GoSolo
- Company typePrivate
- Founded2018
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
GoSolo firmographics
Firmographics- Name
- GoSolo
- Legal name
- Gosolo Financial Limited
- Website
- https://gosolo.net
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
GoSolo industry classification
Industry- Product category
- Digital Business Banking Platform
- NAICS
- Credit Card Issuing (52221)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Digital Wallet Platforms (Consumer & Merchant) (BPAMAFAC)
- akta.pro secondary industries
- Bill Pay, Invoicing & Payables Platforms (BPAMAFAF), In-App / Online Checkout Wallets (FSAMAEAH), Alternative Payment Methods (APMs) Enablement (BNPL, wallets, local methods) (FSAMACAE)
Keywords
Where GoSolo is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
GoSolo business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Transaction Processing Fees: GoSolo charges 0.5% + £0.20 per transaction using Interchange++ pricing model. This transparent pricing passes through the actual interchange fee and adds a fixed GoSolo margin. No monthly fees, volume thresholds, or hidden charges.
- Company Formation Services: Paid plans include UK limited company formation. Business Account + Company Formation costs £99/year, Company + Account + Address costs £299/year (first year), and non-resident package costs £499 first year and £399/year thereafter.
- Virtual Business Address: Premium virtual office address in central London included in Company + Account + Address package at £299/year (first year £499 for non-residents). Includes mail scanning and forwarding services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Annual | Free Business Account |
| Subscription | Annual | Business Account + Company Formation |
| Subscription | Annual | Company + Account + Address |
| Subscription | Annual | Business Account for Non-UK Residents |
| Transaction based/ take rate | Pay-as-you-go | Interchange++ Payment Processing |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
GoSolo product offering
Product offeringCore offering
GoSolo provides a free UK digital business account bundled with company formation, a virtual London business address, and integrated payment acceptance tools (invoicing, payment links, Tap to Pay, QR code payments, and Mastercard debit cards). The platform is built on Adyen's payment infrastructure and is targeted at small businesses, freelancers, startups, and non-UK resident entrepreneurs who can set up a UK limited company and business account entirely online in under 10 minutes.
Product overview
GoSolo is an all-in-one financial platform that combines business banking, company formation, and payment acceptance tools into a single unified offering. The core platform consists of a free UK Business Account with built-in Mastercard debit card functionality, which serves as the foundation. Integrated around this core are multiple service modules: UK Company Formation (for registering LTD companies), Virtual Business Address (premium London office address with mail handling), Multi-User Access (team/accountant collaboration), and Multi-Company Accounts (managing multiple businesses). Payment acceptance capabilities include Invoicing, Payment Links (single-use, reusable, and open-amount), Tap to Pay on iPhone, and QR Code Payments—all powered by Interchange++ pricing (0.5% + £0.20 per transaction). The platform also includes a Sales Dashboard for real-time analytics and recently launched Physical Mastercard debit cards. GoSolo targets UK small businesses, freelancers, startups, and non-UK resident entrepreneurs, with plans starting from £0 per year for the basic account.
Differentiator
Problem solved
Functional benefit
Products and services
- GoSolo Business Account A free digital UK business account with built-in payment tools including a Mastercard debit card, GBP bank details with sort code, payment links, Tap to Pay, QR code payments, and invoicing. Designed for small businesses, freelancers, and entrepreneurs to accept payments, manage finances, and run their business entirely online.
- UK Company Formation
Quantifiable outcome
- £10.80 vs ~£15 processing fee for £1,000 transaction (28% savings vs Tide/Stripe)
- +3 more outcomes
Companies that use GoSolo
Customer profileNamed customers5 records
Segments6 records
Ideal customer profiles6 records
GoSolo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability2 records
Feature5 records
GoSolo partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core, flagship and minor.
- AdyencoreGoSolo partners with Adyen to provide embedded financial products including payment processing, card issuing, and business account services. Adyen is a licensed financial institution regulated by the Prudential Regulation Authority and FCA. GoSolo is a Technical Service Provider assisting Adyen. Adyen processes payments for Meta, Uber, Netflix, and eBay.
- XerocoreGoSolo integrates with Xero for seamless bookkeeping. Users can export transactions and sync with Xero accounting software directly from the GoSolo platform.
- Virtually TherecoreVirtually There provides GoSolo's virtual office and business address services. They handle mail scanning, forwarding, and address management for GoSolo's virtual business address product located in Fitzrovia, London.
- Google for StartupsflagshipGoSolo received support from Google for Startups as announced in their blog. This partnership provides GoSolo with startup ecosystem access, credibility, and potential co-marketing opportunities.
