Advance.ai - Credit Bureau Philippines

What Advance.ai - Credit Bureau Philippines does

ADVANCE.AI, operating under Singapore-based Advance Intelligence Group (Advance Intelligence Pte. Ltd.), provides AI-powered digital identity verification, biometric authentication, AML screening, and fraud prevention services to financial institutions, fintech companies, e-commerce platforms, and government services across 12 Asian markets. Founded in 2016, the group serves over 700 enterprise clients including major banks (Standard Chartered, CIMB Niaga, BTPN, Allo Bank), digital platforms (Tokopedia, Shopee, Bukalapak, Grab), fintech firms (Nanovest, Indodax, Atome), and government services (VFS Global), with downstream reach spanning 100,000+ merchants and 20 million+ end consumers. Wholly-owned regional subsidiaries include ADVANCE.CBP (Credit Bureau Philippines), Credit Bureau Indonesia, and Bangun Percaya Sosial.

The company's core product is the AdvanGuard unified platform, which consolidates identity verification, document verification, biometric face authentication, AML screening, KYB/KYT, travel rule compliance, and risk intelligence into a single pre-orchestrated AI-driven workflow accessible via one API call. The platform is built on proprietary computer vision models for document forgery detection, iBeta Level 2-certified biometric liveness detection, NLP-based AML screening with intelligent fuzzy matching across 65+ languages, and anomaly detection algorithms for real-time fraud correlation. In June 2026, ADVANCE.AI became one of only four vendors worldwide to complete the BixeLab Injection Attack Detection evaluation under CEN/TS 18099, validating resilience against deepfakes, virtual cameras, and device tampering.

Revenue is generated through three streams: usage-based API calls for verification and authentication services, annual or multi-year enterprise subscriptions on quote-based pricing, and professional services for custom implementation and integration. Distribution combines API-first self-service for developer and mid-market customers with enterprise field sales targeting large financial institutions and regulated entities. The company maintains regional offices across Singapore, Manila, Jakarta, Bangkok, Kuala Lumpur, and Beijing, enabling localized sales, regulatory compliance, and customer support across its 12-market footprint.

Name

Advance.ai - Credit Bureau Philippines

Legal name

Advance Intelligence Pte. Ltd.

Website

https://advance.ai

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

251–500 employees

Short description

ADVANCE.AI provides AI-powered identity verification, biometric authentication, AML screening, and fraud prevention to 700+ enterprise clients, including banks, fintechs, and digital platforms, across 12 Asian markets through its unified AdvanGuard platform.

Ownership category

akta.pro rank

Product category

Identity Verification & Compliance Software

NAICS

Credit Bureaus (561450), Credit Bureaus (56145)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Fraud Prevention & Identity Verification (IDV/KYC) (BPAMAEAI)

akta.pro secondary industries

Identity Verification & Proofing (IDV, KYC, Biometrics) (HDADAAAF), Data, Evidence & Document Verification (IDV) for KYC (FSAMAMAN), Consumer Identity Verification (KYC) & Fraud Risk for Credit (FSAKAKAD)

Keywords

• Digital identity verification
• EKYC compliance
• AI fraud prevention
• Biometric authentication
• AML screening

Headquarters

HQ city

Singapore

HQ country

Singapore

HQ region

Asia

Offices6 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. API Services: Usage-based API calls for identity verification, document verification, and biometric authentication services consumed by enterprise clients.
2. Enterprise Subscriptions: Annual or multi-year subscription contracts for enterprise clients providing access to the full AdvanGuard platform and ongoing support.
3. Professional Services: Implementation and integration services for enterprise clients requiring custom deployments and technical integration.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels7 records

Core offering

Advance.ai provides the AdvanGuard unified AI-powered platform for digital identity verification, KYC/KYB compliance, biometric face authentication, AML screening, and fraud prevention, delivered to enterprise clients through a single-API architecture and mobile SDKs. Its subsidiary ADVANCE.CBP (Credit Bureau Philippines) extends these services into the Philippine credit information market.

Product overview

ADVANCE.AI offers the AdvanGuard unified AI-powered platform for digital identity verification, fraud prevention, and compliance. The platform provides three core integrated modules: Identity Verification (end-to-end onboarding journey), Document Verification (ID validation and fraud detection), and Face Authentication (face verification and liveness check). These modules operate within a single pre-orchestrated workflow connected through document analysis, biometric validation, and risk intelligence layers. The platform also includes AML screening, KYB/KYT, and fraud prevention capabilities unified under one architecture enabling single-API integration. ADVANCE.AI supports 200+ global ID templates and coverage across 200+ jurisdictions.

Differentiator

Problem solved

Functional benefit

Brands

• AdvanGuard: Unified AI-powered platform for identity verification, AML, KYB, KYT, fraud prevention, and risk intelligence across global markets.

