House Numbers

What House Numbers does

House Numbers is an AI-assisted mortgage loan processing service that serves licensed US mortgage brokers and loan originators. The company combines artificial intelligence document analysis with human loan processors who each have 10+ years of experience to handle the end-to-end loan processing workflow from file intake and document review through underwriting condition clearing, third-party coordination, and closing. The platform is priced at $799 per loan for mid-stage submissions, with tiered pricing ranging from $399 to $1,199 depending on loan stage at intake, plus add-on fees for rush, HOA, resubmission, and correspondent closing services. The company claims 70% cost savings versus traditional processing agencies, contract processors, and full-time processor hires.

The underlying technology stack uses natural language processing to analyze loan files, extract key information, identify missing documents, and detect approval issues against FNMA and lender guidelines, while a conversational AI chat allows loan officers to query guidelines without manual lookup. The service embeds directly into brokers' existing point-of-sale and loan origination systems through partnerships with Arive and LendingPad, and integrates with SmartFees for fee disclosure automation on the Loan Estimate and Closing Disclosure in compliance with TRID rules. Fees are paid at closing via escrow, with disclosed per-loan economics to the borrower.

Originally launched in July 2023 with $3.75 million in pre-seed funding led by Resolute Ventures (with Maven Ventures and Uncommon Capital), House Numbers initially positioned as a consumer-facing home equity optimization platform before pivoting to a B2B contract processing model. The company is incorporated in Delaware, operates from Sparks, Nevada, and holds NMLS registration plus state mortgage company or broker licenses in California, Texas, Florida, Colorado, and Pennsylvania. The current revenue model is purely transactional per-loan with no recurring subscription layer.

Name

House Numbers

Legal name

House Numbers Inc.

Website

https://housenumbers.io

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

House Numbers is an AI-assisted mortgage loan processing platform serving US mortgage brokers and loan originators, combining AI document analysis with experienced human processors and integrating with LOS systems like Arive and LendingPad at $799 per loan.

Ownership category

akta.pro rank

Product category

Mortgage Loan Processing

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro industry

PRIMARYFSALALAB

Automated Underwriting Systems (AUS) & Decisioning Engines

Financial & Insurance/Mortgage & Housing Finance/Mortgage Technology, Underwriting & Valuation Services (LOS/AUS/Appraisal)

SECONDARYFSALALAL

Quality Control (QC), Compliance & Audit Tools for Underwriting

Financial & Insurance/Mortgage & Housing Finance/Mortgage Technology, Underwriting & Valuation Services (LOS/AUS/Appraisal)

Keywords

• Mortgage loan processing
• AI loan processing
• Contract processing services
• Loan origination support
• Mortgage automation

Headquarters

HQ city

Reno

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Loan Processing Fees: House Numbers charges mortgage loan originators a per-loan processing fee. The fee varies based on the loan status at time of submission, ranging from $399 to $1,199 per loan, with additional add-on fees for condo HOA, resubmission, rush orders, and correspondent closing services. Fees are disclosed on the Loan Estimate (Section B) and collected at closing.
2. 24/7 Guaranteed Response & Enhanced Turnaround: The company differentiates on speed and guaranteed response times as a core value proposition, charging a rush fee for loans with estimated close dates within 21 days.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

House Numbers provides AI-assisted residential mortgage loan processing services for mortgage loan originators. The platform combines artificial intelligence (document analysis, missing-document identification, guideline compliance checks) with experienced human loan processors (10+ years) to clear underwriting conditions and manage loans from intake through closing at $799 per loan, with 24/7 guaranteed response times.

Product overview

House Numbers offers an AI-assisted mortgage loan processing service as its primary product. The platform combines artificial intelligence analysis with experienced human processors to streamline loan processing for loan originators. The core service is priced at $799 per loan and integrates with existing POS/LOS systems including Arive and LendingPad. Additional offerings include a loan intake form for file submission, integration with SmartFees for fee management, and educational blog content covering home equity and mortgage topics.