- London & PartnersminorLondon & Partners is London's official business promotion agency. GoSolo partners with them as part of startup community engagement in London.
- Tech NationminorTech Nation is a UK tech ecosystem organization. GoSolo is part of the Tech Nation community, gaining access to UK startup networks and resources.
Scale indicators2 records
Recent moves6 records
Expansion highlights6 records
GoSolo competitors and assessment
Company assessmentDirect peers
- Anna Money: UK fintech offering business current accounts and company formation targeting freelancers, sole traders, and small businesses. Closely comparable to GoSolo on the SMB + formation wedge, with similar self-serve onboarding and tax/invoicing tooling.
- Monzo Business: UK digital bank's business current account offering for sole traders, limited companies, and partnerships. Comparable to GoSolo on self-serve onboarding, integrated pots/expense tools, and freelancer-focused positioning, though with broader consumer brand recognition.
- Tide: UK SMB-focused digital business account and company formation platform directly comparable to GoSolo. Both target freelancers, sole traders, and small businesses with mobile-first banking, company registration, and integrated payment tools; Tide is the most cited competitor in GoSolo's own fee-comparison content.
- Countingup: UK fintech combining a business current account with built-in accounting software for sole traders and small limited companies. Closely comparable to GoSolo on the SMB all-in-one (banking + invoicing + accounting) wedge and freelancer-first positioning.
- Starling Bank: UK digital bank offering full-featured business current accounts to freelancers, small businesses, and limited companies. Comparable to GoSolo on core business banking, though Starling operates its own banking license and serves a broader customer base including larger SMEs.
Broad incumbents
- Stripe: Global payments infrastructure used by GoSolo's SMB customers and benchmarked head-to-head in GoSolo's pricing comparison. Comparable on payment acceptance (payment links, invoices, Tap to Pay-style flows), though Stripe does not offer business banking or company formation.
- SumUp: Global SMB payments and business account provider offering card readers, Tap to Pay, online payments, and business accounts. Comparable to GoSolo on Tap to Pay and SMB payment acceptance, with broader POS hardware distribution.
- Square (Block): Global SMB commerce and payments platform offering card acceptance, Tap to Pay, invoicing, and business banking via Square Banking. Comparable to GoSolo on integrated SMB payments and the all-in-one seller platform thesis.
- Wise Business: Global multi-currency business account serving freelancers, agencies, and SMEs with international payment needs. Comparable to GoSolo on serving international entrepreneurs and developers/IT freelancers billing overseas clients, with stronger cross-border currency coverage.
- Revolut Business: Global digital bank with a multi-currency business account product serving UK Ltd companies, freelancers, and SMEs. Comparable to GoSolo on self-serve onboarding and integrated payments, but with significantly broader geographic and currency coverage.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
GoSolo social profiles
Digital presenceGoSolo compliance and trust
Trust signalCompliance4 records
GoSolo financial estimates
Financial estimateRevenue estimate
Valuation estimate
GoSolo leadership team
Management profileNumber of profiles
Profiles1 record
GoSolo funding detail
Funding detailFunding overview
Funding rounds3 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
GoSolo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about GoSolo
What does GoSolo do?
GoSolo provides a free UK digital business account bundled with company formation, a virtual London business address, and integrated payment acceptance tools (invoicing, payment links, Tap to Pay, QR code payments, and Mastercard debit cards). The platform is built on Adyen's payment infrastructure and is targeted at small businesses, freelancers, startups, and non-UK resident entrepreneurs who can set up a UK limited company and business account entirely online in under 10 minutes.
Is GoSolo a public or private company?
GoSolo is a private company. It is classified as venture growth investor backed and is currently operating.
When was GoSolo founded?
GoSolo was founded in 2018. It employs 11 to 50 people.
Where is GoSolo based?
GoSolo is headquartered in London, United Kingdom, in the Europe region.
How does GoSolo make money?
Three revenue lines are on record. Transaction Processing Fees are the primary driver. The others are company Formation Services and virtual Business Address.
Who are GoSolo's main competitors?
Direct peers on record are Anna Money, Monzo Business, Tide, Countingup and Starling Bank. Broad incumbents are Stripe, SumUp, Square (Block), Wise Business and Revolut Business.
Does GoSolo have an API?
No public API is recorded for GoSolo.
What industry is GoSolo in?
GoSolo's product category is Digital Business Banking Platform. Its primary akta.pro industry code is BPAMAFAC, Digital Wallet Platforms (Consumer & Merchant), with a secondary code of BPAMAFAF, Bill Pay, Invoicing & Payables Platforms. Its NAICS code is 52221 and its SIC code is 6199.