Stoque Soluções Tecnológicas

What Stoque Soluções Tecnológicas does

Stoque Soluções Tecnológicas is a Brazilian information management and process automation company headquartered in Belo Horizonte, founded around 2003, with over 500 employees. It builds and sells an AI-driven automation platform targeting enterprise clients in financial services, banking, education, aviation, and large corporate environments, with a delivery model that combines proprietary software, professional services, and managed execution.

Its core technology architecture consists of four proprietary products: Zeev, a low-code BPMS platform with embedded AI agents that centralize workflows and delegate repetitive tasks; Ábaris, an academic record and diploma management system built for Brazilian higher-education compliance; Rectask, a credit operations automation platform acquired in 2026 that has processed over 77,000 credit proposals totaling more than R$31 billion and reduced approval cycles from up to 60 days to roughly 8 days; and Atmos, a multi-model AI orchestration platform that standardizes and governs use of multiple AI models against a client's internal knowledge. The stack integrates intelligent document processing (OCR and NLP on invoices, contracts, and emails), predictive analytics for credit risk and churn, anomaly detection for transaction fraud, generative AI via LLMs, and RAG-based knowledge retrieval. An IBM strategic partnership layers Watsonx IA and FinOps into the product set, and a "Squad de IA" multidisciplinary consulting team delivers AI transformation projects.

Stoque makes money through a mix of recurring software subscriptions on its proprietary platforms (Zeev, Ábaris, Rectask), usage-based fees tied to transactional volume on the credit platform, and professional services billed under three engagement models — "Fazemos por você" (fully managed), "Fazemos com você" (co-creation), and "Você faz" (guided autonomy) — plus a newer "IA faz por você" autonomous-agent tier. Go-to-market is consultative enterprise field sales targeting large institutions in financial services and adjacent verticals, supported by content marketing, webinars, and an AI Community. Named customers include Banco BMG, Sicoob Cecremge, LATAM Airlines, Positivo, and Fruik Bebidas; the company projects combined-entity revenue of $25-26 million for 2026 following the Rectask integration.

Name

Stoque Soluções Tecnológicas

Legal name

Stoque

Website

https://stoque.com.br

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

251–500 employees

Short description

Stoque is a Brazilian AI-driven process automation company that builds and sells enterprise software platforms (Zeev, Ábaris, Rectask, Atmos) for credit workflows, academic document management, and intelligent document processing, serving banks, large corporations, and higher-education institutions across Brazil.

Ownership category

akta.pro rank

Product category

Business Process Automation Software

NAICS

Software Publishers (513210), Computer Systems Design Services (541512)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

iBPMS (Intelligent BPM Suites) & Process Automation Suites (HDAEAHAG)

akta.pro secondary industries

Agents & Autonomous Workflows (Tool Use, Planning, Multi-Agent) (HDAAACAF), Robotic Process Automation (RPA) Platforms (HDAEAHAB), AI Integration & Orchestration Platforms (Connectors, Workflow, iPaaS for AI) (HDAEANAI)

Keywords

• Process automation software
• Business process management
• Intelligent document processing
• Robotic process automation
• AI workflow orchestration

Headquarters

HQ city

Belo Horizonte

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Software Subscriptions: Recurring subscription revenue from proprietary platforms including Zeev (BPMS), Ábaris (document management), and Rectask (credit automation). Pricing likely enterprise-tiered based on usage volume and customization requirements.
2. Professional Services & Implementation: Custom implementation, consulting, and transformation project services. Company offers 'Fazemos por você' (full execution), 'Fazemos com você' (co-creation), and 'Você faz' (guided autonomy) engagement models.
3. Transaction/Usage-Based: Credit platform processes credit proposals and manages credit workflows; revenue may scale with transaction volume processed through Rectask platform.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels9 records

Core offering

Stoque develops and sells AI-driven business process automation software, anchored by its proprietary Zeev low-code BPMS platform with integrated AI agents. The portfolio also includes Ábaris for academic document management, Rectask for credit operations automation, and Atmos for multi-model AI orchestration, delivered alongside professional implementation services and engagement models ranging from fully managed execution to co-creation and AI-driven automation. Customers span financial services, banking, airlines, education, and large Brazilian enterprises.

