What Finlex does

Finlex GmbH is a Frankfurt am Main-headquartered, technology-driven wholesale specialty broker founded in 2015 that operates a digital platform for Financial Lines and Cyber insurance distribution across the DACH region. The platform enables commercial and industrial insurance brokers (over 230 as of 2021) to digitize risk profiling, run multi-insurer market comparisons, place coverage, and administer policies and claims. Core insurance products include Directors & Officers (D&O), Cyber, Criminal Legal Protection, Professional Indemnity, Warranty & Indemnity (W&I), Public Offering of Securities Insurance (POSI), and Crime/Fidelity insurance. The product surface is augmented by platform features (Smart Tender, Easy Renewal, Claims Management) and ecosystem modules (D&O Ökosystem integrating five major law firms; Cyber Ökosystem integrating cybersecurity service providers). Proprietary product concepts include the SMART D&O automated underwriting series and a proprietary Cyber terms and conditions framework launched in 2017.

Finlex earns revenue primarily through broker commissions and placement fees on commercial insurance transactions routed through its platform, with the company operating simultaneously as a wholesale broker earning carrier commissions and as a technology enabler for cooperation brokers. The company aggregates demand across more than 230 brokers and routes it to a roster of 20+ international insurers including Hiscox, Zurich, AIG, Allianz Commercial, Markel, Berkley, Corvus, TMHCC, AXA, CNA, and others. Go-to-market combines inside sales and account management for broker onboarding with content marketing, webinars, and flagship annual events (Financial Lines Summit Germany and Austria) that anchor community engagement.

As a privately held GmbH with founder-CEO Sebastian Klapper, Finlex has raised approximately $9.4M in a 2021 Series A from BlackFin Capital Partners and Segenia Capital. The company employs approximately 100 people across offices in Frankfurt am Main, Berlin, Düsseldorf, Essen, Maxdorf, and Vienna, with premium volume of EUR 60M placed through the platform as of 2021. Recent strategic activity (2025-2026) includes senior sales and D&O leadership appointments and continued investment in the DACH event and content footprint.

Name

Finlex

Legal name

Finlex GmbH

Website

https://finlex.io

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

51–100 employees

Short description

Finlex is a German technology-driven wholesale specialty broker operating a digital platform for Financial Lines and Cyber insurance, serving 230+ commercial brokers and 20+ insurers across the DACH region with products including D&O, Cyber, W&I, and Crime.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)

Keywords

• Commercial insurance brokerage
• Financial lines insurance
• Cyber insurance platform
• D&O insurance
• Wholesale insurance broker

Headquarters

HQ city

Frankfort

HQ country

United States

HQ region

North America

Offices7 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Broker Commission / Placement Fees: Finlex operates as a wholesale/specialty broker earning commissions from insurance companies for placing commercial insurance policies. The platform connects cooperation brokers with insurers, handling the full process from risk assessment to policy issuance.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Finlex operates a digital wholesale brokerage platform that enables commercial and industrial insurance brokers to place Financial Lines coverage for their corporate clients across multiple specialty lines, including Directors & Officers (D&O), Cyber, Criminal Legal Protection, Professional Indemnity, Warranty & Indemnity (W&I), POSI, and Crime insurance. Through the Finlex Platform (app.finlex.io) and concepts such as SMART D&O, Cyber Fast Lane, Smart Tender, and Easy Renewal, the company combines risk profiling, multi-insurer comparison, policy administration, and integrated claims management with deep Financial Lines underwriting expertise.

Product overview

Finlex operates as a technology-driven digital platform and wholesale broker specializing in Financial Lines and Cyber insurance products. The offering is a unified platform architecture combining core insurance products (D&O, Cyber, Crime, Professional Indemnity, W&I, POSI, Criminal Legal Protection) with platform features (Easy Renewal, Smart Tender, Claims Management) and ecosystem modules (Cyber Ökosystem, D&O Ökosystem). The platform enables insurance brokers to complete risk profiling, receive market comparisons, place coverage with multiple insurers, and manage policies and claims digitally. Key differentiators include proprietary product concepts developed by industry experts, access to 20+ leading insurers, automated underwriting capabilities for D&O (SMART series), and comprehensive claims support.

