Qerko
Qerko is a Czech fintech founded in 2019 that provides QR code-based mobile payment, ordering, and restaurant management software to 1,500+ hospitality venues across Czech Republic, Slovakia, and Hungary, integrated with 25+ POS systems under a European payment institution license.
- Company typePrivate
- Founded2019
- HeadquartersSmichov, Czechia
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Qerko does
Qerko is a Czech fintech company founded in 2019 that operates a QR code-based mobile payment and ordering platform purpose-built for the hospitality industry. Its core product, Qerko platba, allows restaurant guests to scan a QR code at the table to view digital menus, place orders, split bills, and pay directly from their phones, with payment confirmations flowing in real time to the restaurant's point-of-sale system. The company holds a pan-European payment institution license from the Czech National Bank, enabling it to process payments across EU member states, and it integrates with 25+ POS systems (R_Keeper, Storyous, Dotykačka, Vectron, Septim, and others) and six payment gateways (Stripe, Adyen, GP Webpay, ČSOB, PayU, Confirmo).
Beyond payments, Qerko has assembled a modular platform spanning digital menu and mobile ordering, table reservations, a digital loyalty program, private post-payment guest feedback, a restaurant discovery app (Gastro Guide) with 1.5M+ users, delivery order aggregation via Qpoint (Wolt, Foodora, Bolt), promotional deals, and a supplier payments module. Revenue is generated primarily through per-transaction fees (2.90 CZK + 1.35% MIF++ in Czech Republic, 0.12 EUR + 1.35% in Slovakia), one-time QR code package sales scaled to table count, optional paid installation services, and meal voucher processing fees (1.9%–5.5% across Edenred, Pluxee, Naše Stravenka, UP).
Qerko serves approximately 1,500+ restaurants, bistros, and cafés across Czech Republic, Slovakia, and Hungary, with a customer mix spanning SMBs and enterprise operators such as Plzeňský Prazdroj and the Ambiente group. The company is part of the MITON investment family, has raised nearly 100 million CZK cumulatively across disclosed funding rounds, and operates with 11-50 employees from its Prague headquarters. Its go-to-market combines self-serve website sign-up, direct sales for enterprise accounts, and a POS partner network for SMB acquisition.
Qerko firmographics
Firmographics- Name
- Qerko
- Legal name
- Qerko, s.r.o.
- Website
- https://qerko.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Qerko is a Czech fintech founded in 2019 that provides QR code-based mobile payment, ordering, and restaurant management software to 1,500+ hospitality venues across Czech Republic, Slovakia, and Hungary, integrated with 25+ POS systems under a European payment institution license.
- Ownership category
- akta.pro rank
Qerko industry classification
Industry- Product category
- Hospitality Payment Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- QR Code & Alternative In-Store Acceptance (QR, APMs) (FSAMADAH)
- akta.pro secondary industries
- QR Code Payments Wallets (FSAMAEAC), Payment Orchestration Platforms (FSAGABAA)
Keywords
Where Qerko is headquartered
LocationHeadquarters
- HQ city
- Smichov
- HQ country
- Czechia
- HQ region
- Europe
Offices2 records
Markets served
Qerko business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
Revenue model
- Per-transaction Processing Fees: Qerko charges restaurants a per-transaction fee of 2.90 Kč in Czech Republic or 0.12 EUR in Slovakia per Qerko payment, plus a 1.35% MIF++ interchange fee on the transaction amount. This is the primary revenue stream.
- QR Code Package Sales: One-time fees for QR code packages and promotional materials. Czech Republic: 2,890 Kč (up to 10 tables), 4,790 Kč (up to 20 tables), 8,990 Kč (up to 40 tables), 12,590 Kč (up to 60 tables), with individual pricing for 60+ tables. Slovakia: 119 EUR (up to 10 tables), 199 EUR (up to 20 tables), 359 EUR (up to 40 tables), 509 EUR (up to 60 tables).
- Installation Services: Optional paid installation service: 4,900 Kč in Czech Republic for up to 3 hours of personal installation. Self-installation is free.
- Meal Voucher Processing: Additional transaction fees for meal voucher payments: Edenred 1.9%, Pluxee 5.3%, Naše Stravenka 4.5%, UP 5.5%.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Per-transaction fee: 2.90 Kč + 1.35% MIF++ |
| Transaction based/ take rate | Pay-as-you-go | Per-transaction fee: 0.12 EUR + 1.35% |
| Unit Pricing | Monthly | QR Starter Package (One-time): 2,890 - 12,590 Kč |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels7 records
Qerko product offering
Product offeringCore offering
Qerko is a developer of QR code-based mobile payment and ordering platforms for restaurants, cafés, and bars. Its core offering, Qerko platba, lets guests scan a table QR code to view menus, place orders, split bills, and pay from their phone, with automatic confirmation to the venue's POS system. The platform extends into digital menus, loyalty programs, private guest feedback, reservations, promotional deals, the Gastro Guide consumer discovery app, and Qpoint delivery order aggregation.
