What InShare Services Inc. does

InShare Services Inc. is a Scottsdale, Arizona-based Managing General Agent (MGA) founded in 2019 that underwrites and distributes commercial auto insurance specialized for Final Mile Delivery operators with fleets of 10-100 Class 2-6 vehicles. The company partners with Granada Indemnity Company (A- AM Best) for carrier capacity and distributes exclusively through licensed insurance brokers and producers, serving Amazon Delivery Service Partners (DSPs), regional Final Mile programs, and local delivery operations across the United States. Coverage includes Commercial Auto Liability ($1M CSL), Auto Physical Damage, UM/UIM, MedPay/PIP, Cargo Legal Liability, Lease Gap, and Rental Reimbursement, structured around Amazon DSP program requirements.

The business model is classic MGA economics: InShare earns commissions and fees on premium placed through its broker channel, with revenue tied to gross written premium volume on multi-year commercial auto policies. The company was founded by a former Uber executive and is led by co-founders Mark Warnquist (CEO) and Sean Fitzsimmons (CRO), supported by a team of insurance, telematics, loss control, and claims specialists. InShare has raised $7.5M in seed funding (August 2021) from Avanta Ventures, HIVE, and ManchesterStory Group, and has operated a country-wide Final Mile program for Amazon DSPs for more than two years.

In February 2026, InShare extended its product portfolio into specialty insurance by partnering with Nexus Mutual, Samphire, and Merrill Herzog to launch a Crypto Kidnap & Ransom product targeting high-net-worth crypto investors and executives. This new line, combined with the broker distribution model, Granada carrier relationship, and niche vertical focus, defines InShare as a specialty commercial auto MGA with a nascent but strategically distinct specialty insurance extension.

Name

InShare Services Inc.

Legal name

InShare Services Inc.

Website

https://inshare.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

InShare Services Inc. is a Scottsdale-based Managing General Agent that underwrites and distributes commercial auto insurance for US Final Mile Delivery fleets (10-100 vehicles, including Amazon DSPs) through licensed brokers, in partnership with Granada Indemnity.

Ownership category

akta.pro rank

Product category

Commercial Auto Insurance (Final Mile / Specialty Transportation)

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Insurance Program Administration & MGA/MGU Services (FSAEADAK)

akta.pro secondary industry

Umbrella & Excess Liability (Fleet/Transportation) (TLABANAG)

Keywords

• Commercial auto insurance
• Final mile delivery insurance
• Managing general agent
• Delivery fleet coverage
• Specialty commercial insurance

Headquarters

HQ city

Scottsdale

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Commercial Auto Insurance Premiums: InShare generates revenue through commercial auto insurance premiums for Final Mile Delivery operators. The company acts as an MGA (Managing General Agent), partnering with carriers like Granada Indemnity to underwrite and distribute insurance products to fleet operators including Amazon DSPs.
2. Crypto Kidnap & Ransom Insurance: InShare participates in specialty crypto insurance products through partnership with Nexus Mutual, providing alternative risk transfer expertise for K&R coverage targeting crypto investors and executives.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels3 records

Core offering

InShare Services Inc. is a Managing General Agent (MGA) that underwrites and distributes a Final Mile Commercial Auto insurance program for delivery fleet operators with 10–100 Class 2–6 vehicles (cargo vans to box trucks), partnering with carrier Granada Indemnity Company (A- AM Best). Coverage includes Commercial Auto Liability ($1M CSL), Auto Physical Damage, UM/UIM, MedPay/PIP, Cargo Legal Liability, Lease Gap, and Rental Reimbursement, tailored to meet Amazon DSP program requirements. The company has also expanded into specialty Crypto Kidnap & Ransom insurance via a partnership with Nexus Mutual, Samphire, and Merrill Herzog.

Product overview

InShare Services Inc. is a Final Mile Insurance MGA (Managing General Agent) that offers a single unified insurance product — Final Mile Insurance — developed in partnership with Granada Indemnity Company (rated A- by AM Best). The product provides specialized Commercial Auto coverage for Final Mile Delivery operators, including Commercial Auto Liability, Auto Physical Damage, UM/UIM, MedPay/PIP, and Cargo Legal Liability, with additional coverages such as Lease Gap and Rental Reimbursement. The program is tailored to meet Amazon DSP program requirements and serves operators ranging from Amazon DSPs to regional/national Final Mile programs to local delivery operations.