Differentiator

Problem solved

Functional benefit

Brands

• Finlex Plattform: The digital broker platform for Financial Lines and Cyber insurance, providing market comparison, quote generation, and policy management capabilities.
• Finlex Spezialkonzepte
• Cyber Ökosystem
• D&O Ökosystem
• Finlex Easy Renewal
• Finlex Smart Tender
• Partner Marktplatz

Products and services

• D&O Insurance Directors & Officers liability insurance placed by Finlex as a specialty Financial Lines wholesale broker for commercial and industrial clients, accessed by partner brokers through the Finlex Platform with support from the SMART D&O automated underwriting capability.
• Cyber Insurance Cyber liability insurance placed via the Finlex Platform for commercial and industrial clients, with a dedicated Cyber practice led by VP Cyber and supported by the Cyber Fast Lane digital placement pathway.
• Criminal Legal Protection Insurance Criminal Legal Protection (Strafrechtsschutz) insurance for commercial and industrial insureds, placed by Finlex as a Financial Lines wholesale broker to partner brokers.
• Professional Indemnity Insurance Professional Indemnity insurance for commercial and industrial clients, placed by Finlex via the Finlex Platform as part of its Financial Lines portfolio for partner brokers.
• W&I (Warranty & Indemnity) Insurance Warranty & Indemnity insurance for M&A and corporate transactions, placed by Finlex as a specialty Financial Lines wholesale broker for partner brokers and their corporate clients.
• POSI Insurance POSI (Public Offering of Securities Insurance) coverage for capital markets transactions, placed by Finlex as part of its Financial Lines wholesale brokerage offering.
• Crime / Fidelity Insurance Crime and fidelity insurance for commercial and industrial clients, placed by Finlex as part of its Financial Lines wholesale brokerage portfolio for partner brokers.
• Cyber Fast Lane A dedicated digital placement pathway on the Finlex Platform that streamlines cyber insurance placement for partner brokers and their commercial clients, supporting the Cyber practice.

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

18 partnerships are on record, tiered core, major and minor.

• HiscoxcoreOthersLeading insurer partner displayed on Finlex platform providing D&O and Cyber insurance products through the platform.
• ZurichcoreOthersMajor international insurer partner offering Financial Lines products via the Finlex platform.
• AIGcoreOthersGlobal insurer partner for Financial Lines and Cyber coverage through the platform.
• Allianz CommercialcoreOthersMajor insurer partner for Financial Lines underwriting, mentioned as Head of Underwriting Financial Lines CEE at Allianz Commercial speaking at Finlex events.
• Markel Insurance SEcoreOthersSpecialty insurer partner providing Cyber and Financial Lines coverage via the platform. Frederik Wulff, Chairman of the Board at Markel Insurance SE, speaks at Finlex events.
• ARQIS RechtsanwältecoreStrategic or Co-development PartnerPart of the D&O ecosystem law firm network, providing legal expertise for policyholders in D&O cases.
• SKW Schwarz Rechtsanwälte SteuerberatercoreStrategic or Co-development PartnerLaw firm network partner in the D&O ecosystem with offices in Berlin, Frankfurt am Main, Hamburg, and Munich, specializing in compliance, data protection, insurance law, and crisis management.
• CMS Hasche SiglecoreStrategic or Co-development PartnerInternational law firm partner with 50+ restructuring & insolvency lawyers across Germany, part of the D&O ecosystem network for crisis and insolvency situations.
• HKP Rechtsanwälte PartGcoreStrategic or Co-development PartnerLaw firm specializing in insolvency and restructuring law with focus on SME crisis situations, part of the D&O ecosystem.
• Linklaters LLPcoreStrategic or Co-development PartnerGlobally leading commercial law firm partner with 300+ lawyers across Germany, providing restructuring, insolvency, litigation and D&O expertise.
• Marsh McLennan AustriamajorChannel Partner/ Reseller/ DistributorMajor broker firm partner; Patrick Bammer serves as Cyber Practice Leader Austria and Christian Berger as CEO Marsh McLennan Austria speak at Finlex events.
• Aon AustriamajorChannel Partner/ Reseller/ DistributorGlobal broker firm partner; Kerstin Keltner, Director Financial Lines & Cyber at Aon Austria, speaks at Finlex events.
• Corvus InsurancecoreOthersCyber insurance specialist insurer partner; Oliver Delvos, Head of International at Corvus Insurance, speaks at Finlex events about cyber underwriting.
• BerkleycoreOthersInsurance carrier partner offering specialty coverage via the platform, serves as event sponsor.
• Perseus TechnologiesminorStrategic or Co-development PartnerCyber risk management services provider; Gerrit Knichwitz, CEO Perseus Technologies, speaks at Finlex events on professional risk management services.
• AWARE7 GmbHminorStrategic or Co-development PartnerCyber security services provider; Jan Hörnemann, COO AWARE7, conducts live cyber hack demonstrations at Finlex events.
• BeforeCrypt LtdminorStrategic or Co-development PartnerCyber security expert services; Janos S. Konetschni, CEO & Cyber Security Expert, speaks at Finlex events on incident response and ransom negotiations.
• @-yetminorStrategic or Co-development PartnerCyber incident response services; Wolfgang Straßer, Managing Director, speaks at Finlex events on cyber damage management.

Scale indicators5 records

Recent moves7 records

Expansion highlights5 records

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key highlights1 record

Customer concentration

• Xx.com/finlex_gmbh

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds1 record

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Finlex