Resolve
- Company typePrivate
- Founded2018
- HeadquartersSan Francisco, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
Resolve firmographics
Firmographics- Name
- Resolve
- Legal name
- Resolve Corp.
- Website
- https://resolvepay.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Resolve industry classification
Industry- Product category
- B2B Trade Credit and Payments Platform
- NAICS
- Activities Related to Credit Intermediation (5223), Sales Financing (52222), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- B2B / Invoice-Based BNPL (Trade Credit at Checkout) (FSAGAIAC)
- akta.pro secondary industries
- B2B BNPL (Invoice Split/Net Terms for SMB Procurement) (FSAKACAJ), Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management) (FSAMABAF), Payment Reconciliation, Reporting & Settlement Infrastructure (FSAGABAH), B2B Marketplaces & Wholesale Platforms (BPAMAGAD)
Keywords
Where Resolve is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Resolve business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Transaction Fees: Transaction-based pricing where Resolve takes a percentage fee on each net terms transaction processed. Merchants receive upfront cash advance and pay a fee upon customer repayment.
- Cash Advance Fees: Fees embedded in the cash advance product - merchants receive 50-100% of invoice value upfront and pay a transaction fee when customer pays the full amount.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Transaction-based pricing starting at 3.15% |
| Transaction based/ take rate | Pay-as-you-go | AI-powered instant credit approvals up to $25,000 |
Go-to-market motion3 records
Distribution channels6 records
Marketing channels5 records
Resolve product offering
Product offeringCore offering
Resolve is a B2B commerce platform that enables merchants to offer Net 30/60/90 payment terms to approved business buyers while paying the merchant 50-100% of the invoice upfront via non-recourse cash advances. The platform combines an AI underwriting engine, automated invoicing, agentic AI collections and reconciliation, and ERP/ecommerce integrations to deliver an end-to-end accounts receivable and trade credit solution.
Product overview
Resolve is a B2B commerce platform offering a unified suite of net terms and payments solutions. The platform consists of five core product pillars: Smart Credit Engine (AI-powered instant credit underwriting), B2B Net Terms (flexible payment terms with upfront cash advances), Accounts Receivable (end-to-end AR automation with Agentic Collections and Agentic Reconciliation), and B2B Payments (cash advance funding). The platform integrates natively with major ecommerce platforms (BigCommerce, Shopify, Magento 2, WooCommerce) and ERP/accounting systems (NetSuite, QuickBooks Online, QuickBooks Desktop, Xero). Developer offerings include a Checkout SDK for custom integrations and a Partner API for marketplace/platform integrations. The platform is designed for B2B sellers in distribution, industrial supply, and manufacturing sectors, serving over 15,000 businesses.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- DSO reduced to 28 days with 12-day improvement
- +6 more outcomes
Companies that use Resolve
Customer profileNamed customers12 records
Segments3 records
Ideal customer profiles3 records
Resolve technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
AI capability7 records
Feature6 records
Resolve partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and supporting.
- CoastalPaycoreStrategic partnership enabling CoastalPay merchants to offer 30, 60, and 90-day net terms and installment financing at checkout, backed by Resolve's AI-powered credit infrastructure. CoastalPay merchants receive up to 100% of invoice value upfront through Resolve's Advance Pay feature.
- Experian Business Credit BureaucoreResolve reports buyer payment behavior to Experian Business Credit Bureau monthly, helping responsible buyers build business credit while enabling Resolve's underwriting.
- Trade Credit Insurance PartnersupportingPartnership enabling Resolve to extend net terms to qualifying international buyers (primarily Canada and parts of Europe) through trade-credit insurance.
Scale indicators9 records
Recent moves6 records
Expansion highlights6 records
Resolve competitors and assessment
Company assessmentOthers
- Plaid: Plaid is a financial-data infrastructure provider integrated into Resolve's underwriting workflow (cash-flow signals for the Smart Credit Engine), making it a key enabling dependency rather than a competitor.
Direct peers
- BlueVine: BlueVine offers working capital, lines of credit, and invoice factoring to SMBs, overlapping with Resolve's non-recourse cash advance and underwriting model.
