LendingStandard

What LendingStandard does

LendingStandard is a SaaS commercial real estate lending platform founded in 2015 in Kansas City, Kansas, by Andrew Kallenbach (Founder/CTO). The platform unifies origination, underwriting, closing, covenant tracking, and post-close management across all major CRE loan types, including HUD MAP/LEAN, GSE (Fannie Mae/Freddie Mac), life company, and balance sheet lending, from a single code base. The product portfolio includes the core LendingStandard Platform, a DealDocs.AI module for AI-powered document classification and extraction, a DealShare web module for CRE deal packaging and sharing with capital sources, and an Enterprise tier with audit-ready compliance features. The platform is SOC 2 Type II certified, integrates with core banking, credit bureaus, flood determination, risk rating, CRM (Salesforce), and loan management systems (SS&C PLM) via open APIs, and has processed more than $30 billion in commercial loans to date.

The company serves community banks, HUD/FHA lenders, GSE lenders, private lenders, CRE brokers, and CRE developers/investors, with named customers including Regions Financial Corporation, Century Health & Housing Capital, Gershman Mortgage, and Sims Mortgage Funding. Go-to-market is sales-led with dedicated enterprise field sales, inside sales for mid-market, and a self-serve web channel for DealShare; pricing is quote-based annual subscription with implementation, training, and dedicated Customer Success Managers. LendingStandard has raised approximately $10.2 million across multiple rounds, with a $6.7 million round in June 2023 led by Naples Technology Ventures and Flyover Capital to develop its multifamily loan origination platform.

Name

LendingStandard

Legal name

LendingStandard, Inc.

Website

https://lendingstandard.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

LendingStandard is a SaaS commercial real estate lending platform that unifies origination, underwriting, and loan lifecycle management across HUD, GSE, and balance sheet lending for community banks and institutional lenders.

Ownership category

akta.pro rank

Product category

Commercial Lending Software

NAICS

Software Publishers (513210), Mortgage and Nonmortgage Loan Brokers (522310), Real Estate Credit (522292)

SIC

Services-Prepackaged Software (7372), Mortgage Bankers & Loan Correspondents (6162)

akta.pro industry

PRIMARYFSAGAHAL

Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching)

Financial & Insurance/Financial Technology (Fintech)/LendTech (Digital Lending Platforms & Credit Decisioning)

SECONDARYFSALADAG

Balance-Sheet / Portfolio CRE Lending

Financial & Insurance/Mortgage & Housing Finance/Commercial & Multifamily Mortgage Lending

Keywords

• Commercial lending software
• Loan origination platform
• Document processing AI
• Multifamily lending software
• CRE underwriting platform

Headquarters

HQ city

Kansas City

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS Platform Subscription: LendingStandard operates as a SaaS platform providing commercial real estate lending solutions. The platform is subscription-based with implementation, training, and support services included. Clients include community banks, HUD lenders, GSE lenders, and CRE professionals.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels7 records

Core offering

LendingStandard sells a unified SaaS commercial real estate lending platform that handles origination, underwriting, closing, processing, and post-close management for community banks, HUD/FHA lenders, Fannie Mae/Freddie Mac lenders, private lenders, and CRE brokerage firms. The platform includes AI-powered document processing (DealDocs.AI), pre-configured modules for HUD MAP/LEAN, GSE, and multifamily lending, a deal packaging and sharing tool (DealShare), and open APIs integrating core banking, credit bureau, flood determination, risk rating, CRM, and document preparation systems, all delivered on a SOC 2 Type II certified infrastructure.

Product overview

LendingStandard is a unified commercial real estate lending platform headquartered in Kansas City, established in 2015. The core platform provides origination, underwriting, closing, and processing capabilities across all CRE loan types (HUD, GSE/Freddie Mac/Fannie Mae, Life Co., and Balance Sheet) from a single code base. The product portfolio includes the core LendingStandard Platform and Enterprise tier, supplemented by specialized modules including DealDocs.AI (AI-powered document processing), DealShare (deal packaging and sharing for CRE sponsors/brokers), Multi-Family Debt module, HUD MAP/LEAN module, and GSE Freddie/Fannie module. The platform is offered as a SaaS solution with supporting services including implementation, business consulting, custom integrations, and 24/7 support. The platform has helped lenders process more than $30 billion in commercial loans.

