Eximpe
EximPe is a Singapore-headquartered, RBI-licensed (PA-CB) cross-border payment infrastructure provider enabling global merchants to collect INR via UPI, net banking, and cards from Indian customers without a local entity, and Indian businesses to make FX-enabled import payments, on a 0.75% per-transaction pricing model.
- Company typePrivate
- Founded2022
- HeadquartersSingapore, Singapore
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Eximpe does
EximPe (legally Les Amis Private Limited, headquartered in Singapore with India operations in Mumbai and Bengaluru) is a cross-border payment infrastructure provider operating under a final Payment Aggregator – Cross Border (PA-CB) license from the Reserve Bank of India. The company enables overseas merchants to collect INR payments from Indian customers via UPI, net banking, and cards without establishing an Indian entity, and provides Indian businesses with FX-enabled trade accounts for outbound import payments. Its platform automates FEMA, e-FIRA, purpose code classification, and AML compliance, and settles to international bank accounts in 30+ currencies (USD, EUR, GBP, SGD, AED, CNH, HKD and others) within 24–48 hours. The technology stack combines direct integrations with 50+ Indian banks, partnerships with DBS and Yes Bank, and an intelligent payment routing engine that the company reports achieves 99%+ success rates on UPI transactions.
EximPe's product surface spans INR Virtual Accounts, a unified India Checkout, UPI for international merchants, UPI AutoPay for subscription billing, shareable payment links and pages, and AD1 Trade Accounts for Indian importers, with corridor-specific infrastructure for India-China and India-ASEAN trade flows. It operates an API-first, developer-centric go-to-market with SDKs for major languages, no-code embed widgets, hosted checkout, and 48-hour integration timelines, supplemented by native plugins for Shopify, WooCommerce, Magento, BigCommerce, and Salesforce Commerce Cloud. A white-label and referral program targets payment service providers globally.
The business model is transaction-based, charging a 0.75% platform fee on processed payments with no setup fees, no annual commitment, and pay-as-you-go billing. The company targets global e-commerce and D2C brands, SaaS and subscription businesses, marketplaces, payment service providers, and B2B trade operators serving Indian customers, alongside Indian MSME importers sourcing from China, ASEAN, and GCC regions. EximPe was founded in 2022 and has raised $3.5M in seed funding led by Leo Capital, with iSeed Ventures and angel investors including Kunal Shah and Rajesh Raju participating.
Eximpe firmographics
Firmographics- Name
- Eximpe
- Legal name
- Les Amis Private Limited
- Website
- https://eximpe.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- EximPe is a Singapore-headquartered, RBI-licensed (PA-CB) cross-border payment infrastructure provider enabling global merchants to collect INR via UPI, net banking, and cards from Indian customers without a local entity, and Indian businesses to make FX-enabled import payments, on a 0.75% per-transaction pricing model.
- Ownership category
- akta.pro rank
Eximpe industry classification
Industry- Product category
- Cross-Border Payment Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- akta.pro primary industry
- Cross-Border & FX Payments Platforms (BPAMAFAK)
- akta.pro secondary industries
- Cross-border Payments, FX & Multi-currency Checkout (CRAFAJAF), Merchant Cross-Border Collections (Pay-ins) & Local Payment Methods (FSAGAKAD)
Keywords
Where Eximpe is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices3 records
Markets served
Eximpe business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Supply Chain
Revenue model
- Transaction Processing Fee: EximPe charges a platform fee of 0.75% per transaction for processing cross-border payments. This is a transaction-based take rate model where revenue is earned as a percentage of each payment processed through the platform. The fee applies to all payment methods including UPI, cards, and net banking transactions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard Transaction Fee |
Go-to-market motion1 record
Distribution channels6 records
Marketing channels7 records
Eximpe product offering
Product offeringCore offering
EximPe provides cross-border payment infrastructure that enables global merchants to accept INR payments from Indian customers via UPI, net banking, and cards without establishing a local Indian entity. The platform offers INR Virtual Accounts, India Checkout, UPI AutoPay subscriptions, payment links, and AD1 Trade Accounts for Indian importers, with automated FEMA/e-FIRA compliance and multi-currency settlement to 25+ currencies within 24–48 hours.