Product overview

Stoque is a Brazilian process automation company offering a platform-plus-modules architecture. The core portfolio includes Zeev (low-code BPMS with AI agents), Ábaris (academic document management), and Rectask (credit operations automation). The IBM partnership adds Watsonx IA and FinOps solutions. Additional offerings include Atmos (multi-model AI governance platform) and Squad de IA (multidisciplinary AI consulting team). Service delivery models include fully managed (Fazemos por você), co-creation (Fazemos com você), guided execution (Você faz), and AI-driven automation (IA faz por você).

Differentiator

Problem solved

Functional benefit

Brands

• Zeev: BPMS platform with AI that centralizes tasks, automates workflows and delegates repetitive work to AI agents.
• Ábaris
• Rectask

Products and services

• Zeev Low-code BPMS platform with embedded AI agents that centralizes tasks, automates workflows, and delegates repetitive work to AI; enables enterprise process automation without requiring IT expertise.
• Ábaris Academic collection management and digital diploma issuance system that lets higher education institutions manage records and issue diplomas with regulatory compliance, agility, and security.
• Rectask Credit operations automation platform that structures and orchestrates complex credit processes with high customization, flexible workflows, and integration capabilities for financial institutions.
• Atmos AI orchestration platform that centralizes and standardizes multiple AI models, connecting technology with internal knowledge while preserving data security and governance for enterprise AI initiatives.
• IBM Watsonx IA IBM enterprise AI development and deployment platform offered through Stoque's strategic technology partnership, integrating data and processes with security and governance.
• IBM FinOps IBM cloud and technology cost optimization solution offered through Stoque's partnership, helping enterprises understand, control, and align cloud/tech spending with business value.

Quantifiable outcome

• Loan approval time reduced from 60 days to approximately 8 days
• +2 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability10 records

Feature8 records

Partnerships

One partnership is on record.

• IBMcoreTechnology or IntegrationStrategic technology partnership offering IBM solutions including Watsonx IA (AI development platform) and FinOps (cloud cost optimization). Stoque implements IBM technology with governance, efficiency and real business impact, combining Stoque's process expertise with IBM technology.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• UiPath: Global leader in RPA and process automation. Directly comparable to Stoque's Zeev BPMS and agentic automation capabilities, competing for the same enterprise automation budgets.
• Automation Anywhere: Cloud-native RPA and AI-driven process automation platform. Competes head-to-head with Stoque in intelligent document processing, RPA, and AI-agent orchestration across financial services.
• Appian: Low-code process automation and BPMS platform with AI capabilities. Closely aligned to Stoque's Zeev low-code BPMS positioning for enterprise workflow automation.
• Pegasystems: Enterprise low-code platform for BPM, CRM, and AI-powered decisioning. Comparable in targeting banking and large enterprise process automation use cases.

Broad incumbents

• ServiceNow: Large enterprise platform spanning workflow, ITSM, and now AI agents. Overlaps with Stoque's workflow automation offerings while covering a broader portfolio of enterprise functions.
• Microsoft Power Platform: Power Automate and AI Builder provide low-code process automation and AI capabilities included in Microsoft 365 ecosystems, competing for the same enterprise automation budget pools.
• IBM: Strategic partner (Watsonx IA, FinOps) but also offers watsonx Orchestrate and automation products directly. Comparable as both an enabler and a potential competitor in enterprise AI process automation.

Regional players

• TOTVS: Largest Brazilian enterprise software company offering ERP and increasingly process automation solutions. Highly comparable regional peer competing in Brazilian financial services and corporate automation.

Emerging players

• BotCity: Brazilian-born RPA platform for Python-based automation with AI. Emerging competitor in the same geographic and technical niche as Stoque's automation portfolio.
• WorkFusion: AI-native automation platform combining RPA, IDP, and AI agents for financial services. Comparable to Stoque's Rectask credit automation and broader intelligent document processing capabilities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@stoque
• LinkedInlinkedin.com/build-relation/newsletter-follow?entityUrn=7158878670361706497
• Instagraminstagram.com/stoquebrasil

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stoque Soluções Tecnológicas