YellowPepper
YellowPepper is a private B2B payments infrastructure provider enabling banks and fintechs in Latin America to connect to payment networks for real-time domestic money movement via its YEPEX platform, Alias Directory Service, and Directory Network Manager, in core-tier partnership with Visa.
- Company typePrivate
- Founded2004
- HeadquartersMiami, United States
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What YellowPepper does
YellowPepper is a private B2B payments infrastructure provider that enables financial institutions and fintech companies in Latin America to connect to payment networks for real-time domestic money movement. The company's core offering is the YEPEX platform, built on a microservices architecture that allows clients to establish technical connections to multiple payment networks and local processors. The product suite is anchored by two specialized services: the Alias Directory Service, which links user-friendly identifiers such as phone numbers or email addresses to underlying payment credentials, and the Directory Network Manager (DNM), which enables interoperability between originating programs and external participating directories through alias resolution. Together, these components replace the need to share sensitive card or account numbers during peer-to-peer and merchant transactions, addressing legacy infrastructure limitations and security concerns at Latin American banks and fintechs.
YellowPepper firmographics
Firmographics- Name
- YellowPepper
- Legal name
- YellowPepper
- Website
- https://yellowpepper.com
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- YellowPepper is a private B2B payments infrastructure provider enabling banks and fintechs in Latin America to connect to payment networks for real-time domestic money movement via its YEPEX platform, Alias Directory Service, and Directory Network Manager, in core-tier partnership with Visa.
- Ownership category
- akta.pro rank
YellowPepper industry classification
Industry- Product category
- Payment Processing Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Payment Gateways & API Connectivity (FSAGABAB)
- akta.pro secondary industries
- Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB), A2A Payment Initiation Service Providers (PISPs) (FSAMAFAB)
Keywords
Where YellowPepper is headquartered
LocationHeadquarters
- HQ city
- Miami
- HQ country
- United States
- HQ region
- North America
Markets served
YellowPepper business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Technology Enablement Services: YellowPepper provides technological enablement services that allow connections to payment networks to facilitate real-time payment solutions. The company helps customers establish technical integration with payment networks through its YEPEX platform and related services.
Go-to-market motion1 record
Distribution channels1 record
YellowPepper product offering
Product offeringCore offering
YellowPepper provides the YEPEX platform, a microservices-based technology that connects financial institutions and fintech companies to payment networks for real-time domestic payment solutions. Core offerings include the YEPEX platform for fund movement, an Alias Directory Service that links user aliases (phone numbers or emails) to payment credentials, and a Directory Network Manager (DNM) that enables interoperability between originating programs and external payment directories.
Product overview
YellowPepper provides a unified platform offering centered on YEPEX, its core platform for facilitating domestic money movement. The platform connects financial institutions and fintech to payment networks for real-time transactions. Key components include the Alias Directory Service, which links user aliases to payment credentials, and the Directory Network Manager (DNM), which enables interoperability with external directories. Built on a microservices architecture, the solution supports domestic payments and alias resolution for card-based payment credentials.
Differentiator
Problem solved
Functional benefit
Brands
- YEPEX: A platform designed to offer robust solutions for facilitating fund movement and payment processing.
Products and services
- YEPEX Platform A robust microservices-based platform that facilitates fund movement for financial institutions and fintech companies, enabling connections to payment networks and local processors for real-time domestic payment solutions.
- Alias Directory Service Enables linking an alias (such as a cell phone number or email address) to payment credentials (cards or bank accounts). Manages the lifecycle of aliases and resolves aliases to retrieve the associated payment credential, allowing users to share aliases instead of sensitive card or account numbers.
- Directory Network Manager (DNM) Enables interoperability between originating programs and external participating directories in the payment ecosystem. Allows querying external directories with an alias and retrieving the associated payment credential if available.
- Technology Enablement Services Provides technological enablement that helps clients establish technical integration with payment networks to enable real-time domestic payment solutions. The architecture allows connections to different types of payment networks or local processors for domestic payments.
