FAVO Capital

What FAVO Capital does

FAVO Capital, now operating as Stewards Inc. (OTC: SWRD), is a publicly traded diversified finance company headquartered in Lauderhill, Florida, with 51-100 employees. The company provides capital solutions to small and medium-sized businesses (SMBs) through revenue-based financing, private credit lending, debt restructuring, and embedded lending partnerships, targeting the U.S. small-business segment across its Southeast operating base.

The platform spans four integrated product lines: a private credit platform offering diversified lending solutions, a revenue-based financing product with repayment tied to borrower revenue, a 'Selective Real Assets' arm focused on income-producing real estate anchored by the $190 million August 2025 acquisition of the 1818 Park Class-A mixed-use property in Hollywood, Florida, and a 'Digital Treasury' infrastructure platform aimed at treasury management, asset tokenization, and blockchain-based liquidity. Underwriting and portfolio surveillance are stated to be augmented by machine learning. The company trades on OTC markets and is publicly pursuing a Nasdaq uplisting, with capital sources including public markets, a $10 million multi-tranche SEC-exempt securities offering (November 2025), and an $8 million Series A Preferred from Stewards Investment Capital (May 2025). Leadership comprises Glen Steward (Chairman), Shaun Quin (CEO/President), Katy Murless (CFO), Vaughan Korte (COO), and independent directors Gary F. Baumann and Wael Barsoum. Provided financials show the company has operated at an operating loss in disclosed periods, though the figures as supplied contain apparent data-quality issues (multi-trillion-dollar line items inconsistent with a sub-100-employee public company) that prevent precise quantitative reading.

Name

FAVO Capital

Legal name

Stewards Inc.

Website

https://favocapital.com

Company type

Public

Founded year

1999

Operating status

Operating

Headcount range

51–100 employees

Short description

FAVO Capital, operating as Stewards Inc. (OTC: SWRD), is a publicly traded diversified finance company providing revenue-based financing, private credit lending, and income-producing real estate investments to small and medium-sized businesses.

Ownership category

akta.pro rank

Product category

Private Credit & Diversified Finance

NAICS

Portfolio Management and Investment Advice (52394), Other Financial Investment Activities (5239), Other Financial Vehicles (525990)

SIC

Functions Related To Depository Banking, Nec (6099), Real Estate Dealers (For Their Own Account) (6532)

akta.pro primary industry

SME Term Loans & Growth Capital (FSAKAGAB)

akta.pro secondary industries

Commercial Real Estate Asset Management (BPAJAMAB), Asset-Based Lending (ABL) (FSANADAD)

Keywords

• Private credit lending
• SMB funding services
• Revenue-based financing
• Real asset investment
• Digital treasury infrastructure

Headquarters

HQ city

Lauderhill

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Supply Chain, Marketing or Sales

Revenue model

1. Private Credit Lending: FAVO Capital generates revenue through private credit operations, providing SMB funding, debt restructuring services, and embedded lending partnerships. The company diversifies revenue through income-producing real estate investments.
2. Real Estate Investment: The company acquires income-producing real estate assets such as the 1818 Park property, generating rental income and potential appreciation from Class-A mixed-use properties.

Go-to-market motion1 record

Core offering

FAVO Capital (operating as Stewards Inc.) is a diversified finance company providing private credit and revenue-based financing to small and medium-sized businesses across the United States, alongside debt restructuring services and embedded lending partnerships. The company has expanded into income-producing real estate through acquisitions such as 1818 Park and operates a digital treasury platform built on blockchain infrastructure for tokenization and liquidity.

Product overview

FAVO Capital (now Stewards Inc.) operates as a diversified finance company offering multiple integrated platforms. The core offerings include Revenue-Based Financing for SMB funding, a Private Credit platform spanning credit and real asset investments, and a Digital Treasury platform for asset tokenization and blockchain-based treasury management. The company expanded into income-producing real estate through the acquisition of 1818 Park and supports growth through embedded lending partnerships toward Nasdaq uplisting.

Differentiator

Problem solved

Functional benefit

Products and services

• Revenue-Based Financing Revenue-based financing platform providing capital to small and medium-sized businesses with flexible repayment tied to revenue performance, addressing limited access to traditional bank financing.
• Selective Real Assets
• Digital Treasury
• Private Credit

Named customers1 record

Segments2 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability1 record

Partnerships

Two partnerships are on record, tiered core and minor.

• GCF DevelopmentcoreStrategic or Co-development PartnerGCF Development sold the 1818 Park property to FAVO Capital in a $190 million transaction and became a long-term equity partner. The partnership emphasizes strengthening FAVO's balance sheet and private credit business through income-generating real estate.
• Gary F. BaumannminorOthersGary F. Baumann appointed as independent director of FAVO Capital's board. His expertise in construction and commercial law strengthens the company's governance and strategic direction, particularly relevant for real estate acquisitions.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• BlueVine: BlueVine provides working capital solutions (lines of credit, term loans, invoice factoring) to SMBs through a digital platform. It is a direct competitor to FAVO Capital's revenue-based financing offering, serving the same small business customer base with similarly structured funding products.
• Upstart Holdings: Upstart Holdings (NASDAQ: UPST) is an AI-powered lending marketplace leveraging machine learning for credit underwriting. FAVO's stated focus on ML-driven underwriting and portfolio surveillance directly mirrors Upstart's core value proposition in the credit space.
• Sachem Capital: Sachem Capital (NYSE Amex: SACH) is a small-cap publicly traded specialty real estate lender and investor. Most similar in profile to FAVO Capital: small public company combining real estate exposure with specialty lending, focused on South Florida and Northeast markets.
• Enova International (OnDeck): Enova International operates one of the largest online SMB lending platforms after its 2020 acquisition of OnDeck Capital. It is the closest direct comparable to FAVO Capital in online SMB/working-capital financing, including revenue-based financing products serving similar underserved SMB segments.
• Fundbox: Fundbox is a digital SMB financing platform offering short-term working capital and embedded lending products. Comparable to FAVO Capital's emphasis on embedded lending partnerships and B2B SMB funding, with similar product positioning for underserved small businesses.
• Kabbage (American Express): Kabbage was a leading SMB online lender acquired by American Express, providing working capital lines to small businesses. Its product model and target customer closely parallel FAVO Capital's revenue-based financing offering to SMBs.

Broad incumbents

• Kennedy Wilson Holdings: Kennedy Wilson Holdings (NYSE: KW) is a publicly traded diversified real estate investment and services company with global holdings. Comparable to FAVO Capital's selective real assets strategy, including income-producing Class-A mixed-use properties in Florida-adjacent markets.
• Blue Owl Capital: Blue Owl Capital (NYSE: OWL) is a major alternative asset manager with significant direct lending and real asset franchises. Comparable to FAVO Capital's diversified finance strategy combining private credit with real-asset exposure, though operating at institutional scale.
• Ares Capital Corporation: Ares Capital (NASDAQ: ARCC) is one of the largest publicly traded business development companies (BDCs) providing private credit to middle-market and SMB borrowers. Comparable to FAVO Capital in private credit orientation, though at materially greater scale and with a public-market BDC structure.
• LendingClub: LendingClub (NYSE: LC) operates a digital lending marketplace that has expanded into SMB and banking products. A broad incumbent in the online lending space, comparable in digital credit origination, though more consumer-focused than FAVO Capital's SMB and revenue-based financing focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/stewards_usa
• LinkedInlinkedin.com/company/stewards-usa

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds5 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FAVO Capital