Product overview
Qerko is a Czech fintech startup offering an all-in-one hospitality management platform built around QR code-based mobile payments. The core product is Qerko platba (Qerko Payment), which enables guests to scan a QR code at their table to view the menu, order items, split bills, and pay directly from their phone. This core platform is complemented by a modular suite including Digitální menu a objednávka (Digital Menu and Ordering) for in-table ordering with up to 10% revenue increase, Qpoint for unified order management from delivery aggregators (Wolt, Foodora, Bolt) on a single tablet, Rezervace (Reservations) for online table booking, Věrnostní program (Loyalty Program) for digital rewards, Hodnocení (Rating) for private post-payment feedback, Gastroprůvodce (Gastro Guide) as a restaurant discovery app with 1.5M+ users, and Qerko Deals for promotional offers to attract new guests. The platform integrates with 25+ POS systems and multiple payment gateways (Stripe, Adyen, GP Webpay, ČSOB, PayU, Confirmo), supports meal vouchers (Pluxee, Edenred, Benefit Plus, Naše Stravenka, Up), and offers APIs for POS integration, order management, and e-commerce payments.
Differentiator
Problem solved
Functional benefit
Brands
- Qpoint: An all-in-one tablet solution for restaurants that consolidates orders from Foodora, Wolt, Bolt, and the company's own e-shop onto a single device.
Products and services
- Qerko platba (Qerko Payment) Core QR code-based mobile payment system for hospitality venues. Guests scan a QR code on the table to view the menu, order items, split the bill, add a tip, and pay directly from their phone. Successful payment automatically notifies the venue's POS system and generates a digital receipt. Includes bill splitting, digital menu with images, mobile ordering, take-away, and bundled access to loyalty, reservations, gastro guide promotion, and reputation tools without separate monthly subscription fees.
- Qpoint Tablet-based unified order management solution for restaurants. Aggregates incoming orders from Wolt, Foodora, Bolt, and the restaurant's own e-shop into a single tablet interface with automatic order confirmation and kitchen ticket printing, eliminating the need for separate tablets per delivery platform.
- Gastroprůvodce (Gastro Guide) Consumer-facing restaurant discovery app and marketing platform with over 1.5 million users across Czech Republic, Slovakia, and Hungary. Lists 1,500+ venues with menus, photos, lunch offers, integrated reservations, loyalty offers, and Qerko Stories promotional content. Drives customer acquisition for Qerko's restaurant partners.
- Qerko API Suite (Basic, Extended, E-shop) Public developer API with three tiers: Basic API for in-venue Qerko payments, Extended API for accepting orders, and E-shop API for integrating Qerko as a payment method in external e-commerce platforms. Supports REST, Websocket, and Webhook interfaces with endpoints for order management, payment processing, refunds, subscriptions, Apple Pay sessions, and static payment links. Includes sandbox environment at sandbox.qerko.com.
- Qerko Deals Promotional deal engine that lets restaurants create offers such as buy-one-get-one-free and percentage discounts to attract new guests. Offers are automatically redeemed during payment via the Qerko app, with performance tracked in the merchant dashboard.
Quantifiable outcome
- 244 hours saved per restaurant annually in staff time
- +4 more outcomes
Companies that use Qerko
Customer profileNamed customers11 records
Segments3 records
Ideal customer profiles3 records
Qerko technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration49 records
Feature9 records
Qerko partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core and strategic.
- R_KeepercorePOS integration partner. R_Keeper is one of the major cash register systems in Czech Republic. Qerko integrates with R_Keeper for seamless payment notifications and digital receipt generation.
- StoryouscoreCloud-based POS partner with full integration capabilities for Qerko payment and ordering features.
- DotykačkacorePopular Slovak and Czech cloud POS system with Qerko integration for payment processing.
- SeptimcorePOS partner with full support for Qerko payment splitting, ordering, and loyalty features.
- StripecorePayment gateway provider processing card payments for Qerko transactions.
- AdyencorePayment gateway provider for processing card payments through Qerko.
- GP WebpaycoreRegional payment gateway (Czech/Slovak) used for card processing in Qerko transactions.
- ČSOBcoreCzech bank providing payment gateway services for Qerko card processing.
- PayUcorePayment gateway provider integrated with Qerko for processing card transactions.
- Plzeňský PrazdrojstrategicMajor Czech brewery and restaurant operator. Qerko is used across Plzeňský Prazdroj restaurant venues for payment processing and guest engagement.
- WoltcoreDelivery platform integrated with Qpoint for aggregating orders from multiple delivery services into one tablet.
- FoodoracoreFood delivery platform integrated with Qpoint for consolidated order management.
Scale indicators8 records
Recent moves6 records
Expansion highlights6 records
Qerko competitors and assessment
Company assessmentDirect peers
- SumUp: Global mPOS and payment acceptance provider serving SMBs including restaurants and cafés across Europe. Directly comparable to Qerko as both offer QR/contactless in-person payment solutions for small hospitality merchants, though SumUp is significantly larger and broader geographically.