Products and services

• AdvanGuard Platform AI-powered unified platform for identity verification, AML screening, KYB/KYT, fraud prevention, and risk intelligence that consolidates multiple verification capabilities into a single seamless, pre-orchestrated workflow accessed via one API call and mobile SDKs; built for banks, fintechs, crypto platforms, e-commerce, payment, and sharing-economy enterprises.
• AdvanGuard Identity Verification Unified solution for secure, compliant, and seamless identity verification that connects document checks, facial recognition, and risk intelligence in a single flow for fast, accurate, and scalable fraud prevention at customer onboarding; targeted at banks, fintechs, crypto, e-commerce, payment, and sharing-economy enterprises.
• AdvanGuard Document Verification Real-time document authentication solution that uses AI computer vision to detect forged, altered, and fake identity documents such as passports and national IDs, verify authenticity, extract key data with precision, and assess risk instantly; targeted at enterprises performing KYC at scale.
• AdvanGuard Face Authentication Biometric authentication solution combining liveness detection and face comparison to verify real presence and identity in seconds; certified to iBeta Level 1 & 2 (ISO/IEC 30107-3) and to BixeLab IAD under CEN/TS 18099; deployed via mobile SDKs on iOS and Android and used across banking, fintech, crypto, e-commerce, payment, and sharing-economy industries.
• Next-Generation AML Screening AI-powered anti-money laundering screening solution providing real-time sanctions, PEP, and adverse media screening across 240+ countries and 65+ languages, with intelligent fuzzy matching, context disambiguation, full lifecycle monitoring, and centralized case management; targeted at banks, fintechs, crypto platforms, and other regulated enterprises.
• ADVANCE.CBP (Credit Bureau Philippines) Wholly-owned subsidiary service providing credit bureau and credit information services in the Philippines, including identity verification and credit reporting for Philippine financial institutions and lenders; serves as the Philippine operating arm of Advance Intelligence Group.

Quantifiable outcome

• 700+ enterprise clients served globally
• +3 more outcomes

Named customers14 records

Segments6 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability8 records

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• ADVANCE.CBP (Credit Bureau Philippines)coreOthersSubsidiary of Advance Intelligence Group operating as Credit Bureau Philippines, providing identity verification and credit services in the Philippine market.
• Credit Bureau IndonesiacoreOthersSubsidiary of Advance Intelligence Group providing credit bureau services and identity verification in Indonesia.
• Bangun Percaya SosialcoreOthersSubsidiary of Advance Intelligence Group focused on social credit and identity services in the Indonesian market.

Scale indicators6 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Jumio: Jumio is a leading global identity verification and KYC/AML platform offering document verification, biometric authentication, and liveness detection to financial institutions and digital platforms — a direct competitor to ADVANCE.AI's AdvanGuard across virtually the same customer verticals.
• Onfido: Onfido provides AI-powered identity verification, document authentication, and biometric verification for banks, fintechs, and digital platforms. It competes head-on with ADVANCE.AI in regulated KYC and AML onboarding workflows globally.
• Trulioo: Trulioo offers a global identity verification platform with extensive country and document coverage, including AML screening. It is a direct competitor in cross-border KYC and onboarding use cases that ADVANCE.AI targets across Asian markets.
• Veriff: Veriff provides AI-driven identity verification with biometric liveness and document fraud detection, serving fintech, crypto, and sharing economy customers — overlapping closely with ADVANCE.AI's vertical mix.
• Sumsub: Sumsub is a full-stack identity verification, KYC/AML, and fraud prevention platform serving crypto, fintech, banking, and sharing economy clients. Its unified platform approach and crypto vertical focus closely mirror ADVANCE.AI's AdvanGuard positioning.
• iDenfy: iDenfy offers AI-powered identity verification, document checking, biometric authentication, and AML screening, primarily serving fintech, crypto, and e-commerce — a closely comparable offering to ADVANCE.AI's core platform.
• Persona: Persona provides a flexible identity verification platform with configurable KYC, AML, document, and biometric workflows for fintech and digital businesses — directly comparable to AdvanGuard's modular identity stack.

Broad incumbents

• GBG (GBG Group): GBG is an established identity and location data business offering identity verification, fraud, and compliance solutions across regulated industries. It competes broadly with ADVANCE.AI in KYC and AML while serving a wider enterprise portfolio.
• Experian: Experian is a global credit bureau and information services company that has expanded into identity verification and fraud prevention. Its credit bureau footprint is directly comparable to ADVANCE.AI's Credit Bureau Philippines and Indonesia subsidiaries, though at far greater scale.
• Equifax: Equifax is a global credit bureau that also provides identity verification, fraud prevention, and AML compliance. Its dual credit bureau + IDV model parallels ADVANCE.AI's combination of ADVANCE.CBP, CBI, and AdvanGuard, though at much larger enterprise scale.

Market position

Strengths1 record

Weaknesses1 record

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@ADVANCEAI?sub_confirmation=1
• Facebookfacebook.com/advanceaiapac
• LinkedInlinkedin.com/company/advanceai-aai
• Instagraminstagram.com/advanceai

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries3 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Advance.ai - Credit Bureau Philippines