BlocPal International Inc.

What BlocPal International Inc. does

BlocPal International Inc. is a Vancouver-headquartered digital wealth and banking ecosystem company founded in 2017 that delivers integrated traditional (TradFi) and decentralized (DeFi) financial services through a B2B2C distribution model. The company operates a multi-product platform consisting of a Digital Banking Platform (mini-ATM/mini-POS agent networks serving underserved populations), a Digital Wealth Platform anchored by the BlocPalX decentralized exchange, a Tokenization Engine for issuing tokenized real-world assets, and a Binance-compatible API for partner integration. Its core technology stack combines AI, cloud computing, and blockchain, with infrastructure certified to SOC 2 Type 1 and operations covered by multi-jurisdictional licenses (U.S. Federal MSB, Canadian FINTRAC MSB, MiCA-compliant EMI partners, New York BitLicense capability).

The company's revenue mechanics are transaction-based: exchange trading fees on the BlocPalX marketplace, smart contract transaction fees on tokenized assets (gold, real estate, farmland, stablecoins), interest from stable reserves, and per-transaction fees from digital banking micro-services such as remittances, bill payments, and micro-loans processed through its physical retailer network. Sub-brands include mBnk India (50,000+ retailers), OneFeather (Indigenous banking in Canada), Instant Mudra, BlocPalX Exchange, and the BLOC Security Token, which distributes up to 33.3% of quarterly topline revenue to accredited investors. The platform has processed $25B+ in cumulative transactions across 50,000+ active retailers and 100,000+ daily transactions.

BlocPal's customer base spans four primary segments: underserved/unbanked populations in emerging markets (served via mBnk and Instant Mudra in India), retail investors seeking tokenized real-world asset exposure, financial institutions and regulated exchanges integrating via API, and government/community organizations (notably OneFeather serving 195+ First Nations in Canada). Distribution spans Canada, the United States (Wyoming MSB registration), Ireland, India, and Liechtenstein (for BPG1), with strategic partnerships including VNX Commodities AG (gold-backed tokens), Mobilum (payment rails), and OneFeather (Indigenous banking). The business model intentionally avoids direct-to-consumer acquisition costs by leveraging partner networks, positioning the company as an infrastructure layer between regulated financial institutions and end customers.

Name

BlocPal International Inc.

Legal name

BlocPal International Incorporated

Website

https://blocpal.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

BlocPal International Inc. is a Vancouver-based digital wealth and banking platform operating a B2B2C model that delivers TradFi and DeFi services—including digital banking, tokenized real-world assets, and a Binance-compatible exchange—through 50,000+ retailer and institutional partners across India, North America, and Europe.

Ownership category

akta.pro rank

Product category

Digital Banking and Wealth Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Funds, Trusts, and Other Financial Vehicles (525), Commercial Banking (522110)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Security Brokers, Dealers & Flotation Companies (6211), Commodity Contracts Brokers & Dealers (6221)

akta.pro primary industry

Tokenization Platforms (RWA, Securities, Funds) (FSAGAMAA)

akta.pro secondary industries

Tokenized Securities & Capital Markets Infrastructure (equities, bonds, funds, ATS/MTF connectivity) (FSAPAIAD), Tokenized Real-World Assets & On-Chain Treasuries (tokenized T-bills, money markets, cash management) (FSAPAEAJ), Digital Asset Custody & Wallet Infrastructure for Institutions (MPC/HSM, key mgmt, policy controls) (FSAPAIAE), Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ), Infrastructure & Project Finance Tokenization (FSADAEAF), Interoperability & Cross-Chain Infrastructure (Bridges, Messaging, Atomic Swaps) (FSAGAMAI)

Keywords

• Digital banking platform
• Tokenized real-world assets
• Blockchain payment infrastructure
• B2B2C financial services
• Decentralized asset exchange

Headquarters

HQ city

Vancouver

HQ country

Canada

HQ region

North America

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Operations, Personnel, Infrastructure, Marketing or Sales

