fija Finance GmbH
- Company typePrivate
- Founded2022
- HeadquartersMunich, Germany
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
fija Finance GmbH firmographics
Firmographics- Name
- fija Finance GmbH
- Legal name
- fija Finance GmbH
- Website
- https://fija.finance
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
fija Finance GmbH industry classification
Industry- Product category
- DeFi Yield Platform
- NAICS
- Securities and Commodity Contracts Intermediation and Brokerage (5231)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Yield Aggregators, Auto-Compounding & Strategy Vaults (DeFi Yield) (FSADAHAK)
- akta.pro secondary industries
- Yield, Vaults & Asset Management (vault strategies, robo-vaults, structured yield) (FSAPAEAG), Yield Aggregators & Strategy Vaults (FSADAMAF)
Keywords
Where fija Finance GmbH is headquartered
LocationHeadquarters
- HQ city
- Munich
- HQ country
- Germany
- HQ region
- Europe
Offices3 records
Markets served
fija Finance GmbH business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales
Revenue model
- Performance Fee (Profit Share): fija earns 25% of the returns generated by each Yield Strategy, automatically deducted by the smart contract and transferred to the fija wallet. No fixed fees or subscription charges.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Outcome Based/ Performance | Pay-as-you-go | No platform fees; 25% performance fee on yields |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels6 records
fija Finance GmbH product offering
Product offeringCore offering
fija Finance GmbH operates a compliant DeFi yield platform that enables users to access curated, automated crypto yield strategies at the click of a button. Users connect a whitelisted Web3 wallet, complete KYC/KYB onboarding, and deposit crypto-assets into Vault Smart Contracts that execute strategies such as USDC Yield Master, crvUSD Yield Master, and Aave Yield Optimizer across Ethereum and Arbitrum blockchains. The company generates revenue through a 25% performance fee on yields and also licenses its smart contract infrastructure to enterprise partners.
Product overview
fija is a unified DeFi yield platform that enables users to access curated automated DeFi strategies with a single click. The core fija Platform connects users to multiple yield strategies including USDC Yield Master, crvUSD Yield Master, Aave Yield Optimizer, and ETH Yield Master. The group structure includes parent company fija Finance GmbH (SaaS infrastructure provider in Munich), operating entity fija Digital Services s.r.o. (app operator in Prague), fija Strategies GmbH (security token issuer in Liechtenstein), and fija Capital UG (debt instrument issuer in Germany).
Differentiator
Problem solved
Functional benefit
Products and services
- fija Platform A DeFi yield platform that enables users to connect a Web3 wallet, complete onboarding, and access curated automated DeFi yield strategies without active trading. Designed for crypto platforms, exchanges, institutional investors, and retail crypto holders seeking compliant, automated crypto yield generation.
- USDC Yield Master A curated DeFi strategy offering 4.1% APY with a 45-day lock-up period. Operates on Ethereum blockchain using CURVE/CONVEX protocols for delta-neutral yield generation. Has a Safety Score of 7.8 and a €15m liquidity limit.
- crvUSD Yield Master A curated DeFi strategy focused on crvUSD stablecoin yield generation using Curve Finance's crvUSD lending market. Safety Score of 7.8 with €15m liquidity limit on Ethereum blockchain.
- Aave Yield Optimizer A delta-neutral DeFi strategy on Arbitrum blockchain using the Aave lending protocol. Safety Score of 8.7 with a €66m liquidity limit.
- ETH Yield Master A curated DeFi yield strategy referenced among fija's portfolio of strategies, currently showing -14.3% APY in available data.
Quantifiable outcome
- Up to 15% APY advertised for DeFi strategies
- +2 more outcomes
Companies that use fija Finance GmbH
Customer profileNamed customers11 records
Segments4 records
Ideal customer profiles3 records
fija Finance GmbH technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature4 records
fija Finance GmbH partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered flagship and core.
- KeyrockflagshipKeyrock is acquiring fija in a strategic merger. The acquisition combines Keyrock's market-making and DeFi liquidity expertise with fija's retail-facing yield platform, creating a comprehensive DeFi ecosystem.
- CURVEcoreCurve is a decentralized exchange (DEX) used by fija's USDC Yield Master strategy for liquidity provision and yield generation.
- CONVEXcoreConvex Finance is integrated into fija's USDC Yield Master strategy for enhanced yield optimization on Curve pools.
