Vouchsafe
Vouchsafe is a UK-based identity verification and KYC/AML platform that combines digital ID acceptance, biometric vouching, and Cifas-backed fraud intelligence. It serves UK credit unions, government, financial services and charities, and is DIATF-certified with distribution via Incuto and Caroma Systems.
- Company typePrivate
- Founded2023
- HeadquartersLondon, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Vouchsafe does
Vouchsafe (legal entity Interrobang Limited) is a UK-based identity verification and KYC/AML platform founded in 2023 by Chloe Coleman (CEO) and Jaye Hackett (CTO), headquartered in London. The platform combines acceptance of digital IDs (UK eVisas, mobile driving licences, EU digital wallets), biometric document verification (via Innovatrics white-label technology replacing Amazon Rekognition), Cifas-backed fraud intelligence through Vouchsafe Radar, and pre-screening via Smart Lookups against credit bureau data (InFact), online footprint analysis (~500 sources) and AML/sanctions databases (~280 international lists). It is differentiated by an industry-first biometric vouching flow — a fully FCA-compliant fallback allowing users without photo ID to be verified with help from a trusted referee — and by being the only UK platform with automatic GOV.UK eVisa verification.
The platform is certified to the UK Digital Identity and Attributes Trust Framework (DIATF), ISO 27001, Cyber Essentials and listed on the Government's DVS register, positioning it for regulated UK use cases. It serves UK credit unions (London Mutual, Manchester, Right Way), government (Scottish Government, Firstport), financial services and payments (allpay), grant-making charities (Social Change Nest, Carefree) and coworking/VC (Runway East, Bethnal Green Ventures), with distribution via direct API, no-code Zapier integrations (6,000+ apps), and channel partnerships with credit-union platforms Incuto and Caroma Systems.
The business operates a dual revenue model: usage-based pricing (e.g. £1.98 per right-to-work check, from 99p via Incuto) and a Flex monthly subscription at £399 for up to 6,000 checks, with pre-purchased token allowances and volume discounts for larger customers. The company has raised a £1M oversubscribed pre-seed round led by Bethnal Green Ventures in March 2025 and remains privately held with ~7 named team members.
Vouchsafe firmographics
Firmographics- Name
- Vouchsafe
- Legal name
- Interrobang Limited
- Website
- https://vouchsafe.id
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Vouchsafe is a UK-based identity verification and KYC/AML platform that combines digital ID acceptance, biometric vouching, and Cifas-backed fraud intelligence. It serves UK credit unions, government, financial services and charities, and is DIATF-certified with distribution via Incuto and Caroma Systems.
- Ownership category
- akta.pro rank
Vouchsafe industry classification
Industry- Product category
- Identity Verification
- NAICS
- Credit Bureaus (561450), Credit Bureaus (56145)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Identity Verification & Digital ID (IDV, eIDAS, biometrics) (FSAGAFAA)
- akta.pro secondary industries
- Identity Verification & Proofing (IDV, KYC, Biometrics) (HDADAAAF), Fraud Prevention & Identity Verification (IDV/KYC) (BPAMAEAI), Consumer Identity Verification (KYC) & Fraud Risk for Credit (FSAKAKAD), Data, Evidence & Document Verification (IDV) for KYC (FSAMAMAN), Identity Verification (IDV) & Document Verification (FSAMALAE)
Keywords
Where Vouchsafe is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Vouchsafe business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure, Others
Revenue model
- Flex Subscription: Single monthly subscription delivering unlimited verification flows and checks, proactive compliance tools (Alerts, Smart lookups), and real-time user support. All core features included with no separate charges for integrations or basic functionality.
- Pay As You Go: True pay-as-you-go pricing for simple checks. Right to work checks at £1.98 per check. Tokens consumed only when checks are completed; no charges for abandoned attempts. Overage charges for usage exceeding plan allowances.
- Token-Based Consumption: Enterprise plans include monthly or annual token allowances with pre-purchased additional tokens at discounted rates. Tokens consumed based on type and number of checks performed. Pre-purchased tokens expire 12 months after purchase.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Flex Plan - £399/month for up to 6000 checks |
| Unit Pricing | Pay-as-you-go | Right to Work Checks - £1.98 per check |
| Usage-based | Pay-as-you-go | Incuto Integration - from 99p per check |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
Vouchsafe product offering
Product offeringCore offering
Vouchsafe is a unified identity verification and KYC/AML platform that confirms who users are using digital IDs (e.g., mobile driving licences, eVisas, EU wallets), photo IDs, video selfies, or trusted-referee biometric vouching. It combines Smart Lookups against credit bureau and AML databases, automatic eVisa verification with GOV.UK, Radar fraud intelligence backed by Cifas, and certified UK Digital Identity and Attributes Trust Framework templates into configurable verification flows delivered via REST API, Zapier, and channel partners such as Incuto and Caroma Systems.