- Pipe: Pipe offers revenue-based financing and embedded financial services to B2B SaaS and SMBs, comparable to Resolve's approach of converting receivables into upfront working capital.
- Fundbox: Fundbox delivers working-capital advances and B2B credit lines to small businesses, competing for the same SMB financing demand that Resolve serves via invoice advances.
- TreviPay: TreviPay is a B2B payment and net-terms platform that offers trade credit, invoicing, and AR automation to merchants and marketplaces — the closest direct comparison to Resolve's core offering.
- Apruve: Apruve provides B2B BNPL and invoice-financing solutions embedded at checkout for merchants, directly competing with Resolve's BNPL and Advance Pay product.
- Behalf (Visa): Behalf, acquired by Visa, provides B2B short-term financing and net-terms payments to SMBs and merchants — a directly comparable BNPL-for-business platform.
- C2FO: C2FO operates a working-capital marketplace that lets suppliers accelerate receivables via buyer-funded early payment, intersecting directly with Resolve's net-terms and cash advance value proposition.
Broad incumbents
- Bill.com: Bill.com is an established SMB-focused AR/AP automation and payments platform with much broader scope than Resolve, but its accounts-receivable and biller-side payment capabilities overlap with Resolve's AR automation stack.
- Ramp: Ramp is a broader corporate-cards and spend-management platform that has expanded into bill pay and B2B payments, creating partial overlap with Resolve's invoicing and AR offerings.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Resolve social profiles
Digital presenceResolve compliance and trust
Trust signalCompliance1 record
Resolve financial estimates
Financial estimateRevenue estimate
Valuation estimate
Resolve leadership team
Management profileNumber of profiles
Profiles3 records
Resolve funding detail
Funding detailFunding overview
Funding rounds3 records
Investors13 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Resolve M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Resolve
What does Resolve do?
Resolve is a B2B commerce platform that enables merchants to offer Net 30/60/90 payment terms to approved business buyers while paying the merchant 50-100% of the invoice upfront via non-recourse cash advances. The platform combines an AI underwriting engine, automated invoicing, agentic AI collections and reconciliation, and ERP/ecommerce integrations to deliver an end-to-end accounts receivable and trade credit solution.
Is Resolve a public or private company?
Resolve is a private company. It is classified as venture growth investor backed and is currently operating.
When was Resolve founded?
Resolve was founded in 2018. It employs 101 to 250 people.
Where is Resolve based?
Resolve is headquartered in San Francisco, United States, in the North America region.
How does Resolve make money?
Two revenue lines are on record. Transaction Fees are the primary driver. The others are cash Advance Fees.
Who are Resolve's main competitors?
Plaid is listed as an others. Direct peers are BlueVine, Pipe, Fundbox, TreviPay, Apruve, Behalf (Visa) and C2FO. Broad incumbents are Bill.com and Ramp.
Does Resolve have an API?
Yes. Resolve offers a full REST API for merchant integrations (customers, invoices, payouts, charges, payments, orders, credit notes, merchants) and a separate Partner API for platform/marketplace integrations managing sub-merchants. Authentication supports HTTP Basic Auth (merchant ID + secret API key) and OAuth 2.0 Client Credentials (bearer tokens). Rate limits are 100 requests/minute using a sliding window algorithm. A sandbox environment is available for testing (app-sandbox.resolvepay.com) with separate credentials from production. The API supports webhook notifications for real-time event handling including invoice events, customer events, merchant underwriting events, and payment tracking. A JavaScript Checkout SDK and Credit Application Modal are available for client-side integration. Developer documentation is at docs.resolvepay.com.
What industry is Resolve in?
Resolve's product category is B2B Trade Credit and Payments Platform. Its primary akta.pro industry code is FSAGAIAC, B2B / Invoice-Based BNPL (Trade Credit at Checkout), with a secondary code of FSAKACAJ, B2B BNPL (Invoice Split/Net Terms for SMB Procurement). Its NAICS code is 5223 and its SIC code is 7372.