Gokei
Gokei (rebranding to Skip) is a Santiago-based consumer healthtech platform that automates Chilean ISAPRE and complementary insurance reimbursements via mobile app, WhatsApp, and a partner-provider network, charging a 5% commission on successful claims.
- Company typePrivate
- Founded2023
- HeadquartersSantiago, Chile
- Headcount1–10
- GTM typeB2C
- OfferingSoftware
What Gokei does
Gokei is a Santiago, Chile-based consumer healthtech company founded in 2023 by Andrés Valdivia and Fernando Smith. It operates a mobile and WhatsApp-integrated platform that automates reimbursement claims for Chilean users enrolled in ISAPRE (private health insurance) and complementary insurance plans. The product addresses a documented pain point in the Chilean healthcare system: the administrative burden of manually submitting receipts, prescriptions, and medical orders to multiple insurers and tracking reimbursement status across them. Gokei reports operational scale of more than 4,300 expenses processed, $500 million CLP managed for reimbursement, and over 6,000 documents stored on the platform.
The technology stack centers on a mobile application available on iOS and Android, a WhatsApp business channel synchronized bidirectionally with the app, and the SKIP® automatic-reimbursement program. SKIP® integrates directly with six named healthcare provider partners (Luminus, Longevity, Mama Activa, Medicop, Team Kine, Casa Nogal), enabling boletas to be transmitted to Gokei without user action. The platform supports multi-user structures where family members — including parents — can be added as beneficiaries at no additional cost, each with their own ISAPRE and up to two complementary insurance combinations, and routes claims to both ISAPRE and complementary insurers in parallel to maximize reimbursement capture. Data in transit is encrypted with TLS 1.3.
Gokei's business model is a pure transaction-fee structure under its "Plan Único Costo Cero": zero fixed cost, 5% commission on each successful reimbursement, monthly billing, and a $70,000 CLP cap to protect high-volume users. Payments are processed via VentiPay (cards) and Fintoc (PAC automatic checking-account debit). Distribution is fully self-serve via app stores and WhatsApp, with the SKIP® partner network serving as an embedded channel. The company was recognized as one of Cuantico VP's Chile's Top Startups to Watch for 2026, and disclosed funding totals $300K across a 2023 Platanus round ($100K) and a 2025 Matias Ventures round ($200K). The company is in the process of rebranding its consumer product to "Skip."
Gokei firmographics
Firmographics- Name
- Gokei
- Legal name
- Gokei
- Website
- https://gokeigo.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Gokei (rebranding to Skip) is a Santiago-based consumer healthtech platform that automates Chilean ISAPRE and complementary insurance reimbursements via mobile app, WhatsApp, and a partner-provider network, charging a 5% commission on successful claims.
- Ownership category
- akta.pro rank
Gokei industry classification
Industry- Product category
- Health Insurance Reimbursement Management
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)
- SIC
- Hospital & Medical Service Plans (6324), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Claims Administration & Payment Integrity (Medical/Dental/Vision) (HLAEALAD)
- akta.pro secondary industry
- Self-Funded Employer Plan TPA (ASO Administration) (HLAEALAA)
Keywords
Where Gokei is headquartered
LocationHeadquarters
- HQ city
- Santiago
- HQ country
- Chile
- HQ region
- Latin America
Markets served
Gokei business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Reimbursement Commission: 5% commission charged only on successful reimbursements. If no successful reimbursements occur in a month, no charge is applied. Monthly billing. Includes a cap of $70,000/month to protect users from high-volume expense situations.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Plan Único Costo Cero - Zero fixed cost plan with 5% commission on successful reimbursements |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Gokei product offering
Product offeringCore offering
Gokei operates a consumer-facing digital platform that automates health insurance reimbursements for Chilean ISAPRE and complementary insurance plans. Users submit receipts via a mobile app or WhatsApp and Gokei processes, tracks, and maximizes their claims across multiple insurers. Through its SKIP® program, partner healthcare providers transmit receipts directly to Gokei for automatic reimbursement without any user action required.
Product overview
Gokei (rebranding to Skip) is a health reimbursement management platform consisting of two main channels - a mobile app and WhatsApp integration - plus the SKIP automatic reimbursement program. Users can submit health expenses via WhatsApp or app, and the system automates routing to Isapre and complementary insurance providers. The SKIP program enables zero-touch reimbursement from partner healthcare providers. The pricing follows a commission-based model with no fixed costs.
Differentiator
Problem solved
Functional benefit
Brands
- Gokei SKIP®: Automatic reimbursement program where users attend healthcare providers and boletas are sent directly to Gokei for automatic rendición.
- Magia Gokei®
Products and services
- Gokei App
Quantifiable outcome
- Over $500 million CLP managed for reimbursement
- +2 more outcomes
Companies that use Gokei
Customer profileNamed customers3 records
Segments1 record
Ideal customer profiles1 record
Gokei technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability4 records
Feature5 records
Gokei partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- LuminuscoreHealthcare provider partner in the Gokei SKIP program. Users visiting Luminus (centroluminus.cl) have their receipts automatically sent to Gokei for reimbursement processing without manual submission.
- LongevitycoreHealthcare provider partner in the Gokei SKIP program for automatic receipt transmission and reimbursement processing.
- Mama ActivacoreHealthcare provider partner in the Gokei SKIP program for automatic receipt transmission and reimbursement processing.
- MedicopcoreHealthcare provider partner in the Gokei SKIP program for automatic receipt transmission and reimbursement processing.
- Team KinecoreHealthcare provider partner in the Gokei SKIP program for automatic receipt transmission and reimbursement processing.
- Casa NogalcoreHealthcare provider partner in the Gokei SKIP program for automatic receipt transmission and reimbursement processing.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Gokei competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Gokei financial estimates
Financial estimateRevenue estimate
Valuation estimate
Gokei leadership team
Management profileNumber of profiles
Profiles2 records
Gokei funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Gokei M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Gokei
What does Gokei do?
Gokei operates a consumer-facing digital platform that automates health insurance reimbursements for Chilean ISAPRE and complementary insurance plans. Users submit receipts via a mobile app or WhatsApp and Gokei processes, tracks, and maximizes their claims across multiple insurers. Through its SKIP® program, partner healthcare providers transmit receipts directly to Gokei for automatic reimbursement without any user action required.
Is Gokei a public or private company?
Gokei is a private company. It is classified as venture growth investor backed and is currently operating.
When was Gokei founded?
Gokei was founded in 2023. It employs 1 to 10 people.
Where is Gokei based?
Gokei is headquartered in Santiago, Chile, in the Latin America region.
How does Gokei make money?
One revenue line is on record: reimbursement Commission.
Does Gokei have an API?
No public API is recorded for Gokei.
What industry is Gokei in?
Gokei's product category is Health Insurance Reimbursement Management. Its primary akta.pro industry code is HLAEALAD, Claims Administration & Payment Integrity (Medical/Dental/Vision), with a secondary code of HLAEALAA, Self-Funded Employer Plan TPA (ASO Administration). Its NAICS code is 524292 and its SIC code is 6324.