What Integrated Specialty Coverages does

Integrated Specialty Coverages (ISC) is a California-based multi-line program administrator and managing general agent (MGA) founded in 2016 by Matt Grossberg and privately held with backing from Onex Partners. The company operates more than 40 specialty insurance programs across 12 verticals — Construction, Property, Hospitality, Marine, Excess Liability, Entertainment, Personal Lines, Allied Health, Environmental/Pollution, Energy, plus a Wholesale Distribution channel and newer consumer Travel and Accident & Health lines. Premium volume exceeds $450 million, sourced through appointed retail insurance agents and brokers as the exclusive distribution channel, with selective expansion into international markets (Europe via the Accident & Health line, Canada for short-term production coverage).

ISC's operating model is anchored in two proprietary digital platforms: the ISCx Marketplace, a digital wholesale-style portal offering simultaneous multi-product quoting and a 100% digital policy lifecycle, and the OMGA platform for construction and trucking risk. Underwriting is supported by AI-driven risk selection: the property book evaluates roughly 900 structured and unstructured data points per location to generate indicative pricing in minutes, and the AI underwriting framework received Inside P&C Honors' Distribution Innovation of the Year 2023. Carrier partnerships include A-rated capacity providers such as Hiscox, Lloyd's, AU Gold, Blitz, PIE Insurance, and SiriusPoint for delegated authority and program support, complemented by acquired entities (Specialty Brokerage Services, Northeast National Brokerage, California Contractors Insurance Services, TravelInsurance.com, Abacus — now ISC Entertainment).

The company monetizes primarily through commissions and fees on premiums written across its exclusive programs and wholesale division, with pricing that ranges from entry-level construction GL at $261 minimum premium up to multi-million-dollar entertainment and marine programs. GTM is a hybrid: a product-led, online submit-quote-bind experience layered on a broker-and-wholesale-led distribution model, supported by carrier capacity integrations and a Producer Perks loyalty program. Leadership includes Matt Grossberg (Founder & CEO), Tim Nickel (President), Shad McKnight (President, MGA Division), Brad Nebel (President, Retail & Wholesale), Mitch Jawitz (CRO), Michael Ferber (COO), Dimitri Robert (CTO), Nick Karacostas (Chief Claims Officer), and Sima Patel (Chief Compliance Officer), with offices in Carlsbad, CA and additional operational sites.

Name

Integrated Specialty Coverages

Legal name

Integrated Specialty Coverages, LLC

Website

https://iscmga.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

251–500 employees

Short description

Integrated Specialty Coverages is a technology-enabled multi-line MGA and program administrator operating 40+ specialty insurance programs across 12 verticals, distributing through appointed agents and brokers via proprietary digital platforms.

Ownership category

akta.pro rank

Headquarters

HQ city

Harrison

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Insurance Premiums (Program Administrator): ISC operates as a multi-line program administrator and MGA, generating revenue through insurance premiums written across 40+ specialty programs. The company earns commissions and fees from carrier partners for underwriting and administering insurance programs.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Integrated Specialty Coverages (ISC) is a multi-line program administrator and Managing General Agent (MGA) that underwrites, administers, and distributes more than 40 specialty insurance programs across 12 verticals through appointed insurance agents and brokers. The company operates proprietary digital platforms (ISCx Marketplace and OMGA Platform) that enable online submit-quote-bind workflows, supported by AI-driven underwriting and data analytics. ISC writes over $450 million in annual premium covering construction, property, hospitality, marine, entertainment, personal lines, allied health, environmental, energy, and excess liability lines.

Product overview

Integrated Specialty Coverages (ISC) is a multiline program administrator and MGA operating a platform-plus-modules architecture with over 40 specialty insurance programs. The core ISCx Marketplace and OMGA Platform provide digital submit-quote-bind capabilities across exclusive programs and wholesale distribution. Exclusive programs include Construction (Standard, PLUS, ADVANTAGE, PREMIER Contractor GL, Excess, Tools & Equipment, Builder's Risk), Property (Investor Property, 1-8 Unit Dwellings), Hospitality, Marine (General Cargo, Project Cargo, Hull & P&I, Marine Liabilities, Marine Consulting), Excess Liability (Excess for Everything, Petroleum Distribution), Entertainment/ISC Entertainment (Film Production in four tiers, Event Coverage in three categories, Equipment Floater), Personal Lines (Homeowners, Personal Articles Floater, Earthquake Buyback), Allied Health, Environmental/Pollution, and Energy (Oil & Gas, Power & Renewables). Wholesale division provides access to carrier partners including Hiscox (BOP, Cyber, E&O), AU Gold (Vacant Property, E&O), Blitz (Cannabis), PIE Insurance (Ghost Workers' Comp), and SiriusPoint (Contractor Liability). The company employs 50+ engineers and is backed by private equity firms Onex Partners and KKR.

