ftcash
- Company typePrivate
- Founded2015
- HeadquartersMumbai, India
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
ftcash firmographics
Firmographics- Name
- ftcash
- Website
- https://ftcash.com
- Company type
- Private
- Founded year
- 2015
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
ftcash industry classification
Industry- Product category
- Digital Lending & Payments Platform for Micro-Merchants
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Other Nondepository Credit Intermediation (52229)
- SIC
- Short-Term Business Credit Institutions (6153), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management) (FSAMABAF)
- akta.pro secondary industries
- Merchant Acquiring & Processing Platforms (BPAMAFAB), Credit & Overdraft Enablement (Credit Lines, Underwriting Integrations) (FSAGAAAJ)
Keywords
Where ftcash is headquartered
LocationHeadquarters
- HQ city
- Mumbai
- HQ country
- India
- HQ region
- Asia
Markets served
ftcash business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales
ftcash product offering
Product offeringCore offering
ftcash provides digital payment acceptance and working-capital loan products to underserved micro-merchants in India. The platform combines payment processing with credit underwriting so that small merchants can accept digital payments and access short-term financing based on their transaction flows. The company is positioned as a financial-inclusion fintech serving the small-merchant segment that traditional banks typically do not underwrite.
Differentiator
Problem solved
Functional benefit
Products and services
- Digital Payments for Micro-Merchants Digital payment acceptance service that enables small merchants and retailers in India to receive digital payments from customers. Targeted at micro-merchants who are underserved by traditional banks.
- Working-Capital Loans for Micro-Merchants Short-term working-capital loan product extended to micro-merchants based on their transaction flows, addressing the financing gap left by traditional banks.
Companies that use ftcash
Customer profileIdeal customer profiles1 record
ftcash technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
ftcash competitors and assessment
Company assessmentDirect peers
- BharatPe: India's leading merchant-payments and merchant-lending platform serving kirana stores and small merchants with QR acquiring and working-capital credit. Closest comparable to ftcash in targeting underserved micro-merchants with combined payments plus lending.
- Lendingkart: Indian fintech providing working-capital loans to small businesses and micro-merchants using alternative data underwriting. Direct peer to ftcash's lending arm, with overlapping target segment and similar data-driven underwriting approach.
- PayNearby: India-focused fintech providing digital payments, banking, and credit services to neighborhood retailers and micro-merchants. Highly comparable to ftcash in serving last-mile merchants with combined payments and financial services.
- Razorpay: Indian payment gateway and fintech infrastructure provider that has expanded into merchant lending (Razorpay Capital) and full-stack banking services. Comparable business model pivot from payments to embedded credit for merchants.
- Flexiloans: Indian digital lending platform providing SME and micro-merchant working capital using alternative data and cash-flow underwriting. Direct peer to ftcash's lending product on target segment and underwriting philosophy.
- Kissht: India-based digital lending platform offering small-ticket credit to consumers and merchants. Comparable peer given similar target customer profile and use of alternative data underwriting for thin-file borrowers.
- mSwipe: Indian merchant payments and acquiring platform serving small and micro-merchants with POS terminals, QR acquiring, and credit products. Directly comparable in serving micro-merchants with payment plus credit offering.
- Indifi Technologies: India-based digital lending platform focused on small businesses and micro-merchants using alternative data for underwriting. Directly comparable in business model, target segment, and data-driven approach to serving underserved borrowers.
Emerging players
- KredX: India-based invoice financing and working-capital platform for SMEs and merchants. Adjacent peer offering a complementary credit product (receivables-backed) to ftcash's micro-merchant cash-flow lending.
Broad incumbents
- Pine Labs: India and Southeast Asia POS and merchant payments incumbent serving large retailers and SMBs. Broader incumbent with overlapping merchant-acquiring and embedded finance capabilities, though typically focused on larger merchants than ftcash.
Market position
Customer concentration
ftcash social profiles
Digital presenceftcash financial estimates
Financial estimateRevenue estimate
Valuation estimate
ftcash leadership team
Management profileNumber of profiles
Profiles4 records
ftcash funding detail
Funding detailFunding overview
Funding rounds3 records
Investors7 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ftcash M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ftcash
What does ftcash do?
ftcash provides digital payment acceptance and working-capital loan products to underserved micro-merchants in India. The platform combines payment processing with credit underwriting so that small merchants can accept digital payments and access short-term financing based on their transaction flows. The company is positioned as a financial-inclusion fintech serving the small-merchant segment that traditional banks typically do not underwrite.
When was ftcash founded?
ftcash was founded in 2015. It employs 101 to 250 people.
Where is ftcash based?
ftcash is headquartered in Mumbai, India, in the Asia region.
Who are ftcash's main competitors?
Direct peers on record are BharatPe, Lendingkart, PayNearby, Razorpay, Flexiloans, Kissht, mSwipe and Indifi Technologies. KredX is listed as an emerging player. Pine Labs is listed as a broad incumbent.
Does ftcash have an API?
No public API is recorded for ftcash.
What industry is ftcash in?
ftcash's product category is Digital Lending & Payments Platform for Micro-Merchants. Its primary akta.pro industry code is FSAMABAF, Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management), with a secondary code of BPAMAFAB, Merchant Acquiring & Processing Platforms. Its NAICS code is 522320 and its SIC code is 6153.