Eagle Bancorp

What Eagle Bancorp does

Eagle Bancorp, Inc. is the publicly traded (NASDAQ: EGBN) holding company of EagleBank, a community bank founded in 1998 and headquartered in Bethesda, Maryland. The company operates 18 full-service branches and four commercial lending offices across Maryland, Virginia, and Washington DC, with a separately held Montana subsidiary (Eagle Bancorp Montana / Opportunity Bank of Montana) acquired in 2022. As of the 2025/2026 reporting period, Eagle Bancorp held approximately $10.5 billion in total assets.

The company's core products span personal banking (checking, savings, CDs, money market, personal loans, home equity), commercial and business banking (deposit accounts, treasury management, SBA loans, equipment leasing, lines of credit), and commercial real estate banking (construction financing, commercial mortgages, bridge financing). It runs dedicated industry segment teams for government contractors, healthcare, attorneys, accountants, municipalities, nonprofits, small business, and CRE developers, supported by the ExecuBank business online banking platform, the eBanking personal platform, mobile banking apps with mobile check deposit, and integrations with QuickBooks Direct Connect, Autobooks, Clover POS, TCH Real Time Payments, IntraFi CDARS/ICS, and Mastercard-based mobile wallets (Apple Pay, Google Pay, Samsung Pay).

The business model is conventional community banking: net interest income from loans (CRE, C&I, small business, residential) net of deposit interest costs, supplemented by transaction-based fee income from deposits, treasury management, loan origination, and merchant services. The bank's go-to-market is relationship-based, delivered through industry-specialist lenders and dedicated market executives in the DMV region. As of Q1 2026, Eagle Bancorp is mid-turnaround following commercial real estate credit losses, with a new CEO (Stephen Curley, effective July 6, 2026), a rebalanced loan mix, and a deliberate shift from brokered to core deposits.

Name

Eagle Bancorp

Legal name

Eagle Bancorp, Inc.

Website

https://eaglebankcorp.com

Company type

Public

Founded year

1998

Operating status

Operating

Headcount range

251–500 employees

Short description

Eagle Bancorp is the publicly traded holding company (NASDAQ: EGBN) of EagleBank, a $10.5 billion-asset community bank operating 18 branches across Maryland, Virginia, and Washington DC, plus a Montana subsidiary, serving personal, small business, commercial, and CRE clients with dedicated industry-vertical teams.

Ownership category

akta.pro rank

Headquarters

HQ city

Bethesda

HQ country

United States

HQ region

North America

Offices17 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain, Others

Revenue model

1. Net Interest Income: Primary revenue source from interest earned on loans (commercial real estate, commercial & industrial, small business, residential) minus interest paid on deposits. The bank focuses on relationship-based lending with diversified loan products.
2. Non-Interest Income: Fees from deposit account maintenance, loan origination and processing, treasury management services, wire transfers, merchant services, ATM usage, and other banking service charges.
3. Lending Fees: Income from commercial mortgage originations, construction financing, SBA loan program fees, equipment leasing, and other commercial lending activities.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels7 records

Core offering

EagleBank is a community business bank that delivers personal banking, commercial and business banking, and commercial real estate banking through 18 branches in Maryland, Virginia, and Washington DC. The bank differentiates through dedicated industry segment teams serving government contractors, healthcare providers, attorneys, accountants, municipalities, and nonprofits, complemented by treasury management, SBA lending, and digital banking platforms.

Product overview

EagleBank is a community bank offering a comprehensive suite of banking products and services through a multi-segment architecture. The core offerings span Personal Banking (checking, savings, CDs, loans), Commercial & Business Banking (deposits, loans, treasury management), and Commercial Real Estate Banking (construction financing, mortgages). Specialized industry banking serves nonprofits, healthcare providers, attorneys, accountants, government contractors, and municipalities. Digital banking platforms include ExecuBank Online Banking for business and eBanking for personal customers. Treasury management services encompass Autobooks accounting integration, QuickBooks Direct Connect, ACH processing, merchant services via Clover POS, mobile wallets (Apple Pay, Google Pay, Samsung Pay), and CDARS/ICS through IntraFi Network for extended FDIC coverage. Equipment leasing is provided in partnership with The ELEX Group. SBA lending is offered through Preferred Lender status.

Differentiator

Problem solved

Functional benefit

Brands

• ExecuBank: Online and mobile banking platform for business customers
• EagleBank Mobile Banking