Revenue model

1. Exchange Trading Fees: Fees from cryptocurrency and tokenized asset trades executed via the BlocPalX Exchange and its APIs, generating revenue from each secure and transparent transaction processed.
2. Smart Contract Transaction Fees: Fees generated from on-chain transactions every time unique tokenized assets (precious metals, real estate, stablecoins, rewards tokens) are traded on the platform.
3. Stable Reserve Yields: Interest earned from reserves held in stable instruments like government bonds and banking deposits.
4. BLOC Token Revenue Sharing: Quarterly royalties distributed to BLOC Security Token holders from up to 33.3% of topline revenue, funded by the three revenue streams above.
5. Digital Banking Services: Revenue from processing digital payments, money transfers, ATM/POS services, and micro-loans through the mini-ATM and mini-POS networks, with revenue earned from each transaction processed.
6. API and Payment Gateway Services: Fees from PSP and merchant integration, crypto-to-fiat conversions, and settlement services for distribution partners.

Go-to-market motion3 records

Distribution channels7 records

Marketing channels5 records

Core offering

BlocPal builds and operates an integrated digital wealth and banking ecosystem delivered through a B2B2C (business-to-business-to-consumer) distribution model. The company provides a digital banking platform, a tokenization engine for real-world assets, a decentralized digital asset exchange (BlocPalX), and a Binance-compatible API for partner integration, combining traditional finance (TradFi) and decentralized finance (DeFi) services on AI, cloud, and blockchain infrastructure.

Product overview

BlocPal International Inc. is building a next-generation digital wealth and banking ecosystem through an integrated multi-product platform architecture. The core offerings include: (1) the Digital Banking Platform providing financial inclusion through B2B2C mini-ATM and mini-POS networks, (2) the Digital Wealth Platform featuring the BlocPalX Exchange for decentralized digital asset trading, (3) the Tokenization Engine for creating tokenized real-world assets (RWAs), and (4) API Integration Services for partner connectivity. Key token products include the BLOC Security Token (ERC-20 on Ethereum with revenue-sharing) and BPG1 Gold-Backed Token. Regional initiatives include mBnk India, OneFeather for Indigenous communities, and Instant Mudra. The ecosystem processes over $25 billion in transactions across 50,000+ retailers and 100,000+ daily transactions, serving both traditional finance (TradFi) and decentralized finance (DeFi) markets through blockchain, AI, and cloud technologies.

Differentiator

Problem solved

Functional benefit

Brands

• mBnk: Digital banking and financial services marketplace brand operating in India through physical and digital ('phygital') retail networks; enables deposits, withdrawals, money transfers, prepaid cards, micro-loans, and mobile recharges
• Instant Mudra
• BlocPalX
• BLOC Security Token
• BPG1

Products and services

• Digital Banking Platform B2B2C digital banking solution providing affordable, scalable financial services through mobile-based mini-ATM and mini-POS networks, delivered to underserved demographics via local trusted retailers.
• Digital Wealth Platform Comprehensive digital wealth ecosystem combining the BlocPalX Exchange, strategic B2B2C partnerships, crypto ATM networks, and unique tokenized assets for diversified digital asset investment and wealth management.
• BlocPalX Exchange Decentralized secondary marketplace enabling secure, transparent auditing, recording, and settlement of digital asset transactions, with Binance-compatible APIs, advanced liquidity management, and support for BLOC Security Token, tokenized RWAs, cryptocurrencies, and stablecoins.
• Tokenization Engine End-to-end digital asset management platform that securely digitizes and manages commodities, real estate, precious metals, and financial instruments on blockchain networks including Ethereum and Solana, with minting/burning, whitelist/blacklist controls, and embedded transaction fee management.
• API Integration Services

Quantifiable outcome

• $25+ billion in global transactions processed to date
• +4 more outcomes

Named customers2 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability5 records

Feature7 records

Partnerships

Six partnerships are on record, tiered core and supporting.

