Actuals

What Actuals does

Actuals B.V. is an Amsterdam-based SaaS company, founded in 2016, that provides financial reconciliation and sub-ledger accounting infrastructure for high-volume digital businesses. The company's platform sits between operational systems (payment service providers, banks, e-commerce platforms, order management) and the customer's ERP, normalizing transaction data across fragmented sources, computing buyer and seller balances at event level, applying period, revenue recognition, and tax logic upstream, and feeding only reconciled, auditable journals into the General Ledger. Actuals does not replace the ERP — it protects it by ensuring the ERP only receives clean, validated financial data.

The platform is built around a deterministic reconciliation and sub-ledger engine purpose-designed for transaction volumes ranging from tens of thousands to millions per day, an environment where traditional ERPs record but cannot validate. Pre-built integrations cover the full modern finance stack: PSPs (Stripe, Adyen, PayPal, Mollie, Braintree), ERPs (NetSuite, Oracle, Exact), e-commerce platforms (Shopify, WooCommerce), CRM (Salesforce), and data warehouses (Snowflake, Google BigQuery). Named customers include Just Eat Takeaway, Wolt, Catawiki, Recharge, EasyPark, Grover, MultiTankCard, Homelike, Goboony, FutureWhiz, HelloPrint, and Penn Entertainment, spanning food delivery, mobility, marketplaces, e-commerce, education, and betting verticals.

Actuals operates a sales-led enterprise GTM with quote-based annual subscriptions tied to transaction volume. The company employs 36+ people, serves 36 active customers, and has a pipeline of 32+ active deals. In September 2025, Actuals closed a €3 million Series A led by Holland Capital to scale across Europe and North America, complementing partner-sourced pipeline generated through NetSuite implementation partners Profource and Rsult.

Name

Actuals

Legal name

Actuals B.V.

Website

https://actuals.io

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

Actuals is an Amsterdam-based SaaS platform that performs sub-ledger accounting and real-time reconciliation for high-volume digital businesses, sitting between payment systems and the ERP to ensure only clean, auditable journals reach the General Ledger. It serves enterprise customers across food delivery, mobility, e-commerce, and marketplaces.

Ownership category

akta.pro rank

Product category

Financial Reconciliation and Sub-Ledger Accounting Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Services-Computer Processing & Data Preparation (7374)

akta.pro primary industry

Reconciliation, Ledgering & Money Movement Ops (Sub-ledgers, Settlement, Reporting) (FSAGALAL)

Keywords

• Financial reconciliation software
• Sub-ledger accounting
• Transaction matching platform
• High-volume accounting
• ERP integration software

Headquarters

HQ city

Amsterdam

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS Platform Subscription: Subscription-based SaaS platform licensing for high-volume reconciliation and sub-ledger accounting. The platform is sold as a financial infrastructure layer with pricing likely based on transaction volume or transaction count tiers.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

Actuals provides a cloud-based SaaS platform that acts as financial truth infrastructure between operational systems (orders, payments, PSPs) and accounting systems (ERPs). It normalizes transaction data across PSPs, banks, and platforms; reconciles fragmented sources into one consistent reality; computes buyer and seller balances at event level; and performs full sub-ledger accounting including period logic, revenue recognition, and tax logic upstream. The platform feeds ERPs only reconciled, final, and auditable journals, protecting the General Ledger from operational complexity.

Product overview

Actuals offers a single unified SaaS platform for high-volume financial reconciliation and sub-ledger accounting. The core Actuals Platform normalizes transaction data across payment service providers (PSPs), banks, and platforms; reconciles fragmented sources into one consistent reality; computes buyer and seller balances at event level; applies period logic, revenue recognition, and tax logic upstream; explains and resolves mismatches through structured workflows; and feeds ERPs only reconciled, final, and auditable journals. The platform integrates with existing billing, order management, payment, reporting, and accounting tools without requiring customers to code.

Differentiator

Problem solved

Functional benefit

Products and services

• Actuals Platform Cloud-based SaaS platform that acts as financial truth infrastructure for high-volume digital companies, sitting between operational systems (payments, PSPs, order management) and ERP/accounting systems. It normalizes transaction data across PSPs, banks, and platforms; reconciles fragmented sources into one consistent reality; computes buyer and seller balances at event level; applies period logic, revenue recognition, and tax logic upstream; and feeds ERPs only reconciled, final, and auditable journals. Sold on a subscription basis to CFOs, controllers, and finance teams at enterprise customers such as Recharge, MultiTankCard, Homelike, Goboony, Catawiki, Just Eat Takeaway, Wolt, Grover, EasyPark, HelloPrint, FutureWhiz, and Penn Entertainment.