Differentiator

Problem solved

Functional benefit

Products and services

• AI-Assisted Mortgage Loan Processing End-to-end residential mortgage loan processing service for licensed mortgage loan originators (brokers and loan officers). Combines AI document/file analysis with veteran human processors (10+ years experience) to review loan files, identify missing documents and approval issues against FNMA and lender guidelines, clear underwriting conditions, coordinate with third parties (appraisal, title, insurance), and move loans to closing. Priced per loan (starting at $399 for a dedicated senior processor model, $799 standard tier, up to $1,199 for early-stage submissions) with add-on fees for rush, condo HOA, resubmission, and correspondent closing services.

Quantifiable outcome

• 70% cost savings compared to traditional loan processing solutions ($799/loan vs. $1,200/loan processing agency, $999/loan contractor, or $60,000/year full-time processor)
• +2 more outcomes

Named customers3 records

Segments2 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability4 records

Feature4 records

Partnerships

Four partnerships are on record, tiered core and minor.

• ArivecoreTechnology or IntegrationIntegration partnership allowing House Numbers to be added as a contract processor within the Arive platform. Loan officers can assign House Numbers as their loan processor directly in Arive's LOS interface.
• LendingPadcoreTechnology or IntegrationLendingPad LOS integration referenced as part of House Numbers' workflow, where loan officers run AUS checks before submitting loans for processing.
• UWM (United Wholesale Mortgage)minorChannel Partner/ Reseller/ DistributorCorrespondent lender partner. House Numbers processes broker loans submitted to UWM and coordinates closing and post-closing documentation. Early CD submission capability with UWM is referenced.
• C2 FinancialminorImplementation/ SI/ Consulting PartnerHouse Numbers processes loans for loan officers originating under C2 Financial's license. C2 Financial charges a $50 admin fee on closing, which House Numbers passes through and pays on behalf of the broker. Note: House Numbers does not handle C2's stacking requirements.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• ICE Mortgage Technology (Ellie Mae/Encompass): Dominant mortgage technology provider (Encompass LOS) used by a majority of U.S. mortgage lenders. Comparable because it sets the standard for loan origination and processing infrastructure; could build or partner around the same AI-assisted processing layer House Numbers occupies.
• nCino (formerly Mortgage Cadence): Enterprise mortgage and banking technology platform providing loan origination systems and automation. Comparable because its Mortgage Cadence LOS competes for the same back-office processing workflow that House Numbers serves, though at a much larger enterprise scale.
• Maxwell (Black Knight): Mortgage point-of-sale and automation technology (now under Black Knight/ICE). Comparable because it competes for the same front-end and processing automation layer with mortgage lenders and brokers, with significantly deeper institutional backing.

Direct peers

• Snapdocs: Digital mortgage closing and document infrastructure provider serving loan originators. Comparable because it operates as a B2B workflow/automation layer between mortgage originators and the broader closing ecosystem, much like House Numbers sits between originators and loan processing.
• Blend: Mortgage technology platform offering consumer-facing and back-office automation for lenders. Comparable because it sells software-driven efficiency tools into the mortgage origination workflow that loan officers and lenders use to reduce manual processing work.
• LendingPad: Cloud-based LOS used by mortgage brokers and small lenders, and a named House Numbers integration partner. Comparable because it serves the same broker segment and is part of the same processing workflow.
• Arive: POS/LOS platform for mortgage brokers and a direct integration partner of House Numbers. Comparable because Arive's broker user base overlaps with House Numbers' target market, and the two are operationally interlinked via the contract processor assignment flow.

Emerging players

• Roostify: Digital lending platform providing mortgage origination automation for lenders. Comparable because it addresses similar back-office automation pain points in the mortgage workflow with a software-only approach, serving as a competitive substitute for in-house or outsourced processing.
• Ocrolus: AI document analysis platform for financial services including mortgage. Comparable because it offers AI-driven document classification and data extraction that competes for the same document intelligence layer House Numbers builds on, though Ocrolus serves multiple lending verticals.
• Mortgage Go: Smaller mortgage technology vendor providing automation tools for brokers and small lenders. Comparable as a similarly-sized emerging player pursuing workflow automation and AI-assisted processing for the same SMB mortgage broker segment.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/BenHoffmanEsq
• LinkedInlinkedin.com/company/housenumbers

Compliance8 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds1 record

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about House Numbers