What LeaseTeq does

LeaseTeq AG is a Switzerland-based digital auto financing platform founded in 2021 that operates a leasing-as-a-service marketplace across the DACH region (Switzerland, Austria, Germany). The company connects four participant types—automotive OEMs (including Genesis and Tesla), auto dealers, financing partners (banks and leasing companies such as UBS, Migros Bank, Glarner Kantonalbank, BAWAG Group/easyleasing, and Würth Leasing), and end customers—through a modular end-to-end platform that covers the full auto financing value chain from initial calculation and application through underwriting, contract execution, and ongoing portfolio and risk management.

The platform is structured around three integrated modules: a Modular Platform that provides digital infrastructure and integration/automation across all process steps; an Intelligent Origination module that automates the application-to-contract workflow; and a Continuous Servicing module that delivers institutional-grade underwriting, portfolio management, and risk management. Customers access the platform through dedicated Customer and Dealer Portals, plus a digital Financing Calculator. LeaseTeq is regulated under FINMA (Switzerland), BaFin (Germany), and FMA (Austria), and integrates with national credit bureaus SCHUFA and KSV1870. The platform enables a fully digital, paperless leasing process completable by end customers in approximately 15 minutes.

LeaseTeq generates revenue through platform fees, transaction-based arrangements, and volume-driven partnerships with financial institutions across the DACH region. The company targets B2B customers (OEMs, dealers, financing partners) as its primary segments, with individual consumers and businesses as the end users of the digital leasing flow. The company is privately held, has approximately 50+ employees, and has raised approximately $13.6M in disclosed equity funding across rounds in 2022 and 2023 (with Vi Partners as lead investor in the most recent disclosed round), supplemented by non-dilutive debt from Lendity in 2024. Subsidiaries LeaseTeq Austria GmbH (Vienna, established 2022) and LeaseTeq Deutschland GmbH (Berlin) support country-level operations.

Name

LeaseTeq

Legal name

LeaseTeq AG

Website

https://leaseteq.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

51–100 employees

Short description

LeaseTeq is a Switzerland-based digital auto financing platform founded in 2021 that connects OEMs, auto dealers, financing partners (banks and leasing companies), and end customers across the DACH region (Switzerland, Austria, Germany) through a modular end-to-end leasing-as-a-service platform enabling fully digital, paperless car leasing processes.

Ownership category

akta.pro rank

Product category

Digital Auto Leasing Platform

NAICS

Passenger Car Leasing (532112), Automotive Equipment Rental and Leasing (5321)

SIC

Services-Auto Rental & Leasing (No Drivers) (7510), Finance Lessors (6172), Services-Prepackaged Software (7372)

akta.pro primary industry

Consumer/Private Lease & Subscription (Personal Contract Hire) (TLABAAAC)

akta.pro secondary industries

Leasing & Lease Buyout Financing (FSAKADAC), Lease Servicing, Management & Remarketing (Consumer) (FSAKANAL)

Keywords

• Digital auto leasing
• Vehicle financing platform
• Leasing-as-a-service
• Automotive fintech
• Embedded car leasing

Headquarters

HQ city

Pfaffikon

HQ country

Switzerland

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales

Revenue model

1. Leasing-as-a-Service Platform: LEASETEQ provides a digital leasing platform connecting OEMs, dealers, financing partners, and customers. Revenue is generated through platform fees, transaction-based arrangements, and volume-driven partnerships with financial institutions across the DACH region.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels8 records

Core offering

LeaseTeq provides a modular digital leasing-as-a-service platform that connects automobile manufacturers (OEMs), auto dealers, financing partners (banks and leasing companies), and end customers through a fully automated, paperless process. The platform covers the entire auto financing value chain from initial calculation and credit assessment to contract management and end-of-contract servicing, enabling leasing transactions to be completed digitally in approximately 15 minutes across the DACH region.

Product overview

LEASETEQ offers a modular digital platform for end-to-end auto financing, consisting of a core platform with three main integrated modules: Modular Platform (connecting all process steps), Intelligent Origination (automated application processing), and Continuous Servicing (institutional processes including underwriting, portfolio management, and risk management). The platform also includes customer-facing (Customer Portal) and dealer-facing (Dealer Portal) modules, plus a Financing Calculator tool. All components work together to enable fully digital, paperless car leasing processes that customers can complete online in approximately 15 minutes.

Differentiator

Problem solved

Functional benefit

Products and services

• LeaseTeq Digital Leasing Platform A modular digital platform providing end-to-end auto financing solutions, connecting manufacturers, dealers, financing partners, and customers through fully automated processes from initial calculation to contract management. The platform supports a fully paperless leasing process completable in approximately 15 minutes and is offered as a leasing-as-a-service solution.

