What Benefiz does

Benefiz is a French B2B benefits management platform purpose-built for very small and medium enterprises (TPE/PME, 1-100 employees). Founded in 2020 and headquartered in Lille, the company operates as an ORIAS-registered insurance broker (n°20005717) under ACPR supervision and centralizes the full spectrum of French employee social benefits — collective health insurance (mutuelle), provident insurance (prévoyance), meal vouchers (titres-restaurant), employee savings (épargne salariale, PER, PERCO), and a multi-benefit Flexben cagnotte account — on a single cloud-based digital platform.

The underlying technology is a unified SaaS platform that combines an HR-facing dashboard, an employee-facing app, automated digital onboarding (contract generation, DUE, attendance lists, and employee affiliation reportedly completed in under 15 minutes), claims management, and integrations with insurance carriers (Malakoff Humanis, GAN, Swisslife, Aesio), HRIS systems, payroll (Malibou), and payment infrastructure (Treezor). Support is delivered by a dedicated team of approximately 10 human 'User Care Experts' via Intercom chat, handling roughly 1,000 conversations per week across 40,000 insured members. The platform supports a reported CSAT of 97% and support NPS in the 45-54 range.

Benefiz monetizes primarily through recurring brokerage commissions earned by placing collective insurance contracts with its carrier partners on behalf of TPE/PME end-clients. Distribution is overwhelmingly indirect: 1,200+ French insurance brokers (courtiers) bring the platform to their SME clients, supplemented by direct demo-request sales to HR decision-makers. Pricing is quote-based and varies by benefit mix, company size, and coverage levels. The company reports serving 4,500+ TPE/PME businesses, €10M+ ARR, and reaching profitability within five years of founding.

Name

Benefiz

Legal name

BENEFIZ

Website

https://benefiz.fr

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

101–250 employees

Short description

Benefiz is a French ORIAS-registered insurance broker that centralizes employee social benefits — mutuelle, prévoyance, meal vouchers, savings, and a multi-benefit cagnotte — on a single digital platform for TPE/PME businesses, distributed through 1,200+ broker partners to over 4,500 companies.

Ownership category

akta.pro rank

Product category

Employee Benefits Management Platform

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Hospital & Medical Service Plans (6324)

akta.pro primary industry

Care Navigation, Advocacy & Benefits Guidance Platforms (HLALADAJ)

akta.pro secondary industry

Employer/Member Engagement Platforms for Provider-Sponsored Plans (HLACAEAM)

Keywords

• Employee benefits platform
• Group health insurance
• Meal voucher services
• Employee savings plans
• Social benefits management

Headquarters

HQ city

Lille

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Broker/Intermediation Fees: Benefiz operates as an insurance broker (courtier) registered with ORIAS (n°20005717), earning commissions from insurance partners (Malakoff Humanis, GAN, Swisslife, Aesio) for placing collective insurance contracts with TPE/PME clients. The company acts as co-designer, distributor, and manager of social benefits.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

Benefiz is a licensed French insurance broker (ORIAS n°20005717) and SaaS platform that centralizes the full suite of employee social benefits — collective health insurance (mutuelle), provident insurance (prévoyance), digital meal vouchers (titres restaurant), employee savings (épargne salariale, PER, PERCO), and the multi-benefit Flexben/Cagnotte account — on a single digital platform for TPE/PME businesses (1–100 employees) and their insurance broker partners. The platform combines automated digital onboarding, an HR dashboard, an employee app, expert human chat support, and integrations with major partner insurers and HRIS/payment systems.

Product overview

Benefiz is an all-in-one employee benefits platform for TPE/PME, positioning itself as a 'Benefits Manager' that centralizes the full spectrum of social benefits on a single digital platform. The core portfolio includes: (1) Mutuelle Collective — digital group health insurance with competitive pricing, dematerialized cards, rapid reimbursements, and a health app; (2) Prévoyance Collective — digital death/disability provident insurance with fast claims processing; (3) Titres Restaurant — commission-free digital meal vouchers with a reloadable card and mobile app; (4) Épargne Salariale — employee savings products (intéressement, participation, PER, PERCO); (5) Flexben/Cagnotte Multi-Avantages — a multi-benefit account that consolidates multiple benefit categories (culture, gifts, telecommuting, mobility, sport, CESU, childcare, vacation) into a single budget with a physical/virtual card; and (6) the unified Benefiz Platform itself — providing a dashboard, employee app, HR management tools, and human support via chat. Supporting offerings include a purchasing power simulator and a content library of guides, white papers, and case studies. The platform serves over 4,500 TPE/PME and 1,200 broker partners.

Differentiator

Problem solved

Functional benefit

Brands

• Flexben: Solution de cagnotte multi-avantages pour les avantages sociaux
• Custom by MH
• Cagnotte Benefiz

Products and services

• Benefiz Platform (Digital Employee Benefits Hub)

Quantifiable outcome

• Reached €10M+ ARR and profitability in under 5 years
• +3 more outcomes

Named customers10 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature4 records

Partnerships

Three partnerships are on record, tiered core and minor.

• GANcoreTechnology or Integration · 1 October 2024Benefiz integrated GAN's collective health and provident insurance offer to broaden coverage of collective agreements (conventions collectives) and serve more diverse sectors. The GAN partnership complements the existing Malakoff Humanis offering and strengthens Benefiz's catalog for TPE/PME and broker partners.
• Malakoff HumaniscoreTechnology or Integration · 1 September 2024Benefiz integrated Malakoff Humanis's Custom by MH health insurance offer on its platform. The partnership enables TPE/PME to access flexible, compliant health coverage with €100 of alternative medicine included and individual personalization options. Malakoff Humanis serves over 4,500 TPE/PME clients through this channel. The offer is also available to Benefiz's 1,200+ broker partners.
• Parlons RHminorStrategic or Co-development PartnerBenefiz partnered with Parlons RH to co-produce white papers and guides on HR strategy and QVCT for TPE/PME, including 'Stratégie RH pour TPE/PME' and 'QVCT en TPE/PME'. Content partnership for lead generation and thought leadership.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Market position

Weaknesses4 records

Competitive moat5 records

Customer concentration

• LinkedInlinkedin.com/company/42970283
• Xx.com/benefiz_club

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds1 record

Investors6 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Benefiz