Payouts Network
Payouts Network operates the PayNow™ Platform, a white-labeled real-time B2C payout system that powers instant digital compensation, rewards, and incentives for major U.S. airlines, Fortune 100 payment processors, and Top-25 U.S. banks via push-to-card rails.
- Company typePrivate
- Founded2013
- HeadquartersBozeman, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Payouts Network firmographics
Firmographics- Name
- Payouts Network
- Legal name
- Payouts Network Inc.
- Website
- https://payoutsnetwork.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Payouts Network operates the PayNow™ Platform, a white-labeled real-time B2C payout system that powers instant digital compensation, rewards, and incentives for major U.S. airlines, Fortune 100 payment processors, and Top-25 U.S. banks via push-to-card rails.
- Ownership category
- akta.pro rank
Where Payouts Network is headquartered
LocationHeadquarters
- HQ city
- Bozeman
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Payouts Network business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Infrastructure
Revenue model
- Transaction/Funding Fees: Fees charged on each payout transaction processed through the platform. Enterprise clients pay per transaction based on volume and payout type (push-to-card, ACH, digital credits).
- Platform/SaaS Licensing: Revenue from fintechs and VARs who embed the white-labeled platform. Partners pay licensing fees or revenue-share arrangements for access to the payout infrastructure.
- API Integration Services: Implementation and integration services for enterprise clients needing custom payouts solutions. Time-to-revenue accelerated through plug-and-play platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Enterprise custom pricing based on transaction volume and service requirements |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels4 records
Payouts Network product offering
Product offeringCore offering
Payouts Network operates the PayNow Platform, a modular real-time B2C payout platform that delivers instant digital compensation, rewards, vouchers, and incentives to consumers via push-to-card, ACH, digital wallet, or prepaid rails. The white-labeled, API-integrated platform covers origination through settlement and is used by enterprises including major airlines, Top-25 U.S. banks, Fortune 100 payment processors, and hospitality brands to replace paper vouchers, mailed checks, and slow ACH with sub-30-second digital disbursements.
Product overview
Payouts Network is a B2C real-time payout platform organized around the PayNow Platform as its core technology layer, which encompasses the Payor Console, Robust API, Rules + Orchestration engine, Dynamic Payout Gateway, and White Label Claim Flow. Built on top of this platform are four primary solution areas — Service Recovery (for airline and hospitality compensation), Incentives (for loyalty reward delivery), Disbursements (for loans, insurance, refunds, gig payouts), and Accountholder Engagement (for card issuer loyalty programs). The company also offers three named product families — Instant Payouts (push-to-card real-time disbursements), Digital Credits (card-linked digital rewards usable at curated merchants), and Pay With Points (point-to-purchase conversion for loyalty programs) — all white-labeled for client brands. These products span industries including airlines, banking, gig economy, healthcare, hospitality, insurance, lending, logistics, retail, SaaS/platforms, and utilities.
Differentiator
Problem solved
Functional benefit
Brands
- PayNow™ Platform: Modular technology platform for embedded payouts featuring Payor Console, Robust API, Rules + Orchestration, Payout Gateway, and White Label Claim Flow.
Quantifiable outcome
- Instant refunds processed in 30 seconds vs. 5-10 days for traditional methods
- +3 more outcomes
Companies that use Payouts Network
Customer profileNamed customers12 records
Segments11 records
Ideal customer profiles3 records
Payouts Network technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature8 records
Payouts Network partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- Instant FinancialcorePartnership enables employees to move earned wages to their existing bank accounts in real-time through Instant Pay, Instant's EWA solution powered by Payouts Network's real-time payouts technology. Workers can route earned funds directly to their preferred bank account with clear confirmation and visibility.
- DCA-CardLinxminorDCA-CardLinx is a leading organization driving collaboration in digital payments and loyalty programs. Payouts Network joined to strengthen its ability to work alongside leaders in digital payments and loyalty, enhancing branded real-time payment solutions.
- Breeze AirwayscoreBreeze Airways leverages Payouts Network's Instant Payouts and Digital Credits to offer passengers seamless assistance during travel disruptions. Use cases include delayed flight compensation, meal credits, lost/delayed luggage reimbursements, and interim expense reimbursements.
- VisacorePayouts Network implements Visa Direct, Visa's real-time push payments platform, enabling clients to provide fast payout capabilities to customers with transactions routed and processed in near real-time. This collaboration allows businesses to send money to workers, vendors, and customers faster than traditional methods.
- PayixcorePayix integrated Payouts Network's Instant Payouts solution to enable lenders to fund loans in near real-time. Consumers and businesses can receive loan funds in seconds without physical interaction or sharing sensitive banking details. Payix is among the first in the nation to offer near real-time funding through this integration.
- MastercardcorePayment network partner enabling push-to-card disbursements through Mastercard's payment rails.
- FIScorePayment processing and financial technology partner integrated with Payouts Network's platform.
- MosaikminorPartner program for fintechs and VARs who embed Payouts Network technology into their solutions.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
Payouts Network competitors and assessment
Company assessmentMarket position
Weaknesses4 records
Competitive moat5 records
Customer concentration
Payouts Network social profiles
Digital presencePayouts Network compliance and trust
Trust signalCompliance1 record
Payouts Network financial estimates
Financial estimateRevenue estimate
Valuation estimate
Payouts Network leadership team
Management profileNumber of profiles
Profiles9 records
Payouts Network funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Payouts Network M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Payouts Network
What does Payouts Network do?
Payouts Network operates the PayNow Platform, a modular real-time B2C payout platform that delivers instant digital compensation, rewards, vouchers, and incentives to consumers via push-to-card, ACH, digital wallet, or prepaid rails. The white-labeled, API-integrated platform covers origination through settlement and is used by enterprises including major airlines, Top-25 U.S. banks, Fortune 100 payment processors, and hospitality brands to replace paper vouchers, mailed checks, and slow ACH with sub-30-second digital disbursements.
Is Payouts Network a public or private company?
Payouts Network is a private company. It is classified as venture growth investor backed and is currently operating.
When was Payouts Network founded?
Payouts Network was founded in 2013. It employs 11 to 50 people.
Where is Payouts Network based?
Payouts Network is headquartered in Bozeman, United States, in the North America region.
How does Payouts Network make money?
Three revenue lines are on record. Transaction/Funding Fees are the primary driver. The others are platform/SaaS Licensing and API Integration Services.
Does Payouts Network have an API?
Yes. Payouts Network offers a modern REST API that powers the PayNow Platform, enabling developers and enterprise clients to integrate payout capabilities into their own applications. The API supports creating recipients and issuing payouts, retrieving all payout data and recipient details, and receiving real-time webhooks for all events across the payout lifecycle. The API is used by Payouts Network internally to power its own PayNow Platform, and is available to partners and enterprise clients for embedded integration.