Differentiator

Problem solved

Functional benefit

Brands

• DealDocs.AI: AI-powered document handling platform for community bank commercial lending that automatically classifies, extracts, and organizes borrower documents for faster onboarding, underwriting, and portfolio management.
• Multi-Family Debt
• DealShare
• LendingStandard Enterprise
• MultifamilyDebt.com
• Spotlight

Products and services

• LendingStandard Platform A unified commercial real estate lending platform for origination, underwriting, closing, and processing of all CRE and complex loan types, replacing spreadsheets, email, and disconnected tools with one connected system for community banks, HUD/FHA lenders, GSE lenders, and private lenders.
• DealDocs.AI AI-powered document processing product that automatically classifies, extracts, and organizes borrower documents including tax returns, rent rolls, and financial statements, delivering structured data directly into underwriting, credit memos, and covenant tracking.
• DealShare

Quantifiable outcome

• Up to 45% processing efficiency increase for complex loan products
• +3 more outcomes

Named customers8 records

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

AI capability9 records

Feature13 records

Partnerships

Six partnerships are on record, tiered major, standard and core.

• Century Health & Housing CapitalmajorStrategic or Co-development Partner · 7 November 2023CHHC selected LendingStandard's SaaS HUD solution for multifamily loan origination, underwriting, and processing. CHHC is an FHA mortgagee and GNMA servicer that has secured over $16.5 billion in FHA-insured financing.
• Hampden Park Capital & ConsultingstandardStrategic or Co-development Partner · 7 April 2022Hampden Park selected LendingStandard for FHA MAP operations to manage loan sizers, underwriting forms, due diligence checklists, and final application generation.
• Regions Financial CorporationmajorStrategic or Co-development Partner · 30 March 2021Regions Financial Corporation selected LendingStandard's multifamily underwriting SaaS platform to standardize FHA/HUD financing and enhance efficiency, quality, and loan process transparency.
• SalesForcecoreTechnology or IntegrationIntegration partnership for CRM connectivity within the LendingStandard platform ecosystem.
• SS&C PLMcoreTechnology or IntegrationIntegration partnership for loan management system connectivity within the platform ecosystem.
• MicrosoftcoreTechnology or IntegrationMicrosoft partnership providing enhanced plug-in technologies and easy-to-manage data ingestion and exporting. Works with any origination models or sizers.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Finastra: Large financial software provider covering lending, treasury, capital markets, and retail banking. Broad incumbent selling into the same bank buyer base with a wider product portfolio.
• Temenos: Global banking software vendor offering lending, core banking, and digital channels. Competes in the same bank-software RFPs but as a much larger generalist incumbent.
• Jack Henry: Large bank technology provider offering core, lending, and digital platforms to community and regional banks. Competes indirectly as an established incumbent with broader scope; LendingStandard wins where deeper CRE/HUD workflows are needed.
• Encompass / ICE Mortgage Technology: Industry-standard mortgage origination platform used across the US residential and commercial mortgage industry. Broad incumbent with deep lender penetration; LendingStandard differentiates via CRE and HUD specialization.

Direct peers

• nCino: Public cloud banking platform with a loan origination system serving commercial, small business, and consumer lending at community and regional banks. Most directly comparable SaaS lending platform competing for similar bank buyers.
• LendingPad: Cloud-based loan origination system for mortgage and commercial lenders, with emphasis on workflow automation. Closely comparable SaaS LOS targeting similar mid-market lender segments.
• MeridianLink: Public SaaS provider of loan origination, account opening, and credit reporting software for banks, credit unions, and mortgage lenders. Directly comparable in targeting mid-market financial institutions with lending software.
• Mortgage Cadence (Accenture): Loan origination software for residential and commercial mortgage lenders with workflow automation, document management, and compliance. Comparable in delivering end-to-end CRE/mortgage lending workflows.

Emerging players

• Informatic Research (FinTech for FHA/HUD): Specialized technology and services provider for FHA multifamily lending, including underwriting and asset management. Niche competitor in the HUD/FHA lending software segment where LendingStandard's platform is concentrated.
• Roostify: Digital lending platform for mortgage and consumer lending with point-of-sale and automation capabilities. Comparable in being a newer SaaS entrant focused on digitizing lending workflows at financial institutions.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/formzapper
• Facebookfacebook.com/formzapper
• LinkedInlinkedin.com/company/david-pittman-05ba8948

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds5 records

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about LendingStandard