Differentiator

Problem solved

Functional benefit

Brands

• ISC Entertainment: Comprehensive suite of insurance solutions for film, events, sports, and personal lines up to $25 million production budgets.

Products and services

• STANDARD Contractor General Liability Entry-level contractor general liability insurance program for small contractors with premiums starting at $261, offering occurrence and claims-made options, A-rated carrier, and availability in NYC including the 5 boroughs.
• PLUS Contractor General Liability Broader coverage contractor liability with flexible policy forms, gross receipt-based premium up to $4MM max, up to 100% sub-work, available in 50+ contractor classes.
• ADVANTAGE General Liability A-rated ISO-based online contractor insurance with premiums starting at $1K, occurrence form, broad policy forms, and same-day certificates.
• PREMIER Contractor General Liability Middle-market contractor liability program with ISO occurrence form including NY Labor Law, available in CA, CT, MA, NJ, NY (including 5 boroughs), PA & TX, covering over 100 classes.
• EXCESS Liability Insurance (Construction) Excess liability coverage for contractors with limits up to $5MM, ISO excess follow-form, available over Standard/Plus GL online or Premier/unsupported via submission.
• Tools & Equipment Program Inland marine coverage for contractor tools and equipment with TIV up to $250,000 ACV, miscellaneous tools $20K ACV, scheduled equipment $150,000 ACV, available in all 50 states.
• High-Value Inland Marine Contractor Risks Large equipment inland marine solutions with $10M per occurrence limit, scheduled TIV over $250,000, installation floater $10M per jobsite, riggers liability, covering excavators, road builders, and site preparation.
• Builder's Risk Course-of-construction protection for commercial and residential buildings with limits up to $25MM TIV, Lloyd's AX and A+ rated programs, $395 minimum premium, terms from 3 to 36 months.
• Investor Property Program Master policy solution for investment property insurance covering multiple tenant-occupied properties with monoline or packaged GL, up to $1.5MM TIV per location, four A-rated carriers available.
• 1-8 Unit Dwellings E&S program for residential redevelopments including SFRs and duplexes converted to multi-unit rentals, DP3 policy with insured value up to $2M per location, $1M liability per occurrence.
• Hospitality (Restaurant, Bar, Tavern) Package and monoline coverage for restaurants, bars, and taverns with GL $1MM/$2MM, assault & battery up to $1MM, liquor liability $1MM/$2MM, property up to $1MM TIV.
• Marine General Cargo All-risk cargo insurance covering goods in transit worldwide up to $20MM per conveyance, $20MM per warehouse, with open continuous policy and war risks included.
• Project Cargo Specialized marine insurance for project cargo with limits $100MM+ per conveyance, includes Delay in Start-Up coverage, risk management surveyors monitoring critical equipment movements.
• Hull Protection & Indemnity Combined hull and P&I coverage up to $5MM per vessel, covers physical damage and third-party liability for vessel owners on US coastwise waters and inland rivers/lakes.
• Marine Consulting Unit Comprehensive marine consulting services including condition & value surveys, global supply chain reviews, marine warranty surveys, warehouse risk assessments, and port/terminal consultations.
• Marine Liabilities Marine-specific liability coverage with $1MM primary limit, $2MM aggregate, covering ship repairers, wharfinger's, terminal operators, charterer's, and stevedore's legal liability.
• Excess for Everything Excess liability program for wide range of industry segments including hospitality, real estate, manufacturing, contractors, retail, auto, up to $5MM limits with A-rated carrier.
• Petroleum Distribution Excess Liability Excess coverage for petroleum distribution with up to $10MM broad in-house authority, available for gasoline, propane, diesel, heating oil, C-stores, marine fuel, aviation fuel, lubricants, bulk plants.
• Short-Term Productions Coverage Single-term film production insurance for commercials, music videos, short films starting from $500, up to $1M gross production cost, 60 days coverage term, U.S. and Canada territory.
• Small to Mid-Sized Productions Coverage Single-term production insurance for budgets up to $25M, worldwide coverage, 12-month term, covers 50+ production types including docs, TV pilots, independent features.
• DICE/Annual Productions Coverage Annual renewable policy for filmmakers with all budgets covered, 2+ productions or series, covers documentary, industrial, commercial, educational productions.
• Foreign Productions Coverage Production insurance for overseas filming, worldwide except U.S. and Canada, up to 12 months term, starting from $750, no stunts or pyrotechnics.
• Special Events Coverage High-profile event insurance covering celebrity weddings, private parties, red-carpet gatherings, premieres, over 400 event types, up to $5MM limits.
• LIVE! Coverage Touring and performance-based coverage including concerts, music tours, festivals, motivational speaking tours, and touring artists/podcasters.
• Sports & Leisure Coverage Athletic and recreational event coverage for team sports, tournaments, clinics, endurance events, marathons, day camps in outdoor, indoor, social & casual categories.
• Equipment Floater All-risk worldwide entertainment equipment coverage up to $25M, annual coverage for owned/rented equipment including cameras, sound systems, tents, lighting, musical instruments.
• Homeowners (E&S) Excess and surplus lines homeowners coverage with HO3, HO5, HO6, DP3 policy forms, protection class 1-9, building limits up to $1.5M.
• Personal Articles Floater