- AAVEcoreAAVE lending protocol is used by fija's Aave Yield Optimizer strategy for liquidity provision.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
fija Finance GmbH competitors and assessment
Company assessmentDirect peers
- Enzyme Finance: Enzyme is an on-chain asset management protocol enabling automated, rule-based DeFi strategies. Comparable to fija's curated, automated vault model and shares the institutional DeFi target customer.
- Beefy Finance: Beefy is a multi-chain yield optimizer that auto-compounds user deposits across dozens of DeFi protocols. Competes head-to-head with fija in the "one-click curated vault" category across EVM chains.
- Idle Finance: Idle Finance is a DeFi yield aggregator offering automated "Best Yield" strategies across lending protocols like Aave, Compound, and Morpho. Directly comparable to fija's Aave Yield Optimizer.
- Convex Finance: Convex optimizes Curve LP yields via boosted CRV rewards and is one of fija's underlying yield sources. Competes with fija for Curve-based yield strategies and end-user deposits.
- Yearn Finance: Yearn is the pioneering DeFi yield aggregator offering automated vault strategies that optimize returns across lending and liquidity protocols. Directly comparable to fija's curated, automated yield product on Ethereum and L2s.
- Stake DAO: Stake DAO offers automated yield strategies across Curve, Convex, Balancer, and lending markets. Closely comparable product to fija's USDC and crvUSD Yield Master strategies on Ethereum.
Broad incumbents
- Coinbase Earn: Coinbase offers retail-facing staking and yield products with full US/EU regulatory compliance. Broad incumbent competing for the same retail and institutional customers fija targets, with much larger distribution.
- Lido Finance: Lido is the largest liquid staking protocol and offers an institutional-grade yield wrapper for staked ETH. While narrower in scope (staking only), it represents the regulated, one-click crypto yield category fija targets.
Emerging players
- Sommelier Finance: Sommelier provides automated, curated DeFi yield strategies via Cosmos-based off-chain computation. Competes in the same "managed, automated DeFi vaults" category with a different technical stack.
- Mellow Protocol: Mellow is a permissionless DeFi yield vault primitive with modular strategy composition. Emerging player in the same automated yield category but at infrastructure level rather than consumer-facing.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights6 records
Customer concentration
fija Finance GmbH social profiles
Digital presencefija Finance GmbH compliance and trust
Trust signalCompliance7 records
fija Finance GmbH financial estimates
Financial estimateRevenue estimate
Valuation estimate
fija Finance GmbH leadership team
Management profileNumber of profiles
Profiles4 records
fija Finance GmbH subsidiaries and ownership
Company hierarchySubsidiaries3 records
fija Finance GmbH funding detail
Funding detailFunding overview
Funding rounds3 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
fija Finance GmbH M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about fija Finance GmbH
What does fija Finance GmbH do?
fija Finance GmbH operates a compliant DeFi yield platform that enables users to access curated, automated crypto yield strategies at the click of a button. Users connect a whitelisted Web3 wallet, complete KYC/KYB onboarding, and deposit crypto-assets into Vault Smart Contracts that execute strategies such as USDC Yield Master, crvUSD Yield Master, and Aave Yield Optimizer across Ethereum and Arbitrum blockchains. The company generates revenue through a 25% performance fee on yields and also licenses its smart contract infrastructure to enterprise partners.
Is fija Finance GmbH a public or private company?
fija Finance GmbH is a private company. It is classified as venture growth investor backed and is currently operating.
When was fija Finance GmbH founded?
fija Finance GmbH was founded in 2022. It employs 1 to 10 people.
Where is fija Finance GmbH based?
fija Finance GmbH is headquartered in Munich, Germany, in the Europe region.
How does fija Finance GmbH make money?
One revenue line is on record: performance Fee (Profit Share).
Who are fija Finance GmbH's main competitors?
Direct peers on record are Enzyme Finance, Beefy Finance, Idle Finance, Convex Finance, Yearn Finance and Stake DAO. Broad incumbents are Coinbase Earn and Lido Finance. Emerging players are Sommelier Finance and Mellow Protocol.
Does fija Finance GmbH have an API?
No public API is recorded for fija Finance GmbH.
What industry is fija Finance GmbH in?
fija Finance GmbH's product category is DeFi Yield Platform. Its primary akta.pro industry code is FSADAHAK, Yield Aggregators, Auto-Compounding & Strategy Vaults (DeFi Yield), with a secondary code of FSAPAEAG, Yield, Vaults & Asset Management (vault strategies, robo-vaults, structured yield). Its NAICS code is 5231 and its SIC code is 6199.