's main competitors?
Direct peers on record are Stenn, Resolve, Balance, Liquid and KredX. Broad incumbents are C2FO, BlueVine, HighRadius and Fundbox. Briq is listed as an emerging player.
Does 40seas have an API?
Yes. 40Seas provides APIs, SDKs, developer portals, and sandbox environments as part of its Platform. Third-party services include AI/GenAI model providers, KYC/KYB/Credit Worthiness data providers, payment partners, FX liquidity providers, banks, Shipping, Logistics, Warehousing, and ERP/CRM connectors. The platform is accessible via web, mobile, and third-party partner applications.
What industry is 40seas in?
40seas's product category is Cross-Border Trade Finance Software. Its primary akta.pro industry code is FSAGAIAC, B2B / Invoice-Based BNPL (Trade Credit at Checkout), with a secondary code of FSAGAJAD, Accounts Payable Automation & Supplier Payments.