• VNX Commodities AGcoreStrategic or Co-development Partner · 26 November 2025Strategic partnership to launch BPG1, a gold-backed digital token. Each token is backed by one troy ounce of 99.5% fine gold from LBMA-certified bars held in segregated, insured vaults. VNX serves as the regulated Token Generator under Liechtenstein's TVTG, handling minting only after verifying physical gold allocation and burning tokens upon redemptions. Token scheduled to launch December 2025 on Ethereum with planned expansion to Solana and other networks.
• MobilumcoreTechnology or Integration · 13 May 2025Strategic partnership integrating Mobilum's global payment processing and compliance solutions into BlocPal's ecosystem. Enhances capabilities for seamless crypto transactions, payment processing across global banking rails, Visa and Mastercard networks, and regulatory compliance in Europe and North America. Essential step for BlocPal's DeFi services rollout and BlocPalX Exchange launch.
• OneFeathercoreStrategic or Co-development Partner · 5 July 2021Partnership to provide digital banking services for Indigenous communities in Canada. Launched the OneFeather APP, a digital wallet offering banking solutions, digital voting, and First Nations Status Card renewals. Serves 195+ First Nations and 237,000+ Indigenous members across Canada. Supports Indigenous Services Canada partnership and reinforces BlocPal's financial inclusion mission.
• Shashank Joshi / mBnkcoreStrategic or Co-development Partner · 3 November 2020Partnership with renowned Indian entrepreneur Shashank Joshi to form mBnk, a phygital financial marketplace for India. mBnk enables premium retailers in rural and semi-urban areas to provide essential banking services. Shashank brings extensive fintech experience from Money on Mobile (153 million subscribers, 300,000+ retail partners). BlocPal provides technology, investment capital, and strategic management.
• OneFeather (Canada)coreStrategic or Co-development PartnerActive collaboration with OneFeather to serve Indigenous communities in Canada, tailoring financial services to meet unique needs and promoting economic empowerment. Part of global expansion strategy replicating B2B2C digital banking model in new markets.
• Payment NetworkssupportingTechnology or IntegrationIntegration with major payment networks including Bitcoin, Ethereum, Solana, Visa, Mastercard, Apple Pay, Google Pay, UnionPay, and RuPay for comprehensive digital payment capabilities.

Scale indicators13 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Paxos: Regulated trust and tokenization platform issuing stablecoins (USDP, PYUSD) and tokenizing securities/RWAs. Closest comparable in combining a regulated trust company license stack with white-label tokenization infrastructure for institutions.
• Circle: USDC stablecoin issuer and tokenized money infrastructure provider. Comparable on the stablecoin/reserve yield and tokenized money side of BlocPal's business, with deeper institutional distribution.
• Ripple: Enterprise blockchain and tokenization platform (XRP Ledger) with cross-border payments and RWA tokenization ambitions. Comparable as a regulated, enterprise-focused tokenization and payments infrastructure competitor.
• Anchorage Digital: Federally chartered digital asset bank offering institutional custody, trading, and tokenization. Comparable to BlocPal's custody and regulated digital asset infrastructure for institutions.
• Fireblocks: Institutional digital asset custody, settlement, and tokenization infrastructure provider. Comparable in the digital asset custody, MPC wallet, and partner API layer of BlocPal's stack.
• Wirex: Crypto-friendly payment card and banking app combining digital assets with traditional payment rails. Comparable to BlocPal's TradFi-DeFi hybrid consumer proposition, though with direct-to-consumer distribution.
• Yellow Card: Pan-African crypto on/off-ramps, payments, and stablecoin remittance platform serving emerging markets. Highly comparable to BlocPal's financial-inclusion and emerging-market digital banking play, with a similar B2B2C and retailer-distribution orientation.
• Remitly: Cross-border digital remittances platform serving unbanked/underbanked populations globally. Comparable on the financial-inclusion and digital money-transfer side of BlocPal's mBnk and OneFeather offerings.

Broad incumbents

• Coinbase: Largest US-regulated crypto exchange and digital asset services platform. Comparable on exchange, custody, and tokenized assets, but operates a much broader retail and institutional portfolio and is the dominant incumbent BlocPal partially competes against.

Others

• Polygon Labs: Ethereum scaling and tokenization infrastructure provider. Comparable as a blockchain/tokenization infrastructure layer, but positioned as an enabling platform rather than a direct competitor to BlocPal's application stack.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/blocpal

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries2 records

Funding overview

Funding rounds7 records

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BlocPal International Inc.