Fraud Protection Network
Fraud Protection Network is a B2B data intelligence provider offering tri-bureau credit data solutions — PreQual, Prescreen, Account Review, and CoreID — to U.S. lenders, FDIC banks, mortgage brokers, and credit unions via API and iframe integrations.
- Company typePrivate
- Founded2012
- HeadquartersHallandale, United States
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What Fraud Protection Network does
Fraud Protection Network, Inc. (FPN) is a privately held B2B data intelligence provider founded in 2012 and headquartered in Aventura, Florida, serving the U.S. lending industry. The company aggregates consumer credit data from the three major U.S. bureaus — Experian, TransUnion, and Equifax — and packages it into four modular products: PreQual (soft-inquiry tri-bureau loan prequalification), Prescreen (marketing prescreening with trigger alerts), Account Review (portfolio monitoring and retention), and CoreID (digital identity verification with biometric document authentication). All solutions are FCRA-compliant and delivered either as embeddable iframes or via API integration into clients' loan-origination and portfolio-management systems.
FPN sells exclusively to enterprise and mid-market financial institutions — lenders, FDIC-insured banks, mortgage brokers, and credit unions — through a direct field-sales motion with custom, quote-based annual contracts. In early 2022 the company divested its direct-to-consumer business (including the Resident-Link brand) to IDIQ to refocus exclusively on B2B. The company has 51–100 employees, achieved 299% revenue growth over the trailing three years (Inc. 5000 No. 1880 in 2023), and raised approximately $8.3M in exempt securities offerings between March 2024 and April 2026 to support continued product development, including the July 2024 launch of the CoreID identity-verification platform.
Fraud Protection Network firmographics
Firmographics- Name
- Fraud Protection Network
- Legal name
- Fraud Protection Network, Inc.
- Website
- https://fraudprotectionnetwork.com/
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Fraud Protection Network is a B2B data intelligence provider offering tri-bureau credit data solutions — PreQual, Prescreen, Account Review, and CoreID — to U.S. lenders, FDIC banks, mortgage brokers, and credit unions via API and iframe integrations.
- Ownership category
- akta.pro rank
Fraud Protection Network industry classification
Industry- Product category
- Lending Technology / Credit Data Analytics
- NAICS
- Credit Bureaus (561450), Mortgage and Nonmortgage Loan Brokers (52231), Other Activities Related to Credit Intermediation (522390), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320), Loan Brokers (6163), Finance Services (6199)
- akta.pro primary industry
- Lending & Credit Disbursements (FSAMAKAH)
- akta.pro secondary industries
- Payments Fraud & Chargeback Prevention (HDADALAE), Risk Scoring, Decisioning & Orchestration (FSAMALAB), Identity, Fraud & Insurance-Specific RegTech Platforms (FSAGAGAJ)
Keywords
Where Fraud Protection Network is headquartered
LocationHeadquarters
- HQ city
- Hallandale
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Fraud Protection Network business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations
Revenue model
- B2B Data Intelligence Solutions: FPN provides customizable data solutions to lenders, banks, brokers, and credit unions. Solutions are offered as standalone products or combined packages, likely through subscription or usage-based contracts. Pricing is customized per client.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Custom quote-based pricing for enterprise B2B clients |
Go-to-market motion3 records
Distribution channels2 records
Marketing channels5 records
Fraud Protection Network product offering
Product offeringCore offering
Fraud Protection Network (FPN) provides data intelligence solutions for the U.S. lending industry, integrating tri-bureau credit data from Experian, TransUnion, and Equifax into a modular platform of four products: PreQual (soft-inquiry loan prequalification), Prescreen (marketing prescreening), Account Review (portfolio management), and CoreID (digital identity verification). Solutions are delivered as customizable API or iframe integrations embedded directly into lenders', banks', brokers', and credit unions' existing systems, supporting the full customer lifecycle from acquisition through retention and fraud mitigation.
Product overview
FPN is a data intelligence solutions provider offering a modular platform with four distinct products: PreQual (loan prequalification), Prescreen (marketing prescreening), Account Review (portfolio management), and CoreID (identity verification/fraud protection). The products share a common data infrastructure connecting to the three major credit bureaus (Experian, TransUnion, Equifax) and can function as standalone offerings or be combined into an integrated suite. PreQual and Prescreen serve the customer acquisition phase, Account Review supports retention, and CoreID addresses fraud prevention across the entire customer lifecycle.
Differentiator
Problem solved
Functional benefit
Brands
- PreQual: Tri-bureau loan prequalification solution providing soft-inquiry credit data from Experian, TransUnion, and Equifax without impacting consumer credit scores.
- Prescreen
- Account Review
- CoreID
- Resident-Link
Products and services
- PreQual FCRA-compliant, soft-inquiry loan prequalification solution that delivers full credit files, FICO scores, and VantageScores from all three major U.S. credit bureaus without affecting applicants' credit. Built for lenders, banks, mortgage brokers, and credit unions that need to capture more leads and respond quickly to qualified prospects.
- Prescreen
Quantifiable outcome
- 299% revenue growth over three years, ranking FPN No. 1880 on the Inc. 5000 list of fastest-growing private companies in America (2023)
- +2 more outcomes
Companies that use Fraud Protection Network
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles3 records
Fraud Protection Network technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability3 records
Feature4 records
Fraud Protection Network partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and major.