Product overview
Vouchsafe is a unified identity verification and KYC/AML platform offering a modular product portfolio. The core platform provides identity verification, document verification, and verification flows, while modular add-ons include Smart Lookups (credit bureau checks, AML screening, online footprint analysis), Vouchsafe Radar (Cifas-backed fraud intelligence), Biometric Vouching (trusted referee service for users without photo ID), Online Footprint Analysis, PEPs and Sanctions screening, and Bank Account Verification. The platform integrates with credit union systems (Incuto, Caroma Systems), supports digital right to work checks, and offers pricing plans including Flex (unlimited monthly subscription) and pay-as-you-go options. The company serves regulated firms in financial services, employment, and housing sectors.
Differentiator
Problem solved
Functional benefit
Products and services
- Identity Verification Core identity verification service that confirms who users are using digital ID (mobile driving licences, eVisas, EU wallets via QR/deep link), photo ID, video selfie, or trusted-referee vouching, with built-in fraud screening and DIATF-certified templates for UK regulated firms.
- Document Verification Document validation service that accepts and verifies passports, driving licences, supporting documents, and unfamiliar photo IDs, with quality checks, face matching and human review as part of regulated KYC/AML flows.
- Bank Account Verification Service that verifies bank account details as part of the KYC/AML onboarding process for financial services and credit union customers.
- Online Footprint Analysis OSINT analysis that generates trust scores out of 100 for an email or phone by checking digital presence across approximately 500 sources, helping detect synthetic identities before requesting documents.
- PEPs and Sanctions Screening Screening service that checks individuals against Politically Exposed Persons lists, international sanctions databases and global watchlists as part of KYC/AML flows.
- Biometric Vouching Industry-first inclusive fallback that allows users without photo ID to be verified with help from a trusted referee (support worker, care provider, friend or relative), fully compliant with FCA rules.
- Digital Right to Work Checks Certified digital right-to-work checks listed on the UK government's DVS register, priced at £1.98 per check on pay-as-you-go, with biometric face matching, document validation and Radar fraud protection built in.
Quantifiable outcome
- Serving over 74,000 credit union members across London's largest credit unions
- +3 more outcomes
Companies that use Vouchsafe
Customer profileNamed customers10 records
Segments5 records
Ideal customer profiles4 records
Vouchsafe technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration23 records
AI capability11 records
Feature7 records
Vouchsafe partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- CifascoreVouchsafe joined the Cifas network, strengthening ability to detect and prevent identity fraud across digital verification services. Cifas is the UK's fraud prevention service with access to National Fraud Database containing nearly 500,000 incidents filed in 2025. Partnership provides Radar fraud intelligence network backing and enables Vouchsafe to support development of JustMe app for identity theft prevention.
- InnovatricscoreIntegrated Innovatrics biometric technology including document capture, face verification, and liveness detection as white-label solution replacing Amazon Rekognition. Partnership builds on Innovatrics' prior investment in Vouchsafe through Biometric Ventures startup incubator. Includes deepfake and presentation attack testing capability.
- IncutocoreCredit unions using Incuto platform can activate Vouchsafe with a single click. No new contract required; handled through existing Incuto billing arrangements starting at 99p per check. Partnership helps credit unions double membership by 2035 with automated, inclusive member onboarding.
- Caroma SystemscoreCaroma is well-established core technology platform for credit unions. Customers can now benefit from Vouchsafe's industry-first tech for modernising member onboarding through this partnership integration.
- InFactcoreFCA-authorised credit reference agency providing credit bureau data for Smart Lookups. Vouchsafe uses InFact data to verify name, date of birth and address against credit reference agency data and public sources like electoral roll as part of verification flows.
- Fair4All FinanceminorCollaboration to bring better technology to the community finance sector, helping credit unions and lenders safely onboard more members and approve more loans faster.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
Vouchsafe competitors and assessment
Company assessmentDirect peers
- Yoti: UK-based digital identity platform offering biometric verification, digital ID wallets, and age verification. Closely comparable to Vouchsafe on geography (UK), technology (biometric, digital ID acceptance), and inclusion focus (serving users without traditional ID).