Product overview
EximPe is a cross-border payments platform providing two distinct product lines: (1) For Foreign Merchants — INR Virtual Accounts, India Checkout, UPI for International Merchants, Subscription & AutoPay, and Payment Links & Pages enable global businesses to collect payments from Indian customers without local entity setup, with settlement in USD, EUR, GBP, SGD, AED and 25+ currencies; (2) For Indian Businesses — AD1 Trade Accounts provide transparent FX rates and automated trade documentation for importers. The platform also offers solution verticals for E-Commerce & D2C, SaaS & Subscriptions, Marketplaces, Payment Service Providers, and B2B Payments & Trade, all built on EximPe's RBI PA-CB license. Complimentary free tools include SWIFT Code Finder, HSN Code Finder, Invoice Generator, Currency Converter, and Trade Insights.
Differentiator
Problem solved
Functional benefit
Products and services
- INR Virtual Accounts Virtual Indian rupee collection accounts assigned to international businesses, enabling collection via UPI, cards, and net banking without requiring an Indian entity, GST registration, or local bank relationship. Handles FEMA, IDPMS, and e-FIRA compliance automatically.
- India Checkout Unified checkout integration supporting UPI, net banking, cards, and wallets with 99%+ success rate, optimized for mobile and accessible within 48 hours of integration.
- UPI for International Merchants Cross-border UPI payment acceptance enabling global merchants to receive payments from 500M+ Indian UPI users without a local entity, with real-time confirmation and settlement in preferred currencies.
- Subscription & AutoPay Recurring billing solution using UPI AutoPay and e-NACH for automated collection up to ₹2.5 lakh per debit, with smart dunning system for failed renewal retries supporting weekly, monthly, or custom billing cycles.
- Payment Links & Pages Shareable payment links, dynamic QR codes, and branded hosted payment pages enabling no-code INR collection via email, WhatsApp, social media, or website embedding.
- AD1 Trade Accounts Forex-enabled trade accounts for Indian importers providing transparent FX rates under 1% markup, automated e-BRC/FIRC/DGFT documentation, and multi-currency settlement for import payments.
- E-Commerce & D2C Payments Cross-border e-commerce checkout solution enabling international stores to accept INR payments from Indian shoppers via native UPI intent flow, local cards, and net banking with global settlement.
- SaaS & Subscriptions India-focused SaaS billing solution with INR pricing, UPI AutoPay for recurring subscriptions, and card-on-file tokenization supporting monthly, annual, or custom billing cycles.
- Marketplace Payments Cross-border marketplace payment infrastructure supporting split payments, escrow management, and multi-party settlements with compliant INR collection and global settlement.
- Payment Service Providers Partnership White-label and API integration models enabling payment service providers to extend UPI, net banking, and card payment rails to their merchant base under EximPe's PA-CB license.
- B2B Payments & Trade Cross-border B2B invoice collection enabling international suppliers to receive bulk trade payments from Indian importers with T+2 settlement, automated e-FIRA and FEMA compliance documentation.
Quantifiable outcome
- 99%+ payment success rate on UPI transactions vs. 40-60% card failure rate for international cards in India
- +5 more outcomes
Companies that use Eximpe
Customer profileNamed customers3 records
Segments7 records
Ideal customer profiles6 records
Eximpe technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature7 records
Eximpe partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- DBS BankcoreDBS Bank is EximPe's banking partner enabling the cross-border payment infrastructure. The partnership provides settlement rails and bank integration for processing international transactions.
- Yes BankcoreYes Bank is a verified banking partner integrated with EximPe's payment infrastructure for INR collection and cross-border settlement processing.
- NPCI (National Payments Corporation of India)coreNPCI operates the UPI infrastructure that EximPe leverages for processing real-time payments. EximPe processes transactions over NPCI's payment rails which handle 12B+ monthly transactions.