Quantifiable outcome

• Digital leasing process completable in approximately 15 minutes, entirely paperless
• +1 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Six partnerships are on record, tiered core and minor.

• GenesiscoreStrategic or Co-development Partner · 4 March 2026Genesis (Hyundai Motor Group luxury brand) partnered with LEASETEQ to deliver a fully digital car leasing process in Switzerland. Genesis offers attractive entry-level products with 0.0% effective annual interest rate. This is a flagship partnership for digital auto leasing in the Swiss market, representing LEASETEQ's integration with a premium OEM brand.
• Würth LeasingcoreStrategic or Co-development Partner · 3 July 2025LEASETEQ entered a strategic partnership with Würth Leasing AG to expand digital auto leasing solutions. The partnership enables Würth Leasing to leverage LEASETEQ's modular digital platform for enhanced market reach and digital origination capabilities.
• easyleasing (BAWAG Group)coreChannel Partner/ Reseller/ Distributor · 3 July 2024easyleasing, one of Austria's leading leasing providers and part of BAWAG Group, partnered with LEASETEQ to expand its digital access to the Austrian leasing market. LEASETEQ provides easyleasing with access to market volume generated through OEMs and dealers directly connected to the platform, delivering a true leasing-as-a-service solution with a fully digital end-to-end experience.
• Glarner KantonalbankminorStrategic or Co-development PartnerGlarner Kantonalbank is listed as a financial partner and investor collaborating with LEASETEQ. The partnership provides banking and financing support within the Swiss market ecosystem.
• UBSminorStrategic or Co-development PartnerUBS is listed as a financial institution partner collaborating with LEASETEQ in the auto financing ecosystem.
• Migros BankminorStrategic or Co-development PartnerMigros Bank is listed as a partner financial institution working with LEASETEQ in the auto financing ecosystem.

Scale indicators4 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Solaris SE: Germany-based embedded finance / banking-as-a-service platform offering digital lending and leasing infrastructure to corporates and financial institutions. Directly comparable to LeaseTeq as a B2B technology layer connecting financial partners to end customers via APIs and modular workflows.
• Auto1 Group SE: Berlin-based used-car platform with embedded financing for dealers and consumers across Europe. Comparable to LeaseTeq in operating a digital automotive commerce platform that connects dealers, financing partners, and end customers via technology-driven workflows.
• Riverty (Bertelsmann): Bertelsmann-owned fintech providing embedded finance, payment, and consumer credit/leasing solutions across Europe, with automotive finance as a vertical. Comparable to LeaseTeq in serving merchants and financial institutions with white-label consumer finance infrastructure.

Emerging players

• FINN GmbH: Munich-based car subscription platform offering flexible monthly vehicle subscriptions to consumers and businesses across Germany and the US. Comparable to LeaseTeq's consumer-facing digital leasing proposition, though a single-brand operator rather than a multi-OEM platform.
• Bipi: Madrid-born car subscription platform operating in Spain, Germany, France, Italy, and Portugal. Comparable to LeaseTeq in delivering fully digital consumer car subscription products, though at smaller DACH scale and with limited OEM/dealer network reach.

Broad incumbents

• Ayvens: Global fleet leasing and mobility provider formed from the merger of ALD Automotive and LeasePlan, majority-owned by Société Générale. Comparable to LeaseTeq as a major European leasing player, but focused on corporate fleet rather than consumer/B2B2C distribution.
• BMW Group Financial Services: Captive financing and leasing arm of BMW Group serving dealers and retail customers across Europe. Comparable to LeaseTeq as an OEM-aligned leasing provider, but operating as a captive rather than a multi-OEM neutral platform.
• Santander Consumer Bank: German arm of Santander's consumer finance business, providing auto loans, leasing, and consumer credit across DACH. Comparable to LeaseTeq as a major DACH auto finance counterparty with which LeaseTeq could either partner or compete as digitization accelerates.
• Volkswagen Financial Services: Captive financial services arm of Volkswagen AG providing leasing, financing, and insurance to VW Group customers and dealers. A broad incumbent in the same auto leasing space as LeaseTeq, with a much larger balance sheet but slower digital transformation.
• Mercedes-Benz Mobility AG: Captive financial services and leasing arm of Mercedes-Benz Group, offering financing, leasing, and subscription products across European markets. Comparable to LeaseTeq as an OEM financing entity, but vertically integrated rather than multi-brand.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Subsidiaries2 records

Funding overview

Funding rounds3 records

Investors6 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about LeaseTeq