Quantifiable outcome

• Named 5-Star Wholesale Broker & MGA for 4 consecutive years by Insurance Business America
• +2 more outcomes

Named customers1 record

Segments10 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

AI capability3 records

Feature4 records

Partnerships

Three partnerships are on record, tiered core.

• Specialty Brokerage ServicescoreStrategic or Co-development Partner · 27 January 2026ISC acquired Ohio-based wholesale brokerage Specialty Brokerage Services (SBS) to expand its personal and commercial wholesale offerings. The acquisition adds SBS's expertise in high-value personal lines, small commercial, and SME risks, along with access to admitted and non-admitted markets. Part of ISC's nationwide wholesale expansion strategy.
• SiriusPointcoreStrategic or Co-development Partner · 16 January 2026Bermuda-based specialty re/insurer SiriusPoint partnered with ISC to strengthen its MGA strategy and expand solutions output. The collaboration aims to further develop SiriusPoint's presence in the MGA space through ISC's programme administration capabilities, specifically providing underwriting capacity for ISC's wholesale and exclusive insurance programs targeting small contractors such as landscapers and roofers.
• SiriusPointcoreStrategic or Co-development Partner · 16 January 2026SiriusPoint partnership with ISC centers on general liability program for small contractors, aligning with SiriusPoint's strategy of working with established managing general agents which now account for more than half of the company's premiums. Matt Grossberg, ISC's founder and CEO, noted the relationship reflects ISC's focus on building long-term carrier partnerships.

Scale indicators6 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• Amwins: Amwins is one of the largest wholesale distributors and MGAs in the U.S., operating across specialty P&C lines through appointed retail agents. ISC competes head-to-head in construction GL, property, hospitality, and excess/umbrella, but with a digital-first platform versus Amwins' traditional wholesale model.
• Ryan Specialty: Ryan Specialty is a leading specialty insurance wholesale broker and MGA operator that has aggressively built delegated authority programs across construction, property, and excess liability. Direct overlap with ISC's core construction GL and excess liability programs.
• RPS (Risk Placement Services): RPS is a major wholesale broker and MGA division of Ryan Specialty, offering specialty property, casualty, and personal lines through agents and brokers. Comparable to ISC's wholesale distribution model and multi-line specialty program structure.
• CRC Group: CRC Group is a large U.S. wholesale insurance broker operating across P&C, professional, and personal lines through a delegated authority and program business model. Overlaps with ISC in excess, property, and specialty programs distributed through agents.
• Burns & Wilcox: Burns & Wilcox is a national wholesale broker and MGA providing specialty P&C and surplus lines through retail agents. Comparable to ISC's wholesale division focused on hard-to-place and specialty risks for retail producers.

Broad incumbents

• Markel: Markel is a specialty insurer and large MGA operator with multiple program businesses (e.g., Markel Specialty, EIS Group). Competes with ISC as a broader incumbent in specialty commercial insurance, with overlapping capabilities across construction, marine, entertainment, and energy.
• Berkley Specialty: W. R. Berkley operates specialty insurance underwriting businesses and delegated authority programs through its operating units, overlapping with ISC across excess, construction, and specialty P&C. Acts as both a potential competitor and capacity partner for MGAs.
• Hiscox: Hiscox is a global specialty insurer that provides underwriting capacity to ISC's wholesale division (BOP, cyber, E&O). It is simultaneously a carrier partner and a competitor in the small commercial and specialty space ISC serves.

Emerging players

• Accelerant: Accelerant is a tech-enabled specialty insurance platform serving MGAs with data, analytics, and reinsurance capacity. Operates as an enabler/competitor at the intersection of MGA technology and capacity provision, comparable to ISC's AI-driven underwriting and carrier aggregation thesis.
• Boost Insurance: Boost is an insurtech providing embedded insurance infrastructure for digital distribution of specialty products, including programs for agents and brokers. Comparable to ISC's ISCx Marketplace digital distribution approach for specialty commercial insurance.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/isc_mga
• Facebookfacebook.com/ISCMGA
• LinkedInlinkedin.com/company/iscmga

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A6 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Integrated Specialty Coverages