Scale indicators12 records
Recent moves6 records
Expansion highlights5 records
Eximpe competitors and assessment
Company assessmentBroad incumbents
- Stripe: Global payment processor with India operations. While Stripe currently lacks native UPI support for global merchants, its scale and roadmap represent the primary competitive threat EximPe is differentiated against.
- PayPal: Global incumbent in cross-border digital payments. PayPal is explicitly called out in EximPe's competitive positioning as lacking UPI support — a gap EximPe is built to fill, but which PayPal could close.
- Wise: Cross-border money movement specialist with multi-currency accounts and FX. While Wise focuses more on remittance/payouts than merchant collection, it competes for the same cross-border SME customer.
Direct peers
- dLocal: Cross-border payments platform specializing in emerging markets, enabling global merchants to accept local payment methods including in high-growth economies. Comparable one-stop emerging-market pay-in model.
- Razorpay: One of India's largest payment aggregators and a fellow PA-CB license holder. Razorpay offers UPI, cards, net banking, and is expanding cross-border collection for international merchants — directly competing with EximPe's core value proposition.
- Cashfree Payments: Indian payment gateway with PA-CB ambitions that supports UPI, net banking, and international collection. Targets e-commerce, SaaS, and marketplaces with cross-border INR acceptance similar to EximPe.
- PingPong Payments: Cross-border payments processor focused on Asia-North America and Asia-Europe trade. Comparable model of cross-border merchant collection with corridor specialization.
- Payoneer: Cross-border payments platform serving marketplaces, freelancers, and SMBs with multi-currency collection. Comparable target customer (global SMBs and marketplaces selling to emerging markets).
- Airwallex: Global cross-border payments platform offering multi-currency accounts and local payment acceptance. Airwallex's expansion into emerging-market collection rails overlaps with EximPe's cross-border collection for Asia corridors.
Regional players
- BillDesk: Indian payment processor with strong domestic aggregation footprint. While primarily India-domestic, its scale and any cross-border expansion make it an adjacent competitor in the same regulatory ecosystem.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Eximpe social profiles
Digital presenceEximpe compliance and trust
Trust signalCompliance3 records
Eximpe financial estimates
Financial estimateRevenue estimate
Valuation estimate
Eximpe leadership team
Management profileNumber of profiles
Profiles1 record
Eximpe funding detail
Funding detailFunding overview
Funding rounds3 records
Investors9 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Eximpe M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Eximpe
What does Eximpe do?
EximPe provides cross-border payment infrastructure that enables global merchants to accept INR payments from Indian customers via UPI, net banking, and cards without establishing a local Indian entity. The platform offers INR Virtual Accounts, India Checkout, UPI AutoPay subscriptions, payment links, and AD1 Trade Accounts for Indian importers, with automated FEMA/e-FIRA compliance and multi-currency settlement to 25+ currencies within 24–48 hours.
Is Eximpe a public or private company?
Eximpe is a private company. It is classified as venture growth investor backed and is currently operating.
When was Eximpe founded?
Eximpe was founded in 2022. It employs 11 to 50 people.
Where is Eximpe based?
Eximpe is headquartered in Singapore, Singapore, in the Asia region.
How does Eximpe make money?
One revenue line is on record: transaction Processing Fee.
Who are Eximpe's main competitors?
Broad incumbents on record are Stripe, PayPal and Wise. Direct peers are dLocal, Razorpay, Cashfree Payments, PingPong Payments, Payoneer and Airwallex. BillDesk is listed as a regional player.
Does Eximpe have an API?
Yes. REST API with clean, well-documented endpoints and SDKs for major programming languages. Supports full UI control via API integration, hosted checkout redirect, and webhook notifications for mandate statuses and payment events. Sandbox environment available with test credentials for all payment methods including UPI, cards, and net banking.
What industry is Eximpe in?
Eximpe's product category is Cross-Border Payment Infrastructure. Its primary akta.pro industry code is BPAMAFAK, Cross-Border & FX Payments Platforms, with a secondary code of CRAFAJAF, Cross-border Payments, FX & Multi-currency Checkout. Its NAICS code is 522320.