Products and services

• Personal Banking Comprehensive personal banking services for individual consumers in the DC, Maryland, and Virginia region, including checking, savings, money market, CDs, personal loans, home equity lines of credit, and digital banking.
• Commercial & Business Banking Business banking services including business checking, savings, money market accounts, treasury management, and lending products for businesses in the DMV region.
• Certificates of Deposit (CDs) Fixed-term deposit accounts with terms ranging from 1 to 60 months, offering competitive interest rates. Available for personal and business customers with FDIC insurance.
• Eagle High-Yield Savings Account High-yield savings account offering competitive rates with no monthly maintenance fees and FDIC insurance up to applicable limits.
• Small Business Administration (SBA) Loans Full range of SBA lending solutions through SBA Preferred Lender program, including business acquisitions, commercial real estate purchases, equipment financing, and working capital with manageable down payments and longer repayment terms.
• Equipment Leasing Equipment leasing services provided in partnership with The ELEX Group, offering operating and capital leases for new and previously owned equipment across construction, energy, industrial, medical, office, and printing sectors.
• Commercial Loans & Lines of Credit Flexible working capital financing including lines of credit, term loans, and letters of credit structured to meet specific business borrowing needs.
• Healthcare Banking Specialized banking services for healthcare professionals including medical, dental, eye care, and veterinary practices, covering equipment financing, acquisition financing, and practice-specific needs.
• Municipal Banking Public and municipal banking services for government entities in DC, Maryland, and Virginia, including deposit accounts, cash management, and lending with customized rates and services.
• Government Contractor Banking Banking services for government contractors including 8(a) companies, firms with GSA Schedules, GWAC, and ID/IQ contracts, with working capital lines, term loans, letters of credit, and equipment leasing.
• Attorney Banking Services Specialized services for attorneys including IOLTA accounts, escrow management, 1031 exchange services, lockbox services, and fraud prevention tools tailored for law firms.
• Accountant & CPA Banking Services Banking services for accounting firms including cash flow management, flexible lines of credit, SBA loans, and guidance during mergers, acquisitions, and capital raising.
• Nonprofit & Association Banking Banking services for nonprofits, associations, and education sector including nonprofit checking accounts, tax-exempt financing, charter schools, independent schools, and higher education services.
• Commercial Real Estate Banking Specialized commercial real estate banking services for developers in DC, Maryland, and Northern Virginia, including financing, checking accounts, and treasury management.
• Commercial Mortgages Financing for locally owned or managed owner-occupied and investment properties, offering permanent, bridge, or construction financing through various structures including industrial/tax-exempt revenue bonds.
• Construction Financing Flexible construction financing available for commercial property developers and single-family homebuilders, including construction/permanent loans for owner occupants of commercial properties.
• ExecuBank Online Banking Business online banking platform providing real-time account access, transaction initiation, reconciliation tools, and multiple service options for cash position management.
• Mobile Banking Mobile banking application enabling account access on the go with balance viewing, transaction approval, fund transfers, bill payments, mobile check deposit, and mobile wallet support.
• Payables & Receivables (Treasury Management) Treasury management services including ACH transactions, Autobooks integrated payments, business online payroll, merchant services, lockbox, remote deposit, and wire transfers.
• Liquidity & Investments (CDARS/ICS) FDIC insurance coverage management through CDARS and Insured Cash Sweep services, enabling full coverage on deposits exceeding single-bank limits through the IntraFi Network.
• Risk Management & Fraud Protection Fraud protection services including ACH debit authorization, account reconciliation, and Positive Pay solutions for check fraud prevention.
• Merchant Services Merchant payment processing solutions through Clover POS devices, offering point-of-sale devices, flexible payment options, and secure data handling for businesses.
• Information Reporting Information access solutions including ExecuBank Online Banking, Direct Connect for QuickBooks, EDI reporting, and Escrow Manager with online account access and monthly statements.
• Home Equity Line of Credit Secured revolving credit line using home equity, allowing homeowners to access funds for home improvements, debt consolidation, or major purchases.
• Other Financing (Asset-Based Lending) Asset-based administrative loans with customized solutions using accounts receivable, inventory, equipment, or real estate, plus owner-occupied mortgages and commercial overdraft protection.

Quantifiable outcome

• Nonperforming loan reductions with CRE concentration declining from over 300% to 295%, below regulatory threshold
• +3 more outcomes

Named customers11 records

Segments9 records

Ideal customer profiles9 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

Feature8 records

Partnerships

Six partnerships are on record, tiered core and minor.

• U.S. Small Business Administration (SBA)coreStrategic or Co-development PartnerEagleBank is designated as an SBA Preferred Lender, offering expedited small business loan processing through the SBA 7(a) program. This designation recognizes the bank's experience and commitment to supporting small businesses with faster approval times and comprehensive SBA lending solutions.
• IntraFi NetworkcoreTechnology or IntegrationPartnership provides CDARS (Certificate of Deposit Account Registry Service) and ICS (Insured Cash Sweep) services enabling FDIC insurance coverage beyond single-bank limits. Through this network, deposits are placed at multiple partner banks to provide full FDIC coverage while maintaining a single relationship and statement.
• The ELEX Group, Inc.coreTechnology or IntegrationEquipment leasing partnership providing lease-financing solutions for commercial equipment. The ELEX Group contributes over 40 years of leasing experience while EagleBank provides funding, enabling competitive lease financing for business customers.
• MastercardcoreTechnology or IntegrationMastercard debit card issuing with integration for Apple Pay, Google Pay, and Samsung Pay mobile wallets. Zero Liability protection for cardholders with secure token-based transactions.
• The Clearing House (TCH)coreTechnology or IntegrationReal-time payments network enabling same-day domestic wire transfers and instant payments 24/7 including weekends and holidays through the RTP (Real Time Payments) network.
• CloverminorChannel Partner/ Reseller/ DistributorMerchant services partnership providing point-of-sale devices and payment processing solutions for EagleBank business customers through Clover's merchant platform.

Scale indicators13 records

Recent moves6 records

Expansion highlights5 records

Market position

Strengths4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/EagleBankCorp
• LinkedInlinkedin.com/company/eaglebank
• Instagraminstagram.com/eaglebankcorp
• Xx.com/eaglebankcorp

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles20 records

Subsidiaries3 records

Funding overview

Funding rounds2 records

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments6 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Eagle Bancorp