Companies that use YellowPepper
Customer profileSegments2 records
Ideal customer profiles2 records
YellowPepper technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
YellowPepper partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- VisacoreYellowPepper operates as a Visa partner providing technology enablement for payment networks. The partnership facilitates real-time domestic money movement solutions for financial institutions and fintech companies through YellowPepper's YEPEX platform and alias-based payment services.
Recent moves6 records
Expansion highlights4 records
YellowPepper competitors and assessment
Company assessmentDirect peers
- EBANX: LatAm payment processor connecting global merchants to local payment methods across Brazil, Mexico, and the broader region. Directly comparable in providing payment-network and local-processor enablement for enterprises operating in LatAm.
- Belvo: LatAm open-banking and account-to-account payment infrastructure API provider. Comparable to YellowPepper's directory and connectivity capabilities, focused on the same financial-institution and fintech customer base across the region.
- Marqeta: Card-issuing and payment-processing infrastructure platform. Comparable to YellowPepper's YEPEX in providing API-driven payment-network connectivity and processor enablement for fintech clients.
- dLocal: LatAm-focused cross-border and local payment infrastructure provider serving global merchants and platforms. Highly comparable to YellowPepper in regional focus, B2B fintech-infrastructure positioning, and bank/fintech connectivity in emerging markets.
- Plaid: Financial-data and payment-initiation connectivity layer used by fintechs and banks. Comparable to YellowPepper's DNM in enabling interoperability between originating programs and external financial directories/participants.
- Mastercard Send: Mastercard's real-time domestic disbursement and P2P network. Directly comparable to YellowPepper's YEPEX in enabling bank and fintech participation in real-time payment networks via API connectivity.
Regional players
- Modulr: UK/Europe-based payment-rail and account-to-account infrastructure provider. Comparable business model to YellowPepper's YEPEX (API-driven connectivity to local payment schemes), though serving a different geography.
Broad incumbents
- Mercado Pago: Dominant LatAm consumer and merchant payments platform with its own wallet and payment-rail integrations. A broader incumbent that overlaps with YellowPepper's domestic LatAm real-time payments thesis at the end-user experience layer.
- Visa Direct: Visa's flagship real-time push payments platform. It is the closest broad incumbent to YellowPepper's YEPEX platform and, given Visa's strategic investment, is effectively the parent scheme's competing/adjacent offering for domestic real-time money movement.
Emerging players
- Token (Token.io): Open-banking payment-initiation network connecting banks, merchants, and TPPs. Comparable to YellowPepper's directory and real-time payment-enablement value proposition, though focused on Europe rather than LatAm.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
YellowPepper social profiles
Digital presenceYellowPepper financial estimates
Financial estimateRevenue estimate
Valuation estimate
YellowPepper leadership team
Management profileNumber of profiles
Profiles5 records
YellowPepper funding detail
Funding detailFunding overview
Funding rounds7 records
Investors6 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
YellowPepper M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about YellowPepper
What does YellowPepper do?
YellowPepper provides the YEPEX platform, a microservices-based technology that connects financial institutions and fintech companies to payment networks for real-time domestic payment solutions. Core offerings include the YEPEX platform for fund movement, an Alias Directory Service that links user aliases (phone numbers or emails) to payment credentials, and a Directory Network Manager (DNM) that enables interoperability between originating programs and external payment directories.
When was YellowPepper founded?
YellowPepper was founded in 2004. It employs 51 to 100 people.
Where is YellowPepper based?
YellowPepper is headquartered in Miami, United States, in the North America region.
How does YellowPepper make money?
One revenue line is on record: technology Enablement Services.
Who are YellowPepper's main competitors?
Direct peers on record are EBANX, Belvo, Marqeta, dLocal, Plaid and Mastercard Send. Modulr is listed as a regional player. Broad incumbents are Mercado Pago and Visa Direct. Token (Token.io) is listed as an emerging player.
Does YellowPepper have an API?
No public API is recorded for YellowPepper.
What industry is YellowPepper in?
YellowPepper's product category is Payment Processing Software. Its primary akta.pro industry code is FSAGABAB, Payment Gateways & API Connectivity, with a secondary code of FSAGALAB, Embedded Payments (Pay-ins, Pay-outs, Wallets). Its NAICS code is 522320 and its SIC code is 6199.