- Zettle by PayPal: Mobile point-of-sale and payment solution acquired by PayPal, serving SMB retailers and restaurants. Comparable to Qerko in offering QR/code-based payments and POS integrations for hospitality merchants, though operating at much greater scale globally.
- Dotykačka: Popular Czech and Slovak cloud-based POS system for hospitality and retail, integrated with Qerko for QR payments. Closely comparable to Qerko in geography (CZ/SK) and target market (restaurants/cafés), though Dotykačka is primarily a POS vendor while Qerko is the payment/engagement layer on top.
- Storyous: Cloud-based POS for restaurants in Central Europe (CZ/SK) and a Qerko integration partner. Directly comparable as a hospitality tech provider in the same geographic markets, focusing on POS while Qerko focuses on the payment and guest engagement layer.
- myPOS: European-licensed payment institution offering mPOS terminals and QR payment solutions for SMBs across the EU. Comparable to Qerko in regulatory profile (EU payment institution license), target customer (SMB merchants), and QR-based payment offering.
Broad incumbents
- Revolut Business / Revolut Reader: Global fintech super-app with a payment acceptance product (Revolut Reader) for SMB merchants including restaurants. Comparable to Qerko as a licensed fintech offering QR/card payment acceptance in Europe, though bundled into a much wider consumer banking and finance platform.
- Square (Block): Global POS and payment platform for SMBs including restaurants, with QR and contactless acceptance. Comparable to Qerko's core QR payment offering and merchant service model, though Square operates at vastly greater scale and with broader software capabilities.
Regional players
- R_Keeper: Major international (CIS/Central/Eastern Europe-focused) cash register and POS system for restaurants with presence in CZ/SK markets. Comparable to Qerko as an integrated POS/payment ecosystem serving the same hospitality segment, though with much broader geographic reach and different historical home market.
Others
- Wolt (by DoorDash): European food delivery platform that Qerko integrates with via Qpoint for order aggregation. Comparable as an adjacent ecosystem participant — both serve the same restaurants and diners in CZ/SK/HU, though Wolt operates in the delivery marketplace while Qerko focuses on in-venue payments and guest engagement.
- Edenred: Global meal voucher and employee benefits provider integrated with Qerko for in-restaurant voucher acceptance. Comparable as an adjacent payments player in the Central European restaurant ecosystem, with material influence over Qerko's take rate on voucher transactions.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Qerko social profiles
Digital presenceQerko compliance and trust
Trust signalCompliance2 records
Qerko financial estimates
Financial estimateRevenue estimate
Valuation estimate
Qerko leadership team
Management profileNumber of profiles
Profiles6 records
Qerko funding detail
Funding detailFunding overview
Funding rounds3 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Qerko M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Qerko
What does Qerko do?
Qerko is a developer of QR code-based mobile payment and ordering platforms for restaurants, cafés, and bars. Its core offering, Qerko platba, lets guests scan a table QR code to view menus, place orders, split bills, and pay from their phone, with automatic confirmation to the venue's POS system. The platform extends into digital menus, loyalty programs, private guest feedback, reservations, promotional deals, the Gastro Guide consumer discovery app, and Qpoint delivery order aggregation.
Is Qerko a public or private company?
Qerko is a private company. It is classified as corporate owned and is currently operating.
When was Qerko founded?
Qerko was founded in 2019. It employs 11 to 50 people.
Where is Qerko based?
Qerko is headquartered in Smichov, Czechia, in the Europe region.
How does Qerko make money?
Four revenue lines are on record. Per-transaction Processing Fees are the primary driver. The others are QR Code Package Sales, installation Services and meal Voucher Processing.
Who are Qerko's main competitors?
Direct peers on record are SumUp, Zettle by PayPal, Dotykačka, Storyous and myPOS. Broad incumbents are Revolut Business / Revolut Reader and Square (Block). R_Keeper is listed as a regional player. Others are Wolt (by DoorDash) and Edenred.
Does Qerko have an API?
Yes. Qerko offers a public REST API with three tiers: Basic API for in-venue Qerko payments, Extended API for accepting orders, and E-shop API for integrating Qerko as a payment method in external e-commerce. The API supports REST interface, Websocket interface, and Webhook interface. Available endpoints include order management (create, process, delete), payment processing, refund handling, subscription payments, Apple Pay session creation, and static payment link management. Sandbox environment available at sandbox.qerko.com/api/v2/eshop. Developer documentation is at docs.qerko.com.
What industry is Qerko in?
Qerko's product category is Hospitality Payment Software. Its primary akta.pro industry code is FSAMADAH, QR Code & Alternative In-Store Acceptance (QR, APMs), with a secondary code of FSAMAEAC, QR Code Payments Wallets. Its NAICS code is 52232 and its SIC code is 6199.