Lumni, Inc.
- Company typePrivate
- Founded2002
- HeadquartersKey Biscayne, United States
- Headcount51–100
- GTM typeB2C
- OfferingServices
Lumni, Inc. firmographics
Firmographics- Name
- Lumni, Inc.
- Legal name
- Lumni Inc.
- Website
- https://lumni.net
- Company type
- Private
- Founded year
- 2002
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Lumni, Inc. industry classification
Industry- Product category
- Education Financing
- NAICS
- Educational Support Services (611710)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Private Student Loans (Undergraduate & Graduate) (FSAKAEAB)
Keywords
Where Lumni, Inc. is headquartered
LocationHeadquarters
- HQ city
- Key Biscayne
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Lumni, Inc. business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Income Share Agreement (AIC) Financing: Lumni provides financing for education through Income Share Agreements. Students receive funding for tuition and pay back a percentage of their future income after graduation and employment. During studies, students pay a low 'Cultura de pago' monthly amount.
- University Partnership Commissions: Lumni partners with universities and receives disbursements for student tuition payments, operating on a model where the company covers up to 85% of tuition directly to institutions.
- Bootcamp and Digital Skills Financing: Digital skills bootcamp financing through the Fondo Evolución Digital, with students returning 15% of salary upon employment.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Cultura de Pago - Monthly amount during studies |
| Outcome Based/ Performance | Pay-as-you-go | Income-based repayment after graduation |
| Subscription | Monthly | Bootcamp Cultura de Pago |
| Outcome Based/ Performance | Pay-as-you-go | Bootcamp AIC Return |
| Outcome Based/ Performance | Pay-as-you-go | Oportunidades Sin Fronteras - Professional Convalidation |
| Outcome Based/ Performance | Pay-as-you-go | Oportunidades Sin Fronteras - High School Validation |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels7 records
Lumni, Inc. product offering
Product offeringCore offering
Lumni provides education financing through Income Share Agreements (Acuerdos de Ingresos Compartidos, AIC). Students access up to 85% of tuition funding, pay a low monthly "Cultura de Pago" while studying, and after graduation repay a fixed percentage of their income for an agreed period until the defined financial cost is reached. The financing is delivered via an online platform and student portal, distributed directly and through a network of 20+ partner universities and corporate/foundation funds across Latin America.
Product overview
Lumni is an education financing platform operating across Latin America that provides funding for students through Income Share Agreements (AIC). The core offering consists of the main Lumni platform, supported by specialized funding programs including Lumni Convenios (university partnerships), Fondo Horizonte (health education), Fondo Evolución Digital (tech bootcamps), Eco Talento (green jobs), and Oportunidades Sin Fronteras (migrant support). The platform's unique model allows students to pay a low monthly amount during studies and a percentage of income after graduation. Additional services include coaching modules and a student blog. The company operates in Colombia, Mexico, Peru, and Chile.
Differentiator
Problem solved
Functional benefit
Products and services
- Lumni (AIC Education Financing) Core education financing platform enabling students in Latin America to access university funding through Income Share Agreements (AIC), paying a percentage of future income after graduation rather than upfront tuition.
- Lumni Convenios
Quantifiable outcome
- 25,000+ students have achieved their study goals through Lumni financing
- +2 more outcomes
Companies that use Lumni, Inc.
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles4 records
Lumni, Inc. technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Lumni, Inc. partnerships and signals
Strategic signalPartnerships
24 partnerships are on record, tiered core and minor.
- Fundación Universitaria Sanitas (Unisanitas)coreLumni and Unisanitas launched 'Fondo Horizonte' to expand access to higher education in health fields. The fund supports nursing and psychology programs at pregraduate and postgraduate levels, targeting students with financial needs in health-related careers.
- Fundación Terpelcore¡Mi Futuro Ahora! program creates an education fund to support Terpel employees' training in technical, technological, and vocational programs.
- Fundación BancolombiacoreThrough the rumBo fund, invests in post-secondary education for rural youth aged 16-35, providing flexible and solidarity-based financing.