Differentiator

Problem solved

Functional benefit

Products and services

• Final Mile Insurance A Commercial Auto insurance program designed for Final Mile Delivery operators with fleet sizes of 10–100 Class 2–6 vehicles (cargo vans to box trucks), covering short-haul residential and commercial delivery of parcels, home/office supplies, groceries, beverages, hardware, equipment, auto parts, appliances, and electronics. Coverage includes Commercial Auto Liability ($1M CSL), Auto Physical Damage, UM/UIM, MedPay/PIP, Cargo Legal Liability, Lease Gap, and Rental Reimbursement, and is structured to meet Amazon DSP program requirements.
• Crypto Kidnap & Ransom Insurance A specialty Kidnap & Ransom insurance product for high-net-worth cryptocurrency investors and executives, combining insurance protection with crisis response support from a former special-ops team and privacy-preserving alternative risk transfer. Offered through a partnership of InShare, Nexus Mutual, Samphire, and Merrill Herzog.

Quantifiable outcome

• Getting vehicles back in service faster through exceptional claims experience
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core and flagship.

• Nexus MutualcoreStrategic or Co-development Partner · 17 February 2026Nexus Mutual launched Crypto Kidnap & Ransom Cover in partnership with InShare, Samphire, and Merrill Herzog, creating what the companies claim is the world's first K&R insurance product designed specifically for crypto investors and executives. The product was developed in response to a reported surge in crypto-related kidnappings, with coverage combining insurance protection with crisis response support from Merrill Herzog's former special ops team and maintaining privacy through InShare and Samphire's alternative risk transfer expertise.
• Merrill HerzogcoreStrategic or Co-development Partner · 17 February 2026Merrill Herzog provides crisis response support through their former special ops team for the Crypto Kidnap & Ransom insurance product. Their team provides global response capabilities for wealthy crypto holders requiring emergency assistance.
• SamphirecoreStrategic or Co-development Partner · 17 February 2026Samphire provides alternative risk transfer expertise for the Crypto Kidnap & Ransom insurance product, working with InShare and Nexus Mutual to maintain privacy for policyholders and provide specialty coverage for crypto investors.
• Granada Indemnity CompanyflagshipChannel Partner/ Reseller/ DistributorGranada Indemnity Company is InShare's insurance carrier partner, rated A- (Excellent) by AM Best Company. InShare partners with Granada Indemnity to bring an expanded, market-leading Final Mile insurance program to the market. Granada provides the financial capacity and AM Best-rated carrier backing for InShare's country-wide Final Mile program serving Amazon DSPs.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Emerging players

• NEXT Insurance: NEXT is a digital insurtech MGA providing small-business commercial insurance online, including commercial auto. Comparable to InShare as a tech-enabled commercial auto MGA, though NEXT serves SMBs broadly rather than specializing in Final Mile Delivery fleets.
• CoverWallet: CoverWallet is an insurtech brokerage/distribution platform that simplifies commercial insurance buying for SMBs, including commercial auto. Comparable to InShare as a tech-enabled commercial insurance intermediary, though broader in scope than Final Mile.
• Pie Insurance: Pie Insurance is a digital commercial insurance MGA focused on workers' comp and commercial auto for small businesses. Comparable to InShare as an insurtech MGA using technology to underwrite commercial lines, though Pie's vertical focus differs.
• Insurify: Insurify is a digital insurance comparison and acquisition platform that distributes personal and commercial auto coverage online. Comparable to InShare as a digital channel for commercial auto insurance, though Insurify is primarily a comparison/lead-generation platform rather than an underwriting MGA.

Broad incumbents

• Progressive Commercial: Progressive is a top-3 U.S. commercial auto insurer with broad fleet and commercial vehicle offerings, including delivery fleets. Comparable to InShare in product (commercial auto) and customer type (fleet operators), though Progressive is a scaled incumbent carrier rather than a niche MGA.
• Liberty Mutual Commercial Insurance: Liberty Mutual is one of the largest U.S. P&C carriers with a substantial commercial auto and small-commercial fleet book. Comparable to InShare on the underwriting of commercial auto risk, though Liberty Mutual is a broad-line incumbent carrier.
• The Hartford (Small Commercial): The Hartford is a major U.S. P&C carrier with a leading small-business commercial auto and BOP franchise. Comparable to InShare in serving small/mid-market commercial auto customers, though The Hartford is a broad-line incumbent with multi-product distribution.
• Hiscox Insurance: Hiscox is a specialty insurer with a strong SMB commercial lines franchise, including commercial auto. Comparable to InShare in underwriting small commercial specialty risks for niche segments, though Hiscox is a global specialty incumbent.
• Berkley Small Business / W.R. Berkley: W.R. Berkley is a specialty P&C insurance group operating multiple E&S and admitted MGAs focused on niche commercial risks. Comparable to InShare in underwriting commercial specialty lines via delegated authority MGA structures, though Berkley is a Fortune 500 incumbent.

Direct peers

• SageSure: SageSure is one of the largest U.S. MGAs, specializing in catastrophe-exposed personal lines through multiple carrier partnerships. Comparable to InShare as a high-performing multi-carrier MGA scaling specialist underwriting capacity, though SageSure focuses on homeowners rather than commercial auto.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds1 record

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about InShare Services Inc.