- Onfido (Entrust): London-headquartered identity verification provider serving regulated financial services with document and biometric verification. Now part of Entrust, Onfido is the UK IDV incumbent most directly comparable to Vouchsafe on regulated KYC/AML use cases.
- Sumsub: Global identity verification platform serving fintech, crypto, and financial services with KYC/AML, document verification, and liveness checks. Explicitly named in Vouchsafe's materials as a competitor not yet certified under the UK DIATF trust framework.
- Veriff: Identity verification platform offering AI-driven document verification, biometric checks, and fraud prevention for regulated industries. Comparable to Vouchsafe on regulated KYC/AML use cases and product breadth across financial services.
- Persona: Configurable identity verification platform serving fintech, crypto, and consumer platforms with document verification, database checks, and fraud signals. Comparable to Vouchsafe on flexible verification flows and regulated customer base.
- ID.me: US identity verification network with strong inclusion and government focus (Login.gov, IRS). Comparable to Vouchsafe on inclusive verification mission and serving users without traditional photo ID in regulated contexts.
- Prove: Identity and authentication platform specializing in phone and identity verification for financial services and crypto. Comparable to Vouchsafe on digital identity, fraud prevention, and financial services focus.
Broad incumbents
- Jumio: Large established identity verification provider serving enterprises across financial services, healthcare, and government. Comparable to Vouchsafe on core KYC/AML capabilities but operates as a broad incumbent rather than UK niche specialist.
- Entrust: Large identity and security provider that acquired Onfido, offering a broad portfolio including IDV, PKI, and payments. Comparable to Vouchsafe as a UK IDV competitor with much broader enterprise scale and product portfolio.
Emerging players
- Alloy: Identity decisioning platform providing KYC/KYB orchestration for banks and fintechs. Comparable to Vouchsafe on serving regulated financial services with orchestration over verification sources.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Vouchsafe social profiles
Digital presenceVouchsafe compliance and trust
Trust signalCompliance7 records
Vouchsafe financial estimates
Financial estimateRevenue estimate
Valuation estimate
Vouchsafe leadership team
Management profileNumber of profiles
Profiles3 records
Vouchsafe funding detail
Funding detailFunding overview
Funding rounds1 record
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Vouchsafe M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Vouchsafe
What does Vouchsafe do?
Vouchsafe is a unified identity verification and KYC/AML platform that confirms who users are using digital IDs (e.g., mobile driving licences, eVisas, EU wallets), photo IDs, video selfies, or trusted-referee biometric vouching. It combines Smart Lookups against credit bureau and AML databases, automatic eVisa verification with GOV.UK, Radar fraud intelligence backed by Cifas, and certified UK Digital Identity and Attributes Trust Framework templates into configurable verification flows delivered via REST API, Zapier, and channel partners such as Incuto and Caroma Systems.
Is Vouchsafe a public or private company?
Vouchsafe is a private company. It is classified as venture growth investor backed and is currently operating.
When was Vouchsafe founded?
Vouchsafe was founded in 2023. It employs 1 to 10 people.
Where is Vouchsafe based?
Vouchsafe is headquartered in London, United Kingdom, in the Europe region.
How does Vouchsafe make money?
Three revenue lines are on record. Flex Subscription is the primary driver. The others are pay As You Go and token-Based Consumption.
Who are Vouchsafe's main competitors?
Direct peers on record are Yoti, Onfido (Entrust), Sumsub, Veriff, Persona, ID.me and Prove. Broad incumbents are Jumio and Entrust. Alloy is listed as an emerging player.
Does Vouchsafe have an API?
Yes. Vouchsafe provides a documented REST API with webhook support for programmatic access to verification flows, Smart Lookups, and other services. The API allows developers to set custom thresholds and run checks programmatically. They also offer no-code integrations via Zapier with over 8,000 tools, allowing connection to CRMs, messaging tools, and internal systems without engineering effort. Smart Lookups are also available via the API. Developer documentation is at app.vouchsafe.id/docs.
What industry is Vouchsafe in?
Vouchsafe's product category is Identity Verification. Its primary akta.pro industry code is FSAGAFAA, Identity Verification & Digital ID (IDV, eIDAS, biometrics), with a secondary code of HDADAAAF, Identity Verification & Proofing (IDV, KYC, Biometrics). Its NAICS code is 561450 and its SIC code is 7320.