- 4Geeks AcademyminorInternational bootcamp partner in Chile for technology education through the Fondo Evolución Digital.
- CETEMIN (Peru)minorInternational bootcamp partner in Peru for professional transformation programs.
- Universidad Centroamericana de Costa Rica (UWCC)minorInternational education partner in Costa Rica for career development programs.
- Universidad JaverianacoreMajor university partner in Lumni Convenios network, offering Income Share Agreement financing to students.
- Universidad El BosquecoreUniversity partner in Lumni Convenios network offering AIC financing for students.
- Universidad EANcoreUniversity partner in Lumni Convenios network offering AIC financing for students.
- Universidad UNABcoreUniversity partner in Lumni Convenios network offering AIC financing for students.
- Universidad CentralcoreUniversity partner in Lumni Convenios network offering AIC financing for students.
- Fundación Universitaria CafamcoreUniversity partner in Lumni Convenios network offering AIC financing for students.
- Universidad CEIPAcoreUniversity partner in Lumni Convenios network offering AIC financing for students.
- Universidad de AméricacoreUniversity partner in Lumni Convenios network offering AIC financing for students.
- Universidad del NortecoreUniversity partner in Lumni Convenios network offering AIC financing for students.
- Universidad Juan N. CorpascoreUniversity partner in Lumni Convenios network offering AIC financing for students.
- Universidad UDCAcoreUniversity partner in Lumni Convenios network offering AIC financing for students.
- Nodo EAFITminorTechnology bootcamp partner offering Backend, Frontend, and Data programs through Fondo Evolución Digital.
- SkillnestminorBootcamp partner for Cyberseguridad, Full Stack, and Data Science programs through Fondo Evolución Digital.
- CampuslandsminorIntensive software development bootcamp partner through Fondo Evolución Digital.
- Educación ITminorTechnology bootcamp partner offering Cloud, Cybersecurity, and Backend programs through Fondo Evolución Digital.
- Fundación Nous CimscoreCo-sponsor of EcoTalento fund supporting green jobs training for youth in Bogotá and Soacha.
- GOYN (Global Youth Network)coreCo-sponsor of EcoTalento fund supporting green jobs training for youth in Bogotá and Soacha.
- Fundación CoronacoreCo-sponsor of EcoTalento fund supporting green jobs training for youth in Bogotá and Soacha.
Scale indicators3 records
Recent moves6 records
Expansion highlights7 records
Lumni, Inc. competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Lumni, Inc. social profiles
Digital presenceLumni, Inc. financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lumni, Inc. leadership team
Management profileNumber of profiles
Profiles9 records
Lumni, Inc. funding detail
Funding detailFunding overview
Funding rounds4 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lumni, Inc. M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lumni, Inc.
What does Lumni, Inc. do?
Lumni provides education financing through Income Share Agreements (Acuerdos de Ingresos Compartidos, AIC). Students access up to 85% of tuition funding, pay a low monthly "Cultura de Pago" while studying, and after graduation repay a fixed percentage of their income for an agreed period until the defined financial cost is reached. The financing is delivered via an online platform and student portal, distributed directly and through a network of 20+ partner universities and corporate/foundation funds across Latin America.
Is Lumni, Inc. a public or private company?
Lumni, Inc. is a private company. It is classified as venture growth investor backed and is currently operating.
When was Lumni, Inc. founded?
Lumni, Inc. was founded in 2002. It employs 51 to 100 people.
Where is Lumni, Inc. based?
Lumni, Inc. is headquartered in Key Biscayne, United States, in the North America region.
How does Lumni, Inc. make money?
Three revenue lines are on record. Income Share Agreement (AIC) Financing is the primary driver. The others are university Partnership Commissions and bootcamp and Digital Skills Financing.
Does Lumni, Inc. have an API?
No public API is recorded for Lumni, Inc..
What industry is Lumni, Inc. in?
Lumni, Inc.'s product category is Education Financing. Its primary akta.pro industry code is FSAKAEAB, Private Student Loans (Undergraduate & Graduate). Its NAICS code is 611710 and its SIC code is 6199.