Quantifiable outcome

• Manual workload reduction of 8-10 hours per week for finance teams
• +4 more outcomes

Named customers12 records

Segments3 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

Feature6 records

Partnerships

15 partnerships are on record, tiered minor and core.

• ProfourceminorImplementation/ SI/ Consulting PartnerNetSuite implementation partner that refers customers needing reconciliation solutions to Actuals. Part of partner-sourced pipeline generation alongside Rsult.
• RsultminorImplementation/ SI/ Consulting PartnerNetSuite implementation partner that refers customers needing reconciliation solutions to Actuals. Part of partner-sourced pipeline generation alongside Profource.
• StripecoreTechnology or IntegrationPayment Service Provider integration with Actuals platform for transaction data normalization and reconciliation.
• AdyencoreTechnology or IntegrationPayment Service Provider integration with Actuals platform for transaction data normalization and reconciliation.
• PayPalcoreTechnology or IntegrationPayment Service Provider integration with Actuals platform for transaction data normalization and reconciliation.
• MolliecoreTechnology or IntegrationPayment Service Provider integration with Actuals platform for transaction data normalization and reconciliation.
• NetSuitecoreTechnology or IntegrationERP integration partner; NetSuite implementation partners Profource and Rsult also refer customers to Actuals. Integration enables Actuals to feed reconciled, auditable journals into NetSuite General Ledger.
• OraclecoreTechnology or IntegrationERP integration with Actuals platform for financial data synchronization and journal entry posting.
• ExactcoreTechnology or IntegrationERP integration with Actuals platform for financial data synchronization and journal entry posting.
• ShopifycoreTechnology or IntegrationE-commerce platform integration with Actuals for order data capture and reconciliation.
• BraintreecoreTechnology or IntegrationPayment Service Provider integration with Actuals platform for transaction data normalization and reconciliation.
• SalesforcecoreTechnology or IntegrationCRM integration with Actuals platform for order and transaction data synchronization.
• SnowflakecoreTechnology or IntegrationData platform integration for advanced analytics and reporting capabilities alongside Actuals reconciliation.
• Google BigQuerycoreTechnology or IntegrationData warehouse integration for advanced analytics and reporting alongside Actuals reconciliation.
• WooCommercecoreTechnology or IntegrationE-commerce platform integration with Actuals for order data capture and reconciliation.

Scale indicators7 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• BlackLine: Cloud platform for financial close, account reconciliation, and intercompany accounting. Directly comparable to Actuals in the account reconciliation category, but operates at broader scale across all verticals rather than specializing in high-volume digital transaction reconciliation.
• OneStream: Enterprise platform for financial close, consolidation, and reporting. Adjacent to Actuals in the broader financial close and sub-ledger category, but positioned for enterprise CFOs with complex multi-entity consolidation rather than high-volume digital transactions specifically.
• HighRadius: AI-powered finance and treasury automation including accounts receivable, cash application, and reconciliation. Comparable in reconciliation capability but operates broadly across Order-to-Cash and Treasury, not specialized for upstream sub-ledger accounting on digital transactions.

Direct peers

• FloQast: Close management and reconciliation software for accountants and controllers at mid-market and enterprise companies. Comparable to Actuals in serving finance teams with reconciliation and month-end close workflows, though more horizontal across industries rather than specialized for high-volume digital transactions.
• Routable: Payment operations and reconciliation platform for B2B transactions. Comparable to Actuals on transaction-level reconciliation and payment data normalization, though Routable focuses more on outgoing payment workflows and vendor management.
• Numeric: Modern close management and accounting platform purpose-built for high-growth tech companies. Direct peer in addressing finance teams at high-volume digital businesses, with overlapping ICP of controller/CFO personas scaling transaction complexity.
• Tipalti: AP automation and mass payment reconciliation platform serving digital businesses with complex global payable flows. Comparable in reconciliation and payment operations, particularly for high-volume platforms operating across multiple PSPs and currencies.
• Modern Treasury: Payment operations platform with real-time reconciliation and money movement APIs. Highly comparable to Actuals on reconciliation and money movement, particularly for digital businesses processing high transaction volumes across multiple bank and PSP rails.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInnl.linkedin.com/company/actuals.io
• Xx.com/actuals_io

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Actuals