- ExperiancoreExperian is one of the three major U.S. credit bureaus and serves as a core data partner for FPN's tri-bureau data solutions. FPN's PreQual, Prescreen, and Account Review solutions pull credit data from Experian in combination with TransUnion and Equifax, providing lenders with comprehensive consumer credit information.
- TransUnioncoreTransUnion is one of the three major U.S. credit bureaus providing credit data for FPN's data intelligence solutions. FPN integrates TransUnion data into its PreQual, Prescreen, and Account Review platforms, enabling lenders to access full credit files, FICO scores, and VantageScores.
- EquifaxcoreEquifax is one of the three major U.S. credit bureaus and a key data partner for FPN's tri-bureau solutions. FPN leverages Equifax credit data across its suite of lending industry solutions including PreQual, Prescreen, and Account Review.
- IDIQmajorIn early 2022, FPN sold its direct-to-consumer business channel, including the Resident-Link product, to IDIQ, one of the fastest-growing industry leaders in identity theft protection and credit report monitoring. This was a strategic divestiture that allowed FPN to focus on its B2B data intelligence solutions for the lending industry.
Scale indicators4 records
Recent moves6 records
Expansion highlights4 records
Fraud Protection Network competitors and assessment
Company assessmentBroad incumbents
- TransUnion: Second of FPN's three bureau partners; offers its own prequalification, prescreen, and risk analytics products directly to lenders, making it both a supplier and a direct competitor in FPN's core market.
- Experian: One of the three major U.S. credit bureaus and a core data partner to FPN; also operates broad credit marketing, identity, and analytics suites that overlap with FPN's PreQual, Prescreen, and Account Review offerings, particularly for enterprise lenders.
- Equifax: Third major credit bureau feeding FPN's tri-bureau platform; Equifax's data, analytics, and identity services compete with FPN at the enterprise tier for lender prescreen and portfolio management use cases.
- FICO: Owns the FICO score used inside FPN's prequalification outputs and offers enterprise analytics, fraud, and decisioning products to lenders that overlap with FPN's risk scoring and account review use cases.
- LexisNexis Risk Solutions: Provides credit, fraud, identity verification, and portfolio analytics to lenders and financial institutions; overlaps with FPN's CoreID, Account Review, and prequalification offerings for mid-market and enterprise clients.
Direct peers
- Clarity Services: Sub-prime and alternative credit data provider to lenders; competes with FPN's prescreen and tri-bureau prequalification offerings in the non-prime consumer lending segment.
- MeridianLink: Provider of loan origination and digital lending platforms to banks, credit unions, and mortgage lenders; competes most directly with FPN's PreQual and prescreen solutions through its decisioning and consumer-engagement modules.
- MicroBilt: Alternative credit data and identity verification provider serving lenders and fintechs; directly overlaps with FPN's Prescreen and CoreID offerings, particularly for non-prime and small-business credit use cases.
Emerging players
- Plaid: Data connectivity and verification platform increasingly used by lenders for income, asset, and identity verification; adjacent competitor to FPN's CoreID identity authentication product in digital lending flows.
Regional players
- IDIQ: Acquirer of FPN's Resident-Link direct-to-consumer business in 2022 and a major identity theft protection and credit monitoring provider; comparable in customer lifecycle focus but consumer-direct rather than B2B.
Market position
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Fraud Protection Network social profiles
Digital presenceFraud Protection Network compliance and trust
Trust signalCompliance2 records
Fraud Protection Network financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fraud Protection Network leadership team
Management profileNumber of profiles
Profiles3 records
Fraud Protection Network funding detail
Funding detailFunding overview
Funding rounds8 records
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fraud Protection Network M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fraud Protection Network
What does Fraud Protection Network do?
Fraud Protection Network (FPN) provides data intelligence solutions for the U.S. lending industry, integrating tri-bureau credit data from Experian, TransUnion, and Equifax into a modular platform of four products: PreQual (soft-inquiry loan prequalification), Prescreen (marketing prescreening), Account Review (portfolio management), and CoreID (digital identity verification). Solutions are delivered as customizable API or iframe integrations embedded directly into lenders', banks', brokers', and credit unions' existing systems, supporting the full customer lifecycle from acquisition through retention and fraud mitigation.
Is Fraud Protection Network a public or private company?
Fraud Protection Network is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Fraud Protection Network founded?
Fraud Protection Network was founded in 2012. It employs 51 to 100 people.
Where is Fraud Protection Network based?
Fraud Protection Network is headquartered in Hallandale, United States, in the North America region.
How does Fraud Protection Network make money?
One revenue line is on record: B2B Data Intelligence Solutions.
Who are Fraud Protection Network's main competitors?
Broad incumbents on record are TransUnion, Experian, Equifax, FICO and LexisNexis Risk Solutions. Direct peers are Clarity Services, MeridianLink and MicroBilt. Plaid is listed as an emerging player. IDIQ is listed as a regional player.
Does Fraud Protection Network have an API?
No public API is recorded for Fraud Protection Network.
What industry is Fraud Protection Network in?
Fraud Protection Network's product category is Lending Technology / Credit Data Analytics. Its primary akta.pro industry code is FSAMAKAH, Lending & Credit Disbursements, with a secondary code of HDADALAE, Payments Fraud & Chargeback Prevention. Its NAICS code is 561